Business overdrafts: what they are and how to apply | money.co.uk

Money

Check your business eligibility
Business loans
Startup business loans
Business credit cards
Startup business credit cards
Business rewards credit cards
Business credit scores
Invoice finance
Asset finance
Business bank accounts
Sole trader bank accounts
Limited company bank accounts
Business savings accounts
Easy access business savings
Card payment machines
Business prepaid cards
Business insurance
Public liability insurance
Professional indemnity insurance
Employers liability
Goods in transit insurance
Landlord insurance
Business energy
Business gas
Temporary business car insurance
Temporary business van insurance
HR software
Accounting software
Payroll software
Expense management software
Accounts payable software
Current accounts
Joint current accounts
Savings accounts
Instant access savings
Investment ISAs
Cash ISAs
Fixed rate cash ISAs
Fixed rate bonds
Private pensions
SIPP pensions
Pension transfers
Investment products
Share dealing accounts
Credit cards
Balance transfer credit cards
0% purchase credit cards
Rewards credit cards
Air miles credit cards
Instant decision credit cards
Student credit cards
Prepaid cards
Loans
Unsecured loans
Secured loans
Debt consolidation loans
Bad credit loans
Bridging loans
Mortgage comparison
First time buyer mortgages
Remortgages
Buy to let mortgages
Self employed mortgages
Shared ownership mortgages
Second home mortgages
Low income mortgages
Car insurance
Van insurance
Motorbike insurance
Temporary car insurance
Learner driver insurance
Home insurance
Pet insurance
Health insurance
Life insurance
Income protection insurance
Travel insurance
Travel money
Euro exchange rate
US dollar exchange rate
Turkish lira exchange rate
Currency buy back
Prepaid travel cards
All business products
Business case studies
Business insights
Business statistics
Business guides
Business bank account guides
Business savings guides
Business credit card guides
Business loans guides
Card payment guides
Business insurance guides
Starting a business hub
Running a business hub
Growing a business hub
Guides
Tools & calculators
Current account guides
Savings guides
Investing guides
Pensions guides
Credit card guides
Loans guides
Travel money guides

Business account

>
Business>
Business bank accounts

A business overdraft is a short-term borrowing facility linked to your business bank account.

About us
Guides
Jobs
Contact us
Sitemap

Terms and conditions
Privacy notice
Cookie policy
Complaints policy
Slavery statement
Tax statement
Accessibility statement

© Copyright 2026 Dot Zinc Limited, licensed to RVU Services Limited. All rights reserved. An RVU Company.

Operated by RVU Services Limited, registered in England and Wales (Company No. 15331775) at The Cooperage, 5 Copper Row, London, SE1 2LH. RVU Services Limited (FRN 1007258) is an Appointed Representative of Inspop.com Limited (FRN 310635) for annual general insurance products, Uswitch Limited (FRN 312850) for boiler cover and solar panel financing, Dot Zinc Limited (FRN 415689) for other consumer credit and investment products, Tempcover Limited (FRN 746985) for temporary insurance products and Life’s Great Limited (FRN 478215) for mortgage products, each of which is authorised and regulated by the Financial Conduct Authority. You can check this on the Financial Services Register.

Our service is free to use but depending on the product or service you choose we may receive a commission. We are a credit broker, not a lender.