[{"_1":2,"_14814":-5,"_14815":-5},"loaderData",{"_3":4,"_1787":1788},"root",{"_5":6,"_1776":-7,"_1777":1778},"includesData",{"_7":8,"_90":91,"_1522":1523},"headElements",[9,10,9,27,9,37,9,44,9,52,9,61,9,67,9,73,9,79,9,85,9],"",{"_11":12,"_13":14,"_15":16,"_17":18,"_24":-5,"_25":26},"$$typeof",["Y","react.transitional.element"],"type","script","key","1","props",{"_19":20,"_23":-7},"dangerouslySetInnerHTML",{"_21":22},"__html","!function(){var e,t,n,i,r={passive:!0,capture:!0},a=new Date,o=function(){i=[],t=-1,e=null,f(addEventListener)},c=function(i,r){e||(e=r,t=i,n=new Date,f(removeEventListener),u())},u=function(){if(t>=0&&t1e12?new Date:performance.now())-e.timeStamp;\"pointerdown\"==e.type?function(e,t){var n=function(){c(e,t),a()},i=function(){a()},a=function(){removeEventListener(\"pointerup\",n,r),removeEventListener(\"pointercancel\",i,r)};addEventListener(\"pointerup\",n,r),addEventListener(\"pointercancel\",i,r)}(t,e):c(t,e)}},f=function(e){[\"mousedown\",\"keydown\",\"touchstart\",\"pointerdown\"].forEach((function(t){return e(t,s,r)}))},p=\"hidden\"===document.visibilityState?0:1/0;addEventListener(\"visibilitychange\",(function e(t){\"hidden\"===document.visibilityState&&(p=t.timeStamp,removeEventListener(\"visibilitychange\",e,!0))}),!0);o(),self.webVitals={firstInputPolyfill:function(e){i.push(e),u()},resetFirstInputPolyfill:o,get firstHiddenTime(){return p}}}();\n","children","_owner","_store",{},{"_11":12,"_13":28,"_15":29,"_17":30,"_24":-5,"_25":36},"link","3",{"_31":32,"_13":33,"_34":35,"_23":-7},"rel","stylesheet","text/css","href","https://www.money.co.uk/shared-assets/includes.css?v=351cdf7",{},{"_11":12,"_13":38,"_15":39,"_17":40,"_24":-5,"_25":43},"meta","5",{"_41":42,"_23":-7},"charSet","UTF-8",{},{"_11":12,"_13":38,"_15":45,"_17":46,"_24":-5,"_25":51},"7",{"_47":48,"_49":50,"_23":-7},"name","viewport","content","width=device-width, initial-scale=1",{},{"_11":12,"_13":14,"_15":53,"_17":54,"_24":-5,"_25":60},"9",{"_13":55,"_56":57,"_58":59,"_23":-7},"text/javascript","src","//widget.trustpilot.com/bootstrap/v5/tp.widget.bootstrap.min.js","async",true,{},{"_11":12,"_13":14,"_15":62,"_17":63,"_24":-5,"_25":66},"11",{"_19":64,"_23":-7},{"_21":65},"\n (function(){var nerdalytics=function(r){var e=[];var n=[\"identify\",\"track\",\n \"ready\",\"debug\",\"page\",\"on\",\"setContext\"];var t=function(n){return function(){\n var r=Array.prototype.slice.call(arguments);r.unshift(n);e.push(r);return e}}\n ;for(var a=0;a {\n if (typeof (dataLayer) === 'undefined') {\n throw new Error('dataLayer is undefined - looks like GTM has not loaded properly')\n }\n \n dataLayer.push({\n 'event': 'gaTriggerEvent',\n 'gaEventCategory': category,\n 'gaEventAction': action,\n 'gaEventLabel': label,\n 'gaEventValue': value,\n 'eventCallback': callback,\n 'gaNonInteractive': nonInteractive || 0\n })\n }\n\n var getCookie = (name) => {\n var match = document.cookie.match(new RegExp('(^| )' + name + '=([^;]+)'));\n if (match) return match[2];\n return undefined;\n }\n \n var getUsci = function () {\n var usci = getCookie('usci')\n if (usci) {\n return usci\n }\n }\n\n var getCastConsent = function () {\n return window.cookie_consent || JSON.parse(getCookie('cookie-preferences') || 'null')\n }\n \n var setCastContext = function () {\n var castConsent = getCastConsent()\n \n if (window.nerdalytics && castConsent) {\n var payload = { castPermissions: castConsent }\n window.nerdalytics.setContext(payload)\n }\n }\n \n var setUserAndCastContext = function () {\n var usci = getUsci()\n \n if (window.nerdalytics) {\n setCastContext()\n window.nerdalytics.identify(usci || '')\n }\n }\n\n var setProductCategoryAndPageType = function () {\n const productCategory = window.__PRODUCT_CATEGORY__\n const pageType = window.__PAGE_TYPE__\n\n if (window.nerdalytics && productCategory) {\n window.nerdalytics.setContext({ productCategory })\n }\n if (window.nerdalytics && pageType) {\n window.nerdalytics.setContext({ pageType })\n }\n }\n\n setUserAndCastContext()\n setProductCategoryAndPageType()\n }\n\n if (window.rvu?.cast?.cookiePolicyAccepted) initGTM()\n else window.addEventListener('cookieConsentLoaded', initGTM)\n })\n ",{},{"_11":12,"_13":14,"_15":80,"_17":81,"_24":-5,"_25":84},"17",{"_19":82,"_23":-7},{"_21":83},"\n window.include_env = \"production\";\n ",{},{"_11":12,"_13":14,"_15":86,"_17":87,"_24":-5,"_25":89},"19",{"_56":88,"_58":59,"_23":-7},"//www.money.co.uk/shared-scripts/perf.js",{},"headerElements",[92,9,1517],{"_11":12,"_13":93,"_15":94,"_17":95,"_24":-5,"_25":1516},"div","0",{"_96":97,"_23":98},"className","global-header",[99,100,1515],"\n ",{"_11":12,"_13":93,"_15":16,"_17":101,"_24":-5,"_25":1514},{"_96":102,"_23":103},"global-header__container global-header__wrap",[104,105,104,171,99],"\n ",{"_11":12,"_13":93,"_15":16,"_17":106,"_24":-5,"_25":170},{"_96":107,"_23":108},"global-header__title",[109,110,114,128,114,141,104],"\n ",{"_11":12,"_13":93,"_15":16,"_17":111,"_24":-5,"_25":127},{"_96":112,"_23":113},"global-header__title-wrap",[114,115,109],"\n ",{"_11":12,"_13":116,"_15":16,"_17":117,"_24":-5,"_25":126},"a",{"_34":118,"_96":119,"_23":120},"/","global-header__logo",{"_11":12,"_13":121,"_15":-5,"_17":122,"_24":-5,"_25":125},"span",{"_96":123,"_23":124},"global-header__vh","Money",{},{},{},{"_11":12,"_13":116,"_15":29,"_17":129,"_24":-5,"_25":140},{"_96":130,"_34":131,"_132":133,"_23":134},"global-header__nav-login global-header__nav-loginMobile","/accounts/signin","aria-label","Business account",[135,136,114],"\n ",{"_11":12,"_13":93,"_15":16,"_17":137,"_24":-5,"_25":139},{"_96":138,"_23":-7},"global-header__nav-loginIcon",{},{},{"_11":12,"_13":93,"_15":39,"_17":142,"_24":-5,"_25":169},{"_143":9,"_96":144,"_23":145},"data-toggle-global-nav","navHamburger",[114,146,109],{"_11":12,"_13":147,"_15":16,"_17":148,"_24":-5,"_25":168},"button",{"_96":149,"_23":150},"global-header__menu-btn",[151,152,114],"Menu \n ",{"_11":12,"_13":93,"_15":16,"_17":153,"_24":-5,"_25":167},{"_96":154,"_23":155},"nav-icon",[156,157,156,161,156,164,135],"\n ",{"_11":12,"_13":121,"_15":16,"_17":158,"_24":-5,"_25":160},{"_96":159,"_23":-7},"navHamburger-span",{},{"_11":12,"_13":121,"_15":29,"_17":162,"_24":-5,"_25":163},{"_96":159,"_23":-7},{},{"_11":12,"_13":121,"_15":39,"_17":165,"_24":-5,"_25":166},{"_96":159,"_23":-7},{},{},{},{},{},{"_11":12,"_13":172,"_15":29,"_17":173,"_24":-5,"_25":1513},"nav",{"_174":9,"_96":175,"_23":176},"data-global-nav","global-header__nav",[109,177,114,1502,104],{"_11":12,"_13":178,"_15":16,"_17":179,"_24":-5,"_25":1501},"ul",{"_96":180,"_23":181},"global-header__nav-list",[114,182,608,1222,109],{"_11":12,"_13":183,"_15":16,"_17":184,"_24":-5,"_25":607},"li",{"_96":185,"_23":186},"global-header__nav-list-item",[156,187,156,194,135],{"_11":12,"_13":147,"_15":16,"_17":188,"_24":-5,"_25":193},{"_189":9,"_96":190,"_191":94,"_23":192},"data-global-nav-button","global-header__nav-btn","data-menu-index","Business",{},{"_11":12,"_13":93,"_15":29,"_17":195,"_24":-5,"_25":606},{"_96":196,"_23":197},"global-header__sub-nav",[198,199,156],"\n ",{"_11":12,"_13":93,"_15":16,"_17":200,"_24":-5,"_25":605},{"_96":201,"_23":202},"global-header__container",[203,204,203,248,198],"\n ",{"_11":12,"_13":93,"_15":16,"_17":205,"_24":-5,"_25":247},{"_96":206,"_23":207},"global-header__subnavigation",[208,209,221,230,238,203]," \n ",{"_11":12,"_13":147,"_15":16,"_17":210,"_24":-5,"_25":220},{"_13":147,"_96":211,"_191":94,"_212":94,"_23":213},"global-header__section-toggle","data-section-index",[214,215,219],"\n ",{"_11":12,"_13":121,"_15":16,"_17":216,"_24":-5,"_25":218},{"_23":217},"Business funding",{},"\n ",{},{"_11":12,"_13":147,"_15":222,"_17":223,"_24":-5,"_25":229},"2",{"_13":147,"_96":211,"_191":94,"_212":16,"_23":224},[214,225,219],{"_11":12,"_13":121,"_15":16,"_17":226,"_24":-5,"_25":228},{"_23":227},"Business banking",{},{},{"_11":12,"_13":147,"_15":29,"_17":231,"_24":-5,"_25":237},{"_13":147,"_96":211,"_191":94,"_212":222,"_23":232},[214,233,219],{"_11":12,"_13":121,"_15":16,"_17":234,"_24":-5,"_25":236},{"_23":235},"Business insurance & energy",{},{},{"_11":12,"_13":147,"_15":239,"_17":240,"_24":-5,"_25":246},"4",{"_13":147,"_96":211,"_191":94,"_212":29,"_23":241},[214,242,219],{"_11":12,"_13":121,"_15":16,"_17":243,"_24":-5,"_25":245},{"_23":244},"Business software",{},{},{},{"_11":12,"_13":93,"_15":29,"_17":249,"_24":-5,"_25":604},{"_96":250,"_23":251},"global-header__sub-nav-wrap",[252,253,357,436,543,203],"\n ",{"_11":12,"_13":93,"_15":16,"_17":254,"_24":-5,"_25":356},{"_96":255,"_191":94,"_212":94,"_23":256},"global-header__section",[214,257,214,266],{"_11":12,"_13":147,"_15":16,"_17":258,"_24":-5,"_25":265},{"_13":147,"_96":211,"_191":94,"_212":94,"_23":259},[260,261,214],"\n ",{"_11":12,"_13":121,"_15":16,"_17":262,"_24":-5,"_25":264},{"_23":263},"Business funding\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":267,"_24":-5,"_25":355},{"_96":268,"_23":269},"global-header__page-links",[260,270,281,290,299,308,317,327,336,346,214],{"_11":12,"_13":183,"_15":16,"_17":271,"_24":-5,"_25":280},{"_23":272},[273,274,279],"\n ",{"_11":12,"_13":116,"_15":16,"_17":275,"_24":-5,"_25":278},{"_34":276,"_23":277},"https://www.money.co.uk/clk/fa532f9b-f932-4cf6-bc30-3764d59e98b8-f9f672711476a92eccb8679e1a02322f87892adc/money/business-loans?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness-finance%2Fjourney%3FlandingPage%3Dbusiness-loans%26rvu_click_ref%3D%7B%7Bclick_ref%7D%7D&category=business-loans&supplier=USwitch&product_name=Uswitch-test&pid=fa532f9b-f932-4cf6-bc30-3764d59e98b8&ln=application&upvid=fa532f9b-f932-4cf6-bc30-3764d59e98b8-f9f672711476a92eccb8679e1a02322f87892adc&ucvid=1000036266&ulvid=972041&link_id=fcb23159-19ae-424f-822b-2b2a7c36ecb5&sig=6b6923857d24e79df9bffaed05e2539884485cfa8b9a77bd0ad48556335c4158","\n Check your business eligibility\n ",{},"\n ",{},{"_11":12,"_13":183,"_15":222,"_17":282,"_24":-5,"_25":289},{"_23":283},[273,284,279],{"_11":12,"_13":116,"_15":16,"_17":285,"_24":-5,"_25":288},{"_34":286,"_23":287},"/business/business-loans","\n Business loans\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":291,"_24":-5,"_25":298},{"_23":292},[273,293,279],{"_11":12,"_13":116,"_15":16,"_17":294,"_24":-5,"_25":297},{"_34":295,"_23":296},"/business/business-loans/start-up-business-loans","\n Startup business loans\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":300,"_24":-5,"_25":307},{"_23":301},[273,302,279],{"_11":12,"_13":116,"_15":16,"_17":303,"_24":-5,"_25":306},{"_34":304,"_23":305},"/business/business-credit-cards","\n Business credit cards\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":309,"_24":-5,"_25":316},{"_23":310},[273,311,279],{"_11":12,"_13":116,"_15":16,"_17":312,"_24":-5,"_25":315},{"_34":313,"_23":314},"/business/business-credit-cards/startups","\n Startup business credit cards\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":319,"_24":-5,"_25":326},"6",{"_23":320},[273,321,279],{"_11":12,"_13":116,"_15":16,"_17":322,"_24":-5,"_25":325},{"_34":323,"_23":324},"/business/business-credit-cards/rewards","\n Business rewards credit cards\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":328,"_24":-5,"_25":335},{"_23":329},[273,330,279],{"_11":12,"_13":116,"_15":16,"_17":331,"_24":-5,"_25":334},{"_34":332,"_23":333},"/business/credit-reports","\n Business credit scores\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":338,"_24":-5,"_25":345},"8",{"_23":339},[273,340,279],{"_11":12,"_13":116,"_15":16,"_17":341,"_24":-5,"_25":344},{"_34":342,"_23":343},"/business/business-loans/invoice-finance","\n Invoice finance\n ",{},{},{"_11":12,"_13":183,"_15":53,"_17":347,"_24":-5,"_25":354},{"_23":348},[273,349,279],{"_11":12,"_13":116,"_15":16,"_17":350,"_24":-5,"_25":353},{"_34":351,"_23":352},"/business/business-loans/asset-finance","\n Asset finance\n ",{},{},{},{},{"_11":12,"_13":93,"_15":222,"_17":358,"_24":-5,"_25":435},{"_96":255,"_191":94,"_212":16,"_23":359},[214,360,214,368],{"_11":12,"_13":147,"_15":16,"_17":361,"_24":-5,"_25":367},{"_13":147,"_96":211,"_191":94,"_212":16,"_23":362},[260,363,214],{"_11":12,"_13":121,"_15":16,"_17":364,"_24":-5,"_25":366},{"_23":365},"Business banking\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":369,"_24":-5,"_25":434},{"_96":268,"_23":370},[260,371,380,389,398,407,416,425,214],{"_11":12,"_13":183,"_15":16,"_17":372,"_24":-5,"_25":379},{"_23":373},[273,374,279],{"_11":12,"_13":116,"_15":16,"_17":375,"_24":-5,"_25":378},{"_34":376,"_23":377},"/business/bank-accounts","\n Business bank accounts\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":381,"_24":-5,"_25":388},{"_23":382},[273,383,279],{"_11":12,"_13":116,"_15":16,"_17":384,"_24":-5,"_25":387},{"_34":385,"_23":386},"/business/bank-accounts/sole-trader","\n Sole trader bank accounts\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":390,"_24":-5,"_25":397},{"_23":391},[273,392,279],{"_11":12,"_13":116,"_15":16,"_17":393,"_24":-5,"_25":396},{"_34":394,"_23":395},"/business/bank-accounts/limited-company","\n Limited company bank accounts\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":399,"_24":-5,"_25":406},{"_23":400},[273,401,279],{"_11":12,"_13":116,"_15":16,"_17":402,"_24":-5,"_25":405},{"_34":403,"_23":404},"/business/business-savings-accounts","\n Business savings accounts\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":408,"_24":-5,"_25":415},{"_23":409},[273,410,279],{"_11":12,"_13":116,"_15":16,"_17":411,"_24":-5,"_25":414},{"_34":412,"_23":413},"/business/business-savings-accounts/instant-access","\n Easy access business savings\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":417,"_24":-5,"_25":424},{"_23":418},[273,419,279],{"_11":12,"_13":116,"_15":16,"_17":420,"_24":-5,"_25":423},{"_34":421,"_23":422},"/business/card-payment-solutions","\n Card payment machines\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":426,"_24":-5,"_25":433},{"_23":427},[273,428,279],{"_11":12,"_13":116,"_15":16,"_17":429,"_24":-5,"_25":432},{"_34":430,"_23":431},"/business/prepaid-cards","\n Business prepaid cards\n ",{},{},{},{},{"_11":12,"_13":93,"_15":29,"_17":437,"_24":-5,"_25":542},{"_96":255,"_191":94,"_212":222,"_23":438},[214,439,214,447],{"_11":12,"_13":147,"_15":16,"_17":440,"_24":-5,"_25":446},{"_13":147,"_96":211,"_191":94,"_212":222,"_23":441},[260,442,214],{"_11":12,"_13":121,"_15":16,"_17":443,"_24":-5,"_25":445},{"_23":444},"Business insurance & energy\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":448,"_24":-5,"_25":541},{"_96":268,"_23":449},[260,450,459,468,477,486,495,504,513,522,531,214],{"_11":12,"_13":183,"_15":16,"_17":451,"_24":-5,"_25":458},{"_23":452},[273,453,279],{"_11":12,"_13":116,"_15":16,"_17":454,"_24":-5,"_25":457},{"_34":455,"_23":456},"/business/business-insurance","\n Business insurance\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":460,"_24":-5,"_25":467},{"_23":461},[273,462,279],{"_11":12,"_13":116,"_15":16,"_17":463,"_24":-5,"_25":466},{"_34":464,"_23":465},"/business/business-insurance/public-liability-insurance","\n Public liability insurance\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":469,"_24":-5,"_25":476},{"_23":470},[273,471,279],{"_11":12,"_13":116,"_15":16,"_17":472,"_24":-5,"_25":475},{"_34":473,"_23":474},"/business/business-insurance/professional-indemnity-insurance","\n Professional indemnity insurance\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":478,"_24":-5,"_25":485},{"_23":479},[273,480,279],{"_11":12,"_13":116,"_15":16,"_17":481,"_24":-5,"_25":484},{"_34":482,"_23":483},"/business/business-insurance/employers-liability","\n Employers liability\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":487,"_24":-5,"_25":494},{"_23":488},[273,489,279],{"_11":12,"_13":116,"_15":16,"_17":490,"_24":-5,"_25":493},{"_34":491,"_23":492},"/business/business-insurance/goods-in-transit-insurance","\n Goods in transit insurance\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":496,"_24":-5,"_25":503},{"_23":497},[273,498,279],{"_11":12,"_13":116,"_15":16,"_17":499,"_24":-5,"_25":502},{"_34":500,"_23":501},"/landlord-insurance","\n Landlord insurance\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":505,"_24":-5,"_25":512},{"_23":506},[273,507,279],{"_11":12,"_13":116,"_15":16,"_17":508,"_24":-5,"_25":511},{"_34":509,"_23":510},"/business/business-electricity","\n Business energy\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":514,"_24":-5,"_25":521},{"_23":515},[273,516,279],{"_11":12,"_13":116,"_15":16,"_17":517,"_24":-5,"_25":520},{"_34":518,"_23":519},"/business/business-gas","\n Business gas\n ",{},{},{"_11":12,"_13":183,"_15":53,"_17":523,"_24":-5,"_25":530},{"_23":524},[273,525,279],{"_11":12,"_13":116,"_15":16,"_17":526,"_24":-5,"_25":529},{"_34":527,"_23":528},"/car-insurance/temporary-business-car-insurance","\n Temporary business car insurance\n ",{},{},{"_11":12,"_13":183,"_15":532,"_17":533,"_24":-5,"_25":540},"10",{"_23":534},[273,535,279],{"_11":12,"_13":116,"_15":16,"_17":536,"_24":-5,"_25":539},{"_34":537,"_23":538},"/car-insurance/temporary-business-van-insurance","\n Temporary business van insurance\n ",{},{},{},{},{"_11":12,"_13":93,"_15":239,"_17":544,"_24":-5,"_25":603},{"_96":255,"_191":94,"_212":29,"_23":545},[214,546,214,554],{"_11":12,"_13":147,"_15":16,"_17":547,"_24":-5,"_25":553},{"_13":147,"_96":211,"_191":94,"_212":29,"_23":548},[260,549,214],{"_11":12,"_13":121,"_15":16,"_17":550,"_24":-5,"_25":552},{"_23":551},"Business software\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":555,"_24":-5,"_25":602},{"_96":268,"_23":556},[260,557,566,575,584,593,214],{"_11":12,"_13":183,"_15":16,"_17":558,"_24":-5,"_25":565},{"_23":559},[273,560,279],{"_11":12,"_13":116,"_15":16,"_17":561,"_24":-5,"_25":564},{"_34":562,"_23":563},"/business/best-hr-software","\n HR software\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":567,"_24":-5,"_25":574},{"_23":568},[273,569,279],{"_11":12,"_13":116,"_15":16,"_17":570,"_24":-5,"_25":573},{"_34":571,"_23":572},"/business/best-accounting-software","\n Accounting software\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":576,"_24":-5,"_25":583},{"_23":577},[273,578,279],{"_11":12,"_13":116,"_15":16,"_17":579,"_24":-5,"_25":582},{"_34":580,"_23":581},"/business/payroll-software","\n Payroll software\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":585,"_24":-5,"_25":592},{"_23":586},[273,587,279],{"_11":12,"_13":116,"_15":16,"_17":588,"_24":-5,"_25":591},{"_34":589,"_23":590},"/business/expense-management-software","\n Expense management software\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":594,"_24":-5,"_25":601},{"_23":595},[273,596,279],{"_11":12,"_13":116,"_15":16,"_17":597,"_24":-5,"_25":600},{"_34":598,"_23":599},"/business/accounts-payable-software","\n Accounts payable software\n ",{},{},{},{},{},{},{},{},{"_11":12,"_13":183,"_15":222,"_17":609,"_24":-5,"_25":1221},{"_96":185,"_23":610},[156,611,156,615,135],{"_11":12,"_13":147,"_15":16,"_17":612,"_24":-5,"_25":614},{"_189":9,"_96":190,"_191":16,"_23":613},"Personal",{},{"_11":12,"_13":93,"_15":29,"_17":616,"_24":-5,"_25":1220},{"_96":196,"_23":617},[198,618,156],{"_11":12,"_13":93,"_15":16,"_17":619,"_24":-5,"_25":1219},{"_96":201,"_23":620},[203,621,203,665,198],{"_11":12,"_13":93,"_15":16,"_17":622,"_24":-5,"_25":664},{"_96":206,"_23":623},[208,624,632,640,648,656,203],{"_11":12,"_13":147,"_15":16,"_17":625,"_24":-5,"_25":631},{"_13":147,"_96":211,"_191":16,"_212":94,"_23":626},[214,627,219],{"_11":12,"_13":121,"_15":16,"_17":628,"_24":-5,"_25":630},{"_23":629},"Banking, savings & investments",{},{},{"_11":12,"_13":147,"_15":222,"_17":633,"_24":-5,"_25":639},{"_13":147,"_96":211,"_191":16,"_212":16,"_23":634},[214,635,219],{"_11":12,"_13":121,"_15":16,"_17":636,"_24":-5,"_25":638},{"_23":637},"Credit cards & loans",{},{},{"_11":12,"_13":147,"_15":29,"_17":641,"_24":-5,"_25":647},{"_13":147,"_96":211,"_191":16,"_212":222,"_23":642},[214,643,219],{"_11":12,"_13":121,"_15":16,"_17":644,"_24":-5,"_25":646},{"_23":645},"Mortgages",{},{},{"_11":12,"_13":147,"_15":239,"_17":649,"_24":-5,"_25":655},{"_13":147,"_96":211,"_191":16,"_212":29,"_23":650},[214,651,219],{"_11":12,"_13":121,"_15":16,"_17":652,"_24":-5,"_25":654},{"_23":653},"Insurances",{},{},{"_11":12,"_13":147,"_15":39,"_17":657,"_24":-5,"_25":663},{"_13":147,"_96":211,"_191":16,"_212":239,"_23":658},[214,659,219],{"_11":12,"_13":121,"_15":16,"_17":660,"_24":-5,"_25":662},{"_23":661},"Travel money",{},{},{},{"_11":12,"_13":93,"_15":29,"_17":666,"_24":-5,"_25":1218},{"_96":250,"_23":667},[252,668,802,945,1033,1148,203],{"_11":12,"_13":93,"_15":16,"_17":669,"_24":-5,"_25":801},{"_96":255,"_191":16,"_212":94,"_23":670},[214,671,214,679],{"_11":12,"_13":147,"_15":16,"_17":672,"_24":-5,"_25":678},{"_13":147,"_96":211,"_191":16,"_212":94,"_23":673},[260,674,214],{"_11":12,"_13":121,"_15":16,"_17":675,"_24":-5,"_25":677},{"_23":676},"Banking, savings & investments\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":680,"_24":-5,"_25":800},{"_96":268,"_23":681},[260,682,691,700,709,718,727,736,745,754,763,772,781,791,214],{"_11":12,"_13":183,"_15":16,"_17":683,"_24":-5,"_25":690},{"_23":684},[273,685,279],{"_11":12,"_13":116,"_15":16,"_17":686,"_24":-5,"_25":689},{"_34":687,"_23":688},"/current-accounts","\n Current accounts\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":692,"_24":-5,"_25":699},{"_23":693},[273,694,279],{"_11":12,"_13":116,"_15":16,"_17":695,"_24":-5,"_25":698},{"_34":696,"_23":697},"/current-accounts/joint-current-accounts","\n Joint current accounts\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":701,"_24":-5,"_25":708},{"_23":702},[273,703,279],{"_11":12,"_13":116,"_15":16,"_17":704,"_24":-5,"_25":707},{"_34":705,"_23":706},"/savings-accounts","\n Savings accounts\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":710,"_24":-5,"_25":717},{"_23":711},[273,712,279],{"_11":12,"_13":116,"_15":16,"_17":713,"_24":-5,"_25":716},{"_34":714,"_23":715},"/savings-accounts/instant-access-savings","\n Instant access savings\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":719,"_24":-5,"_25":726},{"_23":720},[273,721,279],{"_11":12,"_13":116,"_15":16,"_17":722,"_24":-5,"_25":725},{"_34":723,"_23":724},"/savings-accounts/investment-isas","\n Investment ISAs\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":728,"_24":-5,"_25":735},{"_23":729},[273,730,279],{"_11":12,"_13":116,"_15":16,"_17":731,"_24":-5,"_25":734},{"_34":732,"_23":733},"/savings-accounts/cash-isas","\n Cash ISAs\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":737,"_24":-5,"_25":744},{"_23":738},[273,739,279],{"_11":12,"_13":116,"_15":16,"_17":740,"_24":-5,"_25":743},{"_34":741,"_23":742},"/savings-accounts/fixed-rate-cash-isas","\n Fixed rate cash ISAs\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":746,"_24":-5,"_25":753},{"_23":747},[273,748,279],{"_11":12,"_13":116,"_15":16,"_17":749,"_24":-5,"_25":752},{"_34":750,"_23":751},"/savings-accounts/fixed-rate-bonds","\n Fixed rate bonds\n ",{},{},{"_11":12,"_13":183,"_15":53,"_17":755,"_24":-5,"_25":762},{"_23":756},[273,757,279],{"_11":12,"_13":116,"_15":16,"_17":758,"_24":-5,"_25":761},{"_34":759,"_23":760},"/pensions","\n Private pensions\n ",{},{},{"_11":12,"_13":183,"_15":532,"_17":764,"_24":-5,"_25":771},{"_23":765},[273,766,279],{"_11":12,"_13":116,"_15":16,"_17":767,"_24":-5,"_25":770},{"_34":768,"_23":769},"/pensions/sipps","\n SIPP pensions\n ",{},{},{"_11":12,"_13":183,"_15":62,"_17":773,"_24":-5,"_25":780},{"_23":774},[273,775,279],{"_11":12,"_13":116,"_15":16,"_17":776,"_24":-5,"_25":779},{"_34":777,"_23":778},"/pensions/pension-transfer-plans","\n Pension transfers\n ",{},{},{"_11":12,"_13":183,"_15":782,"_17":783,"_24":-5,"_25":790},"12",{"_23":784},[273,785,279],{"_11":12,"_13":116,"_15":16,"_17":786,"_24":-5,"_25":789},{"_34":787,"_23":788},"/investing","\n Investment products\n ",{},{},{"_11":12,"_13":183,"_15":68,"_17":792,"_24":-5,"_25":799},{"_23":793},[273,794,279],{"_11":12,"_13":116,"_15":16,"_17":795,"_24":-5,"_25":798},{"_34":796,"_23":797},"/share-dealing","\n Share dealing accounts\n ",{},{},{},{},{"_11":12,"_13":93,"_15":222,"_17":803,"_24":-5,"_25":944},{"_96":255,"_191":16,"_212":16,"_23":804},[214,805,214,813],{"_11":12,"_13":147,"_15":16,"_17":806,"_24":-5,"_25":812},{"_13":147,"_96":211,"_191":16,"_212":16,"_23":807},[260,808,214],{"_11":12,"_13":121,"_15":16,"_17":809,"_24":-5,"_25":811},{"_23":810},"Credit cards & loans\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":814,"_24":-5,"_25":943},{"_96":268,"_23":815},[260,816,825,834,843,852,861,870,879,888,897,906,915,924,933,214],{"_11":12,"_13":183,"_15":16,"_17":817,"_24":-5,"_25":824},{"_23":818},[273,819,279],{"_11":12,"_13":116,"_15":16,"_17":820,"_24":-5,"_25":823},{"_34":821,"_23":822},"/credit-cards","\n Credit cards\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":826,"_24":-5,"_25":833},{"_23":827},[273,828,279],{"_11":12,"_13":116,"_15":16,"_17":829,"_24":-5,"_25":832},{"_34":830,"_23":831},"/credit-cards/balance-transfers-credit-cards","\n Balance transfer credit cards\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":835,"_24":-5,"_25":842},{"_23":836},[273,837,279],{"_11":12,"_13":116,"_15":16,"_17":838,"_24":-5,"_25":841},{"_34":839,"_23":840},"/credit-cards/0-purchases-credit-cards","\n 0% purchase credit cards\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":844,"_24":-5,"_25":851},{"_23":845},[273,846,279],{"_11":12,"_13":116,"_15":16,"_17":847,"_24":-5,"_25":850},{"_34":848,"_23":849},"/credit-cards/reward-credit-cards","\n Rewards credit cards\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":853,"_24":-5,"_25":860},{"_23":854},[273,855,279],{"_11":12,"_13":116,"_15":16,"_17":856,"_24":-5,"_25":859},{"_34":857,"_23":858},"/credit-cards/air-miles-credit-cards","\n Air miles credit cards\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":862,"_24":-5,"_25":869},{"_23":863},[273,864,279],{"_11":12,"_13":116,"_15":16,"_17":865,"_24":-5,"_25":868},{"_34":866,"_23":867},"/credit-cards/instant-decision-credit-cards","\n Instant decision credit cards\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":871,"_24":-5,"_25":878},{"_23":872},[273,873,279],{"_11":12,"_13":116,"_15":16,"_17":874,"_24":-5,"_25":877},{"_34":875,"_23":876},"/credit-cards/student-credit-cards","\n Student credit cards\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":880,"_24":-5,"_25":887},{"_23":881},[273,882,279],{"_11":12,"_13":116,"_15":16,"_17":883,"_24":-5,"_25":886},{"_34":884,"_23":885},"/prepaid-cards","\n Prepaid cards\n ",{},{},{"_11":12,"_13":183,"_15":53,"_17":889,"_24":-5,"_25":896},{"_23":890},[273,891,279],{"_11":12,"_13":116,"_15":16,"_17":892,"_24":-5,"_25":895},{"_34":893,"_23":894},"/loans","\n Loans\n ",{},{},{"_11":12,"_13":183,"_15":532,"_17":898,"_24":-5,"_25":905},{"_23":899},[273,900,279],{"_11":12,"_13":116,"_15":16,"_17":901,"_24":-5,"_25":904},{"_34":902,"_23":903},"/loans/unsecured-loans","\n Unsecured loans\n ",{},{},{"_11":12,"_13":183,"_15":62,"_17":907,"_24":-5,"_25":914},{"_23":908},[273,909,279],{"_11":12,"_13":116,"_15":16,"_17":910,"_24":-5,"_25":913},{"_34":911,"_23":912},"/loans/secured-loans","\n Secured loans\n ",{},{},{"_11":12,"_13":183,"_15":782,"_17":916,"_24":-5,"_25":923},{"_23":917},[273,918,279],{"_11":12,"_13":116,"_15":16,"_17":919,"_24":-5,"_25":922},{"_34":920,"_23":921},"/loans/debt-consolidation-loans-unsecured","\n Debt consolidation loans\n ",{},{},{"_11":12,"_13":183,"_15":68,"_17":925,"_24":-5,"_25":932},{"_23":926},[273,927,279],{"_11":12,"_13":116,"_15":16,"_17":928,"_24":-5,"_25":931},{"_34":929,"_23":930},"/loans/bad-credit-loans","\n Bad credit loans\n ",{},{},{"_11":12,"_13":183,"_15":934,"_17":935,"_24":-5,"_25":942},"14",{"_23":936},[273,937,279],{"_11":12,"_13":116,"_15":16,"_17":938,"_24":-5,"_25":941},{"_34":939,"_23":940},"/bridging-loans","\n Bridging loans\n ",{},{},{},{},{"_11":12,"_13":93,"_15":29,"_17":946,"_24":-5,"_25":1032},{"_96":255,"_191":16,"_212":222,"_23":947},[214,948,214,956],{"_11":12,"_13":147,"_15":16,"_17":949,"_24":-5,"_25":955},{"_13":147,"_96":211,"_191":16,"_212":222,"_23":950},[260,951,214],{"_11":12,"_13":121,"_15":16,"_17":952,"_24":-5,"_25":954},{"_23":953},"Mortgages\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":957,"_24":-5,"_25":1031},{"_96":268,"_23":958},[260,959,968,977,986,995,1004,1013,1022,214],{"_11":12,"_13":183,"_15":16,"_17":960,"_24":-5,"_25":967},{"_23":961},[273,962,279],{"_11":12,"_13":116,"_15":16,"_17":963,"_24":-5,"_25":966},{"_34":964,"_23":965},"/mortgages","\n Mortgage comparison\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":969,"_24":-5,"_25":976},{"_23":970},[273,971,279],{"_11":12,"_13":116,"_15":16,"_17":972,"_24":-5,"_25":975},{"_34":973,"_23":974},"/mortgages/first-time-buyer-mortgages","\n First time buyer mortgages\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":978,"_24":-5,"_25":985},{"_23":979},[273,980,279],{"_11":12,"_13":116,"_15":16,"_17":981,"_24":-5,"_25":984},{"_34":982,"_23":983},"/mortgages/remortgages","\n Remortgages\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":987,"_24":-5,"_25":994},{"_23":988},[273,989,279],{"_11":12,"_13":116,"_15":16,"_17":990,"_24":-5,"_25":993},{"_34":991,"_23":992},"/mortgages/buy-to-let-mortgages","\n Buy to let mortgages\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":996,"_24":-5,"_25":1003},{"_23":997},[273,998,279],{"_11":12,"_13":116,"_15":16,"_17":999,"_24":-5,"_25":1002},{"_34":1000,"_23":1001},"/mortgages/self-employed-mortgage","\n Self employed mortgages\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":1005,"_24":-5,"_25":1012},{"_23":1006},[273,1007,279],{"_11":12,"_13":116,"_15":16,"_17":1008,"_24":-5,"_25":1011},{"_34":1009,"_23":1010},"/mortgages/shared-ownership-mortgages","\n Shared ownership mortgages\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":1014,"_24":-5,"_25":1021},{"_23":1015},[273,1016,279],{"_11":12,"_13":116,"_15":16,"_17":1017,"_24":-5,"_25":1020},{"_34":1018,"_23":1019},"/mortgages/second-home-mortgages","\n Second home mortgages\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":1023,"_24":-5,"_25":1030},{"_23":1024},[273,1025,279],{"_11":12,"_13":116,"_15":16,"_17":1026,"_24":-5,"_25":1029},{"_34":1027,"_23":1028},"/mortgages/low-income-mortgage","\n Low income mortgages\n ",{},{},{},{},{"_11":12,"_13":93,"_15":239,"_17":1034,"_24":-5,"_25":1147},{"_96":255,"_191":16,"_212":29,"_23":1035},[214,1036,214,1044],{"_11":12,"_13":147,"_15":16,"_17":1037,"_24":-5,"_25":1043},{"_13":147,"_96":211,"_191":16,"_212":29,"_23":1038},[260,1039,214],{"_11":12,"_13":121,"_15":16,"_17":1040,"_24":-5,"_25":1042},{"_23":1041},"Insurances\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":1045,"_24":-5,"_25":1146},{"_96":268,"_23":1046},[260,1047,1056,1065,1074,1083,1092,1101,1110,1119,1128,1137,214],{"_11":12,"_13":183,"_15":16,"_17":1048,"_24":-5,"_25":1055},{"_23":1049},[273,1050,279],{"_11":12,"_13":116,"_15":16,"_17":1051,"_24":-5,"_25":1054},{"_34":1052,"_23":1053},"/car-insurance","\n Car insurance\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":1057,"_24":-5,"_25":1064},{"_23":1058},[273,1059,279],{"_11":12,"_13":116,"_15":16,"_17":1060,"_24":-5,"_25":1063},{"_34":1061,"_23":1062},"/van-insurance","\n Van insurance\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":1066,"_24":-5,"_25":1073},{"_23":1067},[273,1068,279],{"_11":12,"_13":116,"_15":16,"_17":1069,"_24":-5,"_25":1072},{"_34":1070,"_23":1071},"/motorbike-insurance","\n Motorbike insurance\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":1075,"_24":-5,"_25":1082},{"_23":1076},[273,1077,279],{"_11":12,"_13":116,"_15":16,"_17":1078,"_24":-5,"_25":1081},{"_34":1079,"_23":1080},"/car-insurance/short-term-car-insurance","\n Temporary car insurance\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":1084,"_24":-5,"_25":1091},{"_23":1085},[273,1086,279],{"_11":12,"_13":116,"_15":16,"_17":1087,"_24":-5,"_25":1090},{"_34":1088,"_23":1089},"/car-insurance/learner-driver-insurance","\n Learner driver insurance\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":1093,"_24":-5,"_25":1100},{"_23":1094},[273,1095,279],{"_11":12,"_13":116,"_15":16,"_17":1096,"_24":-5,"_25":1099},{"_34":1097,"_23":1098},"/home-insurance","\n Home insurance\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":1102,"_24":-5,"_25":1109},{"_23":1103},[273,1104,279],{"_11":12,"_13":116,"_15":16,"_17":1105,"_24":-5,"_25":1108},{"_34":1106,"_23":1107},"/pet-insurance","\n Pet insurance\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":1111,"_24":-5,"_25":1118},{"_23":1112},[273,1113,279],{"_11":12,"_13":116,"_15":16,"_17":1114,"_24":-5,"_25":1117},{"_34":1115,"_23":1116},"/health-insurance","\n Health insurance\n ",{},{},{"_11":12,"_13":183,"_15":53,"_17":1120,"_24":-5,"_25":1127},{"_23":1121},[273,1122,279],{"_11":12,"_13":116,"_15":16,"_17":1123,"_24":-5,"_25":1126},{"_34":1124,"_23":1125},"/life-insurance","\n Life insurance\n ",{},{},{"_11":12,"_13":183,"_15":532,"_17":1129,"_24":-5,"_25":1136},{"_23":1130},[273,1131,279],{"_11":12,"_13":116,"_15":16,"_17":1132,"_24":-5,"_25":1135},{"_34":1133,"_23":1134},"/income-protection-insurance","\n Income protection insurance\n ",{},{},{"_11":12,"_13":183,"_15":62,"_17":1138,"_24":-5,"_25":1145},{"_23":1139},[273,1140,279],{"_11":12,"_13":116,"_15":16,"_17":1141,"_24":-5,"_25":1144},{"_34":1142,"_23":1143},"/travel-insurance","\n Travel insurance\n ",{},{},{},{},{"_11":12,"_13":93,"_15":39,"_17":1149,"_24":-5,"_25":1217},{"_96":255,"_191":16,"_212":239,"_23":1150},[214,1151,214,1159],{"_11":12,"_13":147,"_15":16,"_17":1152,"_24":-5,"_25":1158},{"_13":147,"_96":211,"_191":16,"_212":239,"_23":1153},[260,1154,214],{"_11":12,"_13":121,"_15":16,"_17":1155,"_24":-5,"_25":1157},{"_23":1156},"Travel money\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":1160,"_24":-5,"_25":1216},{"_96":268,"_23":1161},[260,1162,1171,1180,1189,1198,1207,214],{"_11":12,"_13":183,"_15":16,"_17":1163,"_24":-5,"_25":1170},{"_23":1164},[273,1165,279],{"_11":12,"_13":116,"_15":16,"_17":1166,"_24":-5,"_25":1169},{"_34":1167,"_23":1168},"/travel-money","\n Travel money\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":1172,"_24":-5,"_25":1179},{"_23":1173},[273,1174,279],{"_11":12,"_13":116,"_15":16,"_17":1175,"_24":-5,"_25":1178},{"_34":1176,"_23":1177},"/travel-money/best-euro-exchange-rate","\n Euro exchange rate\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":1181,"_24":-5,"_25":1188},{"_23":1182},[273,1183,279],{"_11":12,"_13":116,"_15":16,"_17":1184,"_24":-5,"_25":1187},{"_34":1185,"_23":1186},"/travel-money/us-dollar-exchange-rate","\n US dollar exchange rate\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":1190,"_24":-5,"_25":1197},{"_23":1191},[273,1192,279],{"_11":12,"_13":116,"_15":16,"_17":1193,"_24":-5,"_25":1196},{"_34":1194,"_23":1195},"/travel-money/turkish-lira-exchange-rate","\n Turkish lira exchange rate\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":1199,"_24":-5,"_25":1206},{"_23":1200},[273,1201,279],{"_11":12,"_13":116,"_15":16,"_17":1202,"_24":-5,"_25":1205},{"_34":1203,"_23":1204},"/travel-money/currency-buy-back","\n Currency buy back\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":1208,"_24":-5,"_25":1215},{"_23":1209},[273,1210,279],{"_11":12,"_13":116,"_15":16,"_17":1211,"_24":-5,"_25":1214},{"_34":1212,"_23":1213},"/prepaid-cards/travel-prepaid-cards","\n Prepaid travel cards\n ",{},{},{},{},{},{},{},{},{"_11":12,"_13":183,"_15":29,"_17":1223,"_24":-5,"_25":1500},{"_96":185,"_23":1224},[156,1225,156,1229,135],{"_11":12,"_13":147,"_15":16,"_17":1226,"_24":-5,"_25":1228},{"_189":9,"_96":190,"_191":222,"_23":1227},"Resources",{},{"_11":12,"_13":93,"_15":29,"_17":1230,"_24":-5,"_25":1499},{"_96":196,"_23":1231},[198,1232,156],{"_11":12,"_13":93,"_15":16,"_17":1233,"_24":-5,"_25":1498},{"_96":201,"_23":1234},[203,1235,203,1255,198],{"_11":12,"_13":93,"_15":16,"_17":1236,"_24":-5,"_25":1254},{"_96":206,"_23":1237},[208,1238,1246,203],{"_11":12,"_13":147,"_15":16,"_17":1239,"_24":-5,"_25":1245},{"_13":147,"_96":211,"_191":222,"_212":94,"_23":1240},[214,1241,219],{"_11":12,"_13":121,"_15":16,"_17":1242,"_24":-5,"_25":1244},{"_23":1243},"Business resources",{},{},{"_11":12,"_13":147,"_15":222,"_17":1247,"_24":-5,"_25":1253},{"_13":147,"_96":211,"_191":222,"_212":16,"_23":1248},[214,1249,219],{"_11":12,"_13":121,"_15":16,"_17":1250,"_24":-5,"_25":1252},{"_23":1251},"Personal resources",{},{},{},{"_11":12,"_13":93,"_15":29,"_17":1256,"_24":-5,"_25":1497},{"_96":250,"_23":1257},[252,1258,1400,203],{"_11":12,"_13":93,"_15":16,"_17":1259,"_24":-5,"_25":1399},{"_96":255,"_191":222,"_212":94,"_23":1260},[214,1261,214,1269],{"_11":12,"_13":147,"_15":16,"_17":1262,"_24":-5,"_25":1268},{"_13":147,"_96":211,"_191":222,"_212":94,"_23":1263},[260,1264,214],{"_11":12,"_13":121,"_15":16,"_17":1265,"_24":-5,"_25":1267},{"_23":1266},"Business resources\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":1270,"_24":-5,"_25":1398},{"_96":268,"_23":1271},[260,1272,1281,1290,1299,1308,1317,1326,1335,1344,1353,1362,1371,1380,1389,214],{"_11":12,"_13":183,"_15":16,"_17":1273,"_24":-5,"_25":1280},{"_23":1274},[273,1275,279],{"_11":12,"_13":116,"_15":16,"_17":1276,"_24":-5,"_25":1279},{"_34":1277,"_23":1278},"/business","\n All business products\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":1282,"_24":-5,"_25":1289},{"_23":1283},[273,1284,279],{"_11":12,"_13":116,"_15":16,"_17":1285,"_24":-5,"_25":1288},{"_34":1286,"_23":1287},"/business/case-studies","\n Business case studies\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":1291,"_24":-5,"_25":1298},{"_23":1292},[273,1293,279],{"_11":12,"_13":116,"_15":16,"_17":1294,"_24":-5,"_25":1297},{"_34":1295,"_23":1296},"/business/insights","\n Business insights\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":1300,"_24":-5,"_25":1307},{"_23":1301},[273,1302,279],{"_11":12,"_13":116,"_15":16,"_17":1303,"_24":-5,"_25":1306},{"_34":1304,"_23":1305},"/business/business-statistics","\n Business statistics\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":1309,"_24":-5,"_25":1316},{"_23":1310},[273,1311,279],{"_11":12,"_13":116,"_15":16,"_17":1312,"_24":-5,"_25":1315},{"_34":1313,"_23":1314},"/business/guides","\n Business guides\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":1318,"_24":-5,"_25":1325},{"_23":1319},[273,1320,279],{"_11":12,"_13":116,"_15":16,"_17":1321,"_24":-5,"_25":1324},{"_34":1322,"_23":1323},"/business/bank-accounts/guides","\n Business bank account guides\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":1327,"_24":-5,"_25":1334},{"_23":1328},[273,1329,279],{"_11":12,"_13":116,"_15":16,"_17":1330,"_24":-5,"_25":1333},{"_34":1331,"_23":1332},"/business/business-savings-accounts/guides","\n Business savings guides\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":1336,"_24":-5,"_25":1343},{"_23":1337},[273,1338,279],{"_11":12,"_13":116,"_15":16,"_17":1339,"_24":-5,"_25":1342},{"_34":1340,"_23":1341},"/business/business-credit-cards/guides","\n Business credit card guides\n ",{},{},{"_11":12,"_13":183,"_15":53,"_17":1345,"_24":-5,"_25":1352},{"_23":1346},[273,1347,279],{"_11":12,"_13":116,"_15":16,"_17":1348,"_24":-5,"_25":1351},{"_34":1349,"_23":1350},"/business/business-loans/guides","\n Business loans guides\n ",{},{},{"_11":12,"_13":183,"_15":532,"_17":1354,"_24":-5,"_25":1361},{"_23":1355},[273,1356,279],{"_11":12,"_13":116,"_15":16,"_17":1357,"_24":-5,"_25":1360},{"_34":1358,"_23":1359},"/business/card-payment-solutions/guides","\n Card payment guides\n ",{},{},{"_11":12,"_13":183,"_15":62,"_17":1363,"_24":-5,"_25":1370},{"_23":1364},[273,1365,279],{"_11":12,"_13":116,"_15":16,"_17":1366,"_24":-5,"_25":1369},{"_34":1367,"_23":1368},"/business/business-insurance/guides","\n Business insurance guides\n ",{},{},{"_11":12,"_13":183,"_15":782,"_17":1372,"_24":-5,"_25":1379},{"_23":1373},[273,1374,279],{"_11":12,"_13":116,"_15":16,"_17":1375,"_24":-5,"_25":1378},{"_34":1376,"_23":1377},"/business/guides/starting-a-business","\n Starting a business hub\n ",{},{},{"_11":12,"_13":183,"_15":68,"_17":1381,"_24":-5,"_25":1388},{"_23":1382},[273,1383,279],{"_11":12,"_13":116,"_15":16,"_17":1384,"_24":-5,"_25":1387},{"_34":1385,"_23":1386},"/business/guides/running-a-business","\n Running a business hub\n ",{},{},{"_11":12,"_13":183,"_15":934,"_17":1390,"_24":-5,"_25":1397},{"_23":1391},[273,1392,279],{"_11":12,"_13":116,"_15":16,"_17":1393,"_24":-5,"_25":1396},{"_34":1394,"_23":1395},"/business/guides/growing-a-business","\n Growing a business hub\n ",{},{},{},{},{"_11":12,"_13":93,"_15":222,"_17":1401,"_24":-5,"_25":1496},{"_96":255,"_191":222,"_212":16,"_23":1402},[214,1403,214,1411],{"_11":12,"_13":147,"_15":16,"_17":1404,"_24":-5,"_25":1410},{"_13":147,"_96":211,"_191":222,"_212":16,"_23":1405},[260,1406,214],{"_11":12,"_13":121,"_15":16,"_17":1407,"_24":-5,"_25":1409},{"_23":1408},"Personal resources\n ",{},{},{"_11":12,"_13":178,"_15":29,"_17":1412,"_24":-5,"_25":1495},{"_96":268,"_23":1413},[260,1414,1423,1432,1441,1450,1459,1468,1477,1486,214],{"_11":12,"_13":183,"_15":16,"_17":1415,"_24":-5,"_25":1422},{"_23":1416},[273,1417,279],{"_11":12,"_13":116,"_15":16,"_17":1418,"_24":-5,"_25":1421},{"_34":1419,"_23":1420},"/guides","\n Guides\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":1424,"_24":-5,"_25":1431},{"_23":1425},[273,1426,279],{"_11":12,"_13":116,"_15":16,"_17":1427,"_24":-5,"_25":1430},{"_34":1428,"_23":1429},"/guides/tools-and-calculators","\n Tools & calculators\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":1433,"_24":-5,"_25":1440},{"_23":1434},[273,1435,279],{"_11":12,"_13":116,"_15":16,"_17":1436,"_24":-5,"_25":1439},{"_34":1437,"_23":1438},"/current-accounts/guides","\n Current account guides\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":1442,"_24":-5,"_25":1449},{"_23":1443},[273,1444,279],{"_11":12,"_13":116,"_15":16,"_17":1445,"_24":-5,"_25":1448},{"_34":1446,"_23":1447},"/savings-accounts/guides","\n Savings guides\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":1451,"_24":-5,"_25":1458},{"_23":1452},[273,1453,279],{"_11":12,"_13":116,"_15":16,"_17":1454,"_24":-5,"_25":1457},{"_34":1455,"_23":1456},"/guides/investing","\n Investing guides\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":1460,"_24":-5,"_25":1467},{"_23":1461},[273,1462,279],{"_11":12,"_13":116,"_15":16,"_17":1463,"_24":-5,"_25":1466},{"_34":1464,"_23":1465},"/pensions/guides","\n Pensions guides\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":1469,"_24":-5,"_25":1476},{"_23":1470},[273,1471,279],{"_11":12,"_13":116,"_15":16,"_17":1472,"_24":-5,"_25":1475},{"_34":1473,"_23":1474},"/credit-cards/guides","\n Credit card guides\n ",{},{},{"_11":12,"_13":183,"_15":337,"_17":1478,"_24":-5,"_25":1485},{"_23":1479},[273,1480,279],{"_11":12,"_13":116,"_15":16,"_17":1481,"_24":-5,"_25":1484},{"_34":1482,"_23":1483},"/loans/guides","\n Loans guides\n ",{},{},{"_11":12,"_13":183,"_15":53,"_17":1487,"_24":-5,"_25":1494},{"_23":1488},[273,1489,279],{"_11":12,"_13":116,"_15":16,"_17":1490,"_24":-5,"_25":1493},{"_34":1491,"_23":1492},"/travel-money/guides","\n Travel money guides \n ",{},{},{},{},{},{},{},{},{},{"_11":12,"_13":116,"_15":29,"_17":1503,"_24":-5,"_25":1512},{"_96":1504,"_34":131,"_23":1505},"global-header__nav-btn global-header__nav-login global-header__nav-loginDesktop",[114,1506,114,1509,114],{"_11":12,"_13":93,"_15":16,"_17":1507,"_24":-5,"_25":1508},{"_96":138,"_23":-7},{},{"_11":12,"_13":121,"_15":29,"_17":1510,"_24":-5,"_25":1511},{"_23":133},{},{},{},{},"\n ",{},{"_11":12,"_13":93,"_15":222,"_17":1518,"_24":-5,"_25":1521},{"_1519":9,"_96":1520,"_23":-7},"data-header-backdrop","global-header-backdrop global-header__vh",{},"footerElements",{"_11":12,"_13":1524,"_15":-5,"_17":1525,"_24":-5,"_25":1775},"footer",{"_96":1526,"_23":1527},"global-footer",[99,1528,1766,1767,99,1771,1515],{"_11":12,"_13":93,"_15":16,"_17":1529,"_24":-5,"_25":1765},{"_96":1530,"_23":1531},"global-footer__container",[99,1532,104,1543,99],{"_11":12,"_13":93,"_15":16,"_17":1533,"_24":-5,"_25":1542},{"_96":1534,"_23":1535},"global-footer__logos",[104,1536,99],{"_11":12,"_13":1537,"_15":16,"_17":1538,"_24":-5,"_25":1541},"img",{"_96":1539,"_56":1540,"_23":-7},"global-footer__logos__moneyLogo","/shared-assets/images/money-white.svg",{},{},{"_11":12,"_13":93,"_15":29,"_17":1544,"_24":-5,"_25":1764},{"_96":1545,"_23":1546},"global-footer__body",[109,1547,109,1669,104],{"_11":12,"_13":93,"_15":16,"_17":1548,"_24":-5,"_25":1668},{"_96":1549,"_23":1550},"global-footer__nav-links__container",[114,1551,114,1601,109],{"_11":12,"_13":178,"_15":16,"_17":1552,"_24":-5,"_25":1600},{"_96":1553,"_23":1554},"global-footer__nav-links",[135,1555,1564,1572,1582,1591,114],{"_11":12,"_13":183,"_15":16,"_17":1556,"_24":-5,"_25":1563},{"_23":1557},[104,1558,99],{"_11":12,"_13":116,"_15":16,"_17":1559,"_24":-5,"_25":1562},{"_34":1560,"_23":1561},"/about","\n About us\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":1565,"_24":-5,"_25":1571},{"_23":1566},[104,1567,99],{"_11":12,"_13":116,"_15":16,"_17":1568,"_24":-5,"_25":1570},{"_34":1419,"_23":1569},"\n Guides\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":1573,"_24":-5,"_25":1581},{"_23":1574},[104,1575,99],{"_11":12,"_13":116,"_15":16,"_17":1576,"_24":-5,"_25":1580},{"_31":1577,"_34":1578,"_23":1579},"nofollow","https://www.rvu.co.uk/careers","\n Jobs\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":1583,"_24":-5,"_25":1590},{"_23":1584},[104,1585,99],{"_11":12,"_13":116,"_15":16,"_17":1586,"_24":-5,"_25":1589},{"_34":1587,"_23":1588},"/contact","\n Contact us\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":1592,"_24":-5,"_25":1599},{"_23":1593},[104,1594,99],{"_11":12,"_13":116,"_15":16,"_17":1595,"_24":-5,"_25":1598},{"_34":1596,"_23":1597},"/sitemap","\n Sitemap\n ",{},{},{},{"_11":12,"_13":178,"_15":29,"_17":1602,"_24":-5,"_25":1667},{"_96":1553,"_23":1603},[135,1604,1613,1622,1631,1640,1649,1658,114],{"_11":12,"_13":183,"_15":16,"_17":1605,"_24":-5,"_25":1612},{"_23":1606},[104,1607,99],{"_11":12,"_13":116,"_15":16,"_17":1608,"_24":-5,"_25":1611},{"_34":1609,"_23":1610},"/terms-and-conditions","\n Terms and conditions\n ",{},{},{"_11":12,"_13":183,"_15":222,"_17":1614,"_24":-5,"_25":1621},{"_23":1615},[104,1616,99],{"_11":12,"_13":116,"_15":16,"_17":1617,"_24":-5,"_25":1620},{"_31":1577,"_34":1618,"_23":1619},"https://www.rvu.co.uk/customer-privacy-notice/","\n Privacy notice\n ",{},{},{"_11":12,"_13":183,"_15":29,"_17":1623,"_24":-5,"_25":1630},{"_23":1624},[104,1625,99],{"_11":12,"_13":116,"_15":16,"_17":1626,"_24":-5,"_25":1629},{"_34":1627,"_23":1628},"/cookie-policy","\n Cookie policy\n ",{},{},{"_11":12,"_13":183,"_15":239,"_17":1632,"_24":-5,"_25":1639},{"_23":1633},[104,1634,99],{"_11":12,"_13":116,"_15":16,"_17":1635,"_24":-5,"_25":1638},{"_34":1636,"_23":1637},"/complaints","\n Complaints policy\n ",{},{},{"_11":12,"_13":183,"_15":39,"_17":1641,"_24":-5,"_25":1648},{"_23":1642},[104,1643,99],{"_11":12,"_13":116,"_15":16,"_17":1644,"_24":-5,"_25":1647},{"_34":1645,"_23":1646},"/modern-slavery","\n Slavery statement\n ",{},{},{"_11":12,"_13":183,"_15":318,"_17":1650,"_24":-5,"_25":1657},{"_23":1651},[104,1652,99],{"_11":12,"_13":116,"_15":16,"_17":1653,"_24":-5,"_25":1656},{"_31":1577,"_34":1654,"_23":1655},"https://www.rvu.co.uk/tax-strategy-statement","\n Tax statement\n ",{},{},{"_11":12,"_13":183,"_15":45,"_17":1659,"_24":-5,"_25":1666},{"_23":1660},[104,1661,99],{"_11":12,"_13":116,"_15":16,"_17":1662,"_24":-5,"_25":1665},{"_34":1663,"_23":1664},"/accessibility-statement","\n Accessibility statement\n ",{},{},{},{},{"_11":12,"_13":93,"_15":29,"_17":1670,"_24":-5,"_25":1763},{"_96":1671,"_23":1672},"global-footer__legal-container",[114,1673,114,1736,114,1754,109],{"_11":12,"_13":93,"_15":16,"_17":1674,"_24":-5,"_25":1735},{"_96":1675,"_23":1676},"global-footer__logos__social",[1677,1693,1707,1721],{"_11":12,"_13":116,"_15":94,"_17":1678,"_24":-5,"_25":1692},{"_34":1679,"_23":1680},"https://www.facebook.com/pages/moneycouk/111301458904383",[104,1681,99],{"_11":12,"_13":93,"_15":16,"_17":1682,"_24":-5,"_25":1691},{"_96":1683,"_23":1684},"facebook",[109,1685,104],{"_11":12,"_13":1537,"_15":16,"_17":1686,"_24":-5,"_25":1690},{"_56":1687,"_1688":1689,"_23":-7},"/shared-assets/images/facebook.svg","loading","lazy",{},{},{},{"_11":12,"_13":116,"_15":16,"_17":1694,"_24":-5,"_25":1706},{"_34":1695,"_23":1696},"https://x.com/moneycouk",[104,1697,99],{"_11":12,"_13":93,"_15":16,"_17":1698,"_24":-5,"_25":1705},{"_96":1699,"_23":1700},"x",[109,1701,104],{"_11":12,"_13":1537,"_15":16,"_17":1702,"_24":-5,"_25":1704},{"_56":1703,"_1688":1689,"_23":-7},"/shared-assets/images/x.svg",{},{},{},{"_11":12,"_13":116,"_15":222,"_17":1708,"_24":-5,"_25":1720},{"_34":1709,"_23":1710},"https://www.linkedin.com/company/money-co-uk",[104,1711,99],{"_11":12,"_13":93,"_15":16,"_17":1712,"_24":-5,"_25":1719},{"_96":1713,"_23":1714},"linkedin",[109,1715,104],{"_11":12,"_13":1537,"_15":16,"_17":1716,"_24":-5,"_25":1718},{"_56":1717,"_1688":1689,"_23":-7},"/shared-assets/images/linkedin.svg",{},{},{},{"_11":12,"_13":116,"_15":29,"_17":1722,"_24":-5,"_25":1734},{"_34":1723,"_23":1724},"https://www.youtube.com/channel/UCzxszYfCyjRRHmsKSKt5dww",[104,1725,99],{"_11":12,"_13":93,"_15":16,"_17":1726,"_24":-5,"_25":1733},{"_96":1727,"_23":1728},"youtube",[109,1729,104],{"_11":12,"_13":1537,"_15":16,"_17":1730,"_24":-5,"_25":1732},{"_56":1731,"_1688":1689,"_23":-7},"/shared-assets/images/youtube.svg",{},{},{},{},{"_11":12,"_13":93,"_15":29,"_17":1737,"_24":-5,"_25":1753},{"_96":1738,"_23":1739},"global-footer__legal-text",[135,1740,135,1745,1749,114],{"_11":12,"_13":1741,"_15":16,"_17":1742,"_24":-5,"_25":1744},"p",{"_23":1743},"© Copyright 2026 Dot Zinc Limited, licensed to RVU Services Limited. All rights reserved. An RVU Company.",{},{"_11":12,"_13":1741,"_15":29,"_17":1746,"_24":-5,"_25":1748},{"_23":1747},"Operated by RVU Services Limited, registered in England and Wales (Company No. 15331775) at The Cooperage, 5 Copper Row, London, SE1 2LH. RVU Services Limited (FRN 1007258) is an Appointed Representative of Inspop.com Limited (FRN 310635) for annual general insurance products, Uswitch Limited (FRN 312850) for boiler cover and solar panel financing, Dot Zinc Limited (FRN 415689) for other consumer credit and investment products, Tempcover Limited (FRN 746985) for temporary insurance products and Life’s Great Limited (FRN 478215) for mortgage products, each of which is authorised and regulated by the Financial Conduct Authority. You can check this on the Financial Services Register.",{},{"_11":12,"_13":1741,"_15":239,"_17":1750,"_24":-5,"_25":1752},{"_23":1751},"Our service is free to use but depending on the product or service you choose we may receive a commission. We are a credit broker, not a lender.",{},{},{"_11":12,"_13":116,"_15":39,"_17":1755,"_24":-5,"_25":1762},{"_34":1756,"_31":1577,"_23":1757},"https://www.rvu.co.uk",[135,1758,114],{"_11":12,"_13":1537,"_15":16,"_17":1759,"_24":-5,"_25":1761},{"_56":1760,"_23":-7},"/shared-assets/images/rvu.svg",{},{},{},{},{},"\n \n ",{"_11":12,"_13":14,"_15":29,"_17":1768,"_24":-5,"_25":1770},{"_56":1769,"_58":59,"_23":-7},"//www.money.co.uk/shared-assets/client.js?v=351cdf7",{},{"_11":12,"_13":14,"_15":39,"_17":1772,"_24":-5,"_25":1774},{"_56":1773,"_58":59,"_23":-7},"//www.money.co.uk/shared-scripts/nerdalytics.js",{},{},"uBrandBanner","appConfig",{"_1779":1780,"_1781":1782,"_1783":1784,"_1785":1786},"environment","preview","commitSha","c7098910220e95756c151d7e851cc3bf790aa617","appName","fs-frontend","accountsEnabled",false,"routes/contentful-page/contentful-page",{"_1789":1790,"_1815":1835,"_14145":14146,"_14147":14148,"_14292":14293,"_14765":14766,"_14767":14768,"_14769":14770,"_14771":14772,"_14779":14780,"_14812":14813},"pageData",{"_1791":1792,"_1886":1887,"_13909":13910},"rootEntity",{"_1793":1794,"_1799":1800,"_1833":1834},"metadata",{"_1795":1796,"_1797":1798},"tags",[],"concepts",[],"sys",{"_1801":1802,"_13":1809,"_1807":1810,"_1811":1812,"_1816":1817,"_1818":1819,"_1820":1821,"_1822":1821,"_1823":1824,"_1825":1826,"_1779":1827,"_1831":1832},"space",{"_1799":1803},{"_13":1804,"_1805":1806,"_1807":1808},"Link","linkType","Space","id","t014ej9w3ur1","Entry","5QDARD23XVevh4PjXUhHBK","contentType",{"_1799":1813},{"_13":1804,"_1805":1814,"_1807":1815},"ContentType","url","revision",5,"createdAt","2024-08-14T15:51:02.940Z","updatedAt","2025-08-19T16:55:32.569Z","publishedAt","firstPublishedAt","2024-08-16T09:21:34.747Z","publishedVersion",20,{"_1799":1828},{"_1807":1829,"_13":1804,"_1805":1830},"master","Environment","locale","en-GB","fields",{"_1815":1835,"_1836":1837,"_1838":1839,"_1840":1841,"_1845":1846,"_1847":1848,"_1849":1850,"_1857":1858,"_1862":1863,"_1867":1868,"_1878":1879,"_1882":1883,"_1884":1885},"/business/business-credit-cards/how-to-choose-a-business-credit-card","brand","money","pageType","Guide","variants",[1842],{"_1799":1843},{"_13":1804,"_1805":1809,"_1807":1844},"6w0h5fC8qst3sq9F6BMCa9","publishDate","2024-08-16T00:00","updatedDate","2025-08-19T00:00","categories",[1851,1854],{"_1799":1852},{"_13":1804,"_1805":1809,"_1807":1853},"2WlYXvsjhPSPgJLxV3Vgbz",{"_1799":1855},{"_13":1804,"_1805":1809,"_1807":1856},"REpZB2Kf6p7PbqAbcfUs4","authors",[1859],{"_1799":1860},{"_13":1804,"_1805":1809,"_1807":1861},"1izxZ66XbuMSoGTSwB42F2","editors",[1864],{"_1799":1865},{"_13":1804,"_1805":1809,"_1807":1866},"4G91GPeYe950cqr4ryobCw","pageTag",[1869,1872,1875],{"_1799":1870},{"_13":1804,"_1805":1809,"_1807":1871},"7q0CgdN4pNONSa0ZmyvEyQ",{"_1799":1873},{"_13":1804,"_1805":1809,"_1807":1874},"6Bk5c8EwC8WeASyiRh4L1U",{"_1799":1876},{"_13":1804,"_1805":1809,"_1807":1877},"77S2gKsdbtkBKOnOKOlBSh","factChecked",{"_1799":1880},{"_13":1804,"_1805":1809,"_1807":1881},"3YhA5aPwJpqeWrrdjIGnKe","urlWithBrand","/business/business-credit-cards/how-to-choose-a-business-credit-card:money","productCategory","business","includes",{"_1810":1888,"_1923":1924,"_1969":1970,"_2031":2032,"_2070":2071,"_2097":2098,"_2123":2124,"_2184":2185,"_2204":2205,"_2250":2251,"_2303":2304,"_2351":2352,"_2374":2375,"_2423":2424,"_2448":2449,"_2473":2474,"_2514":2515,"_2575":2576,"_2628":2629,"_2650":2651,"_2688":2689,"_2715":2716,"_2754":2755,"_2798":2799,"_1861":2983,"_3018":3019,"_3137":3138,"_3190":3191,"_3219":3220,"_3258":3259,"_3281":3282,"_3308":3309,"_4215":4216,"_4233":4234,"_4269":4270,"_4393":4394,"_4260":4441,"_4480":4481,"_4530":4531,"_2737":4573,"_4693":4694,"_1853":4713,"_4644":4730,"_4765":4766,"_4788":4789,"_4828":4829,"_2180":4863,"_4915":4916,"_2749":4943,"_4961":4962,"_4983":4984,"_4620":5127,"_5157":5158,"_4614":5179,"_5206":5207,"_2714":5237,"_5271":5272,"_5299":5300,"_5330":5331,"_5406":5407,"_5487":5488,"_5515":5516,"_5536":5537,"_5623":5624,"_5650":5651,"_5690":5691,"_5712":5713,"_1881":5821,"_4761":5890,"_5931":5932,"_5967":5968,"_6010":6011,"_6030":6031,"_4623":6050,"_4203":6182,"_6213":6214,"_6274":6275,"_6001":6302,"_4664":6347,"_4672":6369,"_6415":6416,"_5289":6547,"_4689":6575,"_6392":6601,"_2347":6686,"_4758":6733,"_6787":6788,"_1866":6831,"_6864":6865,"_2710":6913,"_7059":7060,"_7095":7096,"_7123":7124,"_6208":7208,"_7228":7240,"_7317":7318,"_4681":7339,"_7357":7358,"_7159":7387,"_2743":7407,"_2350":7425,"_6398":7472,"_7167":7562,"_7661":7662,"_7301":7679,"_7741":7742,"_7759":7760,"_2177":7812,"_4653":7888,"_4755":7924,"_6389":7959,"_2233":8022,"_4263":8038,"_5993":8077,"_8192":8193,"_7286":8269,"_8343":8344,"_6574":8363,"_7153":8386,"_6205":8419,"_8449":8450,"_4667":9534,"_7262":9551,"_4268":9569,"_9608":9609,"_7267":9625,"_4638":9647,"_4635":9823,"_8216":9852,"_2746":9870,"_6009":9886,"_4611":9921,"_7178":9954,"_7316":10059,"_7274":10082,"_4617":10099,"_7186":10134,"_7150":10280,"_10328":10329,"_10394":10395,"_6005":10448,"_2241":10558,"_10051":10589,"_1874":10615,"_4764":10630,"_9644":10664,"_4647":10729,"_4675":10757,"_4658":10791,"_4641":10886,"_8382":11032,"_11047":11048,"_4629":11066,"_7296":11141,"_8250":11159,"_11184":11185,"_5711":11204,"_9843":11223,"_1844":11251,"_7172":11286,"_11320":11321,"_7198":11344,"_4626":11386,"_1877":11479,"_7156":11494,"_4752":11524,"_10260":11553,"_4686":11635,"_11656":11657,"_6414":11679,"_4678":11759,"_8241":11803,"_7236":11911,"_11927":11928,"_4650":11956,"_9848":11974,"_12009":12010,"_2225":12037,"_12067":12068,"_2344":12116,"_5294":12163,"_1871":12179,"_3418":12195,"_10234":12228,"_4632":12245,"_5671":12373,"_7291":12393,"_6409":12434,"_8418":12585,"_9912":12623,"_2237":12663,"_5201":12686,"_7191":12756,"_9918":12793,"_7175":12827,"_4692":12867,"_9909":12975,"_9915":13087,"_1856":13149,"_4606":13165,"_7277":13186,"_9526":13225,"_7205":13255,"_4661":13285,"_2472":13307,"_6571":13325,"_6826":13354,"_9906":13372,"_6395":13413,"_7181":13507,"_7145":13626,"_12786":13644,"_5997":13685,"_7164":13854,"_8410":13891},{"_1793":1889,"_1799":1892,"_1833":1899},{"_1795":1890,"_1797":1891},[],[],{"_1801":1893,"_13":1809,"_1807":1810,"_1811":1895,"_1816":1817,"_1818":1819,"_1820":1821,"_1822":1821,"_1823":1824,"_1825":1826,"_1779":1897,"_1831":1832},{"_1799":1894},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":1896},{"_13":1804,"_1805":1814,"_1807":1815},{"_1799":1898},{"_1807":1829,"_13":1804,"_1805":1830},{"_1815":1835,"_1836":1837,"_1838":1839,"_1840":1900,"_1845":1846,"_1847":1848,"_1849":1903,"_1857":1908,"_1862":1911,"_1867":1914,"_1878":1921,"_1882":1883,"_1884":1885},[1901],{"_1799":1902},{"_13":1804,"_1805":1809,"_1807":1844},[1904,1906],{"_1799":1905},{"_13":1804,"_1805":1809,"_1807":1853},{"_1799":1907},{"_13":1804,"_1805":1809,"_1807":1856},[1909],{"_1799":1910},{"_13":1804,"_1805":1809,"_1807":1861},[1912],{"_1799":1913},{"_13":1804,"_1805":1809,"_1807":1866},[1915,1917,1919],{"_1799":1916},{"_13":1804,"_1805":1809,"_1807":1871},{"_1799":1918},{"_13":1804,"_1805":1809,"_1807":1874},{"_1799":1920},{"_13":1804,"_1805":1809,"_1807":1877},{"_1799":1922},{"_13":1804,"_1805":1809,"_1807":1881},"10t253HHePXWbHIjhNxg7J",{"_1793":1925,"_1799":1928,"_1833":1941},{"_1795":1926,"_1797":1927},[],[],{"_1801":1929,"_13":1809,"_1807":1923,"_1811":1931,"_1816":1934,"_1818":1935,"_1820":1936,"_1822":1936,"_1823":1937,"_1825":1938,"_1779":1939,"_1831":1832},{"_1799":1930},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":1932},{"_13":1804,"_1805":1814,"_1807":1933},"accordionItem",6,"2025-12-02T11:22:29.999Z","2026-02-17T12:06:38.555Z","2025-12-02T11:22:55.701Z",9,{"_1799":1940},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":1942,"_1943":1944,"_49":1945,"_1836":1837},"Platinum - Business - Business Credit Cards - APR","title","What is APR and how is it set?",{"_1946":1947,"_1948":1949,"_49":1950},"nodeType","document","data",{},[1951,1962],{"_1946":1952,"_1948":1953,"_49":1954},"paragraph",{},[1955],{"_1946":1956,"_1957":1958,"_1959":1960,"_1948":1961},"text","value","APR (Annual Percentage Rate) shows the total cost of borrowing on a business credit card over a year. It includes both the interest charged on any balance you carry, as well as any additional fees (such as annual fees). Essentially, you can think of it as the \"price\" of using the card if you don’t pay off the balance in full each month.","marks",[],{},{"_1946":1952,"_1948":1963,"_49":1964},{},[1965],{"_1946":1956,"_1957":1966,"_1959":1967,"_1948":1968},"Your APR will depend on factors, such as your personal and business credit history, your business's finances, and the card provider's policies. It's also worth nothing that it can change over time, so it's important to check your card agreement for any updates. The exact APR you're offered will vary depending on your circumstances and the card you apply for.",[],{},"11mr9Kw3zKYfOnYZTMEzGV",{"_1793":1971,"_1799":1974,"_1833":1987},{"_1795":1972,"_1797":1973},[],[],{"_1801":1975,"_13":1809,"_1807":1969,"_1811":1977,"_1816":1980,"_1818":1981,"_1820":1982,"_1822":1982,"_1823":1983,"_1825":1984,"_1779":1985,"_1831":1832},{"_1799":1976},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":1978},{"_13":1804,"_1805":1814,"_1807":1979},"richTextBlock",14,"2025-07-16T12:41:36.949Z","2026-05-16T13:18:04.496Z","2025-07-17T14:39:18.665Z",28,{"_1799":1986},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":1988,"_1836":1837,"_1989":1990,"_49":1991,"_2008":2009},"Business loans - money.co.uk - easily compare","variant","platinum",{"_1948":1992,"_49":1993,"_1946":1947},{},[1994,2002],{"_1948":1995,"_49":2000,"_1946":2001},{"_1996":1997},"target",{"_1799":1998},{"_1807":1999,"_13":1804,"_1805":1809},"4ZLQomuP5Qu9pTKmioa45y",[],"embedded-entry-block",{"_1948":2003,"_49":2004,"_1946":1952},{},[2005],{"_1948":2006,"_1959":2007,"_1957":9,"_1946":1956},{},[],"contentTwo",{"_1946":1947,"_1948":2010,"_49":2011},{},[2012,2024],{"_1946":2013,"_1948":2014,"_49":2015},"heading-3",{},[2016,2020],{"_1946":1956,"_1957":2017,"_1959":2018,"_1948":2019},"Easily c",[],{},{"_1946":1956,"_1957":2021,"_1959":2022,"_1948":2023},"ompare and apply",[],{},{"_1946":1952,"_1948":2025,"_49":2026},{},[2027],{"_1946":1956,"_1957":2028,"_1959":2029,"_1948":2030},"Compare rates, fees and terms upfront, so you can apply for the loan that ticks all your boxes with confidence.",[],{},"122SUmuCUbHtSu6EdNtDB1",{"_1793":2033,"_1799":2036,"_1833":2046},{"_1795":2034,"_1797":2035},[],[],{"_1801":2037,"_13":1809,"_1807":2031,"_1811":2039,"_1816":2041,"_1818":2042,"_1820":2043,"_1779":2044,"_1831":1832},{"_1799":2038},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2040},{"_13":1804,"_1805":1814,"_1807":1933},0,"2026-05-20T15:51:13.362Z","2026-05-21T12:08:43.268Z",{"_1799":2045},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2047,"_1943":2047,"_2048":2049,"_49":2053,"_1836":1837},"New startup","icon",{"_1799":2050},{"_13":1804,"_1805":2051,"_1807":2052},"Asset","1xCionBuwaGSrUmDcZHOZV",{"_1948":2054,"_49":2055,"_1946":1947},{},[2056,2063],{"_1948":2057,"_49":2058,"_1946":1952},{},[2059],{"_1948":2060,"_1959":2061,"_1957":2062,"_1946":1956},{},[],"If you've just set up your business, you might want to focus on cards with easy approval that use a soft credit check before you apply, which don't require a long business history.",{"_1948":2064,"_49":2065,"_1946":1952},{},[2066],{"_1948":2067,"_1959":2068,"_1957":2069,"_1946":1956},{},[],"A card with minimal requirements might be best-suited for your first card, so a simple cashback feature might be all you need at this stage.","14145B8GLO65W1Sc2LerjU",{"_1793":2072,"_1799":2079,"_1833":2092},{"_1795":2073,"_1797":2078},[2074],{"_1799":2075},{"_13":1804,"_1805":2076,"_1807":2077},"Tag","smartclonecreatedBySmartclone",[],{"_1801":2080,"_13":1809,"_1807":2070,"_1811":2082,"_1816":2085,"_1818":2086,"_1820":2087,"_1822":2087,"_1823":2088,"_1825":2089,"_1779":2090,"_1831":1832},{"_1799":2081},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2083},{"_13":1804,"_1805":1814,"_1807":2084},"articleIntro",2,"2024-01-25T10:07:23.461Z","2026-01-07T16:08:57.479Z","2024-01-30T12:34:35.893Z",34,{"_1799":2091},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2093,"_1836":1837,"_2094":2095,"_1943":2096},"Business - Guides - Starting a business from scratch - Intro module","description","Starting your own business can often involve nerves, excitement, and a lot of administrative work to get through. This guide covers every first step, from choosing a name to paying tax and securing funding.","Starting a business from scratch","14K2hrxJ29iHTneoRuD1dw",{"_1793":2099,"_1799":2102,"_1833":2115},{"_1795":2100,"_1797":2101},[],[],{"_1801":2103,"_13":1809,"_1807":2097,"_1811":2105,"_1816":2108,"_1818":2109,"_1820":2110,"_1822":2110,"_1823":2111,"_1825":2112,"_1779":2113,"_1831":1832},{"_1799":2104},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2106},{"_13":1804,"_1805":1814,"_1807":2107},"pill",12,"2026-01-26T12:28:43.057Z","2026-04-29T09:42:14.515Z","2026-01-26T12:39:55.686Z",17,{"_1799":2114},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2116,"_1943":2117,"_1836":1837,"_2118":2119},"SME Case Studies Collection - House of Spectacles","House of Spectacles","modules",[2120],{"_1799":2121},{"_13":1804,"_1805":1809,"_1807":2122},"6iIoZzbuON1lvJ85aaDTox","16ui8pR1XLKRL0cY33fkVw",{"_1793":2125,"_1799":2128,"_1833":2141},{"_1795":2126,"_1797":2127},[],[],{"_1801":2129,"_13":1809,"_1807":2123,"_1811":2131,"_1816":2134,"_1818":2135,"_1820":2136,"_1822":2136,"_1823":2137,"_1825":2138,"_1779":2139,"_1831":1832},{"_1799":2130},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2132},{"_13":1804,"_1805":1814,"_1807":2133},"collectionModule",15,"2025-02-03T10:00:35.219Z","2026-05-16T13:18:03.243Z","2025-02-13T17:13:19.626Z",33,{"_1799":2140},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2142,"_1836":1837,"_2143":2144,"_2171":2172,"_2173":2174,"_2181":59,"_2182":16,"_2183":222},"Business loans - forced journey - billboard (shared module)","heading",{"_1948":2145,"_49":2146,"_1946":1947},{},[2147,2153,2159,2165],{"_1948":2148,"_49":2149,"_1946":1952},{},[2150],{"_1948":2151,"_1959":2152,"_1957":9,"_1946":1956},{},[],{"_1948":2154,"_49":2155,"_1946":1952},{},[2156],{"_1948":2157,"_1959":2158,"_1957":9,"_1946":1956},{},[],{"_1948":2160,"_49":2161,"_1946":1952},{},[2162],{"_1948":2163,"_1959":2164,"_1957":9,"_1946":1956},{},[],{"_1948":2166,"_49":2167,"_1946":1952},{},[2168],{"_1948":2169,"_1959":2170,"_1957":9,"_1946":1956},{},[],"layout","grid","entries",[2175,2178],{"_1799":2176},{"_13":1804,"_1805":1809,"_1807":2177},"4v8BSAa9geIiWa9pxyFuly",{"_1799":2179},{"_13":1804,"_1805":1809,"_1807":2180},"2iTtjWMugqV5JnhCGEKufS","useContainer","colsMobile","colsDesktop","1ArCwfPo73VajZ2n867wNe",{"_1793":2186,"_1799":2189,"_1833":2199},{"_1795":2187,"_1797":2188},[],[],{"_1801":2190,"_13":1809,"_1807":2184,"_1811":2192,"_1816":2041,"_1818":2195,"_1820":2196,"_1779":2197,"_1831":1832},{"_1799":2191},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2193},{"_13":1804,"_1805":1814,"_1807":2194},"cardV2","2026-05-18T11:59:21.209Z","2026-05-18T11:59:52.144Z",{"_1799":2198},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2200,"_49":2201,"_1836":1837},"How long does it take?",{"_1799":2202},{"_13":1804,"_1805":1809,"_1807":2203},"edMO5QM0XuBpSh6IcsEi8","1BsKsmfHNuGzP8x2ZXXLCJ",{"_1793":2206,"_1799":2209,"_1833":2220},{"_1795":2207,"_1797":2208},[],[],{"_1801":2210,"_13":1809,"_1807":2204,"_1811":2212,"_1816":2214,"_1818":2215,"_1820":2216,"_1822":2216,"_1823":2217,"_1825":1817,"_1779":2218,"_1831":1832},{"_1799":2211},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2213},{"_13":1804,"_1805":1814,"_1807":1815},3,"2025-06-18T13:57:12.538Z","2026-05-14T09:08:10.452Z","2025-06-18T13:57:12.807Z",{"_1799":2219},{"_1807":1829,"_13":1804,"_1805":1830},{"_1815":2221,"_1836":1837,"_1838":1839,"_1840":2222,"_1845":2226,"_1847":2227,"_1849":2228,"_1857":2234,"_1862":2238,"_1867":2242,"_1878":2247,"_1882":2249,"_1884":1885},"/business/guides/how-to-start-a-business",[2223],{"_1799":2224},{"_13":1804,"_1805":1809,"_1807":2225},"7dHWe9aFNODtWT5X23m93T","2024-01-25T00:00","2026-05-14T00:00",[2229,2231],{"_1799":2230},{"_13":1804,"_1805":1809,"_1807":1856},{"_1799":2232},{"_13":1804,"_1805":1809,"_1807":2233},"52qQhzhaXK0jj0hw2r5Mc5",[2235],{"_1799":2236},{"_13":1804,"_1805":1809,"_1807":2237},"8k79zdArOno2JdUscCQ19",[2239],{"_1799":2240},{"_13":1804,"_1805":1809,"_1807":2241},"69UhF8w7DWx9eihsqB1exf",[2243,2245],{"_1799":2244},{"_13":1804,"_1805":1809,"_1807":1871},{"_1799":2246},{"_13":1804,"_1805":1809,"_1807":1874},{"_1799":2248},{"_13":1804,"_1805":1809,"_1807":1881},"/business/guides/how-to-start-a-business:money","1FTSxoiiQUt49vGObqVCrJ",{"_1793":2252,"_1799":2255,"_1833":2267},{"_1795":2253,"_1797":2254},[],[],{"_1801":2256,"_13":1809,"_1807":2250,"_1811":2258,"_1816":2260,"_1818":2261,"_1820":2262,"_1822":2262,"_1823":2263,"_1825":2264,"_1779":2265,"_1831":1832},{"_1799":2257},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2259},{"_13":1804,"_1805":1814,"_1807":1933},4,"2026-03-20T15:15:30.085Z","2026-04-29T09:42:14.918Z","2026-03-20T16:35:30.573Z",8,{"_1799":2266},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2268,"_1943":2269,"_49":2270,"_1836":1837},"BCA -- How do I switch or close my account?","How do I switch or close my account?",{"_1948":2271,"_49":2272,"_1946":1947},{},[2273,2296],{"_1948":2274,"_49":2275,"_1946":1952},{},[2276,2280,2292],{"_1948":2277,"_1959":2278,"_1957":2279,"_1946":1956},{},[],"If your business has fewer than 50 employees and an annual turnover of £6.5 million or less, you may be eligible to switch using the ",{"_1948":2281,"_49":2284,"_1946":2291},{"_2282":2283},"uri","https://www.currentaccountswitch.co.uk/banks-building-societies/",[2285],{"_1948":2286,"_1959":2287,"_1957":2290,"_1946":1956},{},[2288],{"_13":2289},"underline","Current Account Switch Service","hyperlink",{"_1948":2293,"_1959":2294,"_1957":2295,"_1946":1956},{},[],", provided both your current and new provider are part of the scheme. If you’re unsure whether you qualify, your new provider should be able to confirm and guide you through the process.",{"_1948":2297,"_49":2298,"_1946":1952},{},[2299],{"_1948":2300,"_1959":2301,"_1957":2302,"_1946":1956},{},[],"If you're closing your business entirely, notify your bank and they’ll be able to guide you through the process of shutting the account down. This typically involves settling any outstanding payments or fees, with remaining funds transferred to a personal or alternative account.","1G1mJAJqqvGn0U2nCCCrlw",{"_1793":2305,"_1799":2308,"_1833":2319},{"_1795":2306,"_1797":2307},[],[],{"_1801":2309,"_13":1809,"_1807":2303,"_1811":2311,"_1816":2264,"_1818":2313,"_1820":2314,"_1822":2314,"_1823":2315,"_1825":2316,"_1779":2317,"_1831":1832},{"_1799":2310},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2312},{"_13":1804,"_1805":1814,"_1807":2133},"2025-11-17T14:41:43.058Z","2026-02-23T18:20:43.639Z","2025-11-18T17:14:21.343Z",23,{"_1799":2318},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2320,"_1836":1837,"_2143":2321,"_2171":2338,"_2339":2340,"_2173":2341,"_2181":59},"Business credit cards - why use money.co.uk",{"_1948":2322,"_49":2323,"_1946":1947},{},[2324,2332],{"_1948":2325,"_49":2326,"_1946":2331},{},[2327],{"_1948":2328,"_1959":2329,"_1957":2330,"_1946":1956},{},[],"Why choose money.co.uk?","heading-2",{"_1948":2333,"_49":2334,"_1946":1952},{},[2335],{"_1948":2336,"_1959":2337,"_1957":9,"_1946":1956},{},[],"proposition","gridVerticalAligment","top",[2342,2345,2348],{"_1799":2343},{"_13":1804,"_1805":1809,"_1807":2344},"7kmjrEbfLmgY38n0n6YKXH",{"_1799":2346},{"_13":1804,"_1805":1809,"_1807":2347},"48DIdmA1KXKHOhaymx4l4N",{"_1799":2349},{"_13":1804,"_1805":1809,"_1807":2350},"4YK7UdlcnkuE86HaZyhjSI","1G4wx2aTpo9VLtd3oLnAa6",{"_1793":2353,"_1799":2356,"_1833":2369},{"_1795":2354,"_1797":2355},[],[],{"_1801":2357,"_13":1809,"_1807":2351,"_1811":2359,"_1816":2362,"_1818":2363,"_1820":2364,"_1822":2364,"_1823":2365,"_1825":2366,"_1779":2367,"_1831":1832},{"_1799":2358},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2360},{"_13":1804,"_1805":1814,"_1807":2361},"platinumModules",106,"2022-06-20T12:23:24.568Z","2026-05-22T12:32:26.651Z","2022-07-18T10:02:02.679Z",116,{"_1799":2368},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2370,"_1836":1837,"_1989":2371,"_2372":2373},"Platinum - Trustpilot - Customer Reviews","trustpilot","jsonBody",{},"1KojVKvq19PL2xsVolYs0Q",{"_1793":2376,"_1799":2379,"_1833":2389},{"_1795":2377,"_1797":2378},[],[],{"_1801":2380,"_13":1809,"_1807":2374,"_1811":2382,"_1816":2108,"_1818":2384,"_1820":2385,"_1822":2385,"_1823":2386,"_1825":2089,"_1779":2387,"_1831":1832},{"_1799":2381},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2383},{"_13":1804,"_1805":1814,"_1807":1979},"2025-07-16T12:31:19.516Z","2026-05-16T13:18:04.440Z","2025-07-17T14:39:18.461Z",{"_1799":2388},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2390,"_1836":1837,"_1989":1990,"_49":2391,"_2008":2406},"Business loans - why money.co.uk - search multiple lenders",{"_1948":2392,"_49":2393,"_1946":1947},{},[2394,2400],{"_1948":2395,"_49":2399,"_1946":2001},{"_1996":2396},{"_1799":2397},{"_1807":2398,"_13":1804,"_1805":1809},"2fZQhNDj9WZ52U0hXA7u8k",[],{"_1948":2401,"_49":2402,"_1946":1952},{},[2403],{"_1948":2404,"_1959":2405,"_1957":9,"_1946":1956},{},[],{"_1948":2407,"_49":2408,"_1946":1947},{},[2409,2416],{"_1948":2410,"_49":2411,"_1946":2013},{},[2412],{"_1948":2413,"_1959":2414,"_1957":2415,"_1946":1956},{},[],"Search multiple lenders",{"_1948":2417,"_49":2418,"_1946":1952},{},[2419],{"_1948":2420,"_1959":2421,"_1957":2422,"_1946":1956},{},[],"Search over 150 trusted UK lenders and explore a wide range of business loans from £500 to £15,000,000.\n","1LOTeUdS4ki23bgqYOS5yS",{"_1793":2425,"_1799":2428,"_1833":2438},{"_1795":2426,"_1797":2427},[],[],{"_1801":2429,"_13":1809,"_1807":2423,"_1811":2431,"_1816":2214,"_1818":2433,"_1820":2434,"_1822":2434,"_1823":2435,"_1825":1934,"_1779":2436,"_1831":1832},{"_1799":2430},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2432},{"_13":1804,"_1805":1814,"_1807":2361},"2026-04-22T12:33:45.534Z","2026-04-24T16:59:23.241Z","2026-04-22T12:34:37.298Z",{"_1799":2437},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2439,"_1836":1837,"_1989":2440,"_2372":2441,"_2447":1786},"Business loans forced journey header-FSPLT-1516","header-module",{"_1943":2442,"_2443":2444,"_2445":2446},"Compare business loans","subTitle","Compare our best business loans","intro","Compare hundreds of UK loan providers in minutes with no impact on your credit score. ","newSection","1PN0i2vbSXvWvBgAQxm8QL",{"_1793":2450,"_1799":2453,"_1833":2464},{"_1795":2451,"_1797":2452},[],[],{"_1801":2454,"_13":1809,"_1807":2448,"_1811":2456,"_1816":2459,"_1818":2460,"_1820":2461,"_1822":2461,"_1823":2461,"_1825":1934,"_1779":2462,"_1831":1832},{"_1799":2455},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2457},{"_13":1804,"_1805":1814,"_1807":2458},"breadcrumb",1,"2025-11-06T14:35:08.815Z","2025-11-06T14:37:40.074Z",{"_1799":2463},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2465,"_1836":1837,"_2466":2467,"_2468":1340,"_2469":2470},"Business credit card guides breadcrumb","displayText","Guides","path","parent",{"_1799":2471},{"_13":1804,"_1805":1809,"_1807":2472},"hQ7pyTh32qtL1Klvoo6mz","1Pz5iY93QQFsRArEV2HosA",{"_1793":2475,"_1799":2478,"_1833":2489},{"_1795":2476,"_1797":2477},[],[],{"_1801":2479,"_13":1809,"_1807":2473,"_1811":2481,"_1816":1980,"_1818":2483,"_1820":2484,"_1822":2484,"_1823":2485,"_1825":2486,"_1779":2487,"_1831":1832},{"_1799":2480},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2482},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-02T13:34:31.874Z","2026-05-16T13:18:04.600Z","2023-06-14T14:10:17.846Z",24,{"_1799":2488},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2490,"_1943":2491,"_49":2492,"_1836":1837},"Platinum - business loans - FAQ 3","Can a small business qualify for a business loan?",{"_1948":2493,"_49":2494,"_1946":1947},{},[2495],{"_1948":2496,"_49":2497,"_1946":1952},{},[2498,2502,2510],{"_1948":2499,"_1959":2500,"_1957":2501,"_1946":1956},{},[],"Yes, small businesses can get loans, but you may be offered different ones depending on your firm's size and revenue. For instance, only businesses that are less than three years old can get a government ",{"_1948":2503,"_49":2505,"_1946":2291},{"_2282":2504},"https://www.gov.uk/apply-start-up-loan",[2506],{"_1948":2507,"_1959":2508,"_1957":2509,"_1946":1956},{},[],"Start Up Loan",{"_1948":2511,"_1959":2512,"_1957":2513,"_1946":1956},{},[],".","1V0BrwbhpuaFioC2m6XxG5",{"_1793":2516,"_1799":2519,"_1833":2530},{"_1795":2517,"_1797":2518},[],[],{"_1801":2520,"_13":1809,"_1807":2514,"_1811":2522,"_1816":2260,"_1818":2525,"_1820":2526,"_1822":2526,"_1823":2527,"_1825":2134,"_1779":2528,"_1831":1832},{"_1799":2521},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2523},{"_13":1804,"_1805":1814,"_1807":2524},"productDataset","2026-01-26T14:50:37.971Z","2026-05-11T14:51:41.478Z","2026-01-27T13:42:45.313Z",{"_1799":2529},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2531,"_2532":2533,"_1836":1837},"business credit cards - Cap on Tap Exp (New BCC landing page designs)","query",{"_2534":2535,"_2573":2574},"body",{"_2532":2536,"_2567":2568},{"_2537":2538},"bool",{"_2539":2540,"_2559":2560},"must",[2541,2546],{"_2542":2543},"exists",{"_2544":2545},"field","promo_codes.money",{"_2537":2547},{"_2548":2549,"_2558":2459},"should",[2550,2555],{"_2551":2552},"match",{"_2553":2554},"links.money.default.promoted","true",{"_2551":2556},{"_2557":2554},"links.money.application.promoted","minimum_should_match","must_not",[2561,2564],{"_2551":2562},{"_2563":2554},"_draft",{"_2551":2565},{"_2566":2554},"is_deleted","sort",[2569],{"_2545":2570},{"_2571":2572},"order","asc","index","business-credit-cards","1WldCo77UzZ5DvFeHv7RTm",{"_1793":2577,"_1799":2580,"_1833":2590},{"_1795":2578,"_1797":2579},[],[],{"_1801":2581,"_13":1809,"_1807":2575,"_1811":2583,"_1816":2214,"_1818":2585,"_1820":2586,"_1822":2586,"_1823":2587,"_1825":2134,"_1779":2588,"_1831":1832},{"_1799":2582},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2584},{"_13":1804,"_1805":1814,"_1807":1979},"2026-03-24T12:25:29.547Z","2026-04-29T09:42:13.940Z","2026-03-24T13:58:31.635Z",{"_1799":2589},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2591,"_1836":1837,"_49":2592},"Business bank account forced journey billboard rich text",{"_1946":1947,"_1948":2593,"_49":2594},{},[2595,2603,2610,2616,2622],{"_1946":2596,"_1948":2597,"_49":2598},"heading-4",{},[2599],{"_1946":1956,"_1957":2600,"_1959":2601,"_1948":2602},"Providers you can count on",[],{},{"_1946":1952,"_1948":2604,"_49":2605},{},[2606],{"_1946":1956,"_1957":2607,"_1959":2608,"_1948":2609},"Compare interest rates and fees across top UK business bank accounts.",[],{},{"_1946":2001,"_1948":2611,"_49":2615},{"_1996":2612},{"_1799":2613},{"_1807":2614,"_13":1804,"_1805":1809},"3vDCMF8mWOAEFQvLVwFx0R",[],{"_1946":2001,"_1948":2617,"_49":2621},{"_1996":2618},{"_1799":2619},{"_1807":2620,"_13":1804,"_1805":1809},"6X7zqtfCgcrdx0aKpU9XJX",[],{"_1946":1952,"_1948":2623,"_49":2624},{},[2625],{"_1946":1956,"_1957":9,"_1959":2626,"_1948":2627},[],{},"1YVuiPa6PamJKh0sd2s6xr",{"_1793":2630,"_1799":2633,"_1833":2646},{"_1795":2631,"_1797":2632},[],[],{"_1801":2634,"_13":1809,"_1807":2628,"_1811":2636,"_1816":2639,"_1818":2640,"_1820":2641,"_1822":2641,"_1823":2642,"_1825":2643,"_1779":2644,"_1831":1832},{"_1799":2635},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2637},{"_13":1804,"_1805":1814,"_1807":2638},"widgetHtml",25,"2023-11-15T16:58:44.340Z","2026-04-29T10:06:43.864Z","2023-11-29T09:49:38.013Z",27,{"_1799":2645},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2647,"_2648":2649,"_1836":1837},"Platinum - Trustpilot - 'Micro Combo' - Horizontal","html","\n\n","1ZU3tDgZrOfKxMPIQJsCEQ",{"_1793":2652,"_1799":2655,"_1833":2665},{"_1795":2653,"_1797":2654},[],[],{"_1801":2656,"_13":1809,"_1807":2650,"_1811":2658,"_1816":1980,"_1818":2660,"_1820":2661,"_1822":2661,"_1823":2662,"_1825":1984,"_1779":2663,"_1831":1832},{"_1799":2657},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2659},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-02T13:33:27.383Z","2026-05-16T13:18:04.568Z","2023-06-14T14:09:36.703Z",{"_1799":2664},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2666,"_1943":2667,"_49":2668,"_1836":1837},"Platinum - business loans - FAQ 1","Do I need a business bank account to apply for a business loan?",{"_1948":2669,"_49":2670,"_1946":1947},{},[2671],{"_1948":2672,"_49":2673,"_1946":1952},{},[2674,2678,2684],{"_1948":2675,"_1959":2676,"_1957":2677,"_1946":1956},{},[],"Whether you need a business account for a business loan depends on the lender and the type of loan. Some banks may require you to have a business current account with them before they approve your loan application. However, certain loan programs, such as the government-backed ",{"_1948":2679,"_49":2680,"_1946":2291},{"_2282":2504},[2681],{"_1948":2682,"_1959":2683,"_1957":2509,"_1946":1956},{},[],{"_1948":2685,"_1959":2686,"_1957":2687,"_1946":1956},{},[],", may allow the loan to be deposited directly into your personal bank account instead. Always check the specific requirements of your lender to understand their policy on business accounts.","1aj85qMNr3Kaxn40LrFUkF",{"_1793":2690,"_1799":2693,"_1833":2705},{"_1795":2691,"_1797":2692},[],[],{"_1801":2694,"_13":1809,"_1807":2688,"_1811":2696,"_1816":2134,"_1818":2699,"_1820":2700,"_1822":2700,"_1823":2701,"_1825":2702,"_1779":2703,"_1831":1832},{"_1799":2695},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2697},{"_13":1804,"_1805":1814,"_1807":2698},"productTableV2","2025-02-13T09:53:48.148Z","2026-04-29T09:42:14.369Z","2025-02-13T09:55:05.373Z",19,{"_1799":2704},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2706,"_1836":1837,"_2707":2708,"_2711":2712},"Business current accounts - SEO Results Table (3 Results","schema",{"_1799":2709},{"_13":1804,"_1805":1809,"_1807":2710},"4LnE6VER9N3BHzrTwvZse1","dataset",{"_1799":2713},{"_13":1804,"_1805":1809,"_1807":2714},"369k9FCI8iPOXMYKDpT3up","1eUW181GnGh9w2mLowVGsh",{"_1793":2717,"_1799":2720,"_1833":2732},{"_1795":2718,"_1797":2719},[],[],{"_1801":2721,"_13":1809,"_1807":2715,"_1811":2723,"_1816":2725,"_1818":2726,"_1820":2727,"_1822":2727,"_1823":2728,"_1825":2729,"_1779":2730,"_1831":1832},{"_1799":2722},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2724},{"_13":1804,"_1805":1814,"_1807":1815},128,"2023-06-13T12:30:31.452Z","2026-05-19T11:06:20.609Z","2023-06-22T12:42:31.690Z",278,{"_1799":2731},{"_1807":1829,"_13":1804,"_1805":1830},{"_1815":304,"_1836":1837,"_1838":2733,"_1840":2734,"_1845":2738,"_1847":2739,"_1867":2740,"_2750":2751,"_1882":2752,"_1884":2753},"Transactional",[2735],{"_1799":2736},{"_13":1804,"_1805":1809,"_1807":2737},"2RKjAGdqbr2UCSr4ZjXjdF","2023-06-22T00:00","2026-05-19T00:00",[2741,2744,2747],{"_1799":2742},{"_13":1804,"_1805":1809,"_1807":2743},"4YCDvhyhGsPrICMQlXQpLf",{"_1799":2745},{"_13":1804,"_1805":1809,"_1807":2746},"5kJ3wupUr0vVf78hkj2Pz3",{"_1799":2748},{"_13":1804,"_1805":1809,"_1807":2749},"2o7NQnJLIlg14dP7dSdkfS","linkText","Business credit cards","/business/business-credit-cards:money","business_credit_cards","1fiKH3UGSyxhzDkQzTgSYq",{"_1793":2756,"_1799":2759,"_1833":2769},{"_1795":2757,"_1797":2758},[],[],{"_1801":2760,"_13":1809,"_1807":2754,"_1811":2762,"_1816":1817,"_1818":2764,"_1820":2765,"_1822":2765,"_1823":2766,"_1825":2134,"_1779":2767,"_1831":1832},{"_1799":2761},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2763},{"_13":1804,"_1805":1814,"_1807":1979},"2026-04-20T12:26:28.146Z","2026-04-24T16:59:23.264Z","2026-04-21T09:27:51.274Z",{"_1799":2768},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2770,"_1836":1837,"_2771":2772,"_49":2777},"FSPLT-1516 Business Loans Entry","styling",{"_2773":2774},"@media screen and (max-width: 768px)",{"_2775":2776},"paddingBottom","40px",{"_1948":2778,"_49":2779,"_1946":1947},{},[2780,2786,2792],{"_1948":2781,"_49":2785,"_1946":2001},{"_1996":2782},{"_1799":2783},{"_1807":2784,"_13":1804,"_1805":1809},"7Ifn0iXk7GqsgpO2GRJc9Z",[],{"_1948":2787,"_49":2791,"_1946":2001},{"_1996":2788},{"_1799":2789},{"_1807":2790,"_13":1804,"_1805":1809},"2t7lyZbCgORdvMVY0oMPsl",[],{"_1948":2793,"_49":2794,"_1946":1952},{},[2795],{"_1948":2796,"_1959":2797,"_1957":9,"_1946":1956},{},[],"1ghhtKz0lAXe5A5PCgFdAd",{"_1793":2800,"_1799":2803,"_1833":2813},{"_1795":2801,"_1797":2802},[],[],{"_1801":2804,"_13":1809,"_1807":2798,"_1811":2806,"_1816":2459,"_1818":2808,"_1820":2809,"_1822":2809,"_1823":2809,"_1825":2810,"_1779":2811,"_1831":1832},{"_1799":2805},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2807},{"_13":1804,"_1805":1814,"_1807":1933},"2026-03-11T13:08:26.045Z","2026-03-17T18:20:52.693Z",57,{"_1799":2812},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2814,"_1943":2814,"_49":2815,"_1836":1837},"What other types of business credit cards are there?",{"_1946":1947,"_1948":2816,"_49":2817},{},[2818,2825,2977],{"_1946":1952,"_1948":2819,"_49":2820},{},[2821],{"_1946":1956,"_1957":2822,"_1959":2823,"_1948":2824},"The most common types of business credit cards to consider, depending on your business needs, are:",[],{},{"_1946":2826,"_1948":2827,"_49":2828},"unordered-list",{},[2829,2858,2885,2935,2950],{"_1946":2830,"_1948":2831,"_49":2832},"list-item",{},[2833],{"_1946":1952,"_1948":2834,"_49":2835},{},[2836,2842,2846,2854],{"_1946":1956,"_1957":2837,"_1959":2838,"_1948":2841},"Reward cards:",[2839],{"_13":2840},"bold",{},{"_1946":1956,"_1957":2843,"_1959":2844,"_1948":2845}," If your business makes regular purchases, ",[],{},{"_1946":2291,"_1948":2847,"_49":2849},{"_2282":2848},"https://www.money.co.uk/business/business-credit-cards/rewards",[2850],{"_1946":1956,"_1957":2851,"_1959":2852,"_1948":2853},"rewards business credit cards",[],{},{"_1946":1956,"_1957":2855,"_1959":2856,"_1948":2857}," can help you earn something back. Depending on the provider, rewards may include cashback on everyday spending, loyalty points or vouchers for popular retailers, or travel perks like air miles or hotel discounts.",[],{},{"_1946":2830,"_1948":2859,"_49":2860},{},[2861],{"_1946":1952,"_1948":2862,"_49":2863},{},[2864,2869,2873,2881],{"_1946":1956,"_1957":2865,"_1959":2866,"_1948":2868},"0% interest cards: ",[2867],{"_13":2840},{},{"_1946":1956,"_1957":2870,"_1959":2871,"_1948":2872},"Some business credit cards offer short ",[],{},{"_1946":2291,"_1948":2874,"_49":2876},{"_2282":2875},"https://www.money.co.uk/business/business-credit-cards/interest-free",[2877],{"_1946":1956,"_1957":2878,"_1959":2879,"_1948":2880},"0% introductory periods",[],{},{"_1946":1956,"_1957":2882,"_1959":2883,"_1948":2884}," on purchases or balance transfers, helping you manage cash flow without paying interest. With this type of card, deals are usually shorter than those on personal cards, and you will need to clear the balance before the offer ends to avoid standard interest charges. Some cards also come with added perks, such as cashback.",[],{},{"_1946":2830,"_1948":2886,"_49":2887},{},[2888],{"_1946":1952,"_1948":2889,"_49":2890},{},[2891,2896,2900,2908,2912,2920,2924,2932],{"_1946":1956,"_1957":2892,"_1959":2893,"_1948":2895},"Balance transfer cards:",[2894],{"_13":2840},{},{"_1946":1956,"_1957":2897,"_1959":2898,"_1948":2899}," ",[],{},{"_1946":2291,"_1948":2901,"_49":2903},{"_2282":2902},"https://www.money.co.uk/business/business-credit-cards/balance-transfer",[2904],{"_1946":1956,"_1957":2905,"_1959":2906,"_1948":2907},"Balance transfer business credit cards",[],{},{"_1946":1956,"_1957":2909,"_1959":2910,"_1948":2911}," let you move existing debt from other cards to one with a lower interest rate. Many offer extended 0% interest periods, allowing you to ",[],{},{"_1946":2291,"_1948":2913,"_49":2915},{"_2282":2914},"https://www.money.co.uk/business/guides/how-to-manage-business-debt",[2916],{"_1946":1956,"_1957":2917,"_1959":2918,"_1948":2919},"reduce your debt more efficiently",[],{},{"_1946":1956,"_1957":2921,"_1959":2922,"_1948":2923}," by focusing repayments on the balance rather than interest. This type of card can be a useful tool for consolidating multiple credit lines or managing short-term ",[],{},{"_1946":2291,"_1948":2925,"_49":2927},{"_2282":2926},"https://www.money.co.uk/business/guides/cash-flow-problems-and-solutions",[2928],{"_1946":1956,"_1957":2929,"_1959":2930,"_1948":2931},"cash flow challenges",[],{},{"_1946":1956,"_1957":2513,"_1959":2933,"_1948":2934},[],{},{"_1946":2830,"_1948":2936,"_49":2937},{},[2938],{"_1946":1952,"_1948":2939,"_49":2940},{},[2941,2946],{"_1946":1956,"_1957":2942,"_1959":2943,"_1948":2945},"Purchase cards: ",[2944],{"_13":2840},{},{"_1946":1956,"_1957":2947,"_1959":2948,"_1948":2949},"These cards can be ideal for spreading the cost of larger business expenses, especially since many offer an introductory 0% interest period. This gives you the flexibility to make essential purchases upfront and repay them over time without incurring interest, provided you clear the balance before the interest-free window ends.",[],{},{"_1946":2830,"_1948":2951,"_49":2952},{},[2953],{"_1946":1952,"_1948":2954,"_49":2955},{},[2956,2961,2965,2973],{"_1946":1956,"_1957":2957,"_1959":2958,"_1948":2960},"Secured cards:",[2959],{"_13":2840},{},{"_1946":1956,"_1957":2962,"_1959":2963,"_1948":2964}," Secured business credit cards are rare in the UK, but may be an option for businesses with a limited credit history. When available, they tend to require a cash deposit that typically matches the credit limit. Most UK lenders focus on unsecured cards or other forms of ",[],{},{"_1946":2291,"_1948":2966,"_49":2968},{"_2282":2967},"https://www.money.co.uk/business/business-loans/what-is-asset-based-lending",[2969],{"_1946":1956,"_1957":2970,"_1959":2971,"_1948":2972},"asset-backed finance",[],{},{"_1946":1956,"_1957":2974,"_1959":2975,"_1948":2976}," instead.",[],{},{"_1946":1952,"_1948":2978,"_49":2979},{},[2980],{"_1946":1956,"_1957":9,"_1959":2981,"_1948":2982},[],{},{"_1793":2984,"_1799":2987,"_1833":2998},{"_1795":2985,"_1797":2986},[],[],{"_1801":2988,"_13":1809,"_1807":1861,"_1811":2990,"_1816":2108,"_1818":2993,"_1820":2994,"_1822":2994,"_1823":2995,"_1825":2089,"_1779":2996,"_1831":1832},{"_1799":2989},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":2991},{"_13":1804,"_1805":1814,"_1807":2992},"author","2021-01-21T11:55:47.815Z","2026-04-15T15:00:36.144Z","2021-01-21T11:57:12.541Z",{"_1799":2997},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2999,"_1836":1837,"_3000":3001,"_1815":3002,"_3003":3004,"_3007":3008},"Dan Moore","role","Contributing writer","/authors/dan-moore","image",{"_1799":3005},{"_13":1804,"_1805":2051,"_1807":3006},"3uBQRT71iKHtunQHGDnukk","snippet",{"_1946":1947,"_1948":3009,"_49":3010},{},[3011],{"_1946":1952,"_1948":3012,"_49":3013},{},[3014],{"_1946":1956,"_1957":3015,"_1959":3016,"_1948":3017},"Dan Moore has been a financial and consumer rights journalist since the 1990s. He has won numerous awards for consumer and investigative reporting.",[],{},"1jUjc32bofP6QMqVD540G3",{"_1793":3020,"_1799":3023,"_1833":3035},{"_1795":3021,"_1797":3022},[],[],{"_1801":3024,"_13":1809,"_1807":3018,"_1811":3026,"_1816":3028,"_1818":3029,"_1820":3030,"_1822":3030,"_1823":3031,"_1825":3032,"_1779":3033,"_1831":1832},{"_1799":3025},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":3027},{"_13":1804,"_1805":1814,"_1807":1979},16,"2026-03-16T15:54:02.321Z","2026-05-19T15:37:52.387Z","2026-03-16T19:57:58.189Z",191,{"_1799":3034},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":3036,"_1836":1837,"_1989":1990,"_2143":3037,"_49":3053},"Boost your chances of getting a loan",{"_1948":3038,"_49":3039,"_1946":1947},{},[3040,3047],{"_1948":3041,"_49":3042,"_1946":2331},{},[3043],{"_1948":3044,"_1959":3045,"_1957":3046,"_1946":1956},{},[],"How to boost your chances of getting a business loan",{"_1948":3048,"_49":3049,"_1946":1952},{},[3050],{"_1948":3051,"_1959":3052,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":3054,"_49":3055},{},[3056,3063,3070,3077,3110,3117],{"_1946":1952,"_1948":3057,"_49":3058},{},[3059],{"_1946":1956,"_1957":3060,"_1959":3061,"_1948":3062},"To give your company the best chance of securing funding, it’s important to keep your finances well-organised.",[],{},{"_1946":1952,"_1948":3064,"_49":3065},{},[3066],{"_1946":1956,"_1957":3067,"_1959":3068,"_1948":3069},"Lenders want to be confident that your business can repay any money it borrows, so you need to demonstrate that your company is in a strong financial position.",[],{},{"_1946":1952,"_1948":3071,"_49":3072},{},[3073],{"_1946":1956,"_1957":3074,"_1959":3075,"_1948":3076},"This means you need to have: ",[],{},{"_1946":2826,"_1948":3078,"_49":3079},{},[3080,3090,3100],{"_1946":2830,"_1948":3081,"_49":3082},{},[3083],{"_1946":1952,"_1948":3084,"_49":3085},{},[3086],{"_1946":1956,"_1957":3087,"_1959":3088,"_1948":3089},"Up-to-date accounts ",[],{},{"_1946":2830,"_1948":3091,"_49":3092},{},[3093],{"_1946":1952,"_1948":3094,"_49":3095},{},[3096],{"_1946":1956,"_1957":3097,"_1959":3098,"_1948":3099},"A healthy bank account history",[],{},{"_1946":2830,"_1948":3101,"_49":3102},{},[3103],{"_1946":1952,"_1948":3104,"_49":3105},{},[3106],{"_1946":1956,"_1957":3107,"_1959":3108,"_1948":3109},"A clear plan for how your business will use the funds",[],{},{"_1946":1952,"_1948":3111,"_49":3112},{},[3113],{"_1946":1956,"_1957":3114,"_1959":3115,"_1948":3116},"You also need to show that your company generates enough income to cover the loan repayments. Typically, lenders look for a Debt Service Coverage Ratio (DSCR) of at least 1.25, meaning your income is at least 25% higher than your company’s debt obligations.",[],{},{"_1946":1952,"_1948":3118,"_49":3119},{},[3120,3124,3134],{"_1946":1956,"_1957":3121,"_1959":3122,"_1948":3123},"For more information, read our expert guide on ",[],{},{"_1946":2291,"_1948":3125,"_49":3127},{"_2282":3126},"https://www.money.co.uk/business/insights/is-your-business-loan-ready",[3128],{"_1946":1956,"_1957":3129,"_1959":3130,"_1948":3133},"how to get loan-ready",[3131],{"_13":3132},"italic",{},{"_1946":1956,"_1957":2513,"_1959":3135,"_1948":3136},[],{},"1sRAmfnCwUlNbnVmMUvF27",{"_1793":3139,"_1799":3142,"_1833":3153},{"_1795":3140,"_1797":3141},[],[],{"_1801":3143,"_13":1809,"_1807":3137,"_1811":3145,"_1816":2108,"_1818":3147,"_1820":3148,"_1822":3148,"_1823":3149,"_1825":3150,"_1779":3151,"_1831":1832},{"_1799":3144},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":3146},{"_13":1804,"_1805":1814,"_1807":1933},"2024-02-20T16:42:28.164Z","2026-05-16T13:18:04.085Z","2024-02-20T16:52:51.071Z",30,{"_1799":3152},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":3154,"_1943":3155,"_49":3156,"_1836":1837},"Platinum - business loans - Invoice finance","Invoice finance",{"_1948":3157,"_49":3158,"_1946":1947},{},[3159,3178,3184],{"_1948":3160,"_49":3161,"_1946":1952},{},[3162,3166,3170,3174],{"_1948":3163,"_1959":3164,"_1957":3165,"_1946":1956},{},[],"Invoice finance helps your business ",{"_1948":3167,"_1959":3168,"_1957":3169,"_1946":1956},{},[],"maintain a healthy cash flow, allowing you to",{"_1948":3171,"_1959":3172,"_1957":2897,"_1946":1956},{},[3173],{"_13":2840},{"_1948":3175,"_1959":3176,"_1957":3177,"_1946":1956},{},[],"access money which is owed by your customers without waiting for the payment to arrive.",{"_1948":3179,"_49":3183,"_1946":2001},{"_1996":3180},{"_1799":3181},{"_1807":3182,"_13":1804,"_1805":1809},"1qeCvcP8m7ewI9qczOCSbn",[],{"_1948":3185,"_49":3186,"_1946":1952},{},[3187],{"_1948":3188,"_1959":3189,"_1957":9,"_1946":1956},{},[],"1shGohZy1P0JIa4m6jDs2N",{"_1793":3192,"_1799":3195,"_1833":3204},{"_1795":3193,"_1797":3194},[],[],{"_1801":3196,"_13":1809,"_1807":3190,"_1811":3198,"_1816":2041,"_1818":3200,"_1820":3201,"_1779":3202,"_1831":1832},{"_1799":3197},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":3199},{"_13":1804,"_1805":1814,"_1807":1933},"2026-05-20T16:11:50.730Z","2026-05-21T12:08:15.605Z",{"_1799":3203},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":3205,"_1943":3205,"_2048":3206,"_49":3209,"_1836":1837},"Sometimes carry a balance over?",{"_1799":3207},{"_13":1804,"_1805":2051,"_1807":3208},"3xrt0eU9hV4eELT4Alad1F",{"_1948":3210,"_49":3211,"_1946":1947},{},[3212],{"_1948":3213,"_49":3214,"_1946":1952},{},[3215],{"_1948":3216,"_1959":3217,"_1957":3218,"_1946":1956},{},[],"If you're using the card to manage a cash flow gap and you're likely to carry over a balance, you could choose to go for a card with a low APR. This will keep your monthly repayments lower if you are unable to clear your balance.","22KjnzxJpJRIQeo6ZkaS0",{"_1793":3221,"_1799":3224,"_1833":3236},{"_1795":3222,"_1797":3223},[],[],{"_1801":3225,"_13":1809,"_1807":3219,"_1811":3227,"_1816":3229,"_1818":3230,"_1820":3231,"_1822":3231,"_1823":3232,"_1825":3233,"_1779":3234,"_1831":1832},{"_1799":3226},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":3228},{"_13":1804,"_1805":1814,"_1807":2361},122,"2022-06-10T11:56:47.281Z","2026-05-22T12:32:26.670Z","2022-07-18T10:01:57.952Z",133,{"_1799":3235},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":3237,"_1836":1837,"_1989":3238,"_2372":3239,"_2447":59},"Platinum - We've been featured in","featured-in",{"_3240":3241},"reasons",[3242,3246,3249,3252,3255],{"_3243":3244,"_1815":3245},"altValue","The Guardian","https://img.money.co.uk/t014ej9w3ur1/3rHr402Z5IXYREQmkTkIOU/e8ccca1fb917664b71b49bace5b51aba/the_guardian.png?auto=format%2Ccompress&q=45&ixlib=react-9.3.0&w=1476",{"_3243":3247,"_1815":3248},"BBC","https://img.money.co.uk/t014ej9w3ur1/7poxQTmLeGm2SLivgwELEp/7c9cf62dc9f4100436d56243e89cccd1/bbc.png?auto=format%2Ccompress&q=45&ixlib=react-9.3.0&w=1476",{"_3243":3250,"_1815":3251},"Daily Express","https://img.money.co.uk/t014ej9w3ur1/2mJiU6dvQVC2mijBlnyn1a/9efa9ad8007d21d333118ef0f279f1da/The_Daily_Express_logo.png?auto=format%2Ccompress&q=45&ixlib=react-9.3.0&w=1476",{"_3243":3253,"_1815":3254},"Financial Times","https://img.money.co.uk/t014ej9w3ur1/4JJz6VNclYER8lmyzYITWv/70314112c4993c5f6f826bf08f600116/financial_times.png?auto=format%2Ccompress&q=45&ixlib=react-9.3.0&w=1476",{"_3243":3256,"_1815":3257},"Daily Mirror","https://img.money.co.uk/t014ej9w3ur1/61jQfwrfqM05G7UnOqz9sV/cace2ef80cd1ed6826afb96cba6a9754/daily_mirror.png?auto=format%2Ccompress&q=45&ixlib=react-9.3.0&w=1476","245hOuMNNuiEZpDDthBPUG",{"_1793":3260,"_1799":3263,"_1833":3276},{"_1795":3261,"_1797":3262},[],[],{"_1801":3264,"_13":1809,"_1807":3258,"_1811":3266,"_1816":3269,"_1818":3270,"_1820":3271,"_1822":3271,"_1823":3272,"_1825":3273,"_1779":3274,"_1831":1832},{"_1799":3265},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":3267},{"_13":1804,"_1805":1814,"_1807":3268},"callOut",18,"2022-10-14T11:46:15.127Z","2026-04-29T10:06:43.999Z","2022-10-14T15:37:50.789Z",56,{"_1799":3275},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":3277,"_1836":1837,"_1956":3278,"_2840":59,"_1943":3279,"_1989":3280},"Platinum - Savings - FSCS Message","Is my money safe?","The Financial Services Compensation Scheme (FSCS) guarantees that the first £120,000 you have saved with a UK-authorised bank or building society (or the first £240,000 for a joint account) will be safe even if the business goes bust.","fscs","27nwWwHkvM0VXhjAcLxdsA",{"_1793":3283,"_1799":3286,"_1833":3298},{"_1795":3284,"_1797":3285},[],[],{"_1801":3287,"_13":1809,"_1807":3281,"_1811":3289,"_1816":2702,"_1818":3291,"_1820":3292,"_1822":3293,"_1823":3294,"_1825":3295,"_1779":3296,"_1831":1832},{"_1799":3288},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":3290},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-14T12:22:57.708Z","2026-05-19T13:13:39.688Z","2026-03-17T18:20:51.934Z","2023-06-16T10:34:38.209Z",47,{"_1799":3297},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":3299,"_1836":1837,"_1989":2440,"_2372":3300,"_2447":1786},"Platinum - Business credit cards - Header",{"_1943":3301,"_2443":2751,"_3302":1786,"_3303":3304,"_2445":3306,"_3307":59},"Find the right credit card for your business","showTooltip","tooltip",{"_49":3305},"Business credit cards are designed to help you manage business expenses, improve cash flow and earn valuable rewards, often with features tailored to control employee spending and integrate with accounting software. Compare APRs, fees and eligibility at a glance with money.co.uk to find the best card for your business, whether you’re a limited company, partnership or sole trader.","A business credit card can help you manage company expenses, boost cash flow and earn rewards. Compare options and find the best fit for your business.","hideIntroOnMobile","27ra1avIX0YPhSWgAzfjUz",{"_1793":3310,"_1799":3315,"_1833":3327},{"_1795":3311,"_1797":3314},[3312],{"_1799":3313},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":3316,"_13":1809,"_1807":3308,"_1811":3318,"_1816":1817,"_1818":3321,"_1820":3322,"_1822":3322,"_1823":3323,"_1825":3324,"_1779":3325,"_1831":1832},{"_1799":3317},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":3319},{"_13":1804,"_1805":1814,"_1807":3320},"richTextModule","2024-08-14T14:01:14.752Z","2025-08-19T16:55:19.322Z","2024-08-16T09:21:35.206Z",49,{"_1799":3326},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":3328,"_49":3329,"_4211":59,"_4212":4213,"_1989":4214,"_1836":1837},"Business - Credit Cards - How to choose a business credit card - Guides - Main text template",{"_1946":1947,"_1948":3330,"_49":3331},{},[3332,3351,3358,3377,3396,3414,3420,3427,3434,3441,3448,3455,3462,3470,3536,3544,3589,3596,3603,3610,3653,3660,3678,3685,3719,3726,3733,3740,3793,3800,3807,3814,3877,3884,3891,3934,3941,3948,4023,4045,4052,4070,4077,4095,4102,4109,4128,4135,4142,4149,4171,4178,4185,4192,4199,4205],{"_1946":1952,"_1948":3333,"_49":3334},{},[3335,3339,3347],{"_1946":1956,"_1957":3336,"_1959":3337,"_1948":3338},"A ",[],{},{"_1946":2291,"_1948":3340,"_49":3342},{"_2282":3341},"https://www.money.co.uk/business/business-credit-cards",[3343],{"_1946":1956,"_1957":3344,"_1959":3345,"_1948":3346},"business credit card",[],{},{"_1946":1956,"_1957":3348,"_1959":3349,"_1948":3350}," lets you ring-fence outgoings related to your work, making it easier to keep track of your firm’s finances. Here we look at how to go about selecting one.",[],{},{"_1946":2331,"_1948":3352,"_49":3353},{},[3354],{"_1946":1956,"_1957":3355,"_1959":3356,"_1948":3357},"What is a business credit card?",[],{},{"_1946":1952,"_1948":3359,"_49":3360},{},[3361,3365,3373],{"_1946":1956,"_1957":3362,"_1959":3363,"_1948":3364},"A business credit card is just like a ",[],{},{"_1946":2291,"_1948":3366,"_49":3367},{"_2282":821},[3368],{"_1946":1956,"_1957":3369,"_1959":3370,"_1948":3372},"personal credit card",[3371],{"_13":2289},{},{"_1946":1956,"_1957":3374,"_1959":3375,"_1948":3376}," in that you use it to make purchases up to a credit limit set by the provider. ",[],{},{"_1946":1952,"_1948":3378,"_49":3379},{},[3380,3384,3392],{"_1946":1956,"_1957":3381,"_1959":3382,"_1948":3383},"However, ",[],{},{"_1946":2291,"_1948":3385,"_49":3387},{"_2282":3386},"https://www.money.co.uk/business/business-credit-cards/personal-vs-business-credit-cards",[3388],{"_1946":1956,"_1957":3389,"_1959":3390,"_1948":3391},"it differs from a personal credit card",[],{},{"_1946":1956,"_1957":3393,"_1959":3394,"_1948":3395}," in certain ways. For example, it is in a company’s name rather than an individual's.",[],{},{"_1946":1952,"_1948":3397,"_49":3398},{},[3399,3402,3410],{"_1946":1956,"_1957":9,"_1959":3400,"_1948":3401},[],{},{"_1946":2291,"_1948":3403,"_49":3405},{"_2282":3404},"https://www.money.co.uk/business/business-credit-cards/benefits-of-business-credit-cards",[3406],{"_1946":1956,"_1957":3407,"_1959":3408,"_1948":3409},"The key benefit of having a business credit card",[],{},{"_1946":1956,"_1957":3411,"_1959":3412,"_1948":3413}," is that you can keep your work and personal spending separate and earn rewards that you can use to offset future purchases.",[],{},{"_1946":2001,"_1948":3415,"_49":3419},{"_1996":3416},{"_1799":3417},{"_1807":3418,"_13":1804,"_1805":1809},"7rGbJHbBTura1hZP16M8Vk",[],{"_1946":2331,"_1948":3421,"_49":3422},{},[3423],{"_1946":1956,"_1957":3424,"_1959":3425,"_1948":3426},"What types of business credit cards are there?",[],{},{"_1946":1952,"_1948":3428,"_49":3429},{},[3430],{"_1946":1956,"_1957":3431,"_1959":3432,"_1948":3433},"There are lots of business credit card types, each for a different target audience. ",[],{},{"_1946":1952,"_1948":3435,"_49":3436},{},[3437],{"_1946":1956,"_1957":3438,"_1959":3439,"_1948":3440},"For example, some card types suit fledgling firms, while others are ideal if you regularly travel overseas or buy equipment from specific retailers. ",[],{},{"_1946":1952,"_1948":3442,"_49":3443},{},[3444],{"_1946":1956,"_1957":3445,"_1959":3446,"_1948":3447},"Here’s a rundown of the different types of cards you could consider:",[],{},{"_1946":2013,"_1948":3449,"_49":3450},{},[3451],{"_1946":1956,"_1957":3452,"_1959":3453,"_1948":3454},"Credit building cards",[],{},{"_1946":1952,"_1948":3456,"_49":3457},{},[3458],{"_1946":1956,"_1957":3459,"_1959":3460,"_1948":3461},"These are also known as classic or basic business credit cards.",[],{},{"_1946":1952,"_1948":3463,"_49":3464},{},[3465],{"_1946":1956,"_1957":3466,"_1959":3467,"_1948":3469},"Key points:",[3468],{"_13":2840},{},{"_1946":2826,"_1948":3471,"_49":3472},{},[3473,3496,3506,3516,3526],{"_1946":2830,"_1948":3474,"_49":3475},{},[3476],{"_1946":1952,"_1948":3477,"_49":3478},{},[3479,3483,3492],{"_1946":1956,"_1957":9,"_1959":3480,"_1948":3482},[3481],{"_13":2289},{},{"_1946":2291,"_1948":3484,"_49":3486},{"_2282":3485},"https://www.money.co.uk/business/business-credit-cards/startups",[3487],{"_1946":1956,"_1957":3488,"_1959":3489,"_1948":3491},"Credit cards that are designed for start-ups",[3490],{"_13":2289},{},{"_1946":1956,"_1957":3493,"_1959":3494,"_1948":3495}," with little or no credit history or firms that have suffered a setback that’s affected their credit rating",[],{},{"_1946":2830,"_1948":3497,"_49":3498},{},[3499],{"_1946":1952,"_1948":3500,"_49":3501},{},[3502],{"_1946":1956,"_1957":3503,"_1959":3504,"_1948":3505},"They have low credit limits",[],{},{"_1946":2830,"_1948":3507,"_49":3508},{},[3509],{"_1946":1952,"_1948":3510,"_49":3511},{},[3512],{"_1946":1956,"_1957":3513,"_1959":3514,"_1948":3515},"They have a high annual percentage rate (APR), which is how much you pay in interest if you don’t square the balance at the end of the payment cycle",[],{},{"_1946":2830,"_1948":3517,"_49":3518},{},[3519],{"_1946":1952,"_1948":3520,"_49":3521},{},[3522],{"_1946":1956,"_1957":3523,"_1959":3524,"_1948":3525},"Most have no annual fee",[],{},{"_1946":2830,"_1948":3527,"_49":3528},{},[3529],{"_1946":1952,"_1948":3530,"_49":3531},{},[3532],{"_1946":1956,"_1957":3533,"_1959":3534,"_1948":3535},"Many come with few or no perks or rewards",[],{},{"_1946":1952,"_1948":3537,"_49":3538},{},[3539],{"_1946":1956,"_1957":3540,"_1959":3541,"_1948":3543},"Read more: ",[3542],{"_13":2840},{},{"_1946":2826,"_1948":3545,"_49":3546},{},[3547,3568],{"_1946":2830,"_1948":3548,"_49":3549},{},[3550],{"_1946":1952,"_1948":3551,"_49":3552},{},[3553,3556,3565],{"_1946":1956,"_1957":9,"_1959":3554,"_1948":3555},[],{},{"_1946":2291,"_1948":3557,"_49":3559},{"_2282":3558},"/business/credit-reports/how-to-check-your-business-credit-report",[3560],{"_1946":1956,"_1957":3561,"_1959":3562,"_1948":3564},"How to check your business credit report",[3563],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":3566,"_1948":3567},[],{},{"_1946":2830,"_1948":3569,"_49":3570},{},[3571],{"_1946":1952,"_1948":3572,"_49":3573},{},[3574,3577,3586],{"_1946":1956,"_1957":9,"_1959":3575,"_1948":3576},[],{},{"_1946":2291,"_1948":3578,"_49":3580},{"_2282":3579},"/business/business-credit-cards/how-to-get-a-business-credit-card-with-bad-credit",[3581],{"_1946":1956,"_1957":3582,"_1959":3583,"_1948":3585},"How to get a business credit card with bad credit",[3584],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":3587,"_1948":3588},[],{},{"_1946":2013,"_1948":3590,"_49":3591},{},[3592],{"_1946":1956,"_1957":3593,"_1959":3594,"_1948":3595},"0% interest cards",[],{},{"_1946":1952,"_1948":3597,"_49":3598},{},[3599],{"_1946":1956,"_1957":3600,"_1959":3601,"_1948":3602},"Cards in this category work like any other credit card, but you incur no interest on your balance.",[],{},{"_1946":1952,"_1948":3604,"_49":3605},{},[3606],{"_1946":1956,"_1957":3466,"_1959":3607,"_1948":3609},[3608],{"_13":2840},{},{"_1946":2826,"_1948":3611,"_49":3612},{},[3613,3623,3633,3643],{"_1946":2830,"_1948":3614,"_49":3615},{},[3616],{"_1946":1952,"_1948":3617,"_49":3618},{},[3619],{"_1946":1956,"_1957":3620,"_1959":3621,"_1948":3622},"In most cases, the 0% rate is introductory and lasts between 6 and 24 months, after which you pay interest on your purchases. It’s a good idea to shop around before the deal ends and switch if you find a better deal elsewhere ",[],{},{"_1946":2830,"_1948":3624,"_49":3625},{},[3626],{"_1946":1952,"_1948":3627,"_49":3628},{},[3629],{"_1946":1956,"_1957":3630,"_1959":3631,"_1948":3632},"You may earn rewards, such as points that are redeemable on PayPal transactions or travel",[],{},{"_1946":2830,"_1948":3634,"_49":3635},{},[3636],{"_1946":1952,"_1948":3637,"_49":3638},{},[3639],{"_1946":1956,"_1957":3640,"_1959":3641,"_1948":3642},"Annual fees may kick in either immediately or after an introductory period",[],{},{"_1946":2830,"_1948":3644,"_49":3645},{},[3646],{"_1946":1952,"_1948":3647,"_49":3648},{},[3649],{"_1946":1956,"_1957":3650,"_1959":3651,"_1948":3652},"Some 0% interest business credit cards never attract interest and have no annual fees ",[],{},{"_1946":2013,"_1948":3654,"_49":3655},{},[3656],{"_1946":1956,"_1957":3657,"_1959":3658,"_1948":3659},"Rewards cards",[],{},{"_1946":1952,"_1948":3661,"_49":3662},{},[3663,3667,3675],{"_1946":1956,"_1957":3664,"_1959":3665,"_1948":3666},"Cards in this category may be good for business owners who pay off their balance at the end of each month and ",[],{},{"_1946":2291,"_1948":3668,"_49":3670},{"_2282":3669},"https://www.money.co.uk/business/business-credit-cards/how-to-use-a-business-credit-card-to-collect-rewards",[3671],{"_1946":1956,"_1957":3672,"_1959":3673,"_1948":3674},"can take advantage of the benefits",[],{},{"_1946":1956,"_1957":2513,"_1959":3676,"_1948":3677},[],{},{"_1946":1952,"_1948":3679,"_49":3680},{},[3681],{"_1946":1956,"_1957":3466,"_1959":3682,"_1948":3684},[3683],{"_13":2840},{},{"_1946":2826,"_1948":3686,"_49":3687},{},[3688,3698],{"_1946":2830,"_1948":3689,"_49":3690},{},[3691],{"_1946":1952,"_1948":3692,"_49":3693},{},[3694],{"_1946":1956,"_1957":3695,"_1959":3696,"_1948":3697},"They come loaded with benefits that other cards don’t offer, such as points earned on everyday spending and bonus points on purchases at specific outlets",[],{},{"_1946":2830,"_1948":3699,"_49":3700},{},[3701],{"_1946":1952,"_1948":3702,"_49":3703},{},[3704,3708,3715],{"_1946":1956,"_1957":3705,"_1959":3706,"_1948":3707},"Savvy bosses can ",[],{},{"_1946":2291,"_1948":3709,"_49":3710},{"_2282":2848},[3711],{"_1946":1956,"_1957":3712,"_1959":3713,"_1948":3714},"find cards that offer rewards",[],{},{"_1946":1956,"_1957":3716,"_1959":3717,"_1948":3718}," that suit their business needs, such as money off breakdown cover or healthcare plans",[],{},{"_1946":2013,"_1948":3720,"_49":3721},{},[3722],{"_1946":1956,"_1957":3723,"_1959":3724,"_1948":3725},"Travel rewards cards",[],{},{"_1946":1952,"_1948":3727,"_49":3728},{},[3729],{"_1946":1956,"_1957":3730,"_1959":3731,"_1948":3732},"Cards in this category are popular with businesses with significant travel-related costs.",[],{},{"_1946":1952,"_1948":3734,"_49":3735},{},[3736],{"_1946":1956,"_1957":3466,"_1959":3737,"_1948":3739},[3738],{"_13":2840},{},{"_1946":2826,"_1948":3741,"_49":3742},{},[3743,3753,3763,3773,3783],{"_1946":2830,"_1948":3744,"_49":3745},{},[3746],{"_1946":1952,"_1948":3747,"_49":3748},{},[3749],{"_1946":1956,"_1957":3750,"_1959":3751,"_1948":3752},"They are essentially rewards credit cards where the benefits are travel related",[],{},{"_1946":2830,"_1948":3754,"_49":3755},{},[3756],{"_1946":1952,"_1948":3757,"_49":3758},{},[3759],{"_1946":1956,"_1957":3760,"_1959":3761,"_1948":3762},"Benefits can include Avios points, discounts at airport-sited outlets and access to airport lounges",[],{},{"_1946":2830,"_1948":3764,"_49":3765},{},[3766],{"_1946":1952,"_1948":3767,"_49":3768},{},[3769],{"_1946":1956,"_1957":3770,"_1959":3771,"_1948":3772},"Offers may include money off travel insurance, restaurants and car hire",[],{},{"_1946":2830,"_1948":3774,"_49":3775},{},[3776],{"_1946":1952,"_1948":3777,"_49":3778},{},[3779],{"_1946":1956,"_1957":3780,"_1959":3781,"_1948":3782},"They have low foreign transaction fees",[],{},{"_1946":2830,"_1948":3784,"_49":3785},{},[3786],{"_1946":1952,"_1948":3787,"_49":3788},{},[3789],{"_1946":1956,"_1957":3790,"_1959":3791,"_1948":3792},"They typically attract an annual fee in the first year or after 12 months ",[],{},{"_1946":2013,"_1948":3794,"_49":3795},{},[3796],{"_1946":1956,"_1957":3797,"_1959":3798,"_1948":3799},"Cashback cards",[],{},{"_1946":1952,"_1948":3801,"_49":3802},{},[3803],{"_1946":1956,"_1957":3804,"_1959":3805,"_1948":3806},"Cards in this category are useful for businesses with a spending pattern that enables them to earn cashback on big or regular purchases.",[],{},{"_1946":1952,"_1948":3808,"_49":3809},{},[3810],{"_1946":1956,"_1957":3466,"_1959":3811,"_1948":3813},[3812],{"_13":2840},{},{"_1946":2826,"_1948":3815,"_49":3816},{},[3817,3827,3837,3847,3857,3867],{"_1946":2830,"_1948":3818,"_49":3819},{},[3820],{"_1946":1952,"_1948":3821,"_49":3822},{},[3823],{"_1946":1956,"_1957":3824,"_1959":3825,"_1948":3826},"Earn from 0.5% to 1% cashback on some or all general spending",[],{},{"_1946":2830,"_1948":3828,"_49":3829},{},[3830],{"_1946":1952,"_1948":3831,"_49":3832},{},[3833],{"_1946":1956,"_1957":3834,"_1959":3835,"_1948":3836},"Some providers offer uncapped cashback on purchases, while others impose a cap of £400 or £600 a year",[],{},{"_1946":2830,"_1948":3838,"_49":3839},{},[3840],{"_1946":1952,"_1948":3841,"_49":3842},{},[3843],{"_1946":1956,"_1957":3844,"_1959":3845,"_1948":3846},"Some card providers give a higher rate of cashback on specific types of spending, such as office supplies, fuel or electric vehicle charging at service stations",[],{},{"_1946":2830,"_1948":3848,"_49":3849},{},[3850],{"_1946":1952,"_1948":3851,"_49":3852},{},[3853],{"_1946":1956,"_1957":3854,"_1959":3855,"_1948":3856}," Other benefits can include purchase protection and cardholder misuse insurance",[],{},{"_1946":2830,"_1948":3858,"_49":3859},{},[3860],{"_1946":1952,"_1948":3861,"_49":3862},{},[3863],{"_1946":1956,"_1957":3864,"_1959":3865,"_1948":3866},"Cashback may offset future purchasing by offering a discount on expenses",[],{},{"_1946":2830,"_1948":3868,"_49":3869},{},[3870],{"_1946":1952,"_1948":3871,"_49":3872},{},[3873],{"_1946":1956,"_1957":3874,"_1959":3875,"_1948":3876},"Many cashback cards don’t attract an annual fee",[],{},{"_1946":2331,"_1948":3878,"_49":3879},{},[3880],{"_1946":1956,"_1957":3881,"_1959":3882,"_1948":3883},"What can you use a business credit card for?",[],{},{"_1946":1952,"_1948":3885,"_49":3886},{},[3887],{"_1946":1956,"_1957":3888,"_1959":3889,"_1948":3890},"There’s no legal requirement to have a business credit card if you run a company or work for yourself. But they’re useful for:",[],{},{"_1946":2826,"_1948":3892,"_49":3893},{},[3894,3904,3914,3924],{"_1946":2830,"_1948":3895,"_49":3896},{},[3897],{"_1946":1952,"_1948":3898,"_49":3899},{},[3900],{"_1946":1956,"_1957":3901,"_1959":3902,"_1948":3903},"Buying equipment or paying for services and covering subcontractor costs",[],{},{"_1946":2830,"_1948":3905,"_49":3906},{},[3907],{"_1946":1952,"_1948":3908,"_49":3909},{},[3910],{"_1946":1956,"_1957":3911,"_1959":3912,"_1948":3913},"Paying invoices",[],{},{"_1946":2830,"_1948":3915,"_49":3916},{},[3917],{"_1946":1952,"_1948":3918,"_49":3919},{},[3920],{"_1946":1956,"_1957":3921,"_1959":3922,"_1948":3923},"Travel and accommodation costs",[],{},{"_1946":2830,"_1948":3925,"_49":3926},{},[3927],{"_1946":1952,"_1948":3928,"_49":3929},{},[3930],{"_1946":1956,"_1957":3931,"_1959":3932,"_1948":3933},"Employee-related outgoings, including their expenses",[],{},{"_1946":2331,"_1948":3935,"_49":3936},{},[3937],{"_1946":1956,"_1957":3938,"_1959":3939,"_1948":3940},"Why might I consider opening a business credit card?",[],{},{"_1946":1952,"_1948":3942,"_49":3943},{},[3944],{"_1946":1956,"_1957":3945,"_1959":3946,"_1948":3947},"Business credit cards are attractive to companies for several reasons. For instance, they provide:",[],{},{"_1946":2826,"_1948":3949,"_49":3950},{},[3951,3972,3982,4003,4013],{"_1946":2830,"_1948":3952,"_49":3953},{},[3954],{"_1946":1952,"_1948":3955,"_49":3956},{},[3957,3961,3969],{"_1946":1956,"_1957":3958,"_1959":3959,"_1948":3960},"An easy way to ",[],{},{"_1946":2291,"_1948":3962,"_49":3964},{"_2282":3963},"https://www.money.co.uk/business/guides/how-to-separate-personal-and-business-finances",[3965],{"_1946":1956,"_1957":3966,"_1959":3967,"_1948":3968},"separate your business and personal spending",[],{},{"_1946":1956,"_1957":9,"_1959":3970,"_1948":3971},[],{},{"_1946":2830,"_1948":3973,"_49":3974},{},[3975],{"_1946":1952,"_1948":3976,"_49":3977},{},[3978],{"_1946":1956,"_1957":3979,"_1959":3980,"_1948":3981},"Separate cards for individual employees, giving you a practical way to track their spending",[],{},{"_1946":2830,"_1948":3983,"_49":3984},{},[3985],{"_1946":1952,"_1948":3986,"_49":3987},{},[3988,3991,3999],{"_1946":1956,"_1957":3336,"_1959":3989,"_1948":3990},[],{},{"_1946":2291,"_1948":3992,"_49":3994},{"_2282":3993},"https://www.money.co.uk/business/guides/cash-flow-management",[3995],{"_1946":1956,"_1957":3996,"_1959":3997,"_1948":3998},"helpful way to manage cash flow",[],{},{"_1946":1956,"_1957":4000,"_1959":4001,"_1948":4002},", such as monitoring invoice payments ",[],{},{"_1946":2830,"_1948":4004,"_49":4005},{},[4006],{"_1946":1952,"_1948":4007,"_49":4008},{},[4009],{"_1946":1956,"_1957":4010,"_1959":4011,"_1948":4012},"An effective way to keep an up-to-date record of your business spending for your company and tax records",[],{},{"_1946":2830,"_1948":4014,"_49":4015},{},[4016],{"_1946":1952,"_1948":4017,"_49":4018},{},[4019],{"_1946":1956,"_1957":4020,"_1959":4021,"_1948":4022},"Rewards programmes",[],{},{"_1946":1952,"_1948":4024,"_49":4025},{},[4026,4031,4034,4042],{"_1946":1956,"_1957":4027,"_1959":4028,"_1948":4030},"Read more:",[4029],{"_13":2840},{},{"_1946":1956,"_1957":2897,"_1959":4032,"_1948":4033},[],{},{"_1946":2291,"_1948":4035,"_49":4037},{"_2282":4036},"https://www.money.co.uk/business/business-credit-cards/what-you-need-for-business-credit-card",[4038],{"_1946":1956,"_1957":4039,"_1959":4040,"_1948":4041},"What do you need for a business credit card? ",[],{},{"_1946":1956,"_1957":9,"_1959":4043,"_1948":4044},[],{},{"_1946":2013,"_1948":4046,"_49":4047},{},[4048],{"_1946":1956,"_1957":4049,"_1959":4050,"_1948":4051},"Should I consider a charge card instead of a business credit card?",[],{},{"_1946":1952,"_1948":4053,"_49":4054},{},[4055,4058,4066],{"_1946":1956,"_1957":3336,"_1959":4056,"_1948":4057},[],{},{"_1946":2291,"_1948":4059,"_49":4061},{"_2282":4060},"https://www.money.co.uk/business/business-charge-cards",[4062],{"_1946":1956,"_1957":4063,"_1959":4064,"_1948":4065},"business charge card",[],{},{"_1946":1956,"_1957":4067,"_1959":4068,"_1948":4069}," is similar to a credit card as both give you access to cash and rewards, such as cashback. ",[],{},{"_1946":1952,"_1948":4071,"_49":4072},{},[4073],{"_1946":1956,"_1957":4074,"_1959":4075,"_1948":4076},"They differ in that there’s no pre-set spending limit with a charge card - although that doesn’t mean you can make unlimited purchases. The other difference is that you must pay the entire balance by the end of each billing period. ",[],{},{"_1946":1952,"_1948":4078,"_49":4079},{},[4080,4084,4092],{"_1946":1956,"_1957":4081,"_1959":4082,"_1948":4083},"A charge card can be helpful if you need to fund a costly upgrade, and used well, it can also ",[],{},{"_1946":2291,"_1948":4085,"_49":4087},{"_2282":4086},"https://www.money.co.uk/business/credit-reports/how-to-improve-your-business-credit-score",[4088],{"_1946":1956,"_1957":4089,"_1959":4090,"_1948":4091},"boost your credit rating",[],{},{"_1946":1956,"_1957":2513,"_1959":4093,"_1948":4094},[],{},{"_1946":2331,"_1948":4096,"_49":4097},{},[4098],{"_1946":1956,"_1957":4099,"_1959":4100,"_1948":4101},"Can you use a personal credit card for business?",[],{},{"_1946":1952,"_1948":4103,"_49":4104},{},[4105],{"_1946":1956,"_1957":4106,"_1959":4107,"_1948":4108},"It’s not advisable. The law views limited companies as separate legal entities from their directors. ",[],{},{"_1946":1952,"_1948":4110,"_49":4111},{},[4112,4116,4124],{"_1946":1956,"_1957":4113,"_1959":4114,"_1948":4115},"As such, limited companies must keep their finances, including all transactions, distinct from those of their directors. Business credit cards and ",[],{},{"_1946":2291,"_1948":4117,"_49":4118},{"_2282":376},[4119],{"_1946":1956,"_1957":4120,"_1959":4121,"_1948":4123},"business bank accounts",[4122],{"_13":2289},{},{"_1946":1956,"_1957":4125,"_1959":4126,"_1948":4127}," can achieve this. ",[],{},{"_1946":1952,"_1948":4129,"_49":4130},{},[4131],{"_1946":1956,"_1957":4132,"_1959":4133,"_1948":4134},"Even if you’re not running a limited company, it makes sense to keep your personal and business affairs separate. ",[],{},{"_1946":1952,"_1948":4136,"_49":4137},{},[4138],{"_1946":1956,"_1957":4139,"_1959":4140,"_1948":4141},"And if your business is growing or you have staff who need to make purchases for the company, business credit cards could prove a better option than having staff invoice you for their expenses.",[],{},{"_1946":1952,"_1948":4143,"_49":4144},{},[4145],{"_1946":1956,"_1957":4146,"_1959":4147,"_1948":4148},"You should note that while you may be able to use your business credit card to pay invoices, you can’t use it to pay staff salaries.",[],{},{"_1946":1952,"_1948":4150,"_49":4151},{},[4152,4156,4159,4168],{"_1946":1956,"_1957":4027,"_1959":4153,"_1948":4155},[4154],{"_13":2840},{},{"_1946":1956,"_1957":2897,"_1959":4157,"_1948":4158},[],{},{"_1946":2291,"_1948":4160,"_49":4162},{"_2282":4161},"/business/business-credit-cards/using-a-personal-credit-card-for-business-purposes",[4163],{"_1946":1956,"_1957":4164,"_1959":4165,"_1948":4167},"Using a personal credit card for business",[4166],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":4169,"_1948":4170},[],{},{"_1946":2013,"_1948":4172,"_49":4173},{},[4174],{"_1946":1956,"_1957":4175,"_1959":4176,"_1948":4177},"Can you use a business credit card for personal spending?",[],{},{"_1946":1952,"_1948":4179,"_49":4180},{},[4181],{"_1946":1956,"_1957":4182,"_1959":4183,"_1948":4184},"You can use your business credit card for personal spending, but it muddies the waters, given that the main reason to open one is to separate the two. ",[],{},{"_1946":1952,"_1948":4186,"_49":4187},{},[4188],{"_1946":1956,"_1957":4189,"_1959":4190,"_1948":4191},"Of course, if you’re operating as a sole trader, you can use either card if you or your accountant is on top of things. However, if you run a limited company, you must keep your business records and transactions separate from your personal ones.",[],{},{"_1946":1952,"_1948":4193,"_49":4194},{},[4195],{"_1946":1956,"_1957":4196,"_1959":4197,"_1948":4198},"Also, check your card T&Cs, as there may be restrictions on how you earn points and other rewards that prohibit using the card for personal purchases. In any case, employees should never use their business credit cards for personal spending. ",[],{},{"_1946":2001,"_1948":4200,"_49":4204},{"_1996":4201},{"_1799":4202},{"_1807":4203,"_13":1804,"_1805":1809},"3px7oJ6B9N9RbX0b9WAmrS",[],{"_1946":1952,"_1948":4206,"_49":4207},{},[4208],{"_1946":1956,"_1957":9,"_1959":4209,"_1948":4210},[],{},"hasSideBar","textAlign","left","full-width","28Ak0juh2fUfesLNi2VHhG",{"_1793":4217,"_1799":4220,"_1833":4232},{"_1795":4218,"_1797":4219},[],[],{"_1801":4221,"_13":1809,"_1807":4215,"_1811":4223,"_1816":4225,"_1818":4226,"_1820":4227,"_1822":4227,"_1823":4228,"_1825":4229,"_1779":4230,"_1831":1832},{"_1799":4222},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4224},{"_13":1804,"_1805":1814,"_1807":2638},66,"2023-02-21T12:00:18.679Z","2026-05-22T12:32:24.783Z","2023-02-21T13:25:00.165Z",86,{"_1799":4231},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2647,"_2648":2649,"_1836":1837},"28LRN5Td1VXDE5hJmVzM24",{"_1793":4235,"_1799":4238,"_1833":4251},{"_1795":4236,"_1797":4237},[],[],{"_1801":4239,"_13":1809,"_1807":4233,"_1811":4241,"_1816":4244,"_1818":4245,"_1820":4246,"_1822":4246,"_1823":4247,"_1825":4248,"_1779":4249,"_1831":1832},{"_1799":4240},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4242},{"_13":1804,"_1805":1814,"_1807":4243},"accordion",22,"2023-06-01T14:05:16.026Z","2026-05-19T15:37:52.336Z","2023-06-14T14:07:27.892Z",59,{"_1799":4250},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4252,"_1836":1837,"_1943":4253,"_4254":1786,"_1989":4255,"_4256":4257},"Platinum - Business Loans - Other types of loans","What other types of business loans are available?","faq","desktopCards","items",[4258,4261,4264,4266],{"_1799":4259},{"_13":1804,"_1805":1809,"_1807":4260},"2I9ACwrggvbAH5OhmyjWfq",{"_1799":4262},{"_13":1804,"_1805":1809,"_1807":4263},"57T91p0IBh8UN4JMS20k4T",{"_1799":4265},{"_13":1804,"_1805":1809,"_1807":3137},{"_1799":4267},{"_13":1804,"_1805":1809,"_1807":4268},"5UCegbRlWuoBSCEQbg1cf1","29PVvEGTPc5ecXc7vxWtCF",{"_1793":4271,"_1799":4274,"_1833":4284},{"_1795":4272,"_1797":4273},[],[],{"_1801":4275,"_13":1809,"_1807":4269,"_1811":4277,"_1816":1934,"_1818":4279,"_1820":4280,"_1822":4280,"_1823":4281,"_1825":3295,"_1779":4282,"_1831":1832},{"_1799":4276},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4278},{"_13":1804,"_1805":1814,"_1807":1979},"2026-04-10T14:50:20.485Z","2026-05-11T15:42:32.161Z","2026-04-10T14:54:31.058Z",{"_1799":4283},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4285,"_1836":1837,"_1989":1990,"_2143":4286,"_49":4308},"Platinum block - Rewards",{"_1948":4287,"_49":4288,"_1946":1947},{},[4289,4296,4302],{"_1948":4290,"_49":4291,"_1946":2331},{},[4292],{"_1948":4293,"_1959":4294,"_1957":4295,"_1946":1956},{},[],"What rewards can I get with a business credit card?",{"_1948":4297,"_49":4298,"_1946":2331},{},[4299],{"_1948":4300,"_1959":4301,"_1957":9,"_1946":1956},{},[],{"_1948":4303,"_49":4304,"_1946":1952},{},[4305],{"_1948":4306,"_1959":4307,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":4309,"_49":4310},{},[4311,4329,4372,4379,4386],{"_1946":1952,"_1948":4312,"_49":4313},{},[4314,4318,4325],{"_1946":1956,"_1957":4315,"_1959":4316,"_1948":4317},"Business credit cards often ",[],{},{"_1946":2291,"_1948":4319,"_49":4320},{"_2282":3669},[4321],{"_1946":1956,"_1957":4322,"_1959":4323,"_1948":4324},"come with rewards",[],{},{"_1946":1956,"_1957":4326,"_1959":4327,"_1948":4328}," that help your company get more value from everyday spending. Popular rewards include:",[],{},{"_1946":2826,"_1948":4330,"_49":4331},{},[4332,4342,4352,4362],{"_1946":2830,"_1948":4333,"_49":4334},{},[4335],{"_1946":1952,"_1948":4336,"_49":4337},{},[4338],{"_1946":1956,"_1957":4339,"_1959":4340,"_1948":4341},"Cashback",[],{},{"_1946":2830,"_1948":4343,"_49":4344},{},[4345],{"_1946":1952,"_1948":4346,"_49":4347},{},[4348],{"_1946":1956,"_1957":4349,"_1959":4350,"_1948":4351},"Air miles",[],{},{"_1946":2830,"_1948":4353,"_49":4354},{},[4355],{"_1946":1952,"_1948":4356,"_49":4357},{},[4358],{"_1946":1956,"_1957":4359,"_1959":4360,"_1948":4361},"Travel points",[],{},{"_1946":2830,"_1948":4363,"_49":4364},{},[4365],{"_1946":1952,"_1948":4366,"_49":4367},{},[4368],{"_1946":1956,"_1957":4369,"_1959":4370,"_1948":4371},"Shopping vouchers",[],{},{"_1946":1952,"_1948":4373,"_49":4374},{},[4375],{"_1946":1956,"_1957":4376,"_1959":4377,"_1948":4378},"Some cards offer higher rewards in specific business categories, such as fuel or software subscriptions. Other providers even offer bonus points for hitting a minimum spend within the first few months.",[],{},{"_1946":1952,"_1948":4380,"_49":4381},{},[4382],{"_1946":1956,"_1957":4383,"_1959":4384,"_1948":4385},"For businesses that travel frequently, cards offering air miles or hotel points can provide significant value. ",[],{},{"_1946":1952,"_1948":4387,"_49":4388},{},[4389],{"_1946":1956,"_1957":4390,"_1959":4391,"_1948":4392},"Many providers also allow you to pool rewards across multiple employee cards, helping your business accumulate points faster.",[],{},"2FGOKYhKMpxbD6jWp6nFJR",{"_1793":4395,"_1799":4398,"_1833":4408},{"_1795":4396,"_1797":4397},[],[],{"_1801":4399,"_13":1809,"_1807":4393,"_1811":4401,"_1816":2643,"_1818":4403,"_1820":4404,"_1822":4404,"_1823":4405,"_1825":3295,"_1779":4406,"_1831":1832},{"_1799":4400},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4402},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-01T13:56:43.486Z","2026-05-16T13:18:05.032Z","2023-06-07T09:30:53.246Z",{"_1799":4407},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4409,"_1836":1837,"_1989":4410,"_2372":4411,"_2447":59},"Platinum - Business loans - Related guides","guides-module",{"_1943":4412,"_2443":4413,"_4414":4415,"_4416":4417,"_4418":4419,"_4426":4427},"Learn more about business loans","Find out more about how business loans work with our in-depth guides","subHeading","See all our business loans guides","moreGuidesRedirectUrl","https://www.money.co.uk/business/business-loans/guides","primaryGuide",{"_4420":4421,"_3243":4422,"_1943":4423,"_4424":4425},"imgUrl","https://img.money.co.uk/t014ej9w3ur1/2JK4EMvmttuvd50z7V0lOF/f27d04d9768a2bcfa0947acd69d7a857/Business_owner_interested_in_how_business_loans_work.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.3.0&w=1054","A business owner looking hopefully to a loan provider","How do business loans work?","redirectionUrl","/business/business-loans/how-do-business-loans-work","secondaryGuides",[4428,4435],{"_4420":4429,"_3243":4430,"_1943":4431,"_4424":4432,"_4433":4434},"https://img.money.co.uk/t014ej9w3ur1/5nb4zLorYoVmzDi6ckhMHU/7fa8cd60d8ff6c99afed90e9af4f5487/average-business-loan-interest-rate.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=1476","A business founder using a tablet","The average business loan interest rates for 2026","https://www.money.co.uk/business/business-loans/average-business-loan-interest-rate","desc","From creditworthiness to cash flow, here’s how to get your ducks in a row before applying for a business loan.",{"_4420":4436,"_3243":4437,"_1943":4438,"_4424":4439,"_4433":4440},"https://img.money.co.uk/t014ej9w3ur1/TwfTnEjFYSGt3bdBkj0FG/e9eee3b0278d00b4a1b1eecf77f9a20c/Business_owner_who_wants_to_know_how_to_apply_for_a_loan.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","A business owner using her laptop at work","Your guide to getting a business loan","https://www.money.co.uk/business/business-loans/how-to-get-a-business-loan","Discover the steps to take to increase your chances of getting a business loan.",{"_1793":4442,"_1799":4445,"_1833":4455},{"_1795":4443,"_1797":4444},[],[],{"_1801":4446,"_13":1809,"_1807":4260,"_1811":4448,"_1816":2108,"_1818":4450,"_1820":4451,"_1822":4451,"_1823":4452,"_1825":3269,"_1779":4453,"_1831":1832},{"_1799":4447},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4449},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-02T11:15:58.498Z","2026-05-16T13:18:04.028Z","2023-06-14T14:06:50.510Z",{"_1799":4454},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4456,"_1943":4457,"_49":4458,"_1836":1837},"Platinum - business loans - Startup business loan ","Startup business loan ",{"_1946":1947,"_1948":4459,"_49":4460},{},[4461,4468,4474],{"_1946":1952,"_1948":4462,"_49":4463},{},[4464],{"_1946":1956,"_1957":4465,"_1959":4466,"_1948":4467},"A startup loan works in the same way as a business loan but is specifically for funding a new business or one that has been trading for less than 36 months. ",[],{},{"_1946":2001,"_1948":4469,"_49":4473},{"_1996":4470},{"_1799":4471},{"_1807":4472,"_13":1804,"_1805":1809},"4AMzZ3Q1zTsMhkd9edQNp6",[],{"_1946":1952,"_1948":4475,"_49":4476},{},[4477],{"_1946":1956,"_1957":9,"_1959":4478,"_1948":4479},[],{},"2IVXZCeAfkByYyGJUad8Dm",{"_1793":4482,"_1799":4485,"_1833":4497},{"_1795":4483,"_1797":4484},[],[],{"_1801":4486,"_13":1809,"_1807":4480,"_1811":4488,"_1816":4490,"_1818":4491,"_1820":4492,"_1822":4492,"_1823":4493,"_1825":4494,"_1779":4495,"_1831":1832},{"_1799":4487},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4489},{"_13":1804,"_1805":1814,"_1807":2361},31,"2023-05-18T13:46:47.075Z","2026-04-29T09:42:14.999Z","2023-05-18T13:50:32.882Z",43,{"_1799":4496},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4498,"_1836":1837,"_1989":4499,"_2372":4500,"_2447":1786},"Platinum - Business current accounts - Didn't find what you were looking for?","link-collection-module",{"_1943":4501,"_4502":4503},"Didn't find what you were looking for?","linkDetails",[4504,4518],{"_4505":4506,"_4507":4508},"sectionTitle","Other business bank account options","links",[4509,4513,4516],{"_4510":4511,"_4512":394},"linkTitle","Limited company bank accounts","linkUrl",{"_4510":4514,"_4512":4515},"Partnership bank accounts","/business/bank-accounts/partnership",{"_4510":4517,"_4512":385},"Sole trader bank accounts",{"_4505":4519,"_4507":4520},"Other products you might need for your business",[4521,4522,4524,4526,4528],{"_4510":2751,"_4512":304},{"_4510":4523,"_4512":403},"Business savings accounts",{"_4510":4525,"_4512":286},"Business loans",{"_4510":4527,"_4512":421},"Card payment solutions",{"_4510":4529,"_4512":455},"Business insurance","2Jw9lTEBel2vMmKKkbbM9X",{"_1793":4532,"_1799":4535,"_1833":4546},{"_1795":4533,"_1797":4534},[],[],{"_1801":4536,"_13":1809,"_1807":4530,"_1811":4538,"_1816":2264,"_1818":4540,"_1820":4541,"_1822":4541,"_1823":4542,"_1825":4543,"_1779":4544,"_1831":1832},{"_1799":4537},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4539},{"_13":1804,"_1805":1814,"_1807":1933},"2026-02-02T14:45:13.444Z","2026-05-16T13:18:04.983Z","2026-02-02T14:46:32.722Z",13,{"_1799":4545},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4547,"_1943":4548,"_49":4549,"_1836":1837},"Platinum - business loans - FAQ 12","Can I repay a business loan early, and are there fees?",{"_1948":4550,"_49":4551,"_1946":1947},{},[4552,4559,4566],{"_1948":4553,"_49":4554,"_1946":1952},{},[4555],{"_1948":4556,"_1959":4557,"_1957":4558,"_1946":1956},{},[],"Yes, you can usually repay a business loan early, but some lenders charge early repayment fees.",{"_1948":4560,"_49":4561,"_1946":1952},{},[4562],{"_1948":4563,"_1959":4564,"_1957":4565,"_1946":1956},{},[],"Many business loans allow early settlement in full or via overpayments to reduce your balance, which can help you save on interest. However, some providers apply early repayment charges (ERCs) or exit fees to cover lost interest, especially on fixed-term or fixed-rate loans.",{"_1948":4567,"_49":4568,"_1946":1952},{},[4569],{"_1948":4570,"_1959":4571,"_1957":4572,"_1946":1956},{},[],"Before repaying early, check your loan agreement for fees, notice periods, or overpayment limits to make sure it’s cost-effective.",{"_1793":4574,"_1799":4577,"_1833":4591},{"_1795":4575,"_1797":4576},[],[],{"_1801":4578,"_13":1809,"_1807":2737,"_1811":4580,"_1816":4583,"_1818":4584,"_1820":4585,"_1822":4586,"_1823":4587,"_1825":4588,"_1779":4589,"_1831":1832},{"_1799":4579},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4581},{"_13":1804,"_1805":1814,"_1807":4582},"modularPage",51,"2024-12-18T12:49:10.264Z","2026-05-22T09:17:27.632Z","2026-05-19T13:12:00.111Z","2024-12-18T12:56:02.590Z",252,{"_1799":4590},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4592,"_1836":1837,"_1943":4593,"_4594":4595,"_4596":1786,"_4597":4598,"_2118":4599},"Platinum - Business - Business Credit Cards - Control","Compare our best business credit cards - May 2026","metaDescription","Compare business credit cards from 0% APR and £0 monthly fees. Manage cash flow while earning cashback and rewards with the right company credit card.","articleSchema","articleSchemaType","Article",[4600,4602,4604,4607,4609,4612,4615,4618,4621,4624,4627,4630,4633,4636,4639,4642,4645,4648,4651,4654,4656,4659,4662,4665,4668,4670,4673,4676,4679,4682,4684,4687,4690],{"_1799":4601},{"_13":1804,"_1805":1809,"_1807":2472},{"_1799":4603},{"_13":1804,"_1805":1809,"_1807":3281},{"_1799":4605},{"_13":1804,"_1805":1809,"_1807":4606},"RcDI43JmUZAmNr4nqB4Su",{"_1799":4608},{"_13":1804,"_1805":1809,"_1807":2628},{"_1799":4610},{"_13":1804,"_1805":1809,"_1807":4611},"5mrC3fDGQLMcgBXVh7MTrN",{"_1799":4613},{"_13":1804,"_1805":1809,"_1807":4614},"309PjnMB6pDWZaRPTtbBFj",{"_1799":4616},{"_13":1804,"_1805":1809,"_1807":4617},"6509W7yjGVQzGTgEMy6AWd",{"_1799":4619},{"_13":1804,"_1805":1809,"_1807":4620},"2xqcBdWA2kZIIvAfwYjf0z",{"_1799":4622},{"_13":1804,"_1805":1809,"_1807":4623},"3nmnHr2dwZS0G4KvAHawxM",{"_1799":4625},{"_13":1804,"_1805":1809,"_1807":4626},"7669iUQ7nYMZtZIETzztUa",{"_1799":4628},{"_13":1804,"_1805":1809,"_1807":4629},"6SeGXWs4VBF7RtNBIW5C9M",{"_1799":4631},{"_13":1804,"_1805":1809,"_1807":4632},"7tOhTZHfy9Vv3ydJcY3Ma7",{"_1799":4634},{"_13":1804,"_1805":1809,"_1807":4635},"5hQv7LONyNo2DbJBRxU1gg",{"_1799":4637},{"_13":1804,"_1805":1809,"_1807":4638},"5gBZbS3pr3HQVdWvPZiXzM",{"_1799":4640},{"_13":1804,"_1805":1809,"_1807":4641},"6MDin8udD2ikQguuTNeXB7",{"_1799":4643},{"_13":1804,"_1805":1809,"_1807":4644},"2XijlN73vl0CSAI9LMl9wj",{"_1799":4646},{"_13":1804,"_1805":1809,"_1807":4647},"6KnSW7chYqPLmZfxJX0sIY",{"_1799":4649},{"_13":1804,"_1805":1809,"_1807":4650},"7MkBrdmQax1mJOq4E4bSzT",{"_1799":4652},{"_13":1804,"_1805":1809,"_1807":4653},"4virGAiWpftGFzLI6P8V8q",{"_1799":4655},{"_13":1804,"_1805":1809,"_1807":4269},{"_1799":4657},{"_13":1804,"_1805":1809,"_1807":4658},"6M634hZtjfCU8SZqQe26x6",{"_1799":4660},{"_13":1804,"_1805":1809,"_1807":4661},"cHBNzIZROJujalxHbVq4O",{"_1799":4663},{"_13":1804,"_1805":1809,"_1807":4664},"3v6B4JAHLAcoZjEH7bQGDK",{"_1799":4666},{"_13":1804,"_1805":1809,"_1807":4667},"5OsuEEo2jDn9yFMc2X0o3K",{"_1799":4669},{"_13":1804,"_1805":1809,"_1807":2303},{"_1799":4671},{"_13":1804,"_1805":1809,"_1807":4672},"3vsj4zmoqK5LnWYgsqpXY7",{"_1799":4674},{"_13":1804,"_1805":1809,"_1807":4675},"6L0c6Ct7c26wWL3Y67vkjN",{"_1799":4677},{"_13":1804,"_1805":1809,"_1807":4678},"7FK81bvtGY7IqqRwVYVo9U",{"_1799":4680},{"_13":1804,"_1805":1809,"_1807":4681},"4UXSW7NTb1F5UFdpJKSalY",{"_1799":4683},{"_13":1804,"_1805":1809,"_1807":3219},{"_1799":4685},{"_13":1804,"_1805":1809,"_1807":4686},"7CVExQ9dRPa8uayfqtgZj0",{"_1799":4688},{"_13":1804,"_1805":1809,"_1807":4689},"471UERDl8A3xFUqnDWIUvX",{"_1799":4691},{"_13":1804,"_1805":1809,"_1807":4692},"M6z90PDbhYiWRxb7SegOL","2T9i4PLzDhJ0W3nk1MGBqM",{"_1793":4695,"_1799":4698,"_1833":4708},{"_1795":4696,"_1797":4697},[],[],{"_1801":4699,"_13":1809,"_1807":4693,"_1811":4701,"_1816":2260,"_1818":4703,"_1820":4704,"_1822":4704,"_1823":4705,"_1825":1938,"_1779":4706,"_1831":1832},{"_1799":4700},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4702},{"_13":1804,"_1805":1814,"_1807":2194},"2026-04-24T09:28:29.331Z","2026-05-16T13:18:03.859Z","2026-04-24T16:59:22.091Z",{"_1799":4707},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4709,"_49":4710,"_1836":1837},"How much can I borrow?",{"_1799":4711},{"_13":1804,"_1805":1809,"_1807":4712},"4V15PQKvIlJJDkvDQdrZzb",{"_1793":4714,"_1799":4717,"_1833":4728},{"_1795":4715,"_1797":4716},[],[],{"_1801":4718,"_13":1809,"_1807":1853,"_1811":4720,"_1816":2085,"_1818":4723,"_1820":4724,"_1822":4724,"_1823":4725,"_1825":1934,"_1779":4726,"_1831":1832},{"_1799":4719},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4721},{"_13":1804,"_1805":1814,"_1807":4722},"categoryTag","2024-08-14T15:48:05.309Z","2025-06-17T08:34:34.659Z","2024-08-14T15:48:23.396Z",{"_1799":4727},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4729,"_1836":1837},"Business credit cards guides",{"_1793":4731,"_1799":4734,"_1833":4746},{"_1795":4732,"_1797":4733},[],[],{"_1801":4735,"_13":1809,"_1807":4644,"_1811":4737,"_1816":4739,"_1818":4740,"_1820":4741,"_1822":4742,"_1823":4743,"_1825":2486,"_1779":4744,"_1831":1832},{"_1799":4736},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4738},{"_13":1804,"_1805":1814,"_1807":4243},10,"2025-04-10T09:50:03.895Z","2026-05-22T08:48:17.374Z","2026-03-17T18:20:52.032Z","2025-04-17T12:52:27.332Z",{"_1799":4745},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4747,"_1836":1837,"_1943":4748,"_4254":1786,"_1989":1990,"_2447":1786,"_4256":4749},"Platinum - Business - Business credit cards - 5 key steps","How to apply for a business credit card in 5 steps",[4750,4753,4756,4759,4762],{"_1799":4751},{"_13":1804,"_1805":1809,"_1807":4752},"7BlKly0W3haVM6C9M3vvj8",{"_1799":4754},{"_13":1804,"_1805":1809,"_1807":4755},"4wrVhuUYSvLv75wb6kKKUb",{"_1799":4757},{"_13":1804,"_1805":1809,"_1807":4758},"4A3mmgSY7QuXWWs0RV98ap",{"_1799":4760},{"_13":1804,"_1805":1809,"_1807":4761},"3b92hkDS5y4L1nO94JXVpd",{"_1799":4763},{"_13":1804,"_1805":1809,"_1807":4764},"6Dz9kHEVghgw9uTYOdc7r9","2YgagbeQk4GBtARvSBZfk5",{"_1793":4767,"_1799":4770,"_1833":4781},{"_1795":4768,"_1797":4769},[],[],{"_1801":4771,"_13":1809,"_1807":4765,"_1811":4773,"_1816":4775,"_1818":4776,"_1820":4777,"_1822":4777,"_1823":4778,"_1825":1980,"_1779":4779,"_1831":1832},{"_1799":4772},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4774},{"_13":1804,"_1805":1814,"_1807":2107},11,"2026-01-26T13:00:25.067Z","2026-04-29T09:42:14.663Z","2026-01-26T13:05:25.100Z",{"_1799":4780},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4782,"_1943":4783,"_1836":1837,"_2118":4784},"SME Case Studies Collection - Dabbadrop","Dabbadrop",[4785],{"_1799":4786},{"_13":1804,"_1805":1809,"_1807":4787},"6eorUc9zGMm3i4euzGekgB","2ZNOJnPw3Gvef6OxDQ3i3J",{"_1793":4790,"_1799":4793,"_1833":4805},{"_1795":4791,"_1797":4792},[],[],{"_1801":4794,"_13":1809,"_1807":4788,"_1811":4796,"_1816":2264,"_1818":4799,"_1820":4800,"_1822":4800,"_1823":4801,"_1825":4802,"_1779":4803,"_1831":1832},{"_1799":4795},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4797},{"_13":1804,"_1805":1814,"_1807":4798},"cta","2021-01-29T15:37:17.092Z","2025-06-12T13:31:14.229Z","2021-01-29T15:38:34.086Z",26,{"_1799":4804},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4806,"_1836":1837,"_1956":4807,"_147":4824,"_1989":4827},"Compare Business Bank Accounts CTA",{"_1946":1947,"_1948":4808,"_49":4809},{},[4810,4818],{"_1946":1952,"_1948":4811,"_49":4812},{},[4813],{"_1946":1956,"_1957":4814,"_1959":4815,"_1948":4817},"Choose the best business bank account for your company with features including no set up fees.",[4816],{"_13":2840},{},{"_1946":1952,"_1948":4819,"_49":4820},{},[4821],{"_1946":1956,"_1957":9,"_1959":4822,"_1948":4823},[],{},{"_1799":4825},{"_13":1804,"_1805":1809,"_1807":4826},"5hCDwSMT7hdQGRpsUmrhgA","centered","2aV4zpEEjXO340NUQMgIIX",{"_1793":4830,"_1799":4833,"_1833":4843},{"_1795":4831,"_1797":4832},[],[],{"_1801":4834,"_13":1809,"_1807":4828,"_1811":4836,"_1816":1934,"_1818":4838,"_1820":4839,"_1822":4839,"_1823":4840,"_1825":2134,"_1779":4841,"_1831":1832},{"_1799":4835},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4837},{"_13":1804,"_1805":1814,"_1807":1933},"2025-12-02T11:15:05.934Z","2026-04-10T14:54:19.111Z","2025-12-02T11:23:26.198Z",{"_1799":4842},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4844,"_1943":4845,"_49":4846,"_1836":1837},"Platinum - Business - Business Credit Cards - Credit limit","What credit card limit can my business get?",{"_1946":1947,"_1948":4847,"_49":4848},{},[4849,4856],{"_1946":1952,"_1948":4850,"_49":4851},{},[4852],{"_1946":1956,"_1957":4853,"_1959":4854,"_1948":4855},"Your credit limit will depend on factors such as your business’s turnover, credit history, and how long you’ve been trading. ",[],{},{"_1946":1952,"_1948":4857,"_49":4858},{},[4859],{"_1946":1956,"_1957":4860,"_1959":4861,"_1948":4862},"In the UK, some providers, including many high street banks, offer limits of around £25,000, while some digital-first providers go as high as £250,000.",[],{},{"_1793":4864,"_1799":4867,"_1833":4878},{"_1795":4865,"_1797":4866},[],[],{"_1801":4868,"_13":1809,"_1807":2180,"_1811":4870,"_1816":3269,"_1818":4872,"_1820":4873,"_1822":4873,"_1823":4874,"_1825":4875,"_1779":4876,"_1831":1832},{"_1799":4869},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4871},{"_13":1804,"_1805":1814,"_1807":1979},"2025-02-03T10:10:35.129Z","2026-05-16T13:18:03.283Z","2025-02-13T09:12:24.576Z",63,{"_1799":4877},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4879,"_1836":1837,"_49":4880},"Business loans forced journey billboard rich text",{"_1946":1947,"_1948":4881,"_49":4882},{},[4883,4890,4897,4903,4909],{"_1946":2596,"_1948":4884,"_49":4885},{},[4886],{"_1946":1956,"_1957":4887,"_1959":4888,"_1948":4889},"Partners you can count on",[],{},{"_1946":1952,"_1948":4891,"_49":4892},{},[4893],{"_1946":1956,"_1957":4894,"_1959":4895,"_1948":4896},"We’ll search 150+ trusted lenders to find the best funding for your business.",[],{},{"_1946":2001,"_1948":4898,"_49":4902},{"_1996":4899},{"_1799":4900},{"_1807":4901,"_13":1804,"_1805":1809},"1Pg5DAJd8D0irFKqZvoyQP",[],{"_1946":2001,"_1948":4904,"_49":4908},{"_1996":4905},{"_1799":4906},{"_1807":4907,"_13":1804,"_1805":1809},"4eBzEJIQ7dfVvU90IyneyA",[],{"_1946":1952,"_1948":4910,"_49":4911},{},[4912],{"_1946":1956,"_1957":9,"_1959":4913,"_1948":4914},[],{},"2ib3Vm7hHaCXKCmurRBLFc",{"_1793":4917,"_1799":4920,"_1833":4930},{"_1795":4918,"_1797":4919},[],[],{"_1801":4921,"_13":1809,"_1807":4915,"_1811":4923,"_1816":4543,"_1818":4925,"_1820":4926,"_1822":4926,"_1823":4927,"_1825":4490,"_1779":4928,"_1831":1832},{"_1799":4922},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4924},{"_13":1804,"_1805":1814,"_1807":1933},"2024-05-23T14:48:18.071Z","2026-05-16T13:18:04.818Z","2024-05-23T14:50:20.840Z",{"_1799":4929},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4931,"_1943":4932,"_49":4933,"_1836":1837},"Platinum - business loans - FAQ 6","How long does it take to get approved for a business loan?",{"_1948":4934,"_49":4935,"_1946":1947},{},[4936],{"_1948":4937,"_49":4938,"_1946":1952},{},[4939],{"_1948":4940,"_1959":4941,"_1957":4942,"_1946":1956},{},[],"The length of time to be approved for a business loan depends on the provider, the checks they carry out, the information they need to see and how quickly you're able to provide it. It also depends on the type of loan. For example, secured loans can have longer approval times. ",{"_1793":4944,"_1799":4947,"_1833":4959},{"_1795":4945,"_1797":4946},[],[],{"_1801":4948,"_13":1809,"_1807":2749,"_1811":4950,"_1816":4952,"_1818":4953,"_1820":4954,"_1822":4954,"_1823":4955,"_1825":4956,"_1779":4957,"_1831":1832},{"_1799":4949},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4951},{"_13":1804,"_1805":1814,"_1807":1867},48,"2022-06-07T18:39:02.861Z","2026-04-15T15:00:36.260Z","2022-06-07T18:39:12.868Z",50,{"_1799":4958},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4960,"_1836":1837},"republished","2qltn93CYi1Zr8MBBW4wZT",{"_1793":4963,"_1799":4966,"_1833":4977},{"_1795":4964,"_1797":4965},[],[],{"_1801":4967,"_13":1809,"_1807":4961,"_1811":4969,"_1816":4244,"_1818":4971,"_1820":4972,"_1822":4972,"_1823":4973,"_1825":4974,"_1779":4975,"_1831":1832},{"_1799":4968},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4970},{"_13":1804,"_1805":1814,"_1807":2361},"2025-05-28T09:29:58.811Z","2026-04-29T09:42:13.882Z","2025-05-28T09:30:59.024Z",37,{"_1799":4976},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4978,"_1836":1837,"_1989":2440,"_2372":4979,"_2447":1786},"Platinum - Business current accounts - Header Intro",{"_1943":4980,"_2443":4981,"_2445":4982},"Find the right account for how your business actually works","Compare the best UK business bank accounts, May 2026","Compare UK business bank accounts from leading providers, with low fees, useful tools and features designed for small businesses.","2waUhUewuBgNSnMTStCw8o",{"_1793":4985,"_1799":4988,"_1833":4999},{"_1795":4986,"_1797":4987},[],[],{"_1801":4989,"_13":1809,"_1807":4983,"_1811":4991,"_1816":1980,"_1818":4993,"_1820":4994,"_1822":4994,"_1823":4995,"_1825":4996,"_1779":4997,"_1831":1832},{"_1799":4990},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":4992},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-15T11:36:29.305Z","2026-03-17T18:20:52.420Z","2023-06-16T10:38:24.547Z",101,{"_1799":4998},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5000,"_1943":5001,"_49":5002,"_1836":1837},"Platinum - Business - Business Credit Cards - Employees own card"," Can my employees have their own company credit card?",{"_1946":1947,"_1948":5003,"_49":5004},{},[5005,5012,5019,5052,5070,5077,5120],{"_1946":1952,"_1948":5006,"_49":5007},{},[5008],{"_1946":1956,"_1957":5009,"_1959":5010,"_1948":5011},"Yes, employees can have their own company credit cards for business expenses. This allows them to make purchases without using personal funds and eliminates delays in reimbursement, making day-to-day operations smoother.",[],{},{"_1946":1952,"_1948":5013,"_49":5014},{},[5015],{"_1946":1956,"_1957":5016,"_1959":5017,"_1948":5018},"Many business credit card providers also offer spending controls, so you can:",[],{},{"_1946":2826,"_1948":5020,"_49":5021},{},[5022,5032,5042],{"_1946":2830,"_1948":5023,"_49":5024},{},[5025],{"_1946":1952,"_1948":5026,"_49":5027},{},[5028],{"_1946":1956,"_1957":5029,"_1959":5030,"_1948":5031},"Set individual spending limits for each employee",[],{},{"_1946":2830,"_1948":5033,"_49":5034},{},[5035],{"_1946":1952,"_1948":5036,"_49":5037},{},[5038],{"_1946":1956,"_1957":5039,"_1959":5040,"_1948":5041},"Monitor expenses in real time",[],{},{"_1946":2830,"_1948":5043,"_49":5044},{},[5045],{"_1946":1952,"_1948":5046,"_49":5047},{},[5048],{"_1946":1956,"_1957":5049,"_1959":5050,"_1948":5051},"Easily track and manage company spending",[],{},{"_1946":1952,"_1948":5053,"_49":5054},{},[5055,5058,5066],{"_1946":1956,"_1957":9,"_1959":5056,"_1948":5057},[],{},{"_1946":2291,"_1948":5059,"_49":5061},{"_2282":5060},"https://www.money.co.uk/business/business-credit-cards/what-is-a-corporate-credit-card#how-to-create-a-corporate-credit-card-policy",[5062],{"_1946":1956,"_1957":5063,"_1959":5064,"_1948":5065},"Introducing employee credit cards",[],{},{"_1946":1956,"_1957":5067,"_1959":5068,"_1948":5069}," can streamline expense management, improve financial oversight, and give you better visibility into how your business budget is being used.",[],{},{"_1946":1952,"_1948":5071,"_49":5072},{},[5073],{"_1946":1956,"_1957":5074,"_1959":5075,"_1948":5076},"To make the most of this, it’s crucial to implement a clear company credit card policy. This should cover:",[],{},{"_1946":2826,"_1948":5078,"_49":5079},{},[5080,5090,5100,5110],{"_1946":2830,"_1948":5081,"_49":5082},{},[5083],{"_1946":1952,"_1948":5084,"_49":5085},{},[5086],{"_1946":1956,"_1957":5087,"_1959":5088,"_1948":5089},"Spending limits for different types of expenses",[],{},{"_1946":2830,"_1948":5091,"_49":5092},{},[5093],{"_1946":1952,"_1948":5094,"_49":5095},{},[5096],{"_1946":1956,"_1957":5097,"_1959":5098,"_1948":5099},"Prohibited purchases",[],{},{"_1946":2830,"_1948":5101,"_49":5102},{},[5103],{"_1946":1952,"_1948":5104,"_49":5105},{},[5106],{"_1946":1956,"_1957":5107,"_1959":5108,"_1948":5109},"Receipt and reporting requirements",[],{},{"_1946":2830,"_1948":5111,"_49":5112},{},[5113],{"_1946":1952,"_1948":5114,"_49":5115},{},[5116],{"_1946":1956,"_1957":5117,"_1959":5118,"_1948":5119},"Consequences for misuse",[],{},{"_1946":1952,"_1948":5121,"_49":5122},{},[5123],{"_1946":1956,"_1957":5124,"_1959":5125,"_1948":5126},"A well-managed company card program ensures your employees can spend efficiently while keeping your business finances secure and under control.",[],{},{"_1793":5128,"_1799":5131,"_1833":5143},{"_1795":5129,"_1797":5130},[],[],{"_1801":5132,"_13":1809,"_1807":4620,"_1811":5134,"_1816":5136,"_1818":5137,"_1820":5138,"_1822":5138,"_1823":5139,"_1825":5140,"_1779":5141,"_1831":1832},{"_1799":5133},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5135},{"_13":1804,"_1805":1814,"_1807":2361},36,"2023-06-14T12:35:05.069Z","2026-03-17T18:20:51.983Z","2023-06-16T10:35:01.850Z",69,{"_1799":5142},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5144,"_1836":1837,"_1989":5145,"_2372":5146,"_2447":1786},"Platinum - Business credit cards - Author","author-editor-card-module",{"_5147":5148,"_5149":5150,"_5151":5152,"_5153":5154,"_5155":5156},"authorName","Joe Phelan","authorPageUrl","/authors/joe-phelan","editorName","Matt Browning","editorPageUrl","/authors/matt-browning","lastUpdated","February 14, 2024","2zysKytwkjBRLHBbQFfnQZ",{"_1793":5159,"_1799":5162,"_1833":5172},{"_1795":5160,"_1797":5161},[],[],{"_1801":5163,"_13":1809,"_1807":5157,"_1811":5165,"_1816":4775,"_1818":5167,"_1820":5168,"_1822":5168,"_1823":5169,"_1825":2134,"_1779":5170,"_1831":1832},{"_1799":5164},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5166},{"_13":1804,"_1805":1814,"_1807":2107},"2026-01-26T12:48:34.097Z","2026-04-29T09:42:14.589Z","2026-01-26T12:58:15.557Z",{"_1799":5171},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5173,"_1943":5174,"_1836":1837,"_2118":5175},"SME Case Studies Collection - Messina Hembry","Messina Hembry",[5176],{"_1799":5177},{"_13":1804,"_1805":1809,"_1807":5178},"1pVazsyAErtIk7KUFkL8lm",{"_1793":5180,"_1799":5185,"_1833":5197},{"_1795":5181,"_1797":5184},[5182],{"_1799":5183},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":5186,"_13":1809,"_1807":4614,"_1811":5188,"_1816":2260,"_1818":5191,"_1820":5192,"_1822":5192,"_1823":5193,"_1825":5194,"_1779":5195,"_1831":1832},{"_1799":5187},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5189},{"_13":1804,"_1805":1814,"_1807":5190},"productListingTable","2026-01-21T16:47:29.798Z","2026-05-11T14:51:41.417Z","2026-01-27T13:42:50.941Z",7,{"_1799":5196},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5198,"_2707":5199,"_5202":5203,"_1836":1837,"_2711":5204},"business-credit-cards-landing-page-new-designs table-design-credit-cards Business Finance Exclusive Products (TrustPilot test)",{"_1799":5200},{"_13":1804,"_1805":1809,"_1807":5201},"BYU2z87j1yl4smPBJ5PZo","dataSource","product-dataset",{"_1799":5205},{"_13":1804,"_1805":1809,"_1807":2514},"31ue5LGCl7X5IIqZmVVweR",{"_1793":5208,"_1799":5211,"_1833":5221},{"_1795":5209,"_1797":5210},[],[],{"_1801":5212,"_13":1809,"_1807":5206,"_1811":5214,"_1816":4775,"_1818":5216,"_1820":5217,"_1822":5217,"_1823":5218,"_1825":2134,"_1779":5219,"_1831":1832},{"_1799":5213},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5215},{"_13":1804,"_1805":1814,"_1807":2524},"2023-10-26T11:25:59.678Z","2026-05-11T14:51:41.105Z","2023-10-26T11:26:31.514Z",{"_1799":5220},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5222,"_2532":5223,"_1836":1837},"Business Credit cards - main cta",{"_2534":5224,"_2573":2574},{"_2532":5225},{"_2537":5226},{"_2548":5227,"_2558":2459,"_2559":5232},[5228,5230],{"_2551":5229},{"_2553":2554},{"_2551":5231},{"_2557":2554},[5233,5235],{"_2551":5234},{"_2563":2554},{"_2551":5236},{"_2566":2554},{"_1793":5238,"_1799":5241,"_1833":5251},{"_1795":5239,"_1797":5240},[],[],{"_1801":5242,"_13":1809,"_1807":2714,"_1811":5244,"_1816":2643,"_1818":5246,"_1820":5247,"_1822":5247,"_1823":5248,"_1825":3324,"_1779":5249,"_1831":1832},{"_1799":5243},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5245},{"_13":1804,"_1805":1814,"_1807":2524},"2023-05-18T08:32:31.081Z","2026-04-29T09:42:14.397Z","2023-05-18T14:35:47.075Z",{"_1799":5250},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5252,"_2532":5253,"_1836":1837},"Business current accounts - SEO Results Table",{"_2534":5254,"_2573":5270},{"_2532":5255},{"_2537":5256},{"_2539":5257,"_2559":5265},[5258],{"_2537":5259},{"_2548":5260,"_2558":2459},[5261,5263],{"_2551":5262},{"_2553":2554},{"_2551":5264},{"_2557":2554},[5266,5268],{"_2551":5267},{"_2563":2554},{"_2551":5269},{"_2566":2554},"business-current-accounts","392A5woiqujlKSGuy7d5bP",{"_1793":5273,"_1799":5276,"_1833":5285},{"_1795":5274,"_1797":5275},[],[],{"_1801":5277,"_13":1809,"_1807":5271,"_1811":5279,"_1816":2459,"_1818":5281,"_1820":5282,"_1822":5282,"_1823":5282,"_1825":2459,"_1779":5283,"_1831":1832},{"_1799":5278},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5280},{"_13":1804,"_1805":1814,"_1807":1815},"2025-06-18T13:56:07.401Z","2025-06-18T13:56:07.675Z",{"_1799":5284},{"_1807":1829,"_13":1804,"_1805":1830},{"_1815":1367,"_1836":1837,"_1838":1839,"_1840":5286,"_1845":5290,"_1867":5291,"_1882":5297,"_1884":5298},[5287],{"_1799":5288},{"_13":1804,"_1805":1809,"_1807":5289},"45fqXzgzAZGuZr5EzJtvXa","2020-05-05T13:39:04.215Z",[5292,5295],{"_1799":5293},{"_13":1804,"_1805":1809,"_1807":5294},"7nsucUUDsPEQPjq2FsjXEy",{"_1799":5296},{"_13":1804,"_1805":1809,"_1807":2749},"/business/business-insurance/guides:money","business_insurance","3ACRenqNGIzrlIvhAoy9oq",{"_1793":5301,"_1799":5304,"_1833":5314},{"_1795":5302,"_1797":5303},[],[],{"_1801":5305,"_13":1809,"_1807":5299,"_1811":5307,"_1816":5194,"_1818":5309,"_1820":5310,"_1822":5310,"_1823":5311,"_1825":2486,"_1779":5312,"_1831":1832},{"_1799":5306},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5308},{"_13":1804,"_1805":1814,"_1807":2361},"2026-03-11T17:39:49.982Z","2026-05-16T13:18:05.121Z","2026-03-11T17:43:07.554Z",{"_1799":5313},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5315,"_1836":1837,"_1989":5316,"_2372":5317,"_2447":1786},"Footnotes","foot-notes-module",{"_1943":5318,"_5319":5320},"References","references",[5321,5326],{"_5322":5323,"_1815":5324,"_2094":5325},"label","British Business Bank","https://www.startuploans.co.uk/media-centre/start-loans-celebrates-summer-business-record-demand-finance","Start Up Loan statistics September 2025",{"_5322":5327,"_1815":5328,"_2094":5329},"Loan repayment calculator","https://www.money.co.uk/loans/loan-repayment-calculator","Potential costs of borrowing based on money's loan repayment calculator","3C3bOBbr3NiHZSIPfbFIcT",{"_1793":5332,"_1799":5335,"_1833":5346},{"_1795":5333,"_1797":5334},[],[],{"_1801":5336,"_13":1809,"_1807":5330,"_1811":5338,"_1816":4739,"_1818":5340,"_1820":5341,"_1822":5341,"_1823":5342,"_1825":5343,"_1779":5344,"_1831":1832},{"_1799":5337},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5339},{"_13":1804,"_1805":1814,"_1807":1979},"2026-04-30T10:32:41.248Z","2026-05-16T13:18:04.383Z","2026-04-30T11:17:31.757Z",89,{"_1799":5345},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5347,"_1836":1837,"_1989":1990,"_2143":5348,"_49":5364},"Platinum - Bank of England base rate ",{"_1946":1947,"_1948":5349,"_49":5350},{},[5351,5358],{"_1946":2331,"_1948":5352,"_49":5353},{},[5354],{"_1946":1956,"_1957":5355,"_1959":5356,"_1948":5357},"What the base rate means for your business in 2026",[],{},{"_1946":1952,"_1948":5359,"_49":5360},{},[5361],{"_1946":1956,"_1957":9,"_1959":5362,"_1948":5363},[],{},{"_1948":5365,"_49":5366,"_1946":1947},{},[5367,5374,5381,5388],{"_1948":5368,"_49":5369,"_1946":1952},{},[5370],{"_1948":5371,"_1959":5372,"_1957":5373,"_1946":1956},{},[],"At the start of 2026, many forecasts predicted the Monetary Policy Committee (MPC) would lower the Bank of England base rate, which has stood at 3.75% since December 2025.",{"_1948":5375,"_49":5376,"_1946":1952},{},[5377],{"_1948":5378,"_1959":5379,"_1957":5380,"_1946":1956},{},[],"After another decision to hold in April, financial markets are pricing in the possibility of rate rises in the second half of the year. This is due to renewed concerns about inflation, particularly linked to energy costs. ",{"_1948":5382,"_49":5383,"_1946":1952},{},[5384],{"_1948":5385,"_1959":5386,"_1957":5387,"_1946":1956},{},[],"Higher base rates typically lead to higher borrowing costs for businesses. That said, lenders set their own criteria and pricing, so any changes will depend on how financial providers respond to future rate decisions.",{"_1948":5389,"_49":5390,"_1946":1952},{},[5391,5395,5403],{"_1948":5392,"_1959":5393,"_1957":5394,"_1946":1956},{},[],"The next base interest rate decision is due on Thursday 18 June, and you can track updates on the ",{"_1948":5396,"_49":5398,"_1946":2291},{"_2282":5397},"https://www.bankofengland.co.uk/explainers/current-interest-rate",[5399],{"_1948":5400,"_1959":5401,"_1957":5402,"_1946":1956},{},[],"Bank of England's explainer page",{"_1948":5404,"_1959":5405,"_1957":2513,"_1946":1956},{},[],"3DiQIjXP6lIghlEoqHsQnT",{"_1793":5408,"_1799":5411,"_1833":5421},{"_1795":5409,"_1797":5410},[],[],{"_1801":5412,"_13":1809,"_1807":5406,"_1811":5414,"_1816":2260,"_1818":5416,"_1820":5417,"_1822":5417,"_1823":5418,"_1825":2264,"_1779":5419,"_1831":1832},{"_1799":5413},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5415},{"_13":1804,"_1805":1814,"_1807":1933},"2026-03-20T15:09:25.564Z","2026-04-29T09:42:14.827Z","2026-03-20T16:35:30.477Z",{"_1799":5420},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5422,"_1943":5423,"_49":5424,"_1836":1837},"BCA -- Do I need a business bank account?","Do I need a business bank account?",{"_1946":1947,"_1948":5425,"_49":5426},{},[5427,5434,5467],{"_1946":1952,"_1948":5428,"_49":5429},{},[5430],{"_1946":1956,"_1957":5431,"_1959":5432,"_1948":5433},"If you operate as a limited company it’s a legal requirement, as your company is a separate legal entity from you personally.",[],{},{"_1946":1952,"_1948":5435,"_49":5436},{},[5437,5441,5450,5454,5463],{"_1946":1956,"_1957":5438,"_1959":5439,"_1948":5440},"For ",[],{},{"_1946":2291,"_1948":5442,"_49":5444},{"_2282":5443},"https://www.money.co.uk/business/bank-accounts/sole-trader",[5445],{"_1946":1956,"_1957":5446,"_1959":5447,"_1948":5449},"sole traders",[5448],{"_13":2289},{},{"_1946":1956,"_1957":5451,"_1959":5452,"_1948":5453},", there’s no legal obligation, but it’s generally recommended. Mixing personal and business finances makes it harder to track expenses, manage ",[],{},{"_1946":2291,"_1948":5455,"_49":5457},{"_2282":5456},"https://www.money.co.uk/business/guides/what-is-cash-flow",[5458],{"_1946":1956,"_1957":5459,"_1959":5460,"_1948":5462},"cash flow",[5461],{"_13":2289},{},{"_1946":1956,"_1957":5464,"_1959":5465,"_1948":5466},", and handle your taxes. Also, many banks actively prohibit using a business account for personal spending.",[],{},{"_1946":1952,"_1948":5468,"_49":5469},{},[5470,5474,5483],{"_1946":1956,"_1957":5471,"_1959":5472,"_1948":5473},"A dedicated account also unlocks features designed for running a business: ",[],{},{"_1946":2291,"_1948":5475,"_49":5477},{"_2282":5476},"https://www.money.co.uk/business/best-accounting-software",[5478],{"_1946":1956,"_1957":5479,"_1959":5480,"_1948":5482},"accounting integrations",[5481],{"_13":2289},{},{"_1946":1956,"_1957":5484,"_1959":5485,"_1948":5486},", invoicing tools, and simplified financial reporting. Most sole traders tend to find a business account saves significant time and stress when tax season arrives.",[],{},"3KWZngeMet3UyyZR7kIy4s",{"_1793":5489,"_1799":5492,"_1833":5502},{"_1795":5490,"_1797":5491},[],[],{"_1801":5493,"_13":1809,"_1807":5487,"_1811":5495,"_1816":2108,"_1818":5497,"_1820":5498,"_1822":5498,"_1823":5499,"_1825":3028,"_1779":5500,"_1831":1832},{"_1799":5494},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5496},{"_13":1804,"_1805":1814,"_1807":1933},"2025-01-24T15:48:02.442Z","2026-05-16T13:18:04.924Z","2025-01-24T15:49:01.531Z",{"_1799":5501},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5503,"_1943":5504,"_49":5505,"_1836":1837},"Platinum - business loans - FAQ 8","Can I get a business loan with bad credit?",{"_1948":5506,"_49":5507,"_1946":1947},{},[5508],{"_1948":5509,"_49":5510,"_1946":1952},{},[5511],{"_1948":5512,"_1959":5513,"_1957":5514,"_1946":1956},{},[],"Yes, it is possible to get a business loan with bad credit, but it can be more challenging. Lenders typically look at your business’s financial health, cash flow, and overall stability, rather than just your personal credit score. However, you may face higher interest rates or stricter terms if you have bad credit.","3KqjXpXcYHlXJDwvDieVWY",{"_1793":5517,"_1799":5520,"_1833":5531},{"_1795":5518,"_1797":5519},[],[],{"_1801":5521,"_13":1809,"_1807":5515,"_1811":5523,"_1816":4543,"_1818":5526,"_1820":5527,"_1822":5527,"_1823":5528,"_1825":2316,"_1779":5529,"_1831":1832},{"_1799":5522},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5524},{"_13":1804,"_1805":1814,"_1807":5525},"tile","2025-02-03T10:24:34.492Z","2026-05-16T13:18:03.717Z","2025-02-13T17:13:19.692Z",{"_1799":5530},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5532,"_1836":1837,"_2048":5533,"_1956":5534,"_2094":5535},"Business loans forced journey benefits 2","number-two-circle","Explore your options","Compare top loan offers tailored to your needs – all in one place.","3OwAG812qY9vGgu2Pwx1Jd",{"_1793":5538,"_1799":5541,"_1833":5552},{"_1795":5539,"_1797":5540},[],[],{"_1801":5542,"_13":1809,"_1807":5536,"_1811":5544,"_1816":1938,"_1818":5546,"_1820":5547,"_1822":5547,"_1823":5548,"_1825":5549,"_1779":5550,"_1831":1832},{"_1799":5543},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5545},{"_13":1804,"_1805":1814,"_1807":1979},"2025-07-16T10:09:51.925Z","2026-04-24T16:59:23.300Z","2025-07-17T14:39:18.282Z",38,{"_1799":5551},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5553,"_1836":1837,"_1989":1990,"_2143":5554,"_49":5570},"Platinum - business loans - at a glance",{"_1946":1947,"_1948":5555,"_49":5556},{},[5557,5564],{"_1946":2331,"_1948":5558,"_49":5559},{},[5560],{"_1946":1956,"_1957":5561,"_1959":5562,"_1948":5563},"Business loans at a glance ",[],{},{"_1946":1952,"_1948":5565,"_49":5566},{},[5567],{"_1946":1956,"_1957":9,"_1959":5568,"_1948":5569},[],{},{"_1948":5571,"_49":5572,"_1946":1947},{},[5573,5617],{"_1948":5574,"_49":5575,"_1946":2826},{},[5576,5597,5607],{"_1948":5577,"_49":5578,"_1946":2830},{},[5579],{"_1948":5580,"_49":5581,"_1946":1952},{},[5582,5586,5593],{"_1948":5583,"_1959":5584,"_1957":5585,"_1946":1956},{},[],"A business loan means you can borrow a specific sum of money and pay it back, ",{"_1948":5587,"_49":5588,"_1946":2291},{"_2282":4432},[5589],{"_1948":5590,"_1959":5591,"_1957":5592,"_1946":1956},{},[],"with interest",{"_1948":5594,"_1959":5595,"_1957":5596,"_1946":1956},{},[],", over a defined period of time.",{"_1948":5598,"_49":5599,"_1946":2830},{},[5600],{"_1948":5601,"_49":5602,"_1946":1952},{},[5603],{"_1948":5604,"_1959":5605,"_1957":5606,"_1946":1956},{},[],"The loan must be used for business purposes, for example paying for stock, hiring employees or marketing.",{"_1948":5608,"_49":5609,"_1946":2830},{},[5610],{"_1948":5611,"_49":5612,"_1946":1952},{},[5613],{"_1948":5614,"_1959":5615,"_1957":5616,"_1946":1956},{},[],"To be eligible for a loan, you'll need to be 18 or over, a UK resident with a UK registered business and able to pass relevant credit checks.",{"_1948":5618,"_49":5619,"_1946":1952},{},[5620],{"_1948":5621,"_1959":5622,"_1957":9,"_1946":1956},{},[],"3QQCGzAlfynFflXUZgazY9",{"_1793":5625,"_1799":5628,"_1833":5639},{"_1795":5626,"_1797":5627},[],[],{"_1801":5629,"_13":1809,"_1807":5623,"_1811":5631,"_1816":1826,"_1818":5633,"_1820":5634,"_1822":5634,"_1823":5635,"_1825":5636,"_1779":5637,"_1831":1832},{"_1799":5630},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5632},{"_13":1804,"_1805":1814,"_1807":2361},"2024-01-25T14:25:29.009Z","2026-05-16T13:18:03.946Z","2024-01-25T15:42:00.332Z",35,{"_1799":5638},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5640,"_1836":1837,"_1989":5641,"_2372":5642,"_2447":1786},"Platinum - Business loans - Quote 2","quote-snippet",{"_5643":5644,"_4420":5645,"_5147":5148,"_5646":5647,"_5648":5649},"quote","A business loan can help you get your idea off the ground or grow what you’ve already built. With the right preparation and a quick check on your eligibility, the whole process becomes a lot smoother, letting you focus on what you really want to achieve.","https://img.money.co.uk/t014ej9w3ur1/1NrCh0JrfhpmliOJVrls74/0d0979720c148489f1cb6ac632c24fd6/IMG_1138.jpg.png?auto=format%2Ccompress&ar=1%3A1&crop=faces&fit=crop&ixlib=react-9.8.1&q=45&w=200&h=200&dpr=2","authorDesg","Small business expert","authorUrl","https://www.money.co.uk/authors/joe-phelan","3SsD2VK4a2h5GzgL9M1rBD",{"_1793":5652,"_1799":5655,"_1833":5666},{"_1795":5653,"_1797":5654},[],[],{"_1801":5656,"_13":1809,"_1807":5650,"_1811":5658,"_1816":2214,"_1818":5661,"_1820":5662,"_1822":5662,"_1823":5663,"_1825":1817,"_1779":5664,"_1831":1832},{"_1799":5657},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5659},{"_13":1804,"_1805":1814,"_1807":5660},"billboard","2022-01-12T11:22:31.904Z","2025-10-24T11:24:10.431Z","2022-01-12T11:22:32.197Z",{"_1799":5665},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5667,"_5668":5669,"_5672":5673,"_1836":1837},"Business insurance guides","breadcrumbs",{"_1799":5670},{"_13":1804,"_1805":1809,"_1807":5671},"7ttl49MUIjKtzDMlWBjYha","primaryContent",{"_1946":1947,"_1948":5674,"_49":5675},{},[5676,5683],{"_1946":5677,"_1948":5678,"_49":5679},"heading-1",{},[5680],{"_1946":1956,"_1957":5667,"_1959":5681,"_1948":5682},[],{},{"_1946":1952,"_1948":5684,"_49":5685},{},[5686],{"_1946":1956,"_1957":5687,"_1959":5688,"_1948":5689},"Explore your insurance options to keep your business and team fully protected.",[],{},"3T7cEGE9QcC3Op1iF3NRmF",{"_1793":5692,"_1799":5695,"_1833":5707},{"_1795":5693,"_1797":5694},[],[],{"_1801":5696,"_13":1809,"_1807":5690,"_1811":5698,"_1816":5700,"_1818":5701,"_1820":5702,"_1822":5702,"_1823":5703,"_1825":5704,"_1779":5705,"_1831":1832},{"_1799":5697},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5699},{"_13":1804,"_1805":1814,"_1807":2458},108,"2021-11-15T11:13:27.272Z","2026-05-22T12:32:24.582Z","2021-11-15T11:14:06.246Z",141,{"_1799":5706},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5708,"_1836":1837,"_2466":192,"_2468":1277,"_2469":5709},"Business - Money - Business Hub",{"_1799":5710},{"_13":1804,"_1805":1809,"_1807":5711},"6eix4XSYkXNngXvDzsZc7A","3TZ4zefSlkkYu16zxhG1Q7",{"_1793":5714,"_1799":5717,"_1833":5728},{"_1795":5715,"_1797":5716},[],[],{"_1801":5718,"_13":1809,"_1807":5712,"_1811":5720,"_1816":2260,"_1818":5722,"_1820":5723,"_1822":5723,"_1823":5724,"_1825":5725,"_1779":5726,"_1831":1832},{"_1799":5719},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5721},{"_13":1804,"_1805":1814,"_1807":1979},"2026-04-24T09:05:26.311Z","2026-05-16T13:18:03.930Z","2026-04-24T16:59:22.248Z",64,{"_1799":5727},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5729,"_1836":1837,"_1989":1990,"_2143":5730,"_49":5746},"Platinum - What is a business loan?",{"_1948":5731,"_49":5732,"_1946":1947},{},[5733,5740],{"_1948":5734,"_49":5735,"_1946":2331},{},[5736],{"_1948":5737,"_1959":5738,"_1957":5739,"_1946":1956},{},[],"What is a business loan?",{"_1948":5741,"_49":5742,"_1946":1952},{},[5743],{"_1948":5744,"_1959":5745,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":5747,"_49":5748},{},[5749,5764,5771,5814],{"_1946":1952,"_1948":5750,"_49":5751},{},[5752,5755,5761],{"_1946":1956,"_1957":5585,"_1959":5753,"_1948":5754},[],{},{"_1946":2291,"_1948":5756,"_49":5757},{"_2282":4432},[5758],{"_1946":1956,"_1957":5592,"_1959":5759,"_1948":5760},[],{},{"_1946":1956,"_1957":5596,"_1959":5762,"_1948":5763},[],{},{"_1946":1952,"_1948":5765,"_49":5766},{},[5767],{"_1946":1956,"_1957":5768,"_1959":5769,"_1948":5770},"The loan must be used for business purposes, which include: ",[],{},{"_1946":2826,"_1948":5772,"_49":5773},{},[5774,5784,5794,5804],{"_1946":2830,"_1948":5775,"_49":5776},{},[5777],{"_1946":1952,"_1948":5778,"_49":5779},{},[5780],{"_1946":1956,"_1957":5781,"_1959":5782,"_1948":5783},"Starting/expanding your company",[],{},{"_1946":2830,"_1948":5785,"_49":5786},{},[5787],{"_1946":1952,"_1948":5788,"_49":5789},{},[5790],{"_1946":1956,"_1957":5791,"_1959":5792,"_1948":5793},"Paying for stock ",[],{},{"_1946":2830,"_1948":5795,"_49":5796},{},[5797],{"_1946":1952,"_1948":5798,"_49":5799},{},[5800],{"_1946":1956,"_1957":5801,"_1959":5802,"_1948":5803},"Hiring employees",[],{},{"_1946":2830,"_1948":5805,"_49":5806},{},[5807],{"_1946":1952,"_1948":5808,"_49":5809},{},[5810],{"_1946":1956,"_1957":5811,"_1959":5812,"_1948":5813},"Investing in equipment",[],{},{"_1946":1952,"_1948":5815,"_49":5816},{},[5817],{"_1946":1956,"_1957":5818,"_1959":5819,"_1948":5820},"You can also use the funds to help manage your business cash flow.",[],{},{"_1793":5822,"_1799":5825,"_1833":5837},{"_1795":5823,"_1797":5824},[],[],{"_1801":5826,"_13":1809,"_1807":1881,"_1811":5828,"_1816":5830,"_1818":5831,"_1820":5832,"_1822":5832,"_1823":5833,"_1825":5834,"_1779":5835,"_1831":1832},{"_1799":5827},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5829},{"_13":1804,"_1805":1814,"_1807":1979},78,"2021-07-27T14:36:28.709Z","2026-05-22T12:32:26.941Z","2022-01-10T14:32:43.648Z",95,{"_1799":5836},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5838,"_1836":1837,"_1989":5839,"_49":5840},"Fact checked - money.co.uk","base",{"_1948":5841,"_49":5842,"_1946":1947},{},[5843,5850,5865,5884],{"_1948":5844,"_49":5845,"_1946":1952},{},[5846],{"_1948":5847,"_1959":5848,"_1957":5849,"_1946":1956},{},[],"The money.co.uk editorial team is committed to delivering content that empowers consumers to make better financial decisions. Our team of professional writers, editors and fact checkers ensure all guides and content uphold our values of being inclusive, unbiased, and accurate. ",{"_1948":5851,"_49":5852,"_1946":1952},{},[5853,5857,5861],{"_1948":5854,"_1959":5855,"_1957":5856,"_1946":1956},{},[],"Our financial writers have years of experience and check and update our guides before publication to make sure the facts in them are accurate. Where key facts change, such as the Bank of England base rate, the team will review, amend and update, and this will be reflected in the ‘edited by’",{"_1948":5858,"_1959":5859,"_1957":2897,"_1946":1956},{},[5860],{"_13":3132},{"_1948":5862,"_1959":5863,"_1957":5864,"_1946":1956},{},[],"date. Where possible, our writers and editors also seek additional sources of information to confirm the statements in their articles and will cite these in the footnotes.",{"_1948":5866,"_49":5867,"_1946":1952},{},[5868,5872,5880],{"_1948":5869,"_1959":5870,"_1957":5871,"_1946":1956},{},[],"You can see ",{"_1948":5873,"_49":5875,"_1946":2291},{"_2282":5874},"/editorial-policy",[5876],{"_1948":5877,"_1959":5878,"_1957":5879,"_1946":1956},{},[],"our editorial policy",{"_1948":5881,"_1959":5882,"_1957":5883,"_1946":1956},{},[]," here.\n\n",{"_1948":5885,"_49":5886,"_1946":1952},{},[5887],{"_1948":5888,"_1959":5889,"_1957":9,"_1946":1956},{},[],{"_1793":5891,"_1799":5894,"_1833":5905},{"_1795":5892,"_1797":5893},[],[],{"_1801":5895,"_13":1809,"_1807":4761,"_1811":5897,"_1816":4739,"_1818":5899,"_1820":5900,"_1822":5901,"_1823":5902,"_1825":3028,"_1779":5903,"_1831":1832},{"_1799":5896},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5898},{"_13":1804,"_1805":1814,"_1807":1933},"2025-04-10T09:54:20.042Z","2026-05-22T09:09:29.541Z","2026-03-17T18:20:52.112Z","2025-04-17T12:52:55.925Z",{"_1799":5904},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5906,"_1943":5907,"_49":5908,"_1836":1837},"Gather your documents","4. Prepare your documents",{"_1946":1947,"_1948":5909,"_49":5910},{},[5911,5918,5925],{"_1946":1952,"_1948":5912,"_49":5913},{},[5914],{"_1946":1956,"_1957":5915,"_1959":5916,"_1948":5917},"Prepare your business details like your turnover, registered address, company registration number and unique taxpayer reference.",[],{},{"_1946":1952,"_1948":5919,"_49":5920},{},[5921],{"_1946":1956,"_1957":5922,"_1959":5923,"_1948":5924},"Providers will also ask you for personal details like your home address, and you'll need proof of your identification.",[],{},{"_1946":1952,"_1948":5926,"_49":5927},{},[5928],{"_1946":1956,"_1957":9,"_1959":5929,"_1948":5930},[],{},"3dMQFuFwL6BTIow6LidVW5",{"_1793":5933,"_1799":5936,"_1833":5945},{"_1795":5934,"_1797":5935},[],[],{"_1801":5937,"_13":1809,"_1807":5931,"_1811":5939,"_1816":2041,"_1818":5941,"_1820":5942,"_1779":5943,"_1831":1832},{"_1799":5938},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5940},{"_13":1804,"_1805":1814,"_1807":1933},"2026-05-21T11:56:48.628Z","2026-05-21T12:08:37.498Z",{"_1799":5944},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5946,"_1943":5946,"_2048":5947,"_49":5950,"_1836":1837},"Scaling your business",{"_1799":5948},{"_13":1804,"_1805":2051,"_1807":5949},"6XvxO4NW0cg4TJrPXJe3fw",{"_1948":5951,"_49":5952,"_1946":1947},{},[5953,5960],{"_1948":5954,"_49":5955,"_1946":1952},{},[5956],{"_1948":5957,"_1959":5958,"_1957":5959,"_1946":1956},{},[],"If your business is growing and you want to use your card for increased spending, a card with a higher limit might be best for you. ",{"_1948":5961,"_49":5962,"_1946":1952},{},[5963],{"_1948":5964,"_1959":5965,"_1957":5966,"_1946":1956},{},[],"You could consider a card with accounting integrations, which also offers the option to have multiple cards for your employees.","3dYPrLudzHp9TnjmXLCwM",{"_1793":5969,"_1799":5972,"_1833":5984},{"_1795":5970,"_1797":5971},[],[],{"_1801":5973,"_13":1809,"_1807":5967,"_1811":5975,"_1816":5977,"_1818":5978,"_1820":5979,"_1822":5979,"_1823":5980,"_1825":5981,"_1779":5982,"_1831":1832},{"_1799":5974},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":5976},{"_13":1804,"_1805":1814,"_1807":2361},32,"2023-05-16T14:30:50.054Z","2026-05-20T12:49:32.750Z","2023-05-18T13:04:21.637Z",77,{"_1799":5983},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5985,"_1836":1837,"_1989":5986,"_2372":5987,"_2447":1786},"Platinum - Business current accounts - Sticky Nav","sticky-nav",{"_5988":5989},"sections",[5990,5994,5998,6002,6006],{"_1815":5991,"_47":5992,"_1807":5993},"Platinum - business bank account - at a glance","At a glance","59CSAthniFl4YlHk4DHSBg",{"_1815":5995,"_47":5996,"_1807":5997},"Platinum - Business current accounts - What to look for in a business bank account","What to look for","uBUWUf9XgCtl6klUtuIfr",{"_1815":5999,"_47":6000,"_1807":6001},"Platinum - Business current accounts - How to compare ","How to compare","3uxscYf39N8Zv9CWAR55OY",{"_1815":6003,"_47":6004,"_1807":6005},"Platinum - Business current accounts - What do you need?","What you need to apply","68C8zenar0UwR7yEUvEhJB",{"_1815":6007,"_47":6008,"_1807":6009},"Platinum - Business current accounts - FAQs","FAQs","5m0t0sKX9ECCfpMRHZLrmp","3iJuZSD4jffkLFgkKt5zIb",{"_1793":6012,"_1799":6015,"_1833":6025},{"_1795":6013,"_1797":6014},[],[],{"_1801":6016,"_13":1809,"_1807":6010,"_1811":6018,"_1816":4543,"_1818":6020,"_1820":6021,"_1822":6021,"_1823":6022,"_1825":2316,"_1779":6023,"_1831":1832},{"_1799":6017},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6019},{"_13":1804,"_1805":1814,"_1807":5525},"2025-02-03T10:25:53.095Z","2026-05-16T13:18:03.733Z","2025-02-13T17:13:19.704Z",{"_1799":6024},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6026,"_1836":1837,"_2048":6027,"_1956":6028,"_2094":6029},"Business loans forced journey benefits 3","number-three-circle","Apply and get a decision","Complete your application and receive a response in as little as 24 hours.","3jCpVNX3MByVZimSd3TgCb",{"_1793":6032,"_1799":6035,"_1833":6045},{"_1795":6033,"_1797":6034},[],[],{"_1801":6036,"_13":1809,"_1807":6030,"_1811":6038,"_1816":2260,"_1818":6040,"_1820":6041,"_1822":6041,"_1823":6042,"_1825":4739,"_1779":6043,"_1831":1832},{"_1799":6037},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6039},{"_13":1804,"_1805":1814,"_1807":2194},"2026-04-24T09:26:33.632Z","2026-05-16T13:18:03.833Z","2026-04-24T16:59:21.907Z",{"_1799":6044},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6046,"_49":6047,"_1836":1837},"Am I eligible?",{"_1799":6048},{"_13":1804,"_1805":1809,"_1807":6049},"kfsTKGyJA5kgJHhzh7a3F",{"_1793":6051,"_1799":6054,"_1833":6063},{"_1795":6052,"_1797":6053},[],[],{"_1801":6055,"_13":1809,"_1807":4623,"_1811":6057,"_1816":2041,"_1818":6059,"_1820":6060,"_1779":6061,"_1831":1832},{"_1799":6056},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6058},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-20T14:03:30.596Z","2026-05-20T15:14:47.130Z",{"_1799":6062},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6064,"_1836":1837,"_1989":1990,"_2143":6065,"_49":6080},"Business credit cards at a glance",{"_1948":6066,"_49":6067,"_1946":1947},{},[6068,6074],{"_1948":6069,"_49":6070,"_1946":2331},{},[6071],{"_1948":6072,"_1959":6073,"_1957":6064,"_1946":1956},{},[],{"_1948":6075,"_49":6076,"_1946":1952},{},[6077],{"_1948":6078,"_1959":6079,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":6081,"_49":6082},{},[6083,6091,6114,6122,6145,6153,6176],{"_1946":1952,"_1948":6084,"_49":6085},{},[6086],{"_1946":1956,"_1957":6087,"_1959":6088,"_1948":6090},"Can I apply?",[6089],{"_13":2840},{},{"_1946":2826,"_1948":6092,"_49":6093},{},[6094,6104],{"_1946":2830,"_1948":6095,"_49":6096},{},[6097],{"_1946":1952,"_1948":6098,"_49":6099},{},[6100],{"_1946":1956,"_1957":6101,"_1959":6102,"_1948":6103},"Most business credit cards are available to companies of all sizes, so you can apply as a sole trader, a partnership or a limited company.",[],{},{"_1946":2830,"_1948":6105,"_49":6106},{},[6107],{"_1946":1952,"_1948":6108,"_49":6109},{},[6110],{"_1946":1956,"_1957":6111,"_1959":6112,"_1948":6113},"When deciding what to apply for, it’s best to choose a card that suits your company and profile.",[],{},{"_1946":1952,"_1948":6115,"_49":6116},{},[6117],{"_1946":1956,"_1957":6118,"_1959":6119,"_1948":6121},"Am I Eligible? ",[6120],{"_13":2840},{},{"_1946":2826,"_1948":6123,"_49":6124},{},[6125,6135],{"_1946":2830,"_1948":6126,"_49":6127},{},[6128],{"_1946":1952,"_1948":6129,"_49":6130},{},[6131],{"_1946":1956,"_1957":6132,"_1959":6133,"_1948":6134},"To get a business credit card, you typically need to be a UK-registered business, over 18 years old and have a good credit score.",[],{},{"_1946":2830,"_1948":6136,"_49":6137},{},[6138],{"_1946":1952,"_1948":6139,"_49":6140},{},[6141],{"_1946":1956,"_1957":6142,"_1959":6143,"_1948":6144},"Some providers offer soft eligibility checks to show your chances of approval before you apply (which won't impact your credit score).",[],{},{"_1946":1952,"_1948":6146,"_49":6147},{},[6148],{"_1946":1956,"_1957":6149,"_1959":6150,"_1948":6152},"How long will it take?",[6151],{"_13":2840},{},{"_1946":2826,"_1948":6154,"_49":6155},{},[6156,6166],{"_1946":2830,"_1948":6157,"_49":6158},{},[6159],{"_1946":1952,"_1948":6160,"_49":6161},{},[6162],{"_1946":1956,"_1957":6163,"_1959":6164,"_1948":6165},"Approval can range from an instant decision to a few days, depending on how quickly the provider completes your credit checks. ",[],{},{"_1946":2830,"_1948":6167,"_49":6168},{},[6169],{"_1946":1952,"_1948":6170,"_49":6171},{},[6172],{"_1946":1956,"_1957":6173,"_1959":6174,"_1948":6175},"Once you're approved, your card will generally arrive within 7-10 days, but virtual cards can be available immediately.",[],{},{"_1946":1952,"_1948":6177,"_49":6178},{},[6179],{"_1946":1956,"_1957":9,"_1959":6180,"_1948":6181},[],{},{"_1793":6183,"_1799":6186,"_1833":6197},{"_1795":6184,"_1797":6185},[],[],{"_1801":6187,"_13":1809,"_1807":4203,"_1811":6189,"_1816":2260,"_1818":6192,"_1820":6193,"_1822":6193,"_1823":6194,"_1825":2108,"_1779":6195,"_1831":1832},{"_1799":6188},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6190},{"_13":1804,"_1805":1814,"_1807":6191},"linkList","2024-08-14T15:19:30.491Z","2025-06-19T15:37:22.039Z","2024-08-16T08:37:03.162Z",{"_1799":6196},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6198,"_1836":1837,"_1943":6199,"_4507":6200},"Business - Guides - You may also like - Business credit cards","You may also like",[6201,6203,6206,6209,6211],{"_1799":6202},{"_13":1804,"_1805":1809,"_1807":2715},{"_1799":6204},{"_13":1804,"_1805":1809,"_1807":6205},"5Jgmgf3k9pTwikKGxNQGCV",{"_1799":6207},{"_13":1804,"_1805":1809,"_1807":6208},"4T8LwalL4lbPjvDlrkXxnM",{"_1799":6210},{"_13":1804,"_1805":1809,"_1807":5271},{"_1799":6212},{"_13":1804,"_1805":1809,"_1807":2204},"3q0PQcUj25hYubm8nnwzhl",{"_1793":6215,"_1799":6218,"_1833":6228},{"_1795":6216,"_1797":6217},[],[],{"_1801":6219,"_13":1809,"_1807":6213,"_1811":6221,"_1816":2108,"_1818":6223,"_1820":6224,"_1822":6224,"_1823":6225,"_1825":4802,"_1779":6226,"_1831":1832},{"_1799":6220},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6222},{"_13":1804,"_1805":1814,"_1807":1933},"2025-02-24T14:45:01.487Z","2026-02-17T12:06:38.572Z","2025-02-24T14:46:00.748Z",{"_1799":6227},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6229,"_1943":6230,"_49":6231,"_1836":1837},"Platinum - Business - Business Credit Cards - Interest-free","Are there any interest-free business credit cards?",{"_1946":1947,"_1948":6232,"_49":6233},{},[6234,6241,6248],{"_1946":1952,"_1948":6235,"_49":6236},{},[6237],{"_1946":1956,"_1957":6238,"_1959":6239,"_1948":6240},"Business credit cards in the UK typically aren’t fully interest-free, but many offer an interest-free period on purchases — usually between 20 and 56 days — as long as you pay the balance in full each month.",[],{},{"_1946":1952,"_1948":6242,"_49":6243},{},[6244],{"_1946":1956,"_1957":6245,"_1959":6246,"_1948":6247},"If you carry a balance beyond the due date, interest will apply, so it's important to clear the full amount to avoid charges. Always check the card’s terms to understand the interest-free period and any fees.",[],{},{"_1946":1952,"_1948":6249,"_49":6250},{},[6251,6255,6259,6262,6270],{"_1946":1956,"_1957":6252,"_1959":6253,"_1948":6254},"Choosing a card with a generous interest-free window can help ",[],{},{"_1946":1956,"_1957":6256,"_1959":6257,"_1948":6258},"free up",[],{},{"_1946":1956,"_1957":2897,"_1959":6260,"_1948":6261},[],{},{"_1946":2291,"_1948":6263,"_49":6265},{"_2282":6264},"https://www.money.co.uk/business/guides/what-is-working-capital",[6266],{"_1946":1956,"_1957":6267,"_1959":6268,"_1948":6269},"working capital",[],{},{"_1946":1956,"_1957":6271,"_1959":6272,"_1948":6273},", especially when spreading the cost of large purchases.",[],{},"3uGVJMHgLuZVxyuW9kI1Fh",{"_1793":6276,"_1799":6279,"_1833":6289},{"_1795":6277,"_1797":6278},[],[],{"_1801":6280,"_13":1809,"_1807":6274,"_1811":6282,"_1816":4739,"_1818":6284,"_1820":6285,"_1822":6285,"_1823":6286,"_1825":3028,"_1779":6287,"_1831":1832},{"_1799":6281},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6283},{"_13":1804,"_1805":1814,"_1807":1933},"2025-12-04T10:53:56.846Z","2026-05-16T13:18:04.970Z","2025-12-04T10:55:14.779Z",{"_1799":6288},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6290,"_1943":6291,"_49":6292,"_1836":1837},"Platinum - business loans - FAQ 11","Can I apply for a business loan if my company isn’t profitable yet?",{"_1948":6293,"_49":6294,"_1946":1947},{},[6295],{"_1948":6296,"_49":6297,"_1946":1952},{},[6298],{"_1948":6299,"_1959":6300,"_1957":6301,"_1946":1956},{},[],"Yes, you can, but your options may be more limited. Lenders will look at factors beyond profits, such as your personal credit history, projected cash flow, and the strength of your business plan. Some loans may require collateral or a guarantor to secure funding, while unsecured loans will place more emphasis on your creditworthiness and available funds. Having a solid plan and clear projections can improve your chances of approval.",{"_1793":6303,"_1799":6306,"_1833":6316},{"_1795":6304,"_1797":6305},[],[],{"_1801":6307,"_13":1809,"_1807":6001,"_1811":6309,"_1816":1826,"_1818":6311,"_1820":6312,"_1822":6312,"_1823":6313,"_1825":5977,"_1779":6314,"_1831":1832},{"_1799":6308},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6310},{"_13":1804,"_1805":1814,"_1807":2361},"2023-05-16T13:41:35.456Z","2026-04-29T09:42:14.753Z","2023-05-16T13:46:08.265Z",{"_1799":6315},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5999,"_1836":1837,"_1989":6317,"_2372":6318,"_2447":1786},"card-carousel",{"_1943":6319,"_6320":59,"_6321":6322,"_6323":6324},"How to compare business bank accounts","showSubHeader","subHeaderContent","When comparing business accounts, consider the following factors:","cards",[6325,6332,6335,6339,6343],{"_6326":1943,"_1943":6327,"_6328":6329,"_6330":6327,"_2048":6331},"iconPlacement","Fees and charges","bodyText","Check for monthly maintenance fees, transaction costs, and any charges for specific services – cash withdrawals or account management, for example. These can add up over time, so understand all potential costs upfront.","plainText","number-one-circle",{"_6326":1943,"_1943":6333,"_6328":6334,"_6330":6333,"_2048":5533},"Transaction limits","Review any limits on transactions, such as the number of free deposits or withdrawals per month. Going over these limits may result in additional charges, so make sure they align with your business's transaction volume.",{"_6326":1943,"_1943":6336,"_6328":6337,"_6330":6338,"_2048":6027},"Overdraft","If your business requires access to additional funds, compare the terms of the overdraft facility offered, including interest rates, fees, and repayment terms. Make sure the overdraft limit and conditions match your financial needs.","Overdraft facility",{"_6326":1943,"_1943":6340,"_6328":6341,"_6330":6340,"_2048":6342},"Online banking features","Evaluate the user-friendliness of the bank's online banking system, mobile apps, and other digital tools. Look for features that can help you manage your business more efficiently, such as mobile deposits, expense tracking, or automated payments.","number-four-circle",{"_6326":1943,"_1943":6344,"_6328":6345,"_6330":6344,"_2048":6346},"Additional services","Consider any extra services that could add value to your business, such as invoicing tools, integration with accounting software, multi-currency accounts, or the option for a business credit card. These can streamline operations and save time.","number-five-circle",{"_1793":6348,"_1799":6351,"_1833":6363},{"_1795":6349,"_1797":6350},[],[],{"_1801":6352,"_13":1809,"_1807":4664,"_1811":6354,"_1816":6356,"_1818":6357,"_1820":6358,"_1822":6358,"_1823":6359,"_1825":6360,"_1779":6361,"_1831":1832},{"_1799":6353},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6355},{"_13":1804,"_1805":1814,"_1807":2361},74,"2024-06-20T12:28:06.280Z","2026-05-22T12:32:26.635Z","2024-06-20T12:31:59.548Z",91,{"_1799":6362},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6364,"_1836":1837,"_1989":6365,"_2372":6366,"_2447":1786},"About the author - Joe","about-the-author",{"_4433":6367,"_47":5148,"_4420":6368,"_5149":5150},"Joe joined the money.co.uk team in 2024, where he helps small business owners navigate the often confusing world of business finance. His role is to cut through the jargon and create clear, actionable content that empowers entrepreneurs to make confident financial decisions.","https://img.money.co.uk/t014ej9w3ur1/1NrCh0JrfhpmliOJVrls74/0d0979720c148489f1cb6ac632c24fd6/IMG_1138.jpg.png?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=1054",{"_1793":6370,"_1799":6373,"_1833":6384},{"_1795":6371,"_1797":6372},[],[],{"_1801":6374,"_13":1809,"_1807":4672,"_1811":6376,"_1816":2702,"_1818":6378,"_1820":6379,"_1822":6379,"_1823":6380,"_1825":6381,"_1779":6382,"_1831":1832},{"_1799":6375},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6377},{"_13":1804,"_1805":1814,"_1807":4243},"2023-06-15T11:32:49.883Z","2026-04-10T14:54:38.829Z","2023-06-16T10:38:38.238Z",71,{"_1799":6383},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6385,"_1836":1837,"_1943":6008,"_4254":59,"_1989":1990,"_4256":6386},"Platinum - Business - Business Credit Cards - FAQs",[6387,6390,6393,6396,6399,6401,6403,6405,6407,6410,6412],{"_1799":6388},{"_13":1804,"_1805":1809,"_1807":6389},"50yiTEl1DLAS5FcxYlimZx",{"_1799":6391},{"_13":1804,"_1805":1809,"_1807":6392},"47e4BHm7vMQWgGNSKnhKBC",{"_1799":6394},{"_13":1804,"_1805":1809,"_1807":6395},"m63i6Gj55vylUbcr12jVL",{"_1799":6397},{"_13":1804,"_1805":1809,"_1807":6398},"4Zj31SLcUoGj3HIAJV59aL",{"_1799":6400},{"_13":1804,"_1805":1809,"_1807":4828},{"_1799":6402},{"_13":1804,"_1805":1809,"_1807":1923},{"_1799":6404},{"_13":1804,"_1805":1809,"_1807":6213},{"_1799":6406},{"_13":1804,"_1805":1809,"_1807":4983},{"_1799":6408},{"_13":1804,"_1805":1809,"_1807":6409},"7ySEA0ugXQ8hJI1RIegKmn",{"_1799":6411},{"_13":1804,"_1805":1809,"_1807":2798},{"_1799":6413},{"_13":1804,"_1805":1809,"_1807":6414},"7EkmNKHazjGmFcPlhZuVoM","4448z5Vn5vWtli48s745nn",{"_1793":6417,"_1799":6420,"_1833":6431},{"_1795":6418,"_1797":6419},[],[],{"_1801":6421,"_13":1809,"_1807":6415,"_1811":6423,"_1816":5194,"_1818":6425,"_1820":6426,"_1822":6426,"_1823":6427,"_1825":6428,"_1779":6429,"_1831":1832},{"_1799":6422},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6424},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-15T16:46:10.698Z","2026-05-19T15:22:47.122Z","2026-05-15T17:04:32.101Z",107,{"_1799":6430},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6432,"_1836":1837,"_1989":1990,"_2143":6433,"_49":6449,"_2008":6498},"What are the main types of business loan?",{"_1948":6434,"_49":6435,"_1946":1947},{},[6436,6443],{"_1948":6437,"_49":6438,"_1946":2331},{},[6439],{"_1948":6440,"_1959":6441,"_1957":6442,"_1946":1956},{},[],"Main types of business loan",{"_1948":6444,"_49":6445,"_1946":1952},{},[6446],{"_1948":6447,"_1959":6448,"_1957":9,"_1946":1956},{},[],{"_1948":6450,"_49":6451,"_1946":1947},{},[6452,6459,6492],{"_1948":6453,"_49":6454,"_1946":2013},{},[6455],{"_1948":6456,"_1959":6457,"_1957":6458,"_1946":1956},{},[],"Secured business loan",{"_1948":6460,"_49":6461,"_1946":2826},{},[6462,6472,6482],{"_1948":6463,"_49":6464,"_1946":2830},{},[6465],{"_1948":6466,"_49":6467,"_1946":1952},{},[6468],{"_1948":6469,"_1959":6470,"_1957":6471,"_1946":1956},{},[],"You need to provide assets as security to cover the amount being borrowed. Assets can include property or company shares.",{"_1948":6473,"_49":6474,"_1946":2830},{},[6475],{"_1948":6476,"_49":6477,"_1946":1952},{},[6478],{"_1948":6479,"_1959":6480,"_1957":6481,"_1946":1956},{},[],"Usually most suited if you want to borrow large amounts over a longer period.",{"_1948":6483,"_49":6484,"_1946":2830},{},[6485],{"_1948":6486,"_49":6487,"_1946":1952},{},[6488],{"_1948":6489,"_1959":6490,"_1957":6491,"_1946":1956},{},[],"Interest rates are typically lower than those for unsecured loans.",{"_1948":6493,"_49":6494,"_1946":1952},{},[6495],{"_1948":6496,"_1959":6497,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":6499,"_49":6500},{},[6501,6508,6541],{"_1946":2013,"_1948":6502,"_49":6503},{},[6504],{"_1946":1956,"_1957":6505,"_1959":6506,"_1948":6507},"Unsecured business loan",[],{},{"_1946":2826,"_1948":6509,"_49":6510},{},[6511,6521,6531],{"_1946":2830,"_1948":6512,"_49":6513},{},[6514],{"_1946":1952,"_1948":6515,"_49":6516},{},[6517],{"_1946":1956,"_1957":6518,"_1959":6519,"_1948":6520},"Your business can borrow money without offering any assets as collateral.",[],{},{"_1946":2830,"_1948":6522,"_49":6523},{},[6524],{"_1946":1952,"_1948":6525,"_49":6526},{},[6527],{"_1946":1956,"_1957":6528,"_1959":6529,"_1948":6530},"If you prefer the funds to be released quickly (sometimes 3-4 days), it could be a better-suited option.",[],{},{"_1946":2830,"_1948":6532,"_49":6533},{},[6534],{"_1946":1952,"_1948":6535,"_49":6536},{},[6537],{"_1946":1956,"_1957":6538,"_1959":6539,"_1948":6540},"Interest rates tend to be higher as lenders take on more risk.",[],{},{"_1946":1952,"_1948":6542,"_49":6543},{},[6544],{"_1946":1956,"_1957":9,"_1959":6545,"_1948":6546},[],{},{"_1793":6548,"_1799":6551,"_1833":6561},{"_1795":6549,"_1797":6550},[],[],{"_1801":6552,"_13":1809,"_1807":5289,"_1811":6554,"_1816":2214,"_1818":6556,"_1820":6557,"_1822":6557,"_1823":6558,"_1825":1980,"_1779":6559,"_1831":1832},{"_1799":6553},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6555},{"_13":1804,"_1805":1814,"_1807":4582},"2020-05-05T13:30:51.959Z","2023-04-20T11:05:53.709Z","2020-05-05T13:37:02.507Z",{"_1799":6560},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5667,"_1836":1837,"_1943":5667,"_4594":6562,"_4596":1786,"_2118":6563},"We assess business insurance, in a range of helpful guides, to help you find the best policy to help protect your staff, your business and yourself.",[6564,6566,6569,6572],{"_1799":6565},{"_13":1804,"_1805":1809,"_1807":5650},{"_1799":6567},{"_13":1804,"_1805":1809,"_1807":6568},"5Wf2ghSTTSgkV35h7gZGK9",{"_1799":6570},{"_13":1804,"_1805":1809,"_1807":6571},"iSaORWIvvtS70oaUGCM72",{"_1799":6573},{"_13":1804,"_1805":1809,"_1807":6574},"5ElTFNS4uGdsARn6eoWvI2",{"_1793":6576,"_1799":6579,"_1833":6589},{"_1795":6577,"_1797":6578},[],[],{"_1801":6580,"_13":1809,"_1807":4689,"_1811":6582,"_1816":2085,"_1818":6584,"_1820":6585,"_1822":6585,"_1823":6586,"_1825":1938,"_1779":6587,"_1831":1832},{"_1799":6581},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6583},{"_13":1804,"_1805":1814,"_1807":1979},"2026-02-03T17:10:59.828Z","2026-02-17T12:06:38.934Z","2026-02-03T17:12:06.967Z",{"_1799":6588},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6590,"_1836":1837,"_49":6591},"Business CC stat reference ",{"_1948":6592,"_49":6593,"_1946":1947},{},[6594],{"_1948":6595,"_49":6596,"_1946":1952},{},[6597],{"_1948":6598,"_1959":6599,"_1957":6600,"_1946":1956},{},[],"*Based on average application data from trackable providers (22/09/25-03/02/26). Accurate as of 03/02/26.",{"_1793":6602,"_1799":6605,"_1833":6616},{"_1795":6603,"_1797":6604},[],[],{"_1801":6606,"_13":1809,"_1807":6392,"_1811":6608,"_1816":2112,"_1818":6610,"_1820":6611,"_1822":6611,"_1823":6612,"_1825":6613,"_1779":6614,"_1831":1832},{"_1799":6607},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6609},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-15T11:34:00.981Z","2026-03-24T15:59:52.351Z","2023-06-16T10:37:41.312Z",54,{"_1799":6615},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6617,"_1943":6618,"_49":6619,"_1836":1837},"Platinum - Business - Business Credit Cards - Is my credit","Is my credit record checked for a business credit card?",{"_1946":1947,"_1948":6620,"_49":6621},{},[6622,6641,6648,6667],{"_1946":1952,"_1948":6623,"_49":6624},{},[6625,6629,6637],{"_1946":1956,"_1957":6626,"_1959":6627,"_1948":6628},"Yes, when you apply for a business credit card, credit card providers will typically assess both your ",[],{},{"_1946":2291,"_1948":6630,"_49":6632},{"_2282":6631},"https://www.money.co.uk/business/credit-reports/business-credit-scores-explained",[6633],{"_1946":1956,"_1957":6634,"_1959":6635,"_1948":6636},"business's credit record",[],{},{"_1946":1956,"_1957":6638,"_1959":6639,"_1948":6640}," and your company’s overall financial health. ",[],{},{"_1946":1952,"_1948":6642,"_49":6643},{},[6644],{"_1946":1956,"_1957":6645,"_1959":6646,"_1948":6647},"If your business has limited or no credit history, the card issuer may also check your personal credit score to evaluate your creditworthiness.",[],{},{"_1946":1952,"_1948":6649,"_49":6650},{},[6651,6655,6659,6663],{"_1946":1956,"_1957":6652,"_1959":6653,"_1948":6654},"Your",[],{},{"_1946":1956,"_1957":6656,"_1959":6657,"_1948":6658}," business credit card usage can also affect your personal credit ",[],{},{"_1946":1956,"_1957":6660,"_1959":6661,"_1948":6662},"if ",[],{},{"_1946":1956,"_1957":6664,"_1959":6665,"_1948":6666},"you're the primary account holder or have personally guaranteed the account.",[],{},{"_1946":1952,"_1948":6668,"_49":6669},{},[6670,6674,6682],{"_1946":1956,"_1957":6671,"_1959":6672,"_1948":6673},"To avoid negative impacts, ",[],{},{"_1946":2291,"_1948":6675,"_49":6677},{"_2282":6676},"https://www.money.co.uk/business/business-credit-cards/how-to-use-business-credit-card",[6678],{"_1946":1956,"_1957":6679,"_1959":6680,"_1948":6681},"use your business card responsibly",[],{},{"_1946":1956,"_1957":6683,"_1959":6684,"_1948":6685},": pay on time, keep your balance low, and avoid maxing out your limit.",[],{},{"_1793":6687,"_1799":6690,"_1833":6700},{"_1795":6688,"_1797":6689},[],[],{"_1801":6691,"_13":1809,"_1807":2347,"_1811":6693,"_1816":5194,"_1818":6695,"_1820":6696,"_1822":6696,"_1823":6697,"_1825":2108,"_1779":6698,"_1831":1832},{"_1799":6692},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6694},{"_13":1804,"_1805":1814,"_1807":1979},"2025-11-17T14:48:56.654Z","2026-02-17T12:06:36.574Z","2025-11-18T17:07:06.092Z",{"_1799":6699},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6701,"_1836":1837,"_1989":1990,"_49":6702,"_2008":6716},"Business credit cards - money.co.uk - experts",{"_1948":6703,"_49":6704,"_1946":1947},{},[6705,6710],{"_1948":6706,"_49":6709,"_1946":2001},{"_1996":6707},{"_1799":6708},{"_1807":1999,"_13":1804,"_1805":1809},[],{"_1948":6711,"_49":6712,"_1946":1952},{},[6713],{"_1948":6714,"_1959":6715,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":6717,"_49":6718},{},[6719,6726],{"_1946":2013,"_1948":6720,"_49":6721},{},[6722],{"_1946":1956,"_1957":6723,"_1959":6724,"_1948":6725},"Experts in finance",[],{},{"_1946":1952,"_1948":6727,"_49":6728},{},[6729],{"_1946":1956,"_1957":6730,"_1959":6731,"_1948":6732},"We've spent nearly 20 years simplifying business finance. Our experts are here to help you make decisions with confidence.",[],{},{"_1793":6734,"_1799":6737,"_1833":6748},{"_1795":6735,"_1797":6736},[],[],{"_1801":6738,"_13":1809,"_1807":4758,"_1811":6740,"_1816":4739,"_1818":6742,"_1820":6743,"_1822":6744,"_1823":6745,"_1825":2112,"_1779":6746,"_1831":1832},{"_1799":6739},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6741},{"_13":1804,"_1805":1814,"_1807":1933},"2025-04-10T09:50:53.319Z","2026-05-22T09:03:55.956Z","2026-03-17T18:20:52.051Z","2025-04-17T12:52:32.015Z",{"_1799":6747},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6749,"_1943":6750,"_49":6751,"_1836":1837},"Assess your eligibility","3. Check eligibility",{"_1946":1947,"_1948":6752,"_49":6753},{},[6754,6761,6780],{"_1946":1952,"_1948":6755,"_49":6756},{},[6757],{"_1946":1956,"_1957":6758,"_1959":6759,"_1948":6760},"Check that you meet the card's eligibility criteria, which usually requires you to be a UK-registered business and aged over 18 years old.",[],{},{"_1946":1952,"_1948":6762,"_49":6763},{},[6764,6768,6776],{"_1946":1956,"_1957":6765,"_1959":6766,"_1948":6767},"Before submitting a formal application, use online ",[],{},{"_1946":2291,"_1948":6769,"_49":6771},{"_2282":6770},"https://www.money.co.uk/business/business-credit-cards/eligibility-checkers-explained",[6772],{"_1946":1956,"_1957":6773,"_1959":6774,"_1948":6775},"eligibility checkers",[],{},{"_1946":1956,"_1957":6777,"_1959":6778,"_1948":6779}," to assess your likelihood of approval without impacting your credit score. This can help you avoid unnecessary ‘hard’ checks.",[],{},{"_1946":1952,"_1948":6781,"_49":6782},{},[6783],{"_1946":1956,"_1957":6784,"_1959":6785,"_1948":6786},"Some lenders may evaluate both your business and personal credit scores, especially for new or small enterprises.",[],{},"4F6BIy4nAd1NH9Uhu5Bv6q",{"_1793":6789,"_1799":6792,"_1833":6802},{"_1795":6790,"_1797":6791},[],[],{"_1801":6793,"_13":1809,"_1807":6787,"_1811":6795,"_1816":2260,"_1818":6797,"_1820":6798,"_1822":6798,"_1823":6799,"_1825":3269,"_1779":6800,"_1831":1832},{"_1799":6794},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6796},{"_13":1804,"_1805":1814,"_1807":2133},"2026-04-24T09:25:56.174Z","2026-05-16T13:18:03.817Z","2026-04-24T16:59:21.893Z",{"_1799":6801},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6803,"_1836":1837,"_2143":6804,"_2171":2172,"_2173":6819,"_2181":59,"_2183":29,"_6827":6828,"_6829":6830},"Business loans at a glance",{"_1948":6805,"_49":6806,"_1946":1947},{},[6807,6813],{"_1948":6808,"_49":6809,"_1946":2331},{},[6810],{"_1948":6811,"_1959":6812,"_1957":6803,"_1946":1956},{},[],{"_1948":6814,"_49":6815,"_1946":1952},{},[6816],{"_1948":6817,"_1959":6818,"_1957":9,"_1946":1956},{},[],[6820,6822,6824],{"_1799":6821},{"_13":1804,"_1805":1809,"_1807":6030},{"_1799":6823},{"_13":1804,"_1805":1809,"_1807":4693},{"_1799":6825},{"_13":1804,"_1805":1809,"_1807":6826},"lfsexlNl0bOeqdNRZkexc","background","secondary","gridHorizontalAlignment","center",{"_1793":6832,"_1799":6835,"_1833":6847},{"_1795":6833,"_1797":6834},[],[],{"_1801":6836,"_13":1809,"_1807":1866,"_1811":6838,"_1816":6840,"_1818":6841,"_1820":6842,"_1822":6842,"_1823":6843,"_1825":6844,"_1779":6845,"_1831":1832},{"_1799":6837},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6839},{"_13":1804,"_1805":1814,"_1807":2992},96,"2024-10-31T11:01:02.437Z","2026-05-21T09:37:29.261Z","2024-10-31T11:11:52.184Z",130,{"_1799":6846},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5148,"_1836":1837,"_3000":6848,"_1815":5150,"_6849":6850,"_3003":6851,"_3007":6854},"Business finance editor","linkedInLink","https://www.linkedin.com/in/joseph-phelan-7ab83a55/",{"_1799":6852},{"_13":1804,"_1805":2051,"_1807":6853},"1NrCh0JrfhpmliOJVrls74",{"_1946":1947,"_1948":6855,"_49":6856},{},[6857],{"_1946":1952,"_1948":6858,"_49":6859},{},[6860],{"_1946":1956,"_1957":6861,"_1959":6862,"_1948":6863},"Joe is an experienced writer, journalist and editor. He has written for the BBC, National Geographic, and the Observer. As a business expert, his work frequently spotlights the ventures and achievements of small business owners. He writes a weekly insight article for money.co.uk, published every Tuesday.",[],{},"4ICWI9TvVkjwCByfwN6Xuw",{"_1793":6866,"_1799":6869,"_1833":6879},{"_1795":6867,"_1797":6868},[],[],{"_1801":6870,"_13":1809,"_1807":6864,"_1811":6872,"_1816":4543,"_1818":6874,"_1820":6875,"_1822":6875,"_1823":6876,"_1825":5977,"_1779":6877,"_1831":1832},{"_1799":6871},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6873},{"_13":1804,"_1805":1814,"_1807":1979},"2025-07-16T12:40:11.332Z","2026-05-16T13:18:04.469Z","2025-07-17T14:39:18.571Z",{"_1799":6878},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6880,"_1836":1837,"_1989":1990,"_49":6881,"_2008":6896},"Business loans - why money.co.uk - tailored loan offers",{"_1948":6882,"_49":6883,"_1946":1947},{},[6884,6890],{"_1948":6885,"_49":6889,"_1946":2001},{"_1996":6886},{"_1799":6887},{"_1807":6888,"_13":1804,"_1805":1809},"Qm63vEhWUbv7v8LJTqq3C",[],{"_1948":6891,"_49":6892,"_1946":1952},{},[6893],{"_1948":6894,"_1959":6895,"_1957":9,"_1946":1956},{},[],{"_1948":6897,"_49":6898,"_1946":1947},{},[6899,6906],{"_1948":6900,"_49":6901,"_1946":2013},{},[6902],{"_1948":6903,"_1959":6904,"_1957":6905,"_1946":1956},{},[],"Get tailored offers",{"_1948":6907,"_49":6908,"_1946":1952},{},[6909],{"_1948":6910,"_1959":6911,"_1957":6912,"_1946":1956},{},[],"Tell us what you’re looking for and see options that match your business needs, with no impact on your credit score.\n",{"_1793":6914,"_1799":6917,"_1833":6928},{"_1795":6915,"_1797":6916},[],[],{"_1801":6918,"_13":1809,"_1807":2710,"_1811":6920,"_1816":1826,"_1818":6923,"_1820":6924,"_1822":6924,"_1823":6925,"_1825":4490,"_1779":6926,"_1831":1832},{"_1799":6919},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":6921},{"_13":1804,"_1805":1814,"_1807":6922},"productTableSchema","2025-02-13T09:54:22.504Z","2026-04-29T09:42:14.383Z","2025-02-13T09:54:45.869Z",{"_1799":6927},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6929,"_1836":1837,"_2707":6930},"BCA table with reviews (10 Products)",{"_6931":6932,"_6941":6942,"_6944":6945,"_3003":6966,"_6968":6969,"_1943":6990,"_6992":6993,"_6994":4739,"_6995":6996,"_7007":7008,"_7009":7010,"_7013":7014,"_7015":59,"_7016":7017},"info",{"_49":6933},[6934,6937,6939],{"_6935":6936},"valueFrom","_source.definition.usp_account_integration",{"_6935":6938},"_source.definition.usp_default_table_description",{"_6935":6940},"_source.definition.usp_warning_table_description","badge",{"_6935":6943},"_source.definition.badge_money","cells",[6946,6951,6956,6961],{"_5322":6947,"_49":6949},{"_1957":6948},"Account fee",{"_6935":6950},"_source.definition.column_account_fee_new",{"_5322":6952,"_49":6954},{"_1957":6953},"FSCS Protection",{"_6935":6955},"_source.definition.fscs_protection",{"_5322":6957,"_49":6959},{"_1957":6958},"Account management",{"_6935":6960},"_source.definition.account_management",{"_5322":6962,"_49":6964},{"_1957":6963},"Set-up time",{"_6935":6965},"_source.definition.set_up_time",{"_6935":6967},"_source.definition.final_image_money","sorts",{"_6970":6971},"selectable",[6972,6976,6984],{"_5322":6973,"_2571":2572,"_1957":6974,"_6975":2554},"Affiliated products first",{"_6935":2545},"default",{"_5322":6977,"_1957":6978},"Most popular",{"_6979":6980},"compound",[6981,6983],{"_2571":4433,"_6935":6982},"custom_sorts.money.clicks",{"_2571":2572,"_6935":2545},{"_5322":6948,"_2571":2572,"_1957":6985},{"_6979":6986},[6987,6989],{"_6935":6988},"definition.account_fee_pounds_numeric",{"_6935":2545},{"_6935":6991},"_source.definition.display_name","filters",[],"maxPerPage","primaryCta",[6997,7002],{"_34":6998,"_1956":7000},{"_6935":6999},"_source.links.money.default.destination_url",{"_1957":7001},"View deal",{"_34":7003,"_1956":7005},{"_6935":7004},"_source.links.money.application.destination_url",{"_1957":7006},"Continue","calculations",[],"clickableRow",[7011,7012],{"_6935":6999},{"_6935":7004},"complianceText","${resultCount} ${resultOrResults} found, sorted by ${sortBy}. How we order our comparisons. Commission earned affects the table's sort order.","expandFirstRow","moreInformation",[7018,7024],{"_13":2648,"_1943":7019,"_49":7021},{"_1957":7020},"Good to know",[7022],{"_6935":7023},"_source.definition.review_text",{"_13":7025,"_1943":7026,"_49":7028},"list",{"_1957":7027},"Eligibility",[7029,7034,7039,7044,7049,7054],{"_5322":7030,"_1957":7032},{"_1957":7031},"Availability",{"_6935":7033},"_source.definition.column_availability",{"_5322":7035,"_1957":7037},{"_1957":7036},"Registration",{"_6935":7038},"_source.definition.registration",{"_5322":7040,"_1957":7042},{"_1957":7041},"Maximum balance",{"_6935":7043},"_source.definition.maximum_balance_pounds_display",{"_5322":7045,"_1957":7047},{"_1957":7046},"Min. annual turnover",{"_6935":7048},"_source.definition.minimum_annual_turnover_pounds_display",{"_5322":7050,"_1957":7052},{"_1957":7051},"Max. annual turnover",{"_6935":7053},"_source.definition.maximum_annual_turnover_pounds_display",{"_5322":7055,"_1957":7057},{"_1957":7056},"UK Resident",{"_6935":7058},"_source.definition.uk_resident","4MiUiw4nBiVUBBksqbgnkW",{"_1793":7061,"_1799":7064,"_1833":7075},{"_1795":7062,"_1797":7063},[],[],{"_1801":7065,"_13":1809,"_1807":7059,"_1811":7067,"_1816":3150,"_1818":7069,"_1820":7070,"_1822":7070,"_1823":7071,"_1825":7072,"_1779":7073,"_1831":1832},{"_1799":7066},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7068},{"_13":1804,"_1805":1814,"_1807":2361},"2022-09-07T09:28:12.871Z","2026-04-29T09:42:14.933Z","2022-09-07T10:20:14.212Z",44,{"_1799":7074},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7076,"_1836":1837,"_1989":4410,"_2372":7077,"_2447":59},"Platinum - Current accounts - hub - related guides",{"_1943":7078,"_2443":7079,"_4414":7080,"_4416":7081,"_4418":7082,"_4426":7086},"More on business bank accounts"," Guides and explainers to help you choose the right account for your business","More bank account guides","https://www.money.co.uk/business/guides",{"_4420":7083,"_3243":7084,"_1943":7084,"_4424":7085},"https://img.money.co.uk/t014ej9w3ur1/1LhsjJvO3JRToygJzhuauP/37a58181805c3ebc980649837903eab4/Can_I_open_a_business_account_with_bad_credit.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","How to get a business bank account with bad credit","https://www.money.co.uk/business/bank-accounts/can-i-open-a-business-account-with-bad-credit",[7087,7091],{"_4420":7088,"_3243":7089,"_1943":7089,"_4424":7090,"_4433":2897},"https://img.money.co.uk/t014ej9w3ur1/66UGz7Uqs2u5zrGQC3l9qI/7651dfa182feecff91f663aa8c9cca2d/_business_bank-accounts_personal-vs-business-current-accounts.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","What’s the difference between a personal and business bank account?","https://www.money.co.uk/business/bank-accounts/personal-vs-business-current-accounts",{"_4420":7092,"_3243":7093,"_1943":7093,"_4424":7094,"_4433":2897},"https://img.money.co.uk/t014ej9w3ur1/T8PxhOGKEq7H1Njg0XTgi/b29c4becd17298ab2cfe5a36003568a4/MTD6.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","Can HMRC check your bank account?","https://www.money.co.uk/business/bank-accounts/can-hmrc-access-my-bank-account","4N2Qy7hhr5zuWP8VfhMRP8",{"_1793":7097,"_1799":7102,"_1833":7113},{"_1795":7098,"_1797":7101},[7099],{"_1799":7100},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":7103,"_13":1809,"_1807":7095,"_1811":7105,"_1816":2085,"_1818":7108,"_1820":7109,"_1822":7109,"_1823":7110,"_1825":1817,"_1779":7111,"_1831":1832},{"_1799":7104},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7106},{"_13":1804,"_1805":1814,"_1807":7107},"imageModule","2024-01-25T10:07:24.305Z","2026-05-14T09:08:44.528Z","2024-01-30T12:34:35.919Z",{"_1799":7112},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7114,"_3003":7115,"_7118":7119,"_2181":59,"_7120":59,"_7121":7122,"_1836":1837},"Business - Guides - Starting a business from scratch - Image module",{"_1799":7116},{"_13":1804,"_1805":2051,"_1807":7117},"2fSXHI6dQzUN3rcK1ArTeo","caption","The first step in starting a business is having a good business idea","critical","imageType","Photo","4RaPbQAodArdkdnYbVBygZ",{"_1793":7125,"_1799":7128,"_1833":7138},{"_1795":7126,"_1797":7127},[],[],{"_1801":7129,"_13":1809,"_1807":7123,"_1811":7131,"_1816":2260,"_1818":7133,"_1820":7134,"_1822":7134,"_1823":7135,"_1825":2316,"_1779":7136,"_1831":1832},{"_1799":7130},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7132},{"_13":1804,"_1805":1814,"_1807":4582},"2026-04-20T10:34:58.321Z","2026-05-20T13:52:24.865Z","2026-04-21T09:22:48.306Z",{"_1799":7137},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7139,"_1836":1837,"_1943":7140,"_4594":7141,"_4596":1786,"_4597":4598,"_2118":7142},"Platinum - Business Loans - Hub - SEO - FSPLT-1516","Business loans | Compare funding from £500 to £15,000,000 ","Compare business loans from 150+ lenders and get tailored options without affecting your credit score. Check rates and offers your business might qualify for.",[7143,7146,7148,7151,7154,7157,7160,7162,7165,7168,7170,7173,7176,7179,7182,7184,7187,7189,7192,7194,7196,7199,7201,7203,7206],{"_1799":7144},{"_13":1804,"_1805":1809,"_1807":7145},"psPqNfwfrqUYYttyFYaFC",{"_1799":7147},{"_13":1804,"_1805":1809,"_1807":2423},{"_1799":7149},{"_13":1804,"_1805":1809,"_1807":7150},"66Jolb70FLXKCA8wx9QrwR",{"_1799":7152},{"_13":1804,"_1805":1809,"_1807":7153},"5GekI6PCbLUxaR0pwQj6SI",{"_1799":7155},{"_13":1804,"_1805":1809,"_1807":7156},"783DjkqMajNqZ2LE5Hb6I7",{"_1799":7158},{"_13":1804,"_1805":1809,"_1807":7159},"4XOnZEOf3bMbC7IzatKXbq",{"_1799":7161},{"_13":1804,"_1805":1809,"_1807":5536},{"_1799":7163},{"_13":1804,"_1805":1809,"_1807":7164},"zRRfeaNJ9y4uZOpKHtYcO",{"_1799":7166},{"_13":1804,"_1805":1809,"_1807":7167},"4aYxavmlzuCLeWaBooL862",{"_1799":7169},{"_13":1804,"_1805":1809,"_1807":5623},{"_1799":7171},{"_13":1804,"_1805":1809,"_1807":7172},"6yAUzjvrGTGUTO8HalAQ45",{"_1799":7174},{"_13":1804,"_1805":1809,"_1807":7175},"KuUHrECRUygBkUf6M1aQA",{"_1799":7177},{"_13":1804,"_1805":1809,"_1807":7178},"5nq6PF1RN8e3KIqgorNSFL",{"_1799":7180},{"_13":1804,"_1805":1809,"_1807":7181},"m8ksOKZWPiKxIpLCu8ddY",{"_1799":7183},{"_13":1804,"_1805":1809,"_1807":4233},{"_1799":7185},{"_13":1804,"_1805":1809,"_1807":7186},"65Gw13fnTKEM56BjeuRBOC",{"_1799":7188},{"_13":1804,"_1805":1809,"_1807":3018},{"_1799":7190},{"_13":1804,"_1805":1809,"_1807":7191},"Cw2jRpOO52mIXAqsvucPq",{"_1799":7193},{"_13":1804,"_1805":1809,"_1807":4664},{"_1799":7195},{"_13":1804,"_1805":1809,"_1807":4393},{"_1799":7197},{"_13":1804,"_1805":1809,"_1807":7198},"75aYDmmFyLeTorbu6BAUVO",{"_1799":7200},{"_13":1804,"_1805":1809,"_1807":4681},{"_1799":7202},{"_13":1804,"_1805":1809,"_1807":3219},{"_1799":7204},{"_13":1804,"_1805":1809,"_1807":7205},"bgjyzdcOxP3sahZtStaYQ",{"_1799":7207},{"_13":1804,"_1805":1809,"_1807":5299},{"_1793":7209,"_1799":7212,"_1833":7224},{"_1795":7210,"_1797":7211},[],[],{"_1801":7213,"_13":1809,"_1807":6208,"_1811":7215,"_1816":7217,"_1818":7218,"_1820":7219,"_1822":7219,"_1823":7220,"_1825":7221,"_1779":7222,"_1831":1832},{"_1799":7214},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7216},{"_13":1804,"_1805":1814,"_1807":1815},104,"2023-05-09T15:19:32.212Z","2026-05-06T14:51:07.105Z","2023-05-19T15:42:21.028Z",222,{"_1799":7223},{"_1807":1829,"_13":1804,"_1805":1830},{"_1815":376,"_1836":1837,"_1838":2733,"_1840":7225,"_1845":7229,"_1847":7230,"_1867":7231,"_2750":7237,"_1882":7238,"_1884":7239},[7226],{"_1799":7227},{"_13":1804,"_1805":1809,"_1807":7228},"4Tz2gl1HIYEOfohEo5dri","2023-05-19T00:00","2026-05-06T00:00",[7232,7234],{"_1799":7233},{"_13":1804,"_1805":1809,"_1807":2743},{"_1799":7235},{"_13":1804,"_1805":1809,"_1807":7236},"7M9ec5ySIMiaAUrntYqtg4","Business bank accounts","/business/bank-accounts:money","business_current_accounts",{"_1793":7241,"_1799":7244,"_1833":7255},{"_1795":7242,"_1797":7243},[],[],{"_1801":7245,"_13":1809,"_1807":7228,"_1811":7247,"_1816":6613,"_1818":7249,"_1820":7250,"_1822":7250,"_1823":7251,"_1825":7252,"_1779":7253,"_1831":1832},{"_1799":7246},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7248},{"_13":1804,"_1805":1814,"_1807":4582},"2024-04-11T14:36:59.584Z","2026-04-29T09:42:13.796Z","2024-04-11T14:38:02.626Z",156,{"_1799":7254},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7256,"_1836":1837,"_1943":7257,"_4594":7258,"_4596":1786,"_4597":4598,"_2118":7259},"Platinum - Business Current Accounts with call out banner","Business bank accounts | Find the right offer and apply online","Find the right business bank account. Compare features and fees from top UK providers to manage your finances effectively. ",[7260,7263,7265,7268,7270,7272,7275,7278,7280,7282,7284,7287,7289,7292,7294,7297,7299,7302,7304,7306,7308,7310,7312,7314],{"_1799":7261},{"_13":1804,"_1805":1809,"_1807":7262},"5PetWTCC9m24zFdaCabVWy",{"_1799":7264},{"_13":1804,"_1805":1809,"_1807":4961},{"_1799":7266},{"_13":1804,"_1805":1809,"_1807":7267},"5dBwlwezOs5gCgR1pJuMCv",{"_1799":7269},{"_13":1804,"_1805":1809,"_1807":4215},{"_1799":7271},{"_13":1804,"_1805":1809,"_1807":5967},{"_1799":7273},{"_13":1804,"_1805":1809,"_1807":7274},"63M48rt9Ds2ytfkZQoSBGa",{"_1799":7276},{"_13":1804,"_1805":1809,"_1807":7277},"SAbPxyHQYYFQGHKFINReW",{"_1799":7279},{"_13":1804,"_1805":1809,"_1807":2688},{"_1799":7281},{"_13":1804,"_1805":1809,"_1807":3258},{"_1799":7283},{"_13":1804,"_1805":1809,"_1807":5993},{"_1799":7285},{"_13":1804,"_1805":1809,"_1807":7286},"5CypYIQndEq6c7Rvs2WR8I",{"_1799":7288},{"_13":1804,"_1805":1809,"_1807":5997},{"_1799":7290},{"_13":1804,"_1805":1809,"_1807":7291},"7uwp9IZ02Y5EHFOR3gdcG8",{"_1799":7293},{"_13":1804,"_1805":1809,"_1807":6001},{"_1799":7295},{"_13":1804,"_1805":1809,"_1807":7296},"6WXUFo9CxBtWUtqnif88kM",{"_1799":7298},{"_13":1804,"_1805":1809,"_1807":6005},{"_1799":7300},{"_13":1804,"_1805":1809,"_1807":7301},"4iDce8JpMeI9L96lwHz3Yi",{"_1799":7303},{"_13":1804,"_1805":1809,"_1807":6009},{"_1799":7305},{"_13":1804,"_1805":1809,"_1807":7059},{"_1799":7307},{"_13":1804,"_1805":1809,"_1807":4664},{"_1799":7309},{"_13":1804,"_1805":1809,"_1807":4480},{"_1799":7311},{"_13":1804,"_1805":1809,"_1807":2351},{"_1799":7313},{"_13":1804,"_1805":1809,"_1807":3219},{"_1799":7315},{"_13":1804,"_1805":1809,"_1807":7316},"5stWXaM31yrLZ8ORdouOjN","4URHy05qaUnqZ6KmKb26D9",{"_1793":7319,"_1799":7324,"_1833":7333},{"_1795":7320,"_1797":7323},[7321],{"_1799":7322},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":7325,"_13":1809,"_1807":7317,"_1811":7327,"_1816":2459,"_1818":7329,"_1820":7330,"_1822":7330,"_1823":7330,"_1825":2214,"_1779":7331,"_1831":1832},{"_1799":7326},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7328},{"_13":1804,"_1805":1814,"_1807":7107},"2024-08-14T14:01:13.718Z","2024-08-16T09:21:35.188Z",{"_1799":7332},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7334,"_3003":7335,"_7118":7338,"_2181":59,"_7120":59,"_7121":7122,"_1836":1837},"Business - Credit Cards - How to choose a business credit card - Guide image template",{"_1799":7336},{"_13":1804,"_1805":2051,"_1807":7337},"2iFuXAEzRX1ExFCoIupMej","Using a business credit card makes separating your personal and work finances easier.",{"_1793":7340,"_1799":7345,"_1833":7355},{"_1795":7341,"_1797":7344},[7342],{"_1799":7343},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":7346,"_13":1809,"_1807":4681,"_1811":7348,"_1816":5136,"_1818":7350,"_1820":7351,"_1822":7351,"_1823":7352,"_1825":4974,"_1779":7353,"_1831":1832},{"_1799":7347},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7349},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-27T16:19:51.463Z","2026-05-16T13:18:05.063Z","2023-08-02T11:27:05.893Z",{"_1799":7354},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2370,"_1836":1837,"_1989":2371,"_2372":7356,"_2447":1786},{},"4Vhxt5ExvWbH8ctSls1KPB",{"_1793":7359,"_1799":7362,"_1833":7372},{"_1795":7360,"_1797":7361},[],[],{"_1801":7363,"_13":1809,"_1807":7357,"_1811":7365,"_1816":2134,"_1818":7367,"_1820":7368,"_1822":7368,"_1823":7369,"_1825":4802,"_1779":7370,"_1831":1832},{"_1799":7364},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7366},{"_13":1804,"_1805":1814,"_1807":4798},"2020-07-28T09:56:29.089Z","2025-10-24T10:47:18.989Z","2020-07-28T09:57:16.804Z",{"_1799":7371},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7373,"_1836":1837,"_1956":7374,"_147":7384},"Compare Business loans - CTA",{"_1948":7375,"_49":7376,"_1946":1947},{},[7377],{"_1948":7378,"_49":7379,"_1946":1952},{},[7380],{"_1948":7381,"_1959":7382,"_1957":7383,"_1946":1956},{},[],"These unsecured and secured loans could help you grow your business, cover running costs or even fund a new company.",{"_1799":7385},{"_13":1804,"_1805":1809,"_1807":7386},"4wNAuyiNUabStsR2otjp7t",{"_1793":7388,"_1799":7393,"_1833":7403},{"_1795":7389,"_1797":7392},[7390],{"_1799":7391},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":7394,"_13":1809,"_1807":7159,"_1811":7396,"_1816":5636,"_1818":7398,"_1820":7399,"_1822":7399,"_1823":7400,"_1825":4875,"_1779":7401,"_1831":1832},{"_1799":7395},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7397},{"_13":1804,"_1805":1814,"_1807":2361},"2023-05-31T14:32:54.918Z","2026-05-16T13:18:03.787Z","2023-06-14T14:05:20.424Z",{"_1799":7402},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7404,"_1836":1837,"_1989":5145,"_2372":7405,"_2447":1786},"Platinum - Business loans - Author",{"_5147":5148,"_5149":5150,"_5151":5152,"_5153":5154,"_5155":7406},"February 26, 2024",{"_1793":7408,"_1799":7411,"_1833":7423},{"_1795":7409,"_1797":7410},[],[],{"_1801":7412,"_13":1809,"_1807":2743,"_1811":7414,"_1816":7416,"_1818":7417,"_1820":7418,"_1822":7418,"_1823":7419,"_1825":7420,"_1779":7421,"_1831":1832},{"_1799":7413},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7415},{"_13":1804,"_1805":1814,"_1807":1867},255,"2020-09-09T13:15:26.412Z","2026-05-22T12:32:26.924Z","2020-09-09T13:15:30.389Z",258,{"_1799":7422},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7424,"_1836":1837},"page_type_comparison",{"_1793":7426,"_1799":7429,"_1833":7439},{"_1795":7427,"_1797":7428},[],[],{"_1801":7430,"_13":1809,"_1807":2350,"_1811":7432,"_1816":1938,"_1818":7434,"_1820":7435,"_1822":7435,"_1823":7436,"_1825":5977,"_1779":7437,"_1831":1832},{"_1799":7431},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7433},{"_13":1804,"_1805":1814,"_1807":1979},"2025-11-17T14:44:01.589Z","2026-02-23T18:21:12.013Z","2025-11-18T17:14:15.233Z",{"_1799":7438},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7440,"_1836":1837,"_1989":1990,"_49":7441,"_2008":7455},"Business credit card - why money.co.uk - find a card that fits ",{"_1948":7442,"_49":7443,"_1946":1947},{},[7444,7449],{"_1948":7445,"_49":7448,"_1946":2001},{"_1996":7446},{"_1799":7447},{"_1807":6888,"_13":1804,"_1805":1809},[],{"_1948":7450,"_49":7451,"_1946":1952},{},[7452],{"_1948":7453,"_1959":7454,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":7456,"_49":7457},{},[7458,7465],{"_1946":2013,"_1948":7459,"_49":7460},{},[7461],{"_1946":1956,"_1957":7462,"_1959":7463,"_1948":7464},"Built for you ",[],{},{"_1946":1952,"_1948":7466,"_49":7467},{},[7468],{"_1946":1956,"_1957":7469,"_1959":7470,"_1948":7471},"We work with a broad range of trusted UK providers, giving you access to competitive rates and rewards.",[],{},{"_1793":7473,"_1799":7476,"_1833":7486},{"_1795":7474,"_1797":7475},[],[],{"_1801":7477,"_13":1809,"_1807":6398,"_1811":7479,"_1816":4739,"_1818":7481,"_1820":7482,"_1822":7482,"_1823":7483,"_1825":3269,"_1779":7484,"_1831":1832},{"_1799":7478},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7480},{"_13":1804,"_1805":1814,"_1807":1933},"2025-04-15T13:48:44.796Z","2026-04-10T14:54:04.578Z","2025-04-17T12:54:34.181Z",{"_1799":7485},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7487,"_1943":7488,"_49":7489,"_1836":1837},"Platinum - Business - Business Credit Cards - Approval","How long does it take to get approved for a business credit card?",{"_1946":1947,"_1948":7490,"_49":7491},{},[7492,7499,7506,7513,7556],{"_1946":1952,"_1948":7493,"_49":7494},{},[7495],{"_1946":1956,"_1957":7496,"_1959":7497,"_1948":7498},"Approval times vary by provider. Some offer instant decisions, and you may even receive a digital card the same day. ",[],{},{"_1946":1952,"_1948":7500,"_49":7501},{},[7502],{"_1946":1956,"_1957":7503,"_1959":7504,"_1948":7505},"If additional verification is needed, approval can take a few days, and the physical card typically arrives within 5–10 working days.",[],{},{"_1946":1952,"_1948":7507,"_49":7508},{},[7509],{"_1946":1956,"_1957":7510,"_1959":7511,"_1948":7512},"To speed up the process, have the following information ready:",[],{},{"_1946":2826,"_1948":7514,"_49":7515},{},[7516,7526,7536,7546],{"_1946":2830,"_1948":7517,"_49":7518},{},[7519],{"_1946":1952,"_1948":7520,"_49":7521},{},[7522],{"_1946":1956,"_1957":7523,"_1959":7524,"_1948":7525},"Business name and trading details",[],{},{"_1946":2830,"_1948":7527,"_49":7528},{},[7529],{"_1946":1952,"_1948":7530,"_49":7531},{},[7532],{"_1946":1956,"_1957":7533,"_1959":7534,"_1948":7535},"Company registration number (if applicable)",[],{},{"_1946":2830,"_1948":7537,"_49":7538},{},[7539],{"_1946":1952,"_1948":7540,"_49":7541},{},[7542],{"_1946":1956,"_1957":7543,"_1959":7544,"_1948":7545},"Financial figures (e.g., annual turnover)",[],{},{"_1946":2830,"_1948":7547,"_49":7548},{},[7549],{"_1946":1952,"_1948":7550,"_49":7551},{},[7552],{"_1946":1956,"_1957":7553,"_1959":7554,"_1948":7555},"Personal details for directors or partners",[],{},{"_1946":1952,"_1948":7557,"_49":7558},{},[7559],{"_1946":1956,"_1957":9,"_1959":7560,"_1948":7561},[],{},{"_1793":7563,"_1799":7566,"_1833":7575},{"_1795":7564,"_1797":7565},[],[],{"_1801":7567,"_13":1809,"_1807":7167,"_1811":7569,"_1816":2041,"_1818":7571,"_1820":7572,"_1779":7573,"_1831":1832},{"_1799":7568},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7570},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-18T12:00:59.554Z","2026-05-18T12:08:30.364Z",{"_1799":7574},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7576,"_1836":1837,"_2143":7577,"_49":7592},"New - What is a business loan?",{"_1948":7578,"_49":7579,"_1946":1947},{},[7580,7586],{"_1948":7581,"_49":7582,"_1946":2331},{},[7583],{"_1948":7584,"_1959":7585,"_1957":5739,"_1946":1956},{},[],{"_1948":7587,"_49":7588,"_1946":1952},{},[7589],{"_1948":7590,"_1959":7591,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":7593,"_49":7594},{},[7595,7610,7616,7655],{"_1946":1952,"_1948":7596,"_49":7597},{},[7598,7601,7607],{"_1946":1956,"_1957":5585,"_1959":7599,"_1948":7600},[],{},{"_1946":2291,"_1948":7602,"_49":7603},{"_2282":4432},[7604],{"_1946":1956,"_1957":5592,"_1959":7605,"_1948":7606},[],{},{"_1946":1956,"_1957":5596,"_1959":7608,"_1948":7609},[],{},{"_1946":1952,"_1948":7611,"_49":7612},{},[7613],{"_1946":1956,"_1957":5768,"_1959":7614,"_1948":7615},[],{},{"_1946":2826,"_1948":7617,"_49":7618},{},[7619,7628,7637,7646],{"_1946":2830,"_1948":7620,"_49":7621},{},[7622],{"_1946":1952,"_1948":7623,"_49":7624},{},[7625],{"_1946":1956,"_1957":5781,"_1959":7626,"_1948":7627},[],{},{"_1946":2830,"_1948":7629,"_49":7630},{},[7631],{"_1946":1952,"_1948":7632,"_49":7633},{},[7634],{"_1946":1956,"_1957":5791,"_1959":7635,"_1948":7636},[],{},{"_1946":2830,"_1948":7638,"_49":7639},{},[7640],{"_1946":1952,"_1948":7641,"_49":7642},{},[7643],{"_1946":1956,"_1957":5801,"_1959":7644,"_1948":7645},[],{},{"_1946":2830,"_1948":7647,"_49":7648},{},[7649],{"_1946":1952,"_1948":7650,"_49":7651},{},[7652],{"_1946":1956,"_1957":5811,"_1959":7653,"_1948":7654},[],{},{"_1946":1952,"_1948":7656,"_49":7657},{},[7658],{"_1946":1956,"_1957":5818,"_1959":7659,"_1948":7660},[],{},"4gZP5lEbF0xt56KY2NANOG",{"_1793":7663,"_1799":7666,"_1833":7675},{"_1795":7664,"_1797":7665},[],[],{"_1801":7667,"_13":1809,"_1807":7661,"_1811":7669,"_1816":2041,"_1818":7671,"_1820":7672,"_1779":7673,"_1831":1832},{"_1799":7668},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7670},{"_13":1804,"_1805":1814,"_1807":2194},"2026-05-18T11:57:04.745Z","2026-05-18T11:57:32.000Z",{"_1799":7674},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6046,"_49":7676,"_1836":1837},{"_1799":7677},{"_13":1804,"_1805":1809,"_1807":7678},"C0CpOJ1y1ZLKUk7wVlHjP",{"_1793":7680,"_1799":7683,"_1833":7694},{"_1795":7681,"_1797":7682},[],[],{"_1801":7684,"_13":1809,"_1807":7301,"_1811":7686,"_1816":2486,"_1818":7688,"_1820":7689,"_1822":7689,"_1823":7690,"_1825":7691,"_1779":7692,"_1831":1832},{"_1799":7685},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7687},{"_13":1804,"_1805":1814,"_1807":1979},"2023-05-16T14:01:26.136Z","2026-04-29T09:42:14.796Z","2023-05-16T14:16:09.408Z",115,{"_1799":7693},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7695,"_1836":1837,"_1989":1990,"_2143":7696,"_49":7712},"Platinum - Business current accounts - How to switch",{"_1948":7697,"_49":7698,"_1946":1947},{},[7699,7706],{"_1948":7700,"_49":7701,"_1946":2331},{},[7702],{"_1948":7703,"_1959":7704,"_1957":7705,"_1946":1956},{},[],"How to switch to a new business bank account",{"_1948":7707,"_49":7708,"_1946":1952},{},[7709],{"_1948":7710,"_1959":7711,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":7713,"_49":7714},{},[7715,7734],{"_1946":1952,"_1948":7716,"_49":7717},{},[7718,7722,7730],{"_1946":1956,"_1957":7719,"_1959":7720,"_1948":7721},"Switching is generally straightforward. The ",[],{},{"_1946":2291,"_1948":7723,"_49":7725},{"_2282":7724},"https://www.currentaccountswitch.co.uk/",[7726],{"_1946":1956,"_1957":7727,"_1959":7728,"_1948":7729},"Current Account Switch Service (CASS)",[],{},{"_1946":1956,"_1957":7731,"_1959":7732,"_1948":7733}," is free to use and handles the entire process on your behalf, including transferring payments and notifying your old bank. Most switches complete within seven working days.",[],{},{"_1946":1952,"_1948":7735,"_49":7736},{},[7737],{"_1946":1956,"_1957":7738,"_1959":7739,"_1948":7740},"Many providers offer cash incentives for switching, so it's worth checking what's available before you apply.",[],{},"4jgFrLgxBHEeQSvSsDNmdE",{"_1793":7743,"_1799":7746,"_1833":7755},{"_1795":7744,"_1797":7745},[],[],{"_1801":7747,"_13":1809,"_1807":7741,"_1811":7749,"_1816":2041,"_1818":7751,"_1820":7752,"_1779":7753,"_1831":1832},{"_1799":7748},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7750},{"_13":1804,"_1805":1814,"_1807":2194},"2026-05-18T11:58:12.206Z","2026-05-18T11:58:44.671Z",{"_1799":7754},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4709,"_49":7756,"_1836":1837},{"_1799":7757},{"_13":1804,"_1805":1809,"_1807":7758},"35HdFG0K4YkpDEKosOdGGr","4uV4EdUtAkytH89mpDzn5h",{"_1793":7761,"_1799":7764,"_1833":7776},{"_1795":7762,"_1797":7763},[],[],{"_1801":7765,"_13":1809,"_1807":7759,"_1811":7767,"_1816":2260,"_1818":7769,"_1820":7770,"_1822":7771,"_1823":7772,"_1825":7773,"_1779":7774,"_1831":1832},{"_1799":7766},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7768},{"_13":1804,"_1805":1814,"_1807":1979},"2026-02-03T15:12:00.977Z","2026-05-19T13:18:01.532Z","2026-02-18T17:16:49.704Z","2026-02-03T17:06:32.834Z",40,{"_1799":7775},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7777,"_1836":1837,"_49":7778},"Business credit cards forced journey billboard rich text",{"_1946":1947,"_1948":7779,"_49":7780},{},[7781,7787,7794,7800,7806],{"_1946":2596,"_1948":7782,"_49":7783},{},[7784],{"_1946":1956,"_1957":4887,"_1959":7785,"_1948":7786},[],{},{"_1946":1952,"_1948":7788,"_49":7789},{},[7790],{"_1946":1956,"_1957":7791,"_1959":7792,"_1948":7793},"Compare business credit cards from leading UK providers in one place.",[],{},{"_1946":2001,"_1948":7795,"_49":7799},{"_1996":7796},{"_1799":7797},{"_1807":7798,"_13":1804,"_1805":1809},"40r9IwITi2QqPKvY1kZ6D5",[],{"_1946":2001,"_1948":7801,"_49":7805},{"_1996":7802},{"_1799":7803},{"_1807":7804,"_13":1804,"_1805":1809},"1IpnX2a8LdoDLChTWiUsf8",[],{"_1946":1952,"_1948":7807,"_49":7808},{},[7809],{"_1946":1956,"_1957":9,"_1959":7810,"_1948":7811},[],{},{"_1793":7813,"_1799":7816,"_1833":7827},{"_1795":7814,"_1797":7815},[],[],{"_1801":7817,"_13":1809,"_1807":2177,"_1811":7819,"_1816":4244,"_1818":7821,"_1820":7822,"_1822":7822,"_1823":7823,"_1825":7824,"_1779":7825,"_1831":1832},{"_1799":7818},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7820},{"_13":1804,"_1805":1814,"_1807":2361},"2025-02-03T10:07:01.875Z","2026-05-16T13:18:03.261Z","2025-02-03T17:06:36.229Z",137,{"_1799":7826},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7828,"_1836":1837,"_1989":7829,"_2372":7830,"_2447":1786,"_49":7842},"Business loans forced journey call out card","call-out-card",{"_6941":7831,"_7834":7835,"_147":7836,"_2143":7839,"_1989":9,"_7840":7841},{"_1956":7832,"_7833":59,"_1989":6828},"🎯 No credit score impact","isCrown","border","1px solid #924A8B",{"_34":7837,"_1956":7838},"https://www.money.co.uk/clk/fa532f9b-f932-4cf6-bc30-3764d59e98b8-f9f672711476a92eccb8679e1a02322f87892adc/money/business-loans?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness-finance%2Fjourney%3FlandingPage%3Dbusiness-loans%26rvu_click_ref%3D%7B%7Bclick_ref%7D%7D&category=business-loans&supplier=USwitch&product_name=Uswitch-test&pid=fa532f9b-f932-4cf6-bc30-3764d59e98b8&ln=application&upvid=fa532f9b-f932-4cf6-bc30-3764d59e98b8-f9f672711476a92eccb8679e1a02322f87892adc&ucvid=1000036266&ulvid=972041&link_id=fcb23159-19ae-424f-822b-2b2a7c36ecb5&sig=6b6923857d24e79df9bffaed05e2539884485cfa8b9a77bd0ad48556335c4158&page=/business/business-loans","Get started","An easier way to find business loans","textColor","#924A8B",{"_1948":7843,"_49":7844,"_1946":1947},{},[7845,7882],{"_1948":7846,"_49":7847,"_1946":2826},{},[7848,7858,7872],{"_1948":7849,"_49":7850,"_1946":2830},{},[7851],{"_1948":7852,"_49":7853,"_1946":1952},{},[7854],{"_1948":7855,"_1959":7856,"_1957":7857,"_1946":1956},{},[],"Find funding options in minutes.",{"_1948":7859,"_49":7860,"_1946":2830},{},[7861],{"_1948":7862,"_49":7863,"_1946":1952},{},[7864,7868],{"_1948":7865,"_1959":7866,"_1957":7867,"_1946":1956},{},[],"G",{"_1948":7869,"_1959":7870,"_1957":7871,"_1946":1956},{},[],"et approved in as little as 24 hours.",{"_1948":7873,"_49":7874,"_1946":2830},{},[7875],{"_1948":7876,"_49":7877,"_1946":1952},{},[7878],{"_1948":7879,"_1959":7880,"_1957":7881,"_1946":1956},{},[],"Loans matched to your business needs.",{"_1948":7883,"_49":7884,"_1946":1952},{},[7885],{"_1948":7886,"_1959":7887,"_1957":9,"_1946":1956},{},[],{"_1793":7889,"_1799":7892,"_1833":7902},{"_1795":7890,"_1797":7891},[],[],{"_1801":7893,"_13":1809,"_1807":4653,"_1811":7895,"_1816":2134,"_1818":7897,"_1820":7898,"_1822":7898,"_1823":7899,"_1825":4490,"_1779":7900,"_1831":1832},{"_1799":7894},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7896},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-14T13:11:35.925Z","2026-03-17T18:23:15.305Z","2023-06-16T10:36:22.943Z",{"_1799":7901},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7903,"_1836":1837,"_1989":7904,"_2372":7905,"_2447":1786},"Platinum - Business credit cards - pros and cons","pros-and-cons-module",{"_1943":7906,"_7907":7908,"_7909":7910,"_7911":7912,"_7918":7919},"Pros and cons","prosTitle","Pros","consTitle","Cons","prosList",[7913,7914,7915,7916,7917],"Higher credit limits tailored for business expenses","Rewards and perks like cashback, air miles, or travel benefits","Streamlined financial management for better cash flow control","Build your business credit score with responsible use","Useful tool to pay for upcoming or unexpected outgoings","consList",[7920,7921,7922,7923],"Annual or monthly fees may apply, depending on the card","Higher interest rates on outstanding balances","Debt can accumulate if the balance isn’t paid off in full each month","Risk of damaging your credit score if not managed properly",{"_1793":7925,"_1799":7928,"_1833":7939},{"_1795":7926,"_1797":7927},[],[],{"_1801":7929,"_13":1809,"_1807":4755,"_1811":7931,"_1816":4739,"_1818":7933,"_1820":7934,"_1822":7935,"_1823":7936,"_1825":4543,"_1779":7937,"_1831":1832},{"_1799":7930},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7932},{"_13":1804,"_1805":1814,"_1807":1933},"2025-04-10T09:53:38.556Z","2026-05-21T16:09:03.002Z","2026-03-17T18:20:52.097Z","2025-04-17T12:52:38.401Z",{"_1799":7938},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7940,"_1943":7941,"_49":7942,"_1836":1837},"Compare business credit card options","2. Compare business credit card options",{"_1948":7943,"_49":7944,"_1946":1947},{},[7945,7952],{"_1948":7946,"_49":7947,"_1946":1952},{},[7948],{"_1948":7949,"_1959":7950,"_1957":7951,"_1946":1956},{},[],"Compare business credit cards with multiple providers to find one that aligns with your company's spending habits and needs.",{"_1948":7953,"_49":7954,"_1946":1952},{},[7955],{"_1948":7956,"_1959":7957,"_1957":7958,"_1946":1956},{},[],"Consider the interest rates, fees, rewards programs, and credit limits you want from the card.",{"_1793":7960,"_1799":7963,"_1833":7973},{"_1795":7961,"_1797":7962},[],[],{"_1801":7964,"_13":1809,"_1807":6389,"_1811":7966,"_1816":2134,"_1818":7968,"_1820":7969,"_1822":7969,"_1823":7970,"_1825":4490,"_1779":7971,"_1831":1832},{"_1799":7965},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":7967},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-15T11:37:06.310Z","2026-03-17T18:20:52.323Z","2023-06-16T10:38:33.116Z",{"_1799":7972},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":7974,"_1943":7975,"_49":7976,"_1836":1837},"Platinum - Business - Business Credit Cards - Current account","Do I need a business current account to apply?",{"_1948":7977,"_49":7978,"_1946":1947},{},[7979,7986,8004],{"_1948":7980,"_49":7981,"_1946":1952},{},[7982],{"_1948":7983,"_1959":7984,"_1957":7985,"_1946":1956},{},[],"No, you do not necessarily need a business current account to apply for a business credit card. ",{"_1948":7987,"_49":7988,"_1946":1952},{},[7989,7993,8000],{"_1948":7990,"_1959":7991,"_1957":7992,"_1946":1956},{},[],"However, having a dedicated business bank account can significantly simplify your financial management, allowing you to ",{"_1948":7994,"_49":7995,"_1946":2291},{"_2282":3963},[7996],{"_1948":7997,"_1959":7998,"_1957":7999,"_1946":1956},{},[],"separate your business finances from personal transactions",{"_1948":8001,"_1959":8002,"_1957":8003,"_1946":1956},{},[],", making it easier to track business expenses and manage your cash flow. ",{"_1948":8005,"_49":8006,"_1946":1952},{},[8007,8010,8018],{"_1948":8008,"_1959":8009,"_1957":3336,"_1946":1956},{},[],{"_1948":8011,"_49":8013,"_1946":2291},{"_2282":8012},"https://www.money.co.uk/business/bank-accounts",[8014],{"_1948":8015,"_1959":8016,"_1957":8017,"_1946":1956},{},[],"business current account ",{"_1948":8019,"_1959":8020,"_1957":8021,"_1946":1956},{},[],"can help you stay organised, streamline bill payments, and ensure smoother financial operations for your company. Many business credit card providers may even prefer applicants with a business account, as it shows more structured financial management.",{"_1793":8023,"_1799":8026,"_1833":8036},{"_1795":8024,"_1797":8025},[],[],{"_1801":8027,"_13":1809,"_1807":2233,"_1811":8029,"_1816":2085,"_1818":8031,"_1820":8032,"_1822":8032,"_1823":8033,"_1825":1817,"_1779":8034,"_1831":1832},{"_1799":8028},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8030},{"_13":1804,"_1805":1814,"_1807":4722},"2025-06-17T09:25:27.532Z","2025-06-17T11:08:57.680Z","2025-06-17T09:25:39.385Z",{"_1799":8035},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":8037,"_1836":1837},"Starting a business guides",{"_1793":8039,"_1799":8042,"_1833":8052},{"_1795":8040,"_1797":8041},[],[],{"_1801":8043,"_13":1809,"_1807":4263,"_1811":8045,"_1816":2108,"_1818":8047,"_1820":8048,"_1822":8048,"_1823":8049,"_1825":2639,"_1779":8050,"_1831":1832},{"_1799":8044},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8046},{"_13":1804,"_1805":1814,"_1807":1933},"2024-02-20T16:37:05.852Z","2026-05-16T13:18:04.057Z","2024-02-20T16:52:51.026Z",{"_1799":8051},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":8053,"_1943":8054,"_49":8055,"_1836":1837},"Platinum - Business Loans - Business Vehicle Finance ","Business vehicle finance ",{"_1946":1947,"_1948":8056,"_49":8057},{},[8058,8065,8071],{"_1946":1952,"_1948":8059,"_49":8060},{},[8061],{"_1946":1956,"_1957":8062,"_1959":8063,"_1948":8064},"Business vehicle finance helps you borrow money to purchase new vehicles for your company, turning what would be an up-front cost into a monthly cost. ",[],{},{"_1946":2001,"_1948":8066,"_49":8070},{"_1996":8067},{"_1799":8068},{"_1807":8069,"_13":1804,"_1805":1809},"7AVftWmZifq7O268muYqS0",[],{"_1946":1952,"_1948":8072,"_49":8073},{},[8074],{"_1946":1956,"_1957":9,"_1959":8075,"_1948":8076},[],{},{"_1793":8078,"_1799":8081,"_1833":8091},{"_1795":8079,"_1797":8080},[],[],{"_1801":8082,"_13":1809,"_1807":5993,"_1811":8084,"_1816":2260,"_1818":8086,"_1820":8087,"_1822":8087,"_1823":8088,"_1825":1980,"_1779":8089,"_1831":1832},{"_1799":8083},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8085},{"_13":1804,"_1805":1814,"_1807":1979},"2026-03-20T15:54:41.013Z","2026-04-29T09:42:14.426Z","2026-03-20T16:35:29.708Z",{"_1799":8090},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5991,"_1836":1837,"_1989":1990,"_2143":8092,"_49":8108},{"_1948":8093,"_49":8094,"_1946":1947},{},[8095,8102],{"_1948":8096,"_49":8097,"_1946":2331},{},[8098],{"_1948":8099,"_1959":8100,"_1957":8101,"_1946":1956},{},[],"Business bank accounts at a glance",{"_1948":8103,"_49":8104,"_1946":1952},{},[8105],{"_1948":8106,"_1959":8107,"_1957":9,"_1946":1956},{},[],{"_1948":8109,"_49":8110,"_1946":1947},{},[8111,8186],{"_1948":8112,"_49":8113,"_1946":2826},{},[8114,8124,8156,8176],{"_1948":8115,"_49":8116,"_1946":2830},{},[8117],{"_1948":8118,"_49":8119,"_1946":1952},{},[8120],{"_1948":8121,"_1959":8122,"_1957":8123,"_1946":1956},{},[],"A business bank account keeps your business finances separate from your personal ones, making it easier to track expenses, manage cash flow and handle tax returns.",{"_1948":8125,"_49":8126,"_1946":2830},{},[8127],{"_1948":8128,"_49":8129,"_1946":1952},{},[8130,8133,8141,8145,8152],{"_1948":8131,"_1959":8132,"_1957":9,"_1946":1956},{},[],{"_1948":8134,"_49":8136,"_1946":2291},{"_2282":8135},"https://www.money.co.uk/business/bank-accounts/limited-company",[8137],{"_1948":8138,"_1959":8139,"_1957":8140,"_1946":1956},{},[],"Limited companies",{"_1948":8142,"_1959":8143,"_1957":8144,"_1946":1956},{},[]," are legally required to have one. ",{"_1948":8146,"_49":8147,"_1946":2291},{"_2282":5443},[8148],{"_1948":8149,"_1959":8150,"_1957":8151,"_1946":1956},{},[],"Sole traders",{"_1948":8153,"_1959":8154,"_1957":8155,"_1946":1956},{},[]," aren't, but most find it worthwhile.",{"_1948":8157,"_49":8158,"_1946":2830},{},[8159],{"_1948":8160,"_49":8161,"_1946":1952},{},[8162,8166,8172],{"_1948":8163,"_1959":8164,"_1957":8165,"_1946":1956},{},[],"Accounts vary. Some are free, others charge a monthly fee in exchange for extra features like ",{"_1948":8167,"_49":8168,"_1946":2291},{"_2282":5476},[8169],{"_1948":8170,"_1959":8171,"_1957":5479,"_1946":1956},{},[],{"_1948":8173,"_1959":8174,"_1957":8175,"_1946":1956},{},[],", overdrafts or cashback on spending.",{"_1948":8177,"_49":8178,"_1946":2830},{},[8179],{"_1948":8180,"_49":8181,"_1946":1952},{},[8182],{"_1948":8183,"_1959":8184,"_1957":8185,"_1946":1956},{},[],"To open one, you'll typically need to be 18 or over, a UK resident, and able to pass a credit or identity check.",{"_1948":8187,"_49":8188,"_1946":1952},{},[8189],{"_1948":8190,"_1959":8191,"_1957":9,"_1946":1956},{},[],"5CIG6PgZrNYd6N9NYWqrxu",{"_1793":8194,"_1799":8197,"_1833":8209},{"_1795":8195,"_1797":8196},[],[],{"_1801":8198,"_13":1809,"_1807":8192,"_1811":8200,"_1816":8202,"_1818":8203,"_1820":8204,"_1822":8204,"_1823":8205,"_1825":8206,"_1779":8207,"_1831":1832},{"_1799":8199},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8201},{"_13":1804,"_1805":1814,"_1807":4582},41,"2025-02-12T12:23:46.142Z","2026-05-20T13:53:02.292Z","2025-02-13T17:13:38.474Z",140,{"_1799":8208},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":8210,"_1836":1837,"_1943":7140,"_4594":7141,"_4596":1786,"_4597":4598,"_2118":8211},"Platinum - Business Loans - Hub - SEO",[8212,8214,8217,8219,8221,8223,8225,8227,8229,8231,8233,8235,8237,8239,8242,8244,8246,8248,8251,8253,8255,8257,8259,8261,8263,8265,8267],{"_1799":8213},{"_13":1804,"_1805":1809,"_1807":7145},{"_1799":8215},{"_13":1804,"_1805":1809,"_1807":8216},"5jSzUtlTwemknzaZSPl7Od",{"_1799":8218},{"_13":1804,"_1805":1809,"_1807":2123},{"_1799":8220},{"_13":1804,"_1805":1809,"_1807":7153},{"_1799":8222},{"_13":1804,"_1805":1809,"_1807":7156},{"_1799":8224},{"_13":1804,"_1805":1809,"_1807":7159},{"_1799":8226},{"_13":1804,"_1805":1809,"_1807":6787},{"_1799":8228},{"_13":1804,"_1805":1809,"_1807":5712},{"_1799":8230},{"_13":1804,"_1805":1809,"_1807":5623},{"_1799":8232},{"_13":1804,"_1805":1809,"_1807":7172},{"_1799":8234},{"_13":1804,"_1805":1809,"_1807":7178},{"_1799":8236},{"_13":1804,"_1805":1809,"_1807":6415},{"_1799":8238},{"_13":1804,"_1805":1809,"_1807":4233},{"_1799":8240},{"_13":1804,"_1805":1809,"_1807":8241},"7Kmj8F5PU8jHhvpP9u6c1f",{"_1799":8243},{"_13":1804,"_1805":1809,"_1807":7186},{"_1799":8245},{"_13":1804,"_1805":1809,"_1807":5330},{"_1799":8247},{"_13":1804,"_1805":1809,"_1807":3018},{"_1799":8249},{"_13":1804,"_1805":1809,"_1807":8250},"6bIHNmTfZyH9FU0s9vKHCV",{"_1799":8252},{"_13":1804,"_1805":1809,"_1807":7175},{"_1799":8254},{"_13":1804,"_1805":1809,"_1807":7191},{"_1799":8256},{"_13":1804,"_1805":1809,"_1807":4664},{"_1799":8258},{"_13":1804,"_1805":1809,"_1807":4393},{"_1799":8260},{"_13":1804,"_1805":1809,"_1807":7198},{"_1799":8262},{"_13":1804,"_1805":1809,"_1807":4681},{"_1799":8264},{"_13":1804,"_1805":1809,"_1807":3219},{"_1799":8266},{"_13":1804,"_1805":1809,"_1807":7205},{"_1799":8268},{"_13":1804,"_1805":1809,"_1807":5299},{"_1793":8270,"_1799":8273,"_1833":8284},{"_1795":8271,"_1797":8272},[],[],{"_1801":8274,"_13":1809,"_1807":7286,"_1811":8276,"_1816":5636,"_1818":8278,"_1820":8279,"_1822":8279,"_1823":8280,"_1825":8281,"_1779":8282,"_1831":1832},{"_1799":8275},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8277},{"_13":1804,"_1805":1814,"_1807":1979},"2023-05-16T13:22:41.477Z","2026-04-29T09:42:14.441Z","2023-05-16T13:51:12.327Z",127,{"_1799":8283},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":8285,"_1836":1837,"_1989":1990,"_2143":8286,"_49":8302},"Platinum - Business current accounts - What is",{"_1948":8287,"_49":8288,"_1946":1947},{},[8289,8296],{"_1948":8290,"_49":8291,"_1946":2331},{},[8292],{"_1948":8293,"_1959":8294,"_1957":8295,"_1946":1956},{},[],"What is a business bank account?",{"_1948":8297,"_49":8298,"_1946":1952},{},[8299],{"_1948":8300,"_1959":8301,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":8303,"_49":8304},{},[8305,8336],{"_1946":1952,"_1948":8306,"_49":8307},{},[8308,8312,8320,8324,8332],{"_1946":1956,"_1957":8309,"_1959":8310,"_1948":8311},"A business bank account works much like a personal one. You can deposit and withdraw funds, make and receive payments, and manage everything online or via an app. The key difference is that it keeps your ",[],{},{"_1946":2291,"_1948":8313,"_49":8315},{"_2282":8314},"https://www.money.co.uk/business/bank-accounts/how-to-keep-accounts-for-small-businesses",[8316],{"_1946":1956,"_1957":8317,"_1959":8318,"_1948":8319},"business finances",[],{},{"_1946":1956,"_1957":8321,"_1959":8322,"_1948":8323}," completely ",[],{},{"_1946":2291,"_1948":8325,"_49":8327},{"_2282":8326},"https://www.money.co.uk/business/bank-accounts/using-a-personal-account-for-business",[8328],{"_1946":1956,"_1957":8329,"_1959":8330,"_1948":8331},"separate from your personal",[],{},{"_1946":1956,"_1957":8333,"_1959":8334,"_1948":8335}," ones, which makes tracking expenses, managing cash flow and handling tax returns significantly easier.",[],{},{"_1946":1952,"_1948":8337,"_49":8338},{},[8339],{"_1946":1956,"_1957":8340,"_1959":8341,"_1948":8342},"Limited companies are legally required to have one. For sole traders it's optional, but most find the added features, such as accounting integrations, invoicing tools, overdraft facilities, helpful.",[],{},"5DSwSgTJWZWpHOfMwgGuUA",{"_1793":8345,"_1799":8350,"_1833":8359},{"_1795":8346,"_1797":8349},[8347],{"_1799":8348},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":8351,"_13":1809,"_1807":8343,"_1811":8353,"_1816":2459,"_1818":8355,"_1820":8356,"_1822":8356,"_1823":8356,"_1825":2260,"_1779":8357,"_1831":1832},{"_1799":8352},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8354},{"_13":1804,"_1805":1814,"_1807":2084},"2024-08-14T14:01:12.833Z","2024-08-16T09:21:35.171Z",{"_1799":8358},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":8360,"_1836":1837,"_2094":8361,"_1943":8362},"Business - Credit Cards - How to choose a business credit card - Guide intro template ","A business credit card can help you to run your operation more efficiently. But it's important you choose the right one.\n","How to choose a business credit card",{"_1793":8364,"_1799":8367,"_1833":8378},{"_1795":8365,"_1797":8366},[],[],{"_1801":8368,"_13":1809,"_1807":6574,"_1811":8370,"_1816":2214,"_1818":8373,"_1820":8374,"_1822":8374,"_1823":8375,"_1825":4775,"_1779":8376,"_1831":1832},{"_1799":8369},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8371},{"_13":1804,"_1805":1814,"_1807":8372},"categoryGuidesModule","2020-05-05T13:33:41.995Z","2024-04-19T08:23:13.657Z","2020-05-05T13:34:39.119Z",{"_1799":8377},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5667,"_8379":8380,"_8383":8384,"_8385":59,"_1836":1837},"category",{"_1799":8381},{"_13":1804,"_1805":1809,"_1807":8382},"6MHAJCLdVQgPsAieyvXMO7","numberOfGuides",100,"showViewAll",{"_1793":8387,"_1799":8390,"_1833":8401},{"_1795":8388,"_1797":8389},[],[],{"_1801":8391,"_13":1809,"_1807":7153,"_1811":8393,"_1816":1980,"_1818":8396,"_1820":8397,"_1822":8397,"_1823":8398,"_1825":2639,"_1779":8399,"_1831":1832},{"_1799":8392},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8394},{"_13":1804,"_1805":1814,"_1807":8395},"benefitsModule","2025-02-03T10:22:05.446Z","2026-05-16T13:18:03.435Z","2025-02-13T17:13:19.667Z",{"_1799":8400},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":8402,"_1836":1837,"_1943":8403,"_2443":8404,"_8405":1786,"_8406":8407,"_8415":8416},"Business loans forced journey benefits","Get loan options fast","Share some business details and unlock tailored loan choices in just a couple of minutes.","arrows","collection",[8408,8411,8413],{"_1799":8409},{"_13":1804,"_1805":1809,"_1807":8410},"zYHnhHa8xONEAGZnITlwt",{"_1799":8412},{"_13":1804,"_1805":1809,"_1807":5515},{"_1799":8414},{"_13":1804,"_1805":1809,"_1807":6010},"form",{"_1799":8417},{"_13":1804,"_1805":1809,"_1807":8418},"7yqn0GTMQVAfAbFb9eQ6ko",{"_1793":8420,"_1799":8423,"_1833":8435},{"_1795":8421,"_1797":8422},[],[],{"_1801":8424,"_13":1809,"_1807":6205,"_1811":8426,"_1816":8428,"_1818":8429,"_1820":8430,"_1822":8430,"_1823":8431,"_1825":8432,"_1779":8433,"_1831":1832},{"_1799":8425},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8427},{"_13":1804,"_1805":1814,"_1807":1815},134,"2023-05-31T14:13:31.513Z","2026-05-20T13:53:14.989Z","2023-06-15T12:36:25.975Z",361,{"_1799":8434},{"_1807":1829,"_13":1804,"_1805":1830},{"_1815":286,"_1836":1837,"_1838":2733,"_1840":8436,"_8441":8442,"_1845":7229,"_1847":8443,"_1867":8444,"_2750":4525,"_1882":8447,"_1884":8448},[8437,8439],{"_1799":8438},{"_13":1804,"_1805":1809,"_1807":8192},{"_1799":8440},{"_13":1804,"_1805":1809,"_1807":7123},"variantFlag","experiment-finserv-biz-fin-landing","2026-05-20T00:00",[8445],{"_1799":8446},{"_13":1804,"_1805":1809,"_1807":2743},"/business/business-loans:money","business_loans","5LwfnsZQs0xABZHygjRbzj",{"_1793":8451,"_1799":8456,"_1833":8467},{"_1795":8452,"_1797":8455},[8453],{"_1799":8454},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":8457,"_13":1809,"_1807":8449,"_1811":8459,"_1816":4543,"_1818":8461,"_1820":8462,"_1822":8462,"_1823":8463,"_1825":8464,"_1779":8465,"_1831":1832},{"_1799":8458},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":8460},{"_13":1804,"_1805":1814,"_1807":3320},"2024-01-25T10:07:25.795Z","2026-05-14T09:45:40.550Z","2024-01-30T12:34:36.000Z",200,{"_1799":8466},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":8468,"_49":8469,"_4211":59,"_4212":4213,"_1989":4214,"_1836":1837},"Business - Guides - Starting a business from scratch - Main page module (SME)",{"_1946":1947,"_1948":8470,"_49":8471},{},[8472,8479,8486,8519,8526,8533,8540,8560,8580,8599,8604,8611,8644,8651,8658,8665,8672,8679,8686,8693,8700,8707,8714,8734,8754,8939,8959,8966,8973,8980,8987,9006,9029,9036,9043,9050,9091,9111,9118,9136,9143,9150,9157,9175,9208,9226,9233,9240,9259,9278,9297,9319,9326,9343,9350,9357,9364,9491,9498,9517,9522,9528],{"_1946":1952,"_1948":8473,"_49":8474},{},[8475],{"_1946":1956,"_1957":8476,"_1959":8477,"_1948":8478},"Starting a business from scratch can feel daunting, but you don't need to have every answer before you begin. A strong idea, a clear customer need and a practical plan can help you move from a plan in practice to your very first sale. Here, we take you through some important things to think about to get you started.",[],{},{"_1946":2331,"_1948":8480,"_49":8481},{},[8482],{"_1946":1956,"_1957":8483,"_1959":8484,"_1948":8485},"Key takeaways",[],{},{"_1946":2826,"_1948":8487,"_49":8488},{},[8489,8499,8509],{"_1946":2830,"_1948":8490,"_49":8491},{},[8492],{"_1946":1952,"_1948":8493,"_49":8494},{},[8495],{"_1946":1956,"_1957":8496,"_1959":8497,"_1948":8498},"Start with a clear problem or gap in the market so your business has a purpose ",[],{},{"_1946":2830,"_1948":8500,"_49":8501},{},[8502],{"_1946":1952,"_1948":8503,"_49":8504},{},[8505],{"_1946":1956,"_1957":8506,"_1959":8507,"_1948":8508},"Test your idea before you spend heavily on stock, branding, premises or equipment",[],{},{"_1946":2830,"_1948":8510,"_49":8511},{},[8512],{"_1946":1952,"_1948":8513,"_49":8514},{},[8515],{"_1946":1956,"_1957":8516,"_1959":8517,"_1948":8518},"Create a simple plan for costs, pricing, marketing and sales so you know what lies ahead",[],{},{"_1946":2331,"_1948":8520,"_49":8521},{},[8522],{"_1946":1956,"_1957":8523,"_1959":8524,"_1948":8525},"How to start your business",[],{},{"_1946":1952,"_1948":8527,"_49":8528},{},[8529],{"_1946":1956,"_1957":8530,"_1959":8531,"_1948":8532},"There are six key steps to take before you can get your business off the ground. ",[],{},{"_1946":2013,"_1948":8534,"_49":8535},{},[8536],{"_1946":1956,"_1957":8537,"_1959":8538,"_1948":8539},"1. Come up with an idea",[],{},{"_1946":1952,"_1948":8541,"_49":8542},{},[8543,8547,8556],{"_1946":1956,"_1957":8544,"_1959":8545,"_1948":8546},"The first step in starting a business is having a ",[],{},{"_1946":2291,"_1948":8548,"_49":8550},{"_2282":8549},"/business/guides/small-business-ideas",[8551],{"_1946":1956,"_1957":8552,"_1959":8553,"_1948":8555},"good business idea",[8554],{"_13":2289},{},{"_1946":1956,"_1957":8557,"_1959":8558,"_1948":8559},". Think about what you're passionate about and where you think there might be a gap in the market. ",[],{},{"_1946":1952,"_1948":8561,"_49":8562},{},[8563,8567,8576],{"_1946":1956,"_1957":8564,"_1959":8565,"_1948":8566},"Your idea could be related to jobs you've had in the past or even your hobbies. Try to ensure that your product or service solves a problem, and ",[],{},{"_1946":2291,"_1948":8568,"_49":8570},{"_2282":8569},"/business/guides/how-to-validate-a-business-idea",[8571],{"_1946":1956,"_1957":8572,"_1959":8573,"_1948":8575},"validate your idea",[8574],{"_13":2289},{},{"_1946":1956,"_1957":8577,"_1959":8578,"_1948":8579}," to gain confidence before moving forward",[],{},{"_1946":1952,"_1948":8581,"_49":8582},{},[8583,8587,8596],{"_1946":1956,"_1957":8584,"_1959":8585,"_1948":8586},"If you're considering an online business, check out our step-by-step guide on ",[],{},{"_1946":2291,"_1948":8588,"_49":8590},{"_2282":8589},"/business/guides/how-to-start-an-online-business",[8591],{"_1946":1956,"_1957":8592,"_1959":8593,"_1948":8595},"how to start an online business",[8594],{"_13":2289},{},{"_1946":1956,"_1957":2513,"_1959":8597,"_1948":8598},[],{},{"_1946":2001,"_1948":8600,"_49":8603},{"_1996":8601},{"_1799":8602},{"_1807":7357,"_13":1804,"_1805":1809},[],{"_1946":2013,"_1948":8605,"_49":8606},{},[8607],{"_1946":1956,"_1957":8608,"_1959":8609,"_1948":8610},"2. Road-test your plan",[],{},{"_1946":1952,"_1948":8612,"_49":8613},{},[8614,8618,8627,8631,8640],{"_1946":1956,"_1957":8615,"_1959":8616,"_1948":8617},"Speak to your friends and family to see what they think about your idea. ",[],{},{"_1946":2291,"_1948":8619,"_49":8621},{"_2282":8620},"/business/guides/what-is-market-research",[8622],{"_1946":1956,"_1957":8623,"_1959":8624,"_1948":8626},"Consider market research",[8625],{"_13":2289},{},{"_1946":1956,"_1957":8628,"_1959":8629,"_1948":8630}," to get feedback from potential customers or buyers. Make sure you ",[],{},{"_1946":2291,"_1948":8632,"_49":8634},{"_2282":8633},"/business/guides/how-to-define-target-market",[8635],{"_1946":1956,"_1957":8636,"_1959":8637,"_1948":8639},"completely understand your target market",[8638],{"_13":2289},{},{"_1946":1956,"_1957":8641,"_1959":8642,"_1948":8643}," and audience. Consider their disposable income and determine whether you can charge enough to cover your time and make a profit.",[],{},{"_1946":2013,"_1948":8645,"_49":8646},{},[8647],{"_1946":1956,"_1957":8648,"_1959":8649,"_1948":8650},"3. Check out the competition",[],{},{"_1946":1952,"_1948":8652,"_49":8653},{},[8654],{"_1946":1956,"_1957":8655,"_1959":8656,"_1948":8657},"Look online to see if anyone else has had the same or a similar idea to yours. Most businesses aren't wholly unique, but if similar products or services exist, you'll need something to make yours stand out from the crowd. ",[],{},{"_1946":1952,"_1948":8659,"_49":8660},{},[8661],{"_1946":1956,"_1957":8662,"_1959":8663,"_1948":8664},"You might be able to achieve this with cheaper pricing, improvements in quality, better customer service or a new twist or innovation.",[],{},{"_1946":2013,"_1948":8666,"_49":8667},{},[8668],{"_1946":1956,"_1957":8669,"_1959":8670,"_1948":8671},"4. Work out how to market your business",[],{},{"_1946":1952,"_1948":8673,"_49":8674},{},[8675],{"_1946":1956,"_1957":8676,"_1959":8677,"_1948":8678},"Once you launch, you need a steady stream of customers or clients to make the company successful. ",[],{},{"_1946":1952,"_1948":8680,"_49":8681},{},[8682],{"_1946":1956,"_1957":8683,"_1959":8684,"_1948":8685},"Think carefully about how you’ll attract new business. You could rely on word of mouth, social media, marketing or traditional advertising. All these approaches require resources though - whether in terms of time, money, or both.",[],{},{"_1946":2013,"_1948":8687,"_49":8688},{},[8689],{"_1946":1956,"_1957":8690,"_1959":8691,"_1948":8692},"5. Think about the future of the industry",[],{},{"_1946":1952,"_1948":8694,"_49":8695},{},[8696],{"_1946":1956,"_1957":8697,"_1959":8698,"_1948":8699},"Research market trends and think about the future of your industry. For example, is there a chance that AI will replace your skills, or are people turning away from your product because it's not environmentally friendly? ",[],{},{"_1946":1952,"_1948":8701,"_49":8702},{},[8703],{"_1946":1956,"_1957":8704,"_1959":8705,"_1948":8706},"You need to ensure that your business idea is as future-proof as possible. Thinking about the future may reveal new opportunities or ways to make your business more attractive.",[],{},{"_1946":2013,"_1948":8708,"_49":8709},{},[8710],{"_1946":1956,"_1957":8711,"_1959":8712,"_1948":8713},"6. Create a business plan",[],{},{"_1946":1952,"_1948":8715,"_49":8716},{},[8717,8721,8730],{"_1946":1956,"_1957":8718,"_1959":8719,"_1948":8720},"Use all this research to ",[],{},{"_1946":2291,"_1948":8722,"_49":8724},{"_2282":8723},"/business/guides/how-to-write-a-business-plan",[8725],{"_1946":1956,"_1957":8726,"_1959":8727,"_1948":8729},"create a proper business plan",[8728],{"_13":2289},{},{"_1946":1956,"_1957":8731,"_1959":8732,"_1948":8733},": a written document that describes your business and outlines its future. It should include important information such as how much turnover you expect to make in the short and medium term and your strategy for achieving this.",[],{},{"_1946":1952,"_1948":8735,"_49":8736},{},[8737,8741,8750],{"_1946":1956,"_1957":8738,"_1959":8739,"_1948":8740},"All business plans need to contain ",[],{},{"_1946":2291,"_1948":8742,"_49":8744},{"_2282":8743},"/business/guides/key-business-plan-sections",[8745],{"_1946":1956,"_1957":8746,"_1959":8747,"_1948":8749},"several key sections",[8748],{"_13":2289},{},{"_1946":1956,"_1957":8751,"_1959":8752,"_1948":8753},", including: ",[],{},{"_1946":2826,"_1948":8755,"_49":8756},{},[8757,8791,8806,8821,8836,8851,8866,8881,8896,8911],{"_1946":2830,"_1948":8758,"_49":8759},{},[8760],{"_1946":1952,"_1948":8761,"_49":8762},{},[8763,8768,8773,8783,8787],{"_1946":1956,"_1957":8764,"_1959":8765,"_1948":8767},"A",[8766],{"_13":2840},{},{"_1946":1956,"_1957":8769,"_1959":8770,"_1948":8772},"n ",[8771],{"_13":2840},{},{"_1946":2291,"_1948":8774,"_49":8776},{"_2282":8775},"/business/guides/business-plan-executive-summary",[8777],{"_1946":1956,"_1957":8778,"_1959":8779,"_1948":8782},"executive summary",[8780,8781],{"_13":2289},{"_13":2840},{},{"_1946":1956,"_1957":2897,"_1959":8784,"_1948":8786},[8785],{"_13":2840},{},{"_1946":1956,"_1957":8788,"_1959":8789,"_1948":8790},"- think of this as your elevator pitch",[],{},{"_1946":2830,"_1948":8792,"_49":8793},{},[8794],{"_1946":1952,"_1948":8795,"_49":8796},{},[8797,8802],{"_1946":1956,"_1957":8798,"_1959":8799,"_1948":8801},"Company information",[8800],{"_13":2840},{},{"_1946":1956,"_1957":8803,"_1959":8804,"_1948":8805}," - what's your business? How is it structured?",[],{},{"_1946":2830,"_1948":8807,"_49":8808},{},[8809],{"_1946":1952,"_1948":8810,"_49":8811},{},[8812,8817],{"_1946":1956,"_1957":8813,"_1959":8814,"_1948":8816},"Owner information",[8815],{"_13":2840},{},{"_1946":1956,"_1957":8818,"_1959":8819,"_1948":8820}," - information about you, your partners and anyone else that makes up the ownership of the business ",[],{},{"_1946":2830,"_1948":8822,"_49":8823},{},[8824],{"_1946":1952,"_1948":8825,"_49":8826},{},[8827,8832],{"_1946":1956,"_1957":8828,"_1959":8829,"_1948":8831},"Market research",[8830],{"_13":2840},{},{"_1946":1956,"_1957":8833,"_1959":8834,"_1948":8835}," - who are your customers, what do they need and what does the wider market look like?",[],{},{"_1946":2830,"_1948":8837,"_49":8838},{},[8839],{"_1946":1952,"_1948":8840,"_49":8841},{},[8842,8847],{"_1946":1956,"_1957":8843,"_1959":8844,"_1948":8846},"Marketing strategies",[8845],{"_13":2840},{},{"_1946":1956,"_1957":8848,"_1959":8849,"_1948":8850}," - how will you promote your business and attract customers?",[],{},{"_1946":2830,"_1948":8852,"_49":8853},{},[8854],{"_1946":1952,"_1948":8855,"_49":8856},{},[8857,8862],{"_1946":1956,"_1957":8858,"_1959":8859,"_1948":8861},"Competitor analysis",[8860],{"_13":2840},{},{"_1946":1956,"_1957":8863,"_1959":8864,"_1948":8865}," - who else serves your market and how will your business stand out?",[],{},{"_1946":2830,"_1948":8867,"_49":8868},{},[8869],{"_1946":1952,"_1948":8870,"_49":8871},{},[8872,8877],{"_1946":1956,"_1957":8873,"_1959":8874,"_1948":8876},"Product and service design",[8875],{"_13":2840},{},{"_1946":1956,"_1957":8878,"_1959":8879,"_1948":8880}," - what will you sell, how will it work and why will customers value it?",[],{},{"_1946":2830,"_1948":8882,"_49":8883},{},[8884],{"_1946":1952,"_1948":8885,"_49":8886},{},[8887,8892],{"_1946":1956,"_1957":8888,"_1959":8889,"_1948":8891},"Development plans",[8890],{"_13":2840},{},{"_1946":1956,"_1957":8893,"_1959":8894,"_1948":8895}," - how do you plan to launch and grow the business over time?",[],{},{"_1946":2830,"_1948":8897,"_49":8898},{},[8899],{"_1946":1952,"_1948":8900,"_49":8901},{},[8902,8907],{"_1946":1956,"_1957":8903,"_1959":8904,"_1948":8906},"Operations and logistics plans",[8905],{"_13":2840},{},{"_1946":1956,"_1957":8908,"_1959":8909,"_1948":8910}," - how will the business run day to day - from suppliers and stock to delivery and customer service?",[],{},{"_1946":2830,"_1948":8912,"_49":8913},{},[8914],{"_1946":1952,"_1948":8915,"_49":8916},{},[8917,8921,8931,8935],{"_1946":1956,"_1957":9,"_1959":8918,"_1948":8920},[8919],{"_13":2840},{},{"_1946":2291,"_1948":8922,"_49":8924},{"_2282":8923},"/business/guides/business-plan-financial-projections",[8925],{"_1946":1956,"_1957":8926,"_1959":8927,"_1948":8930},"Financial information",[8928,8929],{"_13":2289},{"_13":2840},{},{"_1946":1956,"_1957":2897,"_1959":8932,"_1948":8934},[8933],{"_13":2840},{},{"_1946":1956,"_1957":8936,"_1959":8937,"_1948":8938},"- including start up costs and pricing, to day-to-day operations",[],{},{"_1946":1952,"_1948":8940,"_49":8941},{},[8942,8946,8955],{"_1946":1956,"_1957":8943,"_1959":8944,"_1948":8945},"The Prince's Trust has a helpful ",[],{},{"_1946":2291,"_1948":8947,"_49":8949},{"_2282":8948},"https://www.princes-trust.org.uk/how-we-can-help/tools-resources/business-tools/business-plans",[8950],{"_1946":1956,"_1957":8951,"_1959":8952,"_1948":8954},"template",[8953],{"_13":2289},{},{"_1946":1956,"_1957":8956,"_1959":8957,"_1948":8958}," to get you started.",[],{},{"_1946":2331,"_1948":8960,"_49":8961},{},[8962],{"_1946":1956,"_1957":8963,"_1959":8964,"_1948":8965},"How to name your business",[],{},{"_1946":1952,"_1948":8967,"_49":8968},{},[8969],{"_1946":1956,"_1957":8970,"_1959":8971,"_1948":8972},"Now you have a plan, it's time to get creative. ",[],{},{"_1946":1952,"_1948":8974,"_49":8975},{},[8976],{"_1946":1956,"_1957":8977,"_1959":8978,"_1948":8979},"You want to come up with an original business name that helps sell your goods and services. Check online to see what similar businesses have called themselves, and try to choose something that stands out.",[],{},{"_1946":1952,"_1948":8981,"_49":8982},{},[8983],{"_1946":1956,"_1957":8984,"_1959":8985,"_1948":8986},"Limited companies also have to register their business name, which provides some protection, but whatever type of business you set up, you should consider trademarking to protect your brand. ",[],{},{"_1946":1952,"_1948":8988,"_49":8989},{},[8990,8994,9003],{"_1946":1956,"_1957":8991,"_1959":8992,"_1948":8993},"Trademarking will prevent other businesses from stealing your intellectual property, including slogans, brand names, logos, etc. To find out more, read our ",[],{},{"_1946":2291,"_1948":8995,"_49":8997},{"_2282":8996},"/business/guides/how-to-register-a-trademark",[8998],{"_1946":1956,"_1957":8999,"_1959":9000,"_1948":9002},"guide to trademarking",[9001],{"_13":2289},{},{"_1946":1956,"_1957":2513,"_1959":9004,"_1948":9005},[],{},{"_1946":9007,"_1948":9008,"_49":9009},"blockquote",{},[9010],{"_1946":1952,"_1948":9011,"_49":9012},{},[9013,9018,9026],{"_1946":1956,"_1957":9014,"_1959":9015,"_1948":9017},"Case study: ",[9016],{"_13":2840},{},{"_1946":2291,"_1948":9019,"_49":9021},{"_2282":9020},"/business/case-studies/hay-events",[9022],{"_1946":1956,"_1957":9023,"_1959":9024,"_1948":9025},"Meet Tinique: the events expert who turned a ‘lightbulb moment’ into a successful business",[],{},{"_1946":1956,"_1957":9,"_1959":9027,"_1948":9028},[],{},{"_1946":2331,"_1948":9030,"_49":9031},{},[9032],{"_1946":1956,"_1957":9033,"_1959":9034,"_1948":9035},"How to register a business",[],{},{"_1946":1952,"_1948":9037,"_49":9038},{},[9039],{"_1946":1956,"_1957":9040,"_1959":9041,"_1948":9042},"Once you've decided which type of company to set up and you have a name, you'll need to register it. ",[],{},{"_1946":1952,"_1948":9044,"_49":9045},{},[9046],{"_1946":1956,"_1957":9047,"_1959":9048,"_1948":9049},"The process differs depending on the type of company structure you choose. There are three main options: ",[],{},{"_1946":2826,"_1948":9051,"_49":9052},{},[9053,9067,9077],{"_1946":2830,"_1948":9054,"_49":9055},{},[9056],{"_1946":1952,"_1948":9057,"_49":9058},{},[9059,9063],{"_1946":1956,"_1957":9060,"_1959":9061,"_1948":9062},"S",[],{},{"_1946":1956,"_1957":9064,"_1959":9065,"_1948":9066},"ole trader",[],{},{"_1946":2830,"_1948":9068,"_49":9069},{},[9070],{"_1946":1952,"_1948":9071,"_49":9072},{},[9073],{"_1946":1956,"_1957":9074,"_1959":9075,"_1948":9076},"Limited company",[],{},{"_1946":2830,"_1948":9078,"_49":9079},{},[9080],{"_1946":1952,"_1948":9081,"_49":9082},{},[9083,9087],{"_1946":1956,"_1957":9084,"_1959":9085,"_1948":9086},"L",[],{},{"_1946":1956,"_1957":9088,"_1959":9089,"_1948":9090},"imited liability partnership. ",[],{},{"_1946":1952,"_1948":9092,"_49":9093},{},[9094,9098,9107],{"_1946":1956,"_1957":9095,"_1959":9096,"_1948":9097},"Read our ",[],{},{"_1946":2291,"_1948":9099,"_49":9101},{"_2282":9100},"/business/guides/sole-trader-vs-limited-company",[9102],{"_1946":1956,"_1957":9103,"_1959":9104,"_1948":9106},"Sole trader vs limited company guide",[9105],{"_13":2289},{},{"_1946":1956,"_1957":9108,"_1959":9109,"_1948":9110}," to find out which is right for you and the first steps to take to get started.",[],{},{"_1946":2331,"_1948":9112,"_49":9113},{},[9114],{"_1946":1956,"_1957":9115,"_1959":9116,"_1948":9117},"How much does it cost to start a business?",[],{},{"_1946":1952,"_1948":9119,"_49":9120},{},[9121,9124,9132],{"_1946":1956,"_1957":9,"_1959":9122,"_1948":9123},[],{},{"_1946":2291,"_1948":9125,"_49":9127},{"_2282":9126},"/business/guides/startup-costs",[9128],{"_1946":1956,"_1957":9129,"_1959":9130,"_1948":9131},"The cost of setting up a business",[],{},{"_1946":1956,"_1957":9133,"_1959":9134,"_1948":9135}," varies greatly depending on your industry, the type of business you want to start, and what you need to get started. ",[],{},{"_1946":1952,"_1948":9137,"_49":9138},{},[9139],{"_1946":1956,"_1957":9140,"_1959":9141,"_1948":9142},"Many businesses require nothing more than a computer and a wi-fi connection, such as freelance writing, bookkeeping or being an e-book novelist. ",[],{},{"_1946":1952,"_1948":9144,"_49":9145},{},[9146],{"_1946":1956,"_1957":9147,"_1959":9148,"_1948":9149},"Some jobs require some goods or materials to get started, such as wool for a knitting business or supplies for a cleaning business. ",[],{},{"_1946":1952,"_1948":9151,"_49":9152},{},[9153],{"_1946":1956,"_1957":9154,"_1959":9155,"_1948":9156},"Some enterprises have much larger overheads, such as offices, factories or heavy equipment.",[],{},{"_1946":1952,"_1948":9158,"_49":9159},{},[9160,9164,9171],{"_1946":1956,"_1957":9161,"_1959":9162,"_1948":9163},"Many entrepreneurs either self-fund their new business or ",[],{},{"_1946":2291,"_1948":9165,"_49":9166},{"_2282":286},[9167],{"_1946":1956,"_1957":9168,"_1959":9169,"_1948":9170},"seek investment",[],{},{"_1946":1956,"_1957":9172,"_1959":9173,"_1948":9174}," from friends and family. However, if additional start-up capital is required, numerous options are available. Most fall into three categories: ",[],{},{"_1946":2826,"_1948":9176,"_49":9177},{},[9178,9188,9198],{"_1946":2830,"_1948":9179,"_49":9180},{},[9181],{"_1946":1952,"_1948":9182,"_49":9183},{},[9184],{"_1946":1956,"_1957":9185,"_1959":9186,"_1948":9187},"Loans that require repayment",[],{},{"_1946":2830,"_1948":9189,"_49":9190},{},[9191],{"_1946":1952,"_1948":9192,"_49":9193},{},[9194],{"_1946":1956,"_1957":9195,"_1959":9196,"_1948":9197},"Grants that do not",[],{},{"_1946":2830,"_1948":9199,"_49":9200},{},[9201],{"_1946":1952,"_1948":9202,"_49":9203},{},[9204],{"_1946":1956,"_1957":9205,"_1959":9206,"_1948":9207},"Funding from investors in exchange for equity",[],{},{"_1946":1952,"_1948":9209,"_49":9210},{},[9211,9214,9223],{"_1946":1956,"_1957":9,"_1959":9212,"_1948":9213},[],{},{"_1946":2291,"_1948":9215,"_49":9217},{"_2282":9216},"/business/guides/how-to-get-funding-for-a-business",[9218],{"_1946":1956,"_1957":9219,"_1959":9220,"_1948":9222},"Read our in-depth guide to business funding options to learn more",[9221],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":9224,"_1948":9225},[],{},{"_1946":2331,"_1948":9227,"_49":9228},{},[9229],{"_1946":1956,"_1957":9230,"_1959":9231,"_1948":9232},"Tax",[],{},{"_1946":1952,"_1948":9234,"_49":9235},{},[9236],{"_1946":1956,"_1957":9237,"_1959":9238,"_1948":9239},"Taxes and finances are a huge part of running your own business. Self-employed individuals must complete a personal tax return each year. ",[],{},{"_1946":1952,"_1948":9241,"_49":9242},{},[9243,9247,9255],{"_1946":1956,"_1957":9244,"_1959":9245,"_1948":9246},"Depending on the nature of your company, how much it makes, and whether you have employees, you may also need to consider national insurance contributions, ",[],{},{"_1946":2291,"_1948":9248,"_49":9250},{"_2282":9249},"/business/guides/vat-explained",[9251],{"_1946":1956,"_1957":9252,"_1959":9253,"_1948":9254},"VAT registration",[],{},{"_1946":1956,"_1957":9256,"_1959":9257,"_1948":9258},", corporation tax, workplace pensions and more.",[],{},{"_1946":1952,"_1948":9260,"_49":9261},{},[9262,9266,9274],{"_1946":1956,"_1957":9263,"_1959":9264,"_1948":9265},"You should also keep comprehensive records, including all your sales and expenses receipts. Hiring an accountant will cost money, but they can help you ",[],{},{"_1946":2291,"_1948":9267,"_49":9269},{"_2282":9268},"/business/guides/small-business-tax-relief",[9270],{"_1946":1956,"_1957":9271,"_1959":9272,"_1948":9273},"navigate all your responsibilities",[],{},{"_1946":1956,"_1957":9275,"_1959":9276,"_1948":9277}," and ensure that you comply with UK legislation. ",[],{},{"_1946":1952,"_1948":9279,"_49":9280},{},[9281,9285,9293],{"_1946":1956,"_1957":9282,"_1959":9283,"_1948":9284},"HMRC are now rolling out Making Tax Digital (MTD), meaning if you earn over a certain amount in a given year you need to keep digital records that link up to HMRC through compatible software and report quarterly. Read more in our detailed guide to MTD ",[],{},{"_1946":2291,"_1948":9286,"_49":9288},{"_2282":9287},"/business/making-tax-digital",[9289],{"_1946":1956,"_1957":9290,"_1959":9291,"_1948":9292},"here",[],{},{"_1946":1956,"_1957":9294,"_1959":9295,"_1948":9296},". ",[],{},{"_1946":9007,"_1948":9298,"_49":9299},{},[9300],{"_1946":1952,"_1948":9301,"_49":9302},{},[9303,9308,9316],{"_1946":1956,"_1957":9304,"_1959":9305,"_1948":9307},"💡 Editor insight: ",[9306],{"_13":2840},{},{"_1946":2291,"_1948":9309,"_49":9311},{"_2282":9310},"/business/insights/making-tax-digital-knowledge-gap",[9312],{"_1946":1956,"_1957":9313,"_1959":9314,"_1948":9315},"2 in 5 SMEs unprepared for Making Tax Digital as first filing deadline approaches",[],{},{"_1946":1956,"_1957":9,"_1959":9317,"_1948":9318},[],{},{"_1946":2013,"_1948":9320,"_49":9321},{},[9322],{"_1946":1956,"_1957":9323,"_1959":9324,"_1948":9325},"Banking",[],{},{"_1946":1952,"_1948":9327,"_49":9328},{},[9329,9333,9340],{"_1946":1956,"_1957":9330,"_1959":9331,"_1948":9332},"If you’re running a limited company or in a partnership, you'll need to set up a ",[],{},{"_1946":2291,"_1948":9334,"_49":9335},{"_2282":376},[9336],{"_1946":1956,"_1957":9337,"_1959":9338,"_1948":9339},"business bank account",[],{},{"_1946":1956,"_1957":9294,"_1959":9341,"_1948":9342},[],{},{"_1946":1952,"_1948":9344,"_49":9345},{},[9346],{"_1946":1956,"_1957":9347,"_1959":9348,"_1948":9349},"Sole traders don't need a business account, but it can be useful for keeping business finances separate from personal ones. You can also use a business bank to arrange finance, such as a business credit card or overdraft.",[],{},{"_1946":2013,"_1948":9351,"_49":9352},{},[9353],{"_1946":1956,"_1957":9354,"_1959":9355,"_1948":9356},"Insurance",[],{},{"_1946":1952,"_1948":9358,"_49":9359},{},[9360],{"_1946":1956,"_1957":9361,"_1959":9362,"_1948":9363},"Insurance is another critical area to consider. There are plenty of different types, and while they don’t tend to be compulsory, they’re usually well worth having. These include: ",[],{},{"_1946":2826,"_1948":9365,"_49":9366},{},[9367,9387,9408,9429,9450,9471,9481],{"_1946":2830,"_1948":9368,"_49":9369},{},[9370],{"_1946":1952,"_1948":9371,"_49":9372},{},[9373,9376,9384],{"_1946":1956,"_1957":9,"_1959":9374,"_1948":9375},[],{},{"_1946":2291,"_1948":9377,"_49":9378},{"_2282":464},[9379],{"_1946":1956,"_1957":9380,"_1959":9381,"_1948":9383},"Public liability insurance ",[9382],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":9385,"_1948":9386},[],{},{"_1946":2830,"_1948":9388,"_49":9389},{},[9390],{"_1946":1952,"_1948":9391,"_49":9392},{},[9393,9396,9404],{"_1946":1956,"_1957":9,"_1959":9394,"_1948":9395},[],{},{"_1946":2291,"_1948":9397,"_49":9398},{"_2282":473},[9399],{"_1946":1956,"_1957":9400,"_1959":9401,"_1948":9403},"Professional indemnity insurance",[9402],{"_13":2289},{},{"_1946":1956,"_1957":9405,"_1959":9406,"_1948":9407}," ",[],{},{"_1946":2830,"_1948":9409,"_49":9410},{},[9411],{"_1946":1952,"_1948":9412,"_49":9413},{},[9414,9417,9425],{"_1946":1956,"_1957":9,"_1959":9415,"_1948":9416},[],{},{"_1946":2291,"_1948":9418,"_49":9419},{"_2282":482},[9420],{"_1946":1956,"_1957":9421,"_1959":9422,"_1948":9424},"Employer’s liability insurance",[9423],{"_13":2289},{},{"_1946":1956,"_1957":9426,"_1959":9427,"_1948":9428}," (a legal requirement if you have employees)",[],{},{"_1946":2830,"_1948":9430,"_49":9431},{},[9432],{"_1946":1952,"_1948":9433,"_49":9434},{},[9435,9438,9447],{"_1946":1956,"_1957":9,"_1959":9436,"_1948":9437},[],{},{"_1946":2291,"_1948":9439,"_49":9441},{"_2282":9440},"/business/company-health-insurance",[9442],{"_1946":1956,"_1957":9443,"_1959":9444,"_1948":9446},"Health insurance",[9445],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":9448,"_1948":9449},[],{},{"_1946":2830,"_1948":9451,"_49":9452},{},[9453],{"_1946":1952,"_1948":9454,"_49":9455},{},[9456,9459,9468],{"_1946":1956,"_1957":9,"_1959":9457,"_1948":9458},[],{},{"_1946":2291,"_1948":9460,"_49":9462},{"_2282":9461},"/business/business-life-insurance",[9463],{"_1946":1956,"_1957":9464,"_1959":9465,"_1948":9467},"Life insurance",[9466],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":9469,"_1948":9470},[],{},{"_1946":2830,"_1948":9472,"_49":9473},{},[9474],{"_1946":1952,"_1948":9475,"_49":9476},{},[9477],{"_1946":1956,"_1957":9478,"_1959":9479,"_1948":9480},"Critical illness cover",[],{},{"_1946":2830,"_1948":9482,"_49":9483},{},[9484],{"_1946":1952,"_1948":9485,"_49":9486},{},[9487],{"_1946":1956,"_1957":9488,"_1959":9489,"_1948":9490},"Equipment insurance",[],{},{"_1946":1952,"_1948":9492,"_49":9493},{},[9494],{"_1946":1956,"_1957":9495,"_1959":9496,"_1948":9497},"You could also consider hiring a financial adviser and planner who can help you navigate all the financial areas of your business and your personal life. \n",[],{},{"_1946":1952,"_1948":9499,"_49":9500},{},[9501,9505,9514],{"_1946":1956,"_1957":9502,"_1959":9503,"_1948":9504},"\n",[],{},{"_1946":2291,"_1948":9506,"_49":9508},{"_2282":9507},"/business/guides/benefits-of-a-financial-advisor",[9509],{"_1946":1956,"_1957":9510,"_1959":9511,"_1948":9513},"Find out more about the benefits of working with a financial advisor",[9512],{"_13":2289},{},{"_1946":1956,"_1957":9,"_1959":9515,"_1948":9516},[],{},{"_1946":2001,"_1948":9518,"_49":9521},{"_1996":9519},{"_1799":9520},{"_1807":4788,"_13":1804,"_1805":1809},[],{"_1946":2001,"_1948":9523,"_49":9527},{"_1996":9524},{"_1799":9525},{"_1807":9526,"_13":1804,"_1805":1809},"bPK5T9fH8EBTaGhsBrCDl",[],{"_1946":1952,"_1948":9529,"_49":9530},{},[9531],{"_1946":1956,"_1957":9,"_1959":9532,"_1948":9533},[],{},{"_1793":9535,"_1799":9538,"_1833":9548},{"_1795":9536,"_1797":9537},[],[],{"_1801":9539,"_13":1809,"_1807":4667,"_1811":9541,"_1816":4775,"_1818":9543,"_1820":9544,"_1822":9544,"_1823":9545,"_1825":2486,"_1779":9546,"_1831":1832},{"_1799":9540},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9542},{"_13":1804,"_1805":1814,"_1807":3268},"2025-04-28T10:26:45.199Z","2026-05-11T14:51:41.781Z","2025-05-01T09:09:25.218Z",{"_1799":9547},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9549,"_1836":1837,"_1956":9550,"_2840":59,"_1989":1990},"Platinum - Business credit cards - editorial policy call out","Editorial policy: We create content directly for our customers, so you are always at the centre of every decision. Our aim is to be accurate, up to date and unbiased. We will never write content that’s been swayed by commercials.",{"_1793":9552,"_1799":9555,"_1833":9565},{"_1795":9553,"_1797":9554},[],[],{"_1801":9556,"_13":1809,"_1807":7262,"_1811":9558,"_1816":4802,"_1818":9560,"_1820":9561,"_1822":9561,"_1823":9562,"_1825":4974,"_1779":9563,"_1831":1832},{"_1799":9557},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9559},{"_13":1804,"_1805":1814,"_1807":2458},"2023-05-18T11:05:57.187Z","2026-04-29T10:07:26.587Z","2023-05-18T11:45:08.765Z",{"_1799":9564},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9566,"_1836":1837,"_2466":7237,"_2468":376,"_2469":9567},"Business Bank - Money Home",{"_1799":9568},{"_13":1804,"_1805":1809,"_1807":5690},{"_1793":9570,"_1799":9573,"_1833":9583},{"_1795":9571,"_1797":9572},[],[],{"_1801":9574,"_13":1809,"_1807":4268,"_1811":9576,"_1816":4543,"_1818":9578,"_1820":9579,"_1822":9579,"_1823":9580,"_1825":2643,"_1779":9581,"_1831":1832},{"_1799":9575},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9577},{"_13":1804,"_1805":1814,"_1807":1933},"2024-02-20T16:47:28.132Z","2026-05-16T13:18:04.180Z","2024-02-20T16:52:51.294Z",{"_1799":9582},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9584,"_1943":9585,"_49":9586,"_1836":1837},"Platinum - business loans - asset finance ","Asset finance",{"_1946":1947,"_1948":9587,"_49":9588},{},[9589,9596,9602],{"_1946":1952,"_1948":9590,"_49":9591},{},[9592],{"_1946":1956,"_1957":9593,"_1959":9594,"_1948":9595},"Asset financing allows your business to purchase, or hire, assets such as equipment, vehicles, or machinery. You pay for the asset through instalments without investing large amounts of cash up front. The finance your borrow is often secured against the asset itself.",[],{},{"_1946":2001,"_1948":9597,"_49":9601},{"_1996":9598},{"_1799":9599},{"_1807":9600,"_13":1804,"_1805":1809},"2N6SOVTLhFF0h6nSG5cfoO",[],{"_1946":1952,"_1948":9603,"_49":9604},{},[9605],{"_1946":1956,"_1957":9,"_1959":9606,"_1948":9607},[],{},"5Y9U0gELmE7m0V8wpC1Xub",{"_1793":9610,"_1799":9613,"_1833":9622},{"_1795":9611,"_1797":9612},[],[],{"_1801":9614,"_13":1809,"_1807":9608,"_1811":9616,"_1816":2459,"_1818":9618,"_1820":9619,"_1822":9619,"_1823":9619,"_1825":1934,"_1779":9620,"_1831":1832},{"_1799":9615},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9617},{"_13":1804,"_1805":1814,"_1807":2458},"2026-05-04T08:18:20.455Z","2026-05-04T08:19:14.989Z",{"_1799":9621},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2751,"_1836":1837,"_2466":192,"_2468":1277,"_2469":9623},{"_1799":9624},{"_13":1804,"_1805":1809,"_1807":5711},{"_1793":9626,"_1799":9629,"_1833":9639},{"_1795":9627,"_1797":9628},[],[],{"_1801":9630,"_13":1809,"_1807":7267,"_1811":9632,"_1816":2214,"_1818":9634,"_1820":9635,"_1822":9635,"_1823":9636,"_1825":4775,"_1779":9637,"_1831":1832},{"_1799":9631},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9633},{"_13":1804,"_1805":1814,"_1807":2133},"2026-03-24T12:07:31.386Z","2026-04-29T09:42:13.897Z","2026-03-24T13:58:31.596Z",{"_1799":9638},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9640,"_1836":1837,"_2171":2172,"_2173":9641,"_2181":59,"_2182":16,"_2183":222},"Business bank accounts forced journey billboard",[9642,9645],{"_1799":9643},{"_13":1804,"_1805":1809,"_1807":9644},"6EnsWXBhsLS9l1C0x3UtWN",{"_1799":9646},{"_13":1804,"_1805":1809,"_1807":2575},{"_1793":9648,"_1799":9651,"_1833":9662},{"_1795":9649,"_1797":9650},[],[],{"_1801":9652,"_13":1809,"_1807":4638,"_1811":9654,"_1816":2108,"_1818":9656,"_1820":9657,"_1822":9658,"_1823":9659,"_1825":3295,"_1779":9660,"_1831":1832},{"_1799":9653},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9655},{"_13":1804,"_1805":1814,"_1807":1979},"2025-04-10T09:39:39.852Z","2026-05-20T16:27:44.488Z","2026-03-17T18:20:52.016Z","2025-04-14T10:50:40.099Z",{"_1799":9661},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9663,"_1836":1837,"_1989":1990,"_2143":9664,"_49":9685},"Platinum - Business credit cards - What do you want from a business credit card?",{"_1948":9665,"_49":9666,"_1946":1947},{},[9667,9679],{"_1948":9668,"_49":9669,"_1946":2331},{},[9670,9674],{"_1948":9671,"_1959":9672,"_1957":9673,"_1946":1956},{},[],"What do you want",{"_1948":9675,"_1959":9676,"_1957":9678,"_1946":1956},{},[9677],{"_13":2840}," from a business credit card?",{"_1948":9680,"_49":9681,"_1946":1952},{},[9682],{"_1948":9683,"_1959":9684,"_1957":9,"_1946":1956},{},[],{"_1948":9686,"_49":9687,"_1946":1947},{},[9688,9707,9817],{"_1948":9689,"_49":9690,"_1946":1952},{},[9691,9695,9703],{"_1948":9692,"_1959":9693,"_1957":9694,"_1946":1956},{},[],"With so many options, it’s important to compare key factors to ",{"_1948":9696,"_49":9698,"_1946":2291},{"_2282":9697},"https://www.money.co.uk/business/business-credit-cards/how-to-choose-a-business-credit-card",[9699],{"_1948":9700,"_1959":9701,"_1957":9702,"_1946":1956},{},[],"find the right business credit card",{"_1948":9704,"_1959":9705,"_1957":9706,"_1946":1956},{},[]," for your needs:",{"_1948":9708,"_49":9709,"_1946":2826},{},[9710,9725,9740,9762,9777,9802],{"_1948":9711,"_49":9712,"_1946":2830},{},[9713],{"_1948":9714,"_49":9715,"_1946":1952},{},[9716,9721],{"_1948":9717,"_1959":9718,"_1957":9720,"_1946":1956},{},[9719],{"_13":2840},"Interest rate:",{"_1948":9722,"_1959":9723,"_1957":9724,"_1946":1956},{},[]," If carrying a balance, look for cards with lower APRs to reduce borrowing costs.",{"_1948":9726,"_49":9727,"_1946":2830},{},[9728],{"_1948":9729,"_49":9730,"_1946":1952},{},[9731,9736],{"_1948":9732,"_1959":9733,"_1957":9735,"_1946":1956},{},[9734],{"_13":2840},"Credit limits:",{"_1948":9737,"_1959":9738,"_1957":9739,"_1946":1956},{},[]," Ensure the card’s limit aligns with your company’s spending needs.",{"_1948":9741,"_49":9742,"_1946":2830},{},[9743],{"_1948":9744,"_49":9745,"_1946":1952},{},[9746,9751,9758],{"_1948":9747,"_1959":9748,"_1957":9750,"_1946":1956},{},[9749],{"_13":2840},"Rewards: ",{"_1948":9752,"_49":9753,"_1946":2291},{"_2282":3669},[9754],{"_1948":9755,"_1959":9756,"_1957":9757,"_1946":1956},{},[],"Choose cards offering points",{"_1948":9759,"_1959":9760,"_1957":9761,"_1946":1956},{},[],", cashback, or travel perks that suit your business.",{"_1948":9763,"_49":9764,"_1946":2830},{},[9765],{"_1948":9766,"_49":9767,"_1946":1952},{},[9768,9773],{"_1948":9769,"_1959":9770,"_1957":9772,"_1946":1956},{},[9771],{"_13":2840},"Introductory offers:",{"_1948":9774,"_1959":9775,"_1957":9776,"_1946":1956},{},[]," Take advantage of 0% APR periods, bonus points, or waived fees in the first year.",{"_1948":9778,"_49":9779,"_1946":2830},{},[9780],{"_1948":9781,"_49":9782,"_1946":1952},{},[9783,9788,9792,9799],{"_1948":9784,"_1959":9785,"_1957":9787,"_1946":1956},{},[9786],{"_13":2840},"Expense management:",{"_1948":9789,"_1959":9790,"_1957":9791,"_1946":1956},{},[]," Check if the card includes tracking tools or integration with ",{"_1948":9793,"_49":9794,"_1946":2291},{"_2282":5476},[9795],{"_1948":9796,"_1959":9797,"_1957":9798,"_1946":1956},{},[],"accounting software",{"_1948":9800,"_1959":9801,"_1957":2513,"_1946":1956},{},[],{"_1948":9803,"_49":9804,"_1946":2830},{},[9805],{"_1948":9806,"_49":9807,"_1946":1952},{},[9808,9813],{"_1948":9809,"_1959":9810,"_1957":9812,"_1946":1956},{},[9811],{"_13":2840},"International usage:",{"_1948":9814,"_1959":9815,"_1957":9816,"_1946":1956},{},[]," If you need to spend while working abroad, a card with no or low foreign transaction fees can help cut down costs.",{"_1948":9818,"_49":9819,"_1946":1952},{},[9820],{"_1948":9821,"_1959":9822,"_1957":9,"_1946":1956},{},[],{"_1793":9824,"_1799":9827,"_1833":9836},{"_1795":9825,"_1797":9826},[],[],{"_1801":9828,"_13":1809,"_1807":4635,"_1811":9830,"_1816":2041,"_1818":9832,"_1820":9833,"_1779":9834,"_1831":1832},{"_1799":9829},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9831},{"_13":1804,"_1805":1814,"_1807":4243},"2026-05-20T15:50:39.157Z","2026-05-21T11:56:54.078Z",{"_1799":9835},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9837,"_1836":1837,"_1943":9837,"_4254":1786,"_2447":1786,"_4256":9838,"_2443":9851},"Which credit card is best for your business?",[9839,9841,9844,9846,9849],{"_1799":9840},{"_13":1804,"_1805":1809,"_1807":2031},{"_1799":9842},{"_13":1804,"_1805":1809,"_1807":9843},"6tMbb0JlOQ2qgSgcdtaem",{"_1799":9845},{"_13":1804,"_1805":1809,"_1807":3190},{"_1799":9847},{"_13":1804,"_1805":1809,"_1807":9848},"7aaFuJeqM7GM5gtUuJ9eEb",{"_1799":9850},{"_13":1804,"_1805":1809,"_1807":5931},"Carefully compare your business' spending habits and financial goals to the features of each card to choose one that will benefit you and your business.",{"_1793":9853,"_1799":9856,"_1833":9866},{"_1795":9854,"_1797":9855},[],[],{"_1801":9857,"_13":1809,"_1807":8216,"_1811":9859,"_1816":4543,"_1818":9861,"_1820":9862,"_1822":9862,"_1823":9863,"_1825":2486,"_1779":9864,"_1831":1832},{"_1799":9858},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9860},{"_13":1804,"_1805":1814,"_1807":2361},"2025-02-03T09:56:28.345Z","2026-05-16T13:18:03.230Z","2025-02-13T17:13:19.612Z",{"_1799":9865},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9867,"_1836":1837,"_1989":2440,"_2372":9868,"_2447":1786},"Business loans forced journey header",{"_1943":2442,"_2443":2444,"_2445":9869},"We compare hundreds of UK providers to find the loans that match your needs.",{"_1793":9871,"_1799":9874,"_1833":9884},{"_1795":9872,"_1797":9873},[],[],{"_1801":9875,"_13":1809,"_1807":2746,"_1811":9877,"_1816":4244,"_1818":9879,"_1820":9880,"_1822":9880,"_1823":9881,"_1825":1984,"_1779":9882,"_1831":1832},{"_1799":9876},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9878},{"_13":1804,"_1805":1814,"_1807":1867},"2020-06-22T14:31:57.785Z","2026-05-11T14:51:43.032Z","2020-06-22T14:32:14.055Z",{"_1799":9883},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9885,"_1836":1837},"seo_category_credit_cards",{"_1793":9887,"_1799":9890,"_1833":9900},{"_1795":9888,"_1797":9889},[],[],{"_1801":9891,"_13":1809,"_1807":6009,"_1811":9893,"_1816":2639,"_1818":9895,"_1820":9896,"_1822":9896,"_1823":9897,"_1825":5725,"_1779":9898,"_1831":1832},{"_1799":9892},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9894},{"_13":1804,"_1805":1814,"_1807":4243},"2023-05-16T14:19:48.736Z","2026-04-29T09:42:14.810Z","2023-05-16T14:30:42.244Z",{"_1799":9899},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6007,"_1836":1837,"_1943":6008,"_4254":59,"_1989":1990,"_4256":9901},[9902,9904,9907,9910,9913,9916,9919],{"_1799":9903},{"_13":1804,"_1805":1809,"_1807":5406},{"_1799":9905},{"_13":1804,"_1805":1809,"_1807":9906},"m5RwMSUfYiZcANFIOwy4P",{"_1799":9908},{"_13":1804,"_1805":1809,"_1807":9909},"MMxmEHczamVhUwyKoqIyy",{"_1799":9911},{"_13":1804,"_1805":1809,"_1807":9912},"7zAM7xhPnifJekxZZVZ2vs",{"_1799":9914},{"_13":1804,"_1805":1809,"_1807":9915},"NVwqVdcfZCkzunveDCkIN",{"_1799":9917},{"_13":1804,"_1805":1809,"_1807":9918},"F8GZbqf2JnAVgk1uRlOie",{"_1799":9920},{"_13":1804,"_1805":1809,"_1807":2250},{"_1793":9922,"_1799":9925,"_1833":9936},{"_1795":9923,"_1797":9924},[],[],{"_1801":9926,"_13":1809,"_1807":4611,"_1811":9928,"_1816":2214,"_1818":9930,"_1820":9931,"_1822":9932,"_1823":9933,"_1825":1938,"_1779":9934,"_1831":1832},{"_1799":9927},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9929},{"_13":1804,"_1805":1814,"_1807":1979},"2026-02-11T17:14:31.980Z","2026-05-19T13:19:07.411Z","2026-02-18T09:38:48.542Z","2026-02-11T17:21:23.356Z",{"_1799":9935},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9937,"_1836":1837,"_49":9938},"Compare business credit cards",{"_1946":1947,"_1948":9939,"_49":9940},{},[9941,9948],{"_1946":2331,"_1948":9942,"_49":9943},{},[9944],{"_1946":1956,"_1957":9945,"_1959":9946,"_1948":9947},"Our best business credit cards - May 2026",[],{},{"_1946":1952,"_1948":9949,"_49":9950},{},[9951],{"_1946":1956,"_1957":9,"_1959":9952,"_1948":9953},[],{},{"_1793":9955,"_1799":9958,"_1833":9970},{"_1795":9956,"_1797":9957},[],[],{"_1801":9959,"_13":1809,"_1807":7178,"_1811":9961,"_1816":9963,"_1818":9964,"_1820":9965,"_1822":9965,"_1823":9966,"_1825":9967,"_1779":9968,"_1831":1832},{"_1799":9960},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":9962},{"_13":1804,"_1805":1814,"_1807":1979},21,"2025-07-16T12:48:51.471Z","2026-05-16T13:18:03.972Z","2025-07-17T14:39:18.731Z",205,{"_1799":9969},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":9971,"_1836":1837,"_1989":1990,"_2143":9972,"_49":9988},"Business loans - types of loans - government-back start-up loans",{"_1948":9973,"_49":9974,"_1946":1947},{},[9975,9982],{"_1948":9976,"_49":9977,"_1946":2331},{},[9978],{"_1948":9979,"_1959":9980,"_1957":9981,"_1946":1956},{},[],"Government-backed Start Up Loans ",{"_1948":9983,"_49":9984,"_1946":1952},{},[9985],{"_1948":9986,"_1959":9987,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":9989,"_49":9990},{},[9991,10010,10017,10024,10047,10053],{"_1946":1952,"_1948":9992,"_49":9993},{},[9994,9998,10006],{"_1946":1956,"_1957":9995,"_1959":9996,"_1948":9997},"The government-backed ",[],{},{"_1946":2291,"_1948":9999,"_49":10000},{"_2282":2504},[10001],{"_1946":1956,"_1957":10002,"_1959":10003,"_1948":10005},"Start Up Loan scheme",[10004],{"_13":2289},{},{"_1946":1956,"_1957":10007,"_1959":10008,"_1948":10009}," aims to help small businesses in the early stages of their journey with a loan of between £500 and £25,000. ",[],{},{"_1946":1952,"_1948":10011,"_49":10012},{},[10013],{"_1946":1956,"_1957":10014,"_1959":10015,"_1948":10016},"To apply, you'll need to live in the UK, be over 18, and either have a UK-based business or plan to start one. The loan term is 1-5 years at a fixed interest rate of 7.5%, and your company must have been trading for less than 60 months.",[],{},{"_1946":1952,"_1948":10018,"_49":10019},{},[10020],{"_1946":1956,"_1957":10021,"_1959":10022,"_1948":10023},"As part of the scheme, the government offers 12 months of free mentoring to help your business too. There are also no application fees or early repayment costs.",[],{},{"_1946":1952,"_1948":10025,"_49":10026},{},[10027,10031,10035,10043],{"_1946":1956,"_1957":10028,"_1959":10029,"_1948":10030},"You",[],{},{"_1946":1956,"_1957":10032,"_1959":10033,"_1948":10034}," can ",[],{},{"_1946":2291,"_1948":10036,"_49":10038},{"_2282":10037},"https://www.money.co.uk/business-finance/journey?landingPage=business-loans&rvu_click_ref=mm9krzcXRC23vHkDdEx63Q",[10039],{"_1946":1956,"_1957":10040,"_1959":10041,"_1948":10042},"find out if your business is eligible",[],{},{"_1946":1956,"_1957":10044,"_1959":10045,"_1948":10046}," for the Start Up Loan before you apply.",[],{},{"_1946":2001,"_1948":10048,"_49":10052},{"_1996":10049},{"_1799":10050},{"_1807":10051,"_13":1804,"_1805":1809},"6AjGOpLL8wDdqdg4XbHmVn",[],{"_1946":1952,"_1948":10054,"_49":10055},{},[10056],{"_1946":1956,"_1957":9,"_1959":10057,"_1948":10058},[],{},{"_1793":10060,"_1799":10063,"_1833":10073},{"_1795":10061,"_1797":10062},[],[],{"_1801":10064,"_13":1809,"_1807":7316,"_1811":10066,"_1816":2486,"_1818":10068,"_1820":10069,"_1822":10069,"_1823":10070,"_1825":4494,"_1779":10071,"_1831":1832},{"_1799":10065},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10067},{"_13":1804,"_1805":1814,"_1807":2361},"2023-05-17T11:28:38.337Z","2026-04-29T09:42:15.223Z","2023-05-17T11:32:16.424Z",{"_1799":10072},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10074,"_1836":1837,"_1989":5316,"_2372":10075,"_2447":1786},"Platinum - Business current accounts - Footnotes",{"_1943":5318,"_5319":10076},[10077,10080],{"_5322":2290,"_1815":10078,"_2094":10079},"https://www.currentaccountswitch.co.uk/news-insights/latest-news/current-account-switch-service-unveils-sme-and-charity-switching-trends/","Bank account switching trends report",{"_5322":2290,"_1815":10078,"_2094":10081},"Accounting software integration",{"_1793":10083,"_1799":10086,"_1833":10096},{"_1795":10084,"_1797":10085},[],[],{"_1801":10087,"_13":1809,"_1807":7274,"_1811":10089,"_1816":1984,"_1818":10091,"_1820":10092,"_1822":10092,"_1823":10093,"_1825":7072,"_1779":10094,"_1831":1832},{"_1799":10088},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10090},{"_13":1804,"_1805":1814,"_1807":2361},"2023-05-16T14:33:24.444Z","2026-04-29T09:42:14.338Z","2023-05-18T15:43:02.112Z",{"_1799":10095},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10097,"_1836":1837,"_1989":5145,"_2372":10098,"_2447":1786},"Platinum - Business current accounts - Author",{"_5147":5148,"_5149":5150,"_5155":7406},{"_1793":10100,"_1799":10103,"_1833":10114},{"_1795":10101,"_1797":10102},[],[],{"_1801":10104,"_13":1809,"_1807":4617,"_1811":10106,"_1816":2486,"_1818":10108,"_1820":10109,"_1822":10109,"_1823":10110,"_1825":10111,"_1779":10112,"_1831":1832},{"_1799":10105},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10107},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-16T09:01:55.991Z","2026-05-20T12:49:40.454Z","2023-06-16T10:34:55.450Z",88,{"_1799":10113},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10115,"_1836":1837,"_1989":5986,"_2372":10116,"_2447":1786},"Platinum - Business - Business credit cards - sticky nav",{"_5988":10117},[10118,10121,10123,10126,10129,10131,10132],{"_1815":10119,"_47":10120,"_1807":4626},"Platinum - Business credit cards - What is ","The basics",{"_1815":10122,"_47":7027,"_1807":4632},"Platinum - Business credit cards - Eligibility ",{"_1815":10124,"_47":10125},"Platinum - Business credit cards - Key things to consider","Things to consider",{"_1815":10127,"_47":10128},"Platinum - Business - Business credit cards - 6 key steps","How to apply",{"_1815":7903,"_47":10130,"_1807":4653},"Pros & cons",{"_1815":6385,"_47":6008,"_1807":4672},{"_1815":10133,"_47":2467,"_1807":4675},"Platinum - Business - Business cards - Related Guides",{"_1793":10135,"_1799":10138,"_1833":10149},{"_1795":10136,"_1797":10137},[],[],{"_1801":10139,"_13":1809,"_1807":7186,"_1811":10141,"_1816":5194,"_1818":10143,"_1820":10144,"_1822":10144,"_1823":10145,"_1825":10146,"_1779":10147,"_1831":1832},{"_1799":10140},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10142},{"_13":1804,"_1805":1814,"_1807":1979},"2026-04-02T12:01:13.630Z","2026-05-16T13:18:04.309Z","2026-04-08T14:21:24.224Z",179,{"_1799":10148},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10150,"_1836":1837,"_1989":1990,"_2143":10151,"_49":10166},"How much will a business loan cost?",{"_1948":10152,"_49":10153,"_1946":1947},{},[10154,10160],{"_1948":10155,"_49":10156,"_1946":2331},{},[10157],{"_1948":10158,"_1959":10159,"_1957":10150,"_1946":1956},{},[],{"_1948":10161,"_49":10162,"_1946":1952},{},[10163],{"_1948":10164,"_1959":10165,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":10167,"_49":10168},{},[10169,10176,10183,10216,10223,10230,10236,10242,10249,10256,10262],{"_1946":1952,"_1948":10170,"_49":10171},{},[10172],{"_1946":1956,"_1957":10173,"_1959":10174,"_1948":10175},"Before getting a business loan, it's important to understand how much it will the total cost will be, including the interest you'll pay. ",[],{},{"_1946":1952,"_1948":10177,"_49":10178},{},[10179],{"_1946":1956,"_1957":10180,"_1959":10181,"_1948":10182},"The amount your business can borrow will depend on a range of factors, including: ",[],{},{"_1946":2826,"_1948":10184,"_49":10185},{},[10186,10196,10206],{"_1946":2830,"_1948":10187,"_49":10188},{},[10189],{"_1946":1952,"_1948":10190,"_49":10191},{},[10192],{"_1946":1956,"_1957":10193,"_1959":10194,"_1948":10195},"Your business credit history",[],{},{"_1946":2830,"_1948":10197,"_49":10198},{},[10199],{"_1946":1952,"_1948":10200,"_49":10201},{},[10202],{"_1946":1956,"_1957":10203,"_1959":10204,"_1948":10205},"Business turnover ",[],{},{"_1946":2830,"_1948":10207,"_49":10208},{},[10209],{"_1946":1952,"_1948":10210,"_49":10211},{},[10212],{"_1946":1956,"_1957":10213,"_1959":10214,"_1948":10215},"Length of loan",[],{},{"_1946":1952,"_1948":10217,"_49":10218},{},[10219],{"_1946":1956,"_1957":10220,"_1959":10221,"_1948":10222},"For smaller businesses, lenders will typically offer loans worth up to £500,000. ",[],{},{"_1946":1952,"_1948":10224,"_49":10225},{},[10226],{"_1946":1956,"_1957":10227,"_1959":10228,"_1948":10229},"Larger businesses with higher turnover are generally more likely to be accepted for loans over £1 million, but this varies depending on the lender and the business’s eligibility.",[],{},{"_1946":2001,"_1948":10231,"_49":10235},{"_1996":10232},{"_1799":10233},{"_1807":10234,"_13":1804,"_1805":1809},"7tKpJDd821BsPqlRnlCPY8",[],{"_1946":2013,"_1948":10237,"_49":10238},{},[10239],{"_1946":1956,"_1957":9,"_1959":10240,"_1948":10241},[],{},{"_1946":2013,"_1948":10243,"_49":10244},{},[10245],{"_1946":1956,"_1957":10246,"_1959":10247,"_1948":10248},"Potential repayments:",[],{},{"_1946":1952,"_1948":10250,"_49":10251},{},[10252],{"_1946":1956,"_1957":10253,"_1959":10254,"_1948":10255},"Below are three examples² of how much business loans could cost with different terms and rates:\n",[],{},{"_1946":2001,"_1948":10257,"_49":10261},{"_1996":10258},{"_1799":10259},{"_1807":10260,"_13":1804,"_1805":1809},"7CIlCIBfQ8UtN9vTm5wEsb",[],{"_1946":1952,"_1948":10263,"_49":10264},{},[10265,10269,10276],{"_1946":1956,"_1957":10266,"_1959":10267,"_1948":10268},"Use our ",[],{},{"_1946":2291,"_1948":10270,"_49":10271},{"_2282":5328},[10272],{"_1946":1956,"_1957":10273,"_1959":10274,"_1948":10275},"loan calculator",[],{},{"_1946":1956,"_1957":10277,"_1959":10278,"_1948":10279}," to find out how much a business loan could cost you each month.",[],{},{"_1793":10281,"_1799":10284,"_1833":10294},{"_1795":10282,"_1797":10283},[],[],{"_1801":10285,"_13":1809,"_1807":7150,"_1811":10287,"_1816":2085,"_1818":10289,"_1820":10290,"_1822":10290,"_1823":10291,"_1825":1817,"_1779":10292,"_1831":1832},{"_1799":10286},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10288},{"_13":1804,"_1805":1814,"_1807":2133},"2026-04-20T10:37:42.819Z","2026-04-24T16:59:23.252Z","2026-04-21T09:21:31.276Z",{"_1799":10293},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10295,"_1836":1837,"_2143":10296,"_2171":2172,"_2173":10323,"_2181":59,"_2182":16,"_2183":222},"Business loans - forced journey - billboard (shared module) - FSPLT-1516",{"_1948":10297,"_49":10298,"_1946":1947},{},[10299,10305,10311,10317],{"_1948":10300,"_49":10301,"_1946":1952},{},[10302],{"_1948":10303,"_1959":10304,"_1957":9,"_1946":1956},{},[],{"_1948":10306,"_49":10307,"_1946":1952},{},[10308],{"_1948":10309,"_1959":10310,"_1957":9,"_1946":1956},{},[],{"_1948":10312,"_49":10313,"_1946":1952},{},[10314],{"_1948":10315,"_1959":10316,"_1957":9,"_1946":1956},{},[],{"_1948":10318,"_49":10319,"_1946":1952},{},[10320],{"_1948":10321,"_1959":10322,"_1957":9,"_1946":1956},{},[],[10324,10326],{"_1799":10325},{"_13":1804,"_1805":1809,"_1807":2754},{"_1799":10327},{"_13":1804,"_1805":1809,"_1807":2180},"66k2aBl8cuBUz3t5eqq7cl",{"_1793":10330,"_1799":10333,"_1833":10344},{"_1795":10331,"_1797":10332},[],[],{"_1801":10334,"_13":1809,"_1807":10328,"_1811":10336,"_1816":5194,"_1818":10338,"_1820":10339,"_1822":10340,"_1823":10341,"_1825":6381,"_1779":10342,"_1831":1832},{"_1799":10335},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10337},{"_13":1804,"_1805":1814,"_1807":2361},"2026-02-03T15:07:10.896Z","2026-05-19T13:16:03.310Z","2026-04-20T15:16:57.610Z","2026-02-03T16:02:07.348Z",{"_1799":10343},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10345,"_1836":1837,"_1989":7829,"_2372":10346,"_2447":1786,"_49":10352},"Business credit cards call out card",{"_6941":10347,"_7834":7835,"_147":10349,"_2143":9937,"_1989":9,"_7840":7841},{"_1956":10348,"_7833":59,"_1989":6828},"🎯 Built for your business needs",{"_34":10350,"_1956":10351},"https://www.money.co.uk/business/business-credit-cards/results","View deals",{"_1946":1947,"_1948":10353,"_49":10354},{},[10355,10388],{"_1946":2826,"_1948":10356,"_49":10357},{},[10358,10368,10378],{"_1946":2830,"_1948":10359,"_49":10360},{},[10361],{"_1946":1952,"_1948":10362,"_49":10363},{},[10364],{"_1946":1956,"_1957":10365,"_1959":10366,"_1948":10367},"Explore offers from multiple providers",[],{},{"_1946":2830,"_1948":10369,"_49":10370},{},[10371],{"_1946":1952,"_1948":10372,"_49":10373},{},[10374],{"_1946":1956,"_1957":10375,"_1959":10376,"_1948":10377},"Compare APR, fees and features at a glance",[],{},{"_1946":2830,"_1948":10379,"_49":10380},{},[10381],{"_1946":1952,"_1948":10382,"_49":10383},{},[10384],{"_1946":1956,"_1957":10385,"_1959":10386,"_1948":10387},"Choose a card that suits your business needs",[],{},{"_1946":1952,"_1948":10389,"_49":10390},{},[10391],{"_1946":1956,"_1957":9,"_1959":10392,"_1948":10393},[],{},"67SUNvendN9aJMzxnWB6If",{"_1793":10396,"_1799":10399,"_1833":10409},{"_1795":10397,"_1797":10398},[],[],{"_1801":10400,"_13":1809,"_1807":10394,"_1811":10402,"_1816":1980,"_1818":10404,"_1820":10405,"_1822":10405,"_1823":10406,"_1825":9963,"_1779":10407,"_1831":1832},{"_1799":10401},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10403},{"_13":1804,"_1805":1814,"_1807":1933},"2025-09-25T14:54:21.993Z","2026-05-16T13:18:04.953Z","2025-09-25T14:54:52.988Z",{"_1799":10408},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10410,"_1943":10411,"_49":10412,"_1836":1837},"Platinum - business loans - FAQ 10","Can I use a business loan for any business purpose?",{"_1948":10413,"_49":10414,"_1946":1947},{},[10415,10422,10441],{"_1948":10416,"_49":10417,"_1946":1952},{},[10418],{"_1948":10419,"_1959":10420,"_1957":10421,"_1946":1956},{},[],"Not always. Many business loans are flexible and can be used for a wide range of purposes, such as managing cash flow, purchasing equipment, hiring staff, or funding growth. However, some products come with conditions on how the funds can be used. ",{"_1948":10423,"_49":10424,"_1946":1952},{},[10425,10429,10437],{"_1948":10426,"_1959":10427,"_1957":10428,"_1946":1956},{},[],"For example, equipment financing must be used specifically to buy equipment, commercial mortgages are limited to purchasing or refinancing property, and ",{"_1948":10430,"_49":10432,"_1946":2291},{"_2282":10431},"https://www.money.co.uk/business/business-loans/invoice-finance",[10433],{"_1948":10434,"_1959":10435,"_1957":10436,"_1946":1956},{},[],"invoice financing",{"_1948":10438,"_1959":10439,"_1957":10440,"_1946":1956},{},[]," is tied to the value of your unpaid invoices. Government-backed loans or grants may also require spending in approved areas, such as sustainability, training, or innovation. ",{"_1948":10442,"_49":10443,"_1946":1952},{},[10444],{"_1948":10445,"_1959":10446,"_1957":10447,"_1946":1956},{},[],"Lenders will not allow loan funds to be used for illegal activities, and doing so could have serious legal consequences. Funds also should not be used for personal spending or high-risk investments. Before applying, it’s important to check the loan terms and conditions or speak to the lender to confirm what is and isn’t allowed. Misusing funds could lead to penalties or early repayment requirements.",{"_1793":10449,"_1799":10452,"_1833":10462},{"_1795":10450,"_1797":10451},[],[],{"_1801":10453,"_13":1809,"_1807":6005,"_1811":10455,"_1816":3028,"_1818":10457,"_1820":10458,"_1822":10458,"_1823":10459,"_1825":5136,"_1779":10460,"_1831":1832},{"_1799":10454},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10456},{"_13":1804,"_1805":1814,"_1807":1979},"2025-02-11T13:22:52.451Z","2026-04-29T09:42:14.783Z","2025-02-11T18:10:21.064Z",{"_1799":10461},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6003,"_1836":1837,"_1989":1990,"_2143":10463,"_49":10479},{"_1948":10464,"_49":10465,"_1946":1947},{},[10466,10473],{"_1948":10467,"_49":10468,"_1946":2331},{},[10469],{"_1948":10470,"_1959":10471,"_1957":10472,"_1946":1956},{},[],"What do you need to open a business bank account?",{"_1948":10474,"_49":10475,"_1946":1952},{},[10476],{"_1948":10477,"_1959":10478,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":10480,"_49":10481},{},[10482,10489,10551],{"_1946":1952,"_1948":10483,"_49":10484},{},[10485],{"_1946":1956,"_1957":10486,"_1959":10487,"_1948":10488},"Most providers will ask for the following before your account can be opened:",[],{},{"_1946":2826,"_1948":10490,"_49":10491},{},[10492,10507,10522,10537],{"_1946":2830,"_1948":10493,"_49":10494},{},[10495],{"_1946":1952,"_1948":10496,"_49":10497},{},[10498,10503],{"_1946":1956,"_1957":10499,"_1959":10500,"_1948":10502},"Proof of identity",[10501],{"_13":2840},{},{"_1946":1956,"_1957":10504,"_1959":10505,"_1948":10506}," - a valid passport, driving licence, or national ID card",[],{},{"_1946":2830,"_1948":10508,"_49":10509},{},[10510],{"_1946":1952,"_1948":10511,"_49":10512},{},[10513,10518],{"_1946":1956,"_1957":10514,"_1959":10515,"_1948":10517},"Proof of address",[10516],{"_13":2840},{},{"_1946":1956,"_1957":10519,"_1959":10520,"_1948":10521}," - a utility bill, mortgage statement, or council tax bill dated within the last three months",[],{},{"_1946":2830,"_1948":10523,"_49":10524},{},[10525],{"_1946":1952,"_1948":10526,"_49":10527},{},[10528,10533],{"_1946":1956,"_1957":10529,"_1959":10530,"_1948":10532},"Business documentation",[10531],{"_13":2840},{},{"_1946":1956,"_1957":10534,"_1959":10535,"_1948":10536}," - a registration certificate and articles of association for limited companies; a partnership agreement if applicable",[],{},{"_1946":2830,"_1948":10538,"_49":10539},{},[10540],{"_1946":1952,"_1948":10541,"_49":10542},{},[10543,10547],{"_1946":1956,"_1957":8926,"_1959":10544,"_1948":10546},[10545],{"_13":2840},{},{"_1946":1956,"_1957":10548,"_1959":10549,"_1948":10550}," - details of personal and business income, assets, and liabilities",[],{},{"_1946":1952,"_1948":10552,"_49":10553},{},[10554],{"_1946":1956,"_1957":10555,"_1959":10556,"_1948":10557},"Most providers let you apply online in minutes, though approval times vary; anywhere from instant to a few days depending on the provider.",[],{},{"_1793":10559,"_1799":10562,"_1833":10572},{"_1795":10560,"_1797":10561},[],[],{"_1801":10563,"_13":1809,"_1807":2241,"_1811":10565,"_1816":2112,"_1818":10567,"_1820":10568,"_1822":10568,"_1823":10569,"_1825":4875,"_1779":10570,"_1831":1832},{"_1799":10564},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10566},{"_13":1804,"_1805":1814,"_1807":2992},"2023-11-02T15:38:56.139Z","2025-12-02T09:45:08.783Z","2023-11-02T16:14:43.099Z",{"_1799":10571},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10573,"_1836":1837,"_3000":3001,"_1815":10574,"_6849":10575,"_3003":10576,"_3007":10579},"Kyle Eaton","/authors/kyle-eaton","https://www.linkedin.com/in/kyle-eaton-a24b32119",{"_1799":10577},{"_13":1804,"_1805":2051,"_1807":10578},"7kDDkLUSydi6zXVfy24vL7",{"_1948":10580,"_49":10581,"_1946":1947},{},[10582],{"_1948":10583,"_49":10584,"_1946":1952},{},[10585],{"_1948":10586,"_1959":10587,"_1957":10588,"_1946":1956},{},[],"Kyle is a finance writer specialising in all things related to small and medium enterprises (SMEs). He has over ten years' experience working in financial services. ",{"_1793":10590,"_1799":10593,"_1833":10603},{"_1795":10591,"_1797":10592},[],[],{"_1801":10594,"_13":1809,"_1807":10051,"_1811":10596,"_1816":1984,"_1818":10598,"_1820":10599,"_1822":10599,"_1823":10600,"_1825":2810,"_1779":10601,"_1831":1832},{"_1799":10595},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10597},{"_13":1804,"_1805":1814,"_1807":2361},"2025-07-17T14:35:22.912Z","2026-05-16T13:18:03.986Z","2025-07-17T14:39:18.747Z",{"_1799":10602},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10604,"_1836":1837,"_1989":10605,"_2372":10606,"_2447":1786},"government-backed Start Up Loans","stat-snippet",{"_1943":10607,"_10608":10609,"_10611":10612},"Number of government-backed Start Up Loans have been delivered since 2012","stat",{"_10608":10610},"125,000","superscriptTag",{"_10613":10614,"_28":5315},"word","[1]",{"_1793":10616,"_1799":10619,"_1833":10629},{"_1795":10617,"_1797":10618},[],[],{"_1801":10620,"_13":1809,"_1807":1874,"_1811":10622,"_1816":2264,"_1818":10624,"_1820":10625,"_1822":10625,"_1823":10626,"_1825":1938,"_1779":10627,"_1831":1832},{"_1799":10621},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10623},{"_13":1804,"_1805":1814,"_1807":1867},"2023-11-15T12:12:48.396Z","2025-12-01T20:30:11.458Z","2023-11-15T12:12:58.308Z",{"_1799":10628},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":4960,"_1836":1837},{"_1793":10631,"_1799":10634,"_1833":10644},{"_1795":10632,"_1797":10633},[],[],{"_1801":10635,"_13":1809,"_1807":4764,"_1811":10637,"_1816":4739,"_1818":10639,"_1820":10640,"_1822":10640,"_1823":10641,"_1825":2138,"_1779":10642,"_1831":1832},{"_1799":10636},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10638},{"_13":1804,"_1805":1814,"_1807":1933},"2025-04-10T09:54:53.959Z","2026-03-17T18:20:52.124Z","2025-04-17T12:53:00.281Z",{"_1799":10643},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10645,"_1943":10646,"_49":10647,"_1836":1837},"Submit your application","4. Submit your application",{"_1946":1947,"_1948":10648,"_49":10649},{},[10650,10657],{"_1946":1952,"_1948":10651,"_49":10652},{},[10653],{"_1946":1956,"_1957":10654,"_1959":10655,"_1948":10656},"Submit your application online, over the phone, or in person. Be prepared for a credit check and to provide a personal guarantee, especially if your business is new. ",[],{},{"_1946":1952,"_1948":10658,"_49":10659},{},[10660],{"_1946":1956,"_1957":10661,"_1959":10662,"_1948":10663},"Once approved, some providers offer an instant decision with access to virtual card details so you can start spending right away. Other providers may dispatch your physical card shortly thereafter.",[],{},{"_1793":10665,"_1799":10668,"_1833":10678},{"_1795":10666,"_1797":10667},[],[],{"_1801":10669,"_13":1809,"_1807":9644,"_1811":10671,"_1816":2214,"_1818":10673,"_1820":10674,"_1822":10674,"_1823":10675,"_1825":5977,"_1779":10676,"_1831":1832},{"_1799":10670},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10672},{"_13":1804,"_1805":1814,"_1807":2361},"2026-03-24T12:08:34.302Z","2026-04-29T09:42:13.922Z","2026-03-24T13:58:31.613Z",{"_1799":10677},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10679,"_1836":1837,"_1989":7829,"_2372":10680,"_2447":1786,"_49":10687},"Business bank account forced journey call out card",{"_6941":10681,"_7834":7835,"_147":10683,"_2143":10686,"_1989":9,"_7840":7841},{"_1956":10682,"_7833":59,"_1989":6828},"💷 See how much you could save",{"_34":10684,"_1956":10685},"https://www.money.co.uk/business/bank-accounts/results","See bank accounts","An easier way to open a business bank account",{"_1948":10688,"_49":10689,"_1946":1947},{},[10690,10723],{"_1948":10691,"_49":10692,"_1946":2826},{},[10693,10703,10713],{"_1948":10694,"_49":10695,"_1946":2830},{},[10696],{"_1948":10697,"_49":10698,"_1946":1952},{},[10699],{"_1948":10700,"_1959":10701,"_1957":10702,"_1946":1956},{},[],"Compare accounts from leading UK providers.",{"_1948":10704,"_49":10705,"_1946":2830},{},[10706],{"_1948":10707,"_49":10708,"_1946":1952},{},[10709],{"_1948":10710,"_1959":10711,"_1957":10712,"_1946":1956},{},[],"Find the right fit for your business, free of charge.",{"_1948":10714,"_49":10715,"_1946":2830},{},[10716],{"_1948":10717,"_49":10718,"_1946":1952},{},[10719],{"_1948":10720,"_1959":10721,"_1957":10722,"_1946":1956},{},[],"Open an account in as little as one working day.",{"_1948":10724,"_49":10725,"_1946":1952},{},[10726],{"_1948":10727,"_1959":10728,"_1957":9,"_1946":1956},{},[],{"_1793":10730,"_1799":10733,"_1833":10743},{"_1795":10731,"_1797":10732},[],[],{"_1801":10734,"_13":1809,"_1807":4647,"_1811":10736,"_1816":2264,"_1818":10738,"_1820":10739,"_1822":10739,"_1823":10740,"_1825":4543,"_1779":10741,"_1831":1832},{"_1799":10735},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10737},{"_13":1804,"_1805":1814,"_1807":2361},"2025-11-27T16:11:28.094Z","2026-03-11T19:29:46.913Z","2025-11-27T16:55:08.060Z",{"_1799":10742},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10744,"_1836":1837,"_1989":10745,"_2372":10746,"_2447":1786,"_2711":10755},"Platinum - Business credit cards - CTA 2","credit-card-finder-module-low-prominence",{"_1943":10747,"_10748":10749,"_10750":10751,"_1815":10752,"_10753":10754},"Find a company credit card today","subtitle","See the latest offers available from a range of trusted UK providers.","buttonText","Search now","/business/business-credit-cards/results","logosOverrideOrder",[],{"_1799":10756},{"_13":1804,"_1805":1809,"_1807":5206},{"_1793":10758,"_1799":10763,"_1833":10773},{"_1795":10759,"_1797":10762},[10760],{"_1799":10761},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":10764,"_13":1809,"_1807":4675,"_1811":10766,"_1816":3269,"_1818":10768,"_1820":10769,"_1822":10769,"_1823":10770,"_1825":7773,"_1779":10771,"_1831":1832},{"_1799":10765},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10767},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-12T11:46:36.324Z","2026-02-17T12:06:38.786Z","2023-06-13T11:12:47.181Z",{"_1799":10772},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10133,"_1836":1837,"_1989":4410,"_2372":10774,"_2447":59},{"_1943":10775,"_2443":10776,"_4414":8362,"_4416":10777,"_4418":10778,"_4426":10781},"Keep learning about business credit cards","Need more detail? We’ve got you covered. Explore our handy expert guides written for UK business owners. From checking your eligibility to maximising rewards, get the information you need to choose the right business credit card with confidence.","https://www.money.co.uk/business/business-credit-cards/guides",{"_4420":10779,"_3243":10780,"_1943":10780,"_4424":6770},"https://img.money.co.uk/t014ej9w3ur1/36HdBqFHYztF0oOFzoHXE2/2f77a9c375397920c616ebcc740ba619/Eligibility_checkers_explained_2.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","What are business credit card eligibility checkers?",[10782,10787],{"_4420":10783,"_3243":10784,"_1943":10784,"_4424":10785,"_4433":10786},"https://img.money.co.uk/t014ej9w3ur1/5eeWaFtYZ4qNrmQc3CVImo/5ba283d6e016d84e3fda61d242150311/Can_you_get_a_business_credit_card_as_a_sole_trader.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","When is the best time to apply for a business credit card?","https://www.money.co.uk/business/business-credit-cards/what-is-a-business-credit-card","Discover the perfect time to apply for a business credit card and improve your chances of being accepted. Learn about the process and why it’s vital for small businesses.",{"_4420":10788,"_3243":10789,"_1943":10789,"_4424":3669,"_4433":10790},"https://img.money.co.uk/t014ej9w3ur1/2lchm0Ma3ovBaTgM1sCnh9/a2e37a9f650423123089a0299ab8724b/How_to_use_a_business_credit_card_to_collect_rewards__money_.jpg?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","How to get the most out of your business credit card rewards","Most business credit cards offer perks that could save your company a small fortune. We explain how to pick the right card for your business.",{"_1793":10792,"_1799":10795,"_1833":10804},{"_1795":10793,"_1797":10794},[],[],{"_1801":10796,"_13":1809,"_1807":4658,"_1811":10798,"_1816":2459,"_1818":10800,"_1820":10801,"_1822":10801,"_1823":10801,"_1825":3269,"_1779":10802,"_1831":1832},{"_1799":10797},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10799},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-11T15:33:45.410Z","2026-05-11T15:42:32.181Z",{"_1799":10803},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10805,"_1836":1837,"_1989":1990,"_2143":10806,"_49":10821},"What costs should I consider before applying?",{"_1948":10807,"_49":10808,"_1946":1947},{},[10809,10815],{"_1948":10810,"_49":10811,"_1946":2331},{},[10812],{"_1948":10813,"_1959":10814,"_1957":10805,"_1946":1956},{},[],{"_1948":10816,"_49":10817,"_1946":1952},{},[10818],{"_1948":10819,"_1959":10820,"_1957":9,"_1946":1956},{},[],{"_1948":10822,"_49":10823,"_1946":1947},{},[10824,10831,10879],{"_1948":10825,"_49":10826,"_1946":1952},{},[10827],{"_1948":10828,"_1959":10829,"_1957":10830,"_1946":1956},{},[],"Before applying for your business credit card, it’s important to think about:",{"_1948":10832,"_49":10833,"_1946":2826},{},[10834,10849,10864],{"_1948":10835,"_49":10836,"_1946":2830},{},[10837],{"_1948":10838,"_49":10839,"_1946":1952},{},[10840,10845],{"_1948":10841,"_1959":10842,"_1957":10844,"_1946":1956},{},[10843],{"_13":2840},"Annual fees",{"_1948":10846,"_1959":10847,"_1957":10848,"_1946":1956},{},[]," – make sure the value of the rewards outweighs any fees.",{"_1948":10850,"_49":10851,"_1946":2830},{},[10852],{"_1948":10853,"_49":10854,"_1946":1952},{},[10855,10860],{"_1948":10856,"_1959":10857,"_1957":10859,"_1946":1956},{},[10858],{"_13":2840},"Interest rates",{"_1948":10861,"_1959":10862,"_1957":10863,"_1946":1956},{},[]," – carrying a balance can quickly negate your rewards.",{"_1948":10865,"_49":10866,"_1946":2830},{},[10867],{"_1948":10868,"_49":10869,"_1946":1952},{},[10870,10875],{"_1948":10871,"_1959":10872,"_1957":10874,"_1946":1956},{},[10873],{"_13":2840},"Reward terms",{"_1948":10876,"_1959":10877,"_1957":10878,"_1946":1956},{},[]," – check for expiry dates, restrictions, or tax implications.",{"_1948":10880,"_49":10881,"_1946":1952},{},[10882],{"_1948":10883,"_1959":10884,"_1957":10885,"_1946":1956},{},[],"By managing your card responsibly, your company can turn everyday expenses into meaningful rewards, helping to boost cash flow, save on travel, and unlock valuable perks.",{"_1793":10887,"_1799":10890,"_1833":10899},{"_1795":10888,"_1797":10889},[],[],{"_1801":10891,"_13":1809,"_1807":4641,"_1811":10893,"_1816":2041,"_1818":10895,"_1820":10896,"_1779":10897,"_1831":1832},{"_1799":10892},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":10894},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-20T16:15:12.272Z","2026-05-22T08:47:19.787Z",{"_1799":10898},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10900,"_1836":1837,"_1989":1990,"_2143":10901,"_49":10916},"Key things to consider when comparing business credit cards",{"_1948":10902,"_49":10903,"_1946":1947},{},[10904,10910],{"_1948":10905,"_49":10906,"_1946":2331},{},[10907],{"_1948":10908,"_1959":10909,"_1957":10900,"_1946":1956},{},[],{"_1948":10911,"_49":10912,"_1946":1952},{},[10913],{"_1948":10914,"_1959":10915,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":10917,"_49":10918},{},[10919,10933,10940,10954,10961,10975,10982,10996,11003,11017,11024],{"_1946":2826,"_1948":10920,"_49":10921},{},[10922],{"_1946":2830,"_1948":10923,"_49":10924},{},[10925],{"_1946":1952,"_1948":10926,"_49":10927},{},[10928],{"_1946":1956,"_1957":10929,"_1959":10930,"_1948":10932},"APR (Annual Percentage Rate)",[10931],{"_13":2840},{},{"_1946":1952,"_1948":10934,"_49":10935},{},[10936],{"_1946":1956,"_1957":10937,"_1959":10938,"_1948":10939},"APR is the total cost of borrowing over a year, including interest and any standard fees. For business credit cards, APR helps you compare the true cost of different card options.",[],{},{"_1946":2826,"_1948":10941,"_49":10942},{},[10943],{"_1946":2830,"_1948":10944,"_49":10945},{},[10946],{"_1946":1952,"_1948":10947,"_49":10948},{},[10949],{"_1946":1956,"_1957":10950,"_1959":10951,"_1948":10953},"Rewards and perks",[10952],{"_13":2840},{},{"_1946":1952,"_1948":10955,"_49":10956},{},[10957],{"_1946":1956,"_1957":10958,"_1959":10959,"_1948":10960},"Some cards offer cashback, travel points, or other rewards. If you regularly make business purchases, a rewards card can help you earn back a percentage of your spending.",[],{},{"_1946":2826,"_1948":10962,"_49":10963},{},[10964],{"_1946":2830,"_1948":10965,"_49":10966},{},[10967],{"_1946":1952,"_1948":10968,"_49":10969},{},[10970],{"_1946":1956,"_1957":10971,"_1959":10972,"_1948":10974},"Credit limits",[10973],{"_13":2840},{},{"_1946":1952,"_1948":10976,"_49":10977},{},[10978],{"_1946":1956,"_1957":10979,"_1959":10980,"_1948":10981},"A higher credit limit provides more room for larger purchases and can help you manage cash flow. However, choose a card with a limit that aligns with your current business spending to avoid unnecessary debt or overspending.",[],{},{"_1946":2826,"_1948":10983,"_49":10984},{},[10985],{"_1946":2830,"_1948":10986,"_49":10987},{},[10988],{"_1946":1952,"_1948":10989,"_49":10990},{},[10991],{"_1946":1956,"_1957":10992,"_1959":10993,"_1948":10995},"Interest-free period",[10994],{"_13":2840},{},{"_1946":1952,"_1948":10997,"_49":10998},{},[10999],{"_1946":1956,"_1957":11000,"_1959":11001,"_1948":11002},"Many providers offer an interest-free period of up to 42 days, with some beyond that. There are also introductory 0% APR deals for a fixed period, which typically range from 6-18 months, but check what the rate changes to once the promotion ends.",[],{},{"_1946":2826,"_1948":11004,"_49":11005},{},[11006],{"_1946":2830,"_1948":11007,"_49":11008},{},[11009],{"_1946":1952,"_1948":11010,"_49":11011},{},[11012],{"_1946":1956,"_1957":11013,"_1959":11014,"_1948":11016},"Extras",[11015],{"_13":2840},{},{"_1946":1952,"_1948":11018,"_49":11019},{},[11020],{"_1946":1956,"_1957":11021,"_1959":11022,"_1948":11023},"Some cards offer additional features, including multiple cards for employees, expense tracking, and accounting software integrations. Decide if these may be useful depending on your business needs.",[],{},{"_1946":1952,"_1948":11025,"_49":11026},{},[11027],{"_1946":1956,"_1957":11028,"_1959":11029,"_1948":11031},"APRs and offers are subject to change. Always verify current rates and terms directly with the provider before applying.",[11030],{"_13":3132},{},{"_1793":11033,"_1799":11036,"_1833":11046},{"_1795":11034,"_1797":11035},[],[],{"_1801":11037,"_13":1809,"_1807":8382,"_1811":11039,"_1816":2260,"_1818":11041,"_1820":11042,"_1822":11042,"_1823":11043,"_1825":1934,"_1779":11044,"_1831":1832},{"_1799":11038},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11040},{"_13":1804,"_1805":1814,"_1807":4722},"2020-05-05T13:37:57.075Z","2025-06-12T13:31:15.644Z","2020-05-05T13:38:05.870Z",{"_1799":11045},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5667,"_1836":1837},"6NT2a7b5Kxu8Mhtz4QjF92",{"_1793":11049,"_1799":11052,"_1833":11062},{"_1795":11050,"_1797":11051},[],[],{"_1801":11053,"_13":1809,"_1807":11047,"_1811":11055,"_1816":2085,"_1818":11057,"_1820":11058,"_1822":11058,"_1823":11059,"_1825":1934,"_1779":11060,"_1831":1832},{"_1799":11054},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11056},{"_13":1804,"_1805":1814,"_1807":147},"2024-08-14T15:17:47.842Z","2024-12-16T11:25:30.835Z","2024-08-16T08:37:02.952Z",{"_1799":11061},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11063,"_28":304,"_1956":9937,"_1989":6828,"_11064":11065,"_1836":1837},"Compare Business credit cards - CTA - CTA Button","size","small",{"_1793":11067,"_1799":11070,"_1833":11079},{"_1795":11068,"_1797":11069},[],[],{"_1801":11071,"_13":1809,"_1807":4629,"_1811":11073,"_1816":2041,"_1818":11075,"_1820":11076,"_1779":11077,"_1831":1832},{"_1799":11072},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11074},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-20T15:32:19.890Z","2026-05-20T15:48:01.858Z",{"_1799":11078},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11080,"_1836":1837,"_1989":1990,"_2143":11081,"_49":11096},"How do business credit cards work?",{"_1948":11082,"_49":11083,"_1946":1947},{},[11084,11090],{"_1948":11085,"_49":11086,"_1946":2331},{},[11087],{"_1948":11088,"_1959":11089,"_1957":11080,"_1946":1956},{},[],{"_1948":11091,"_49":11092,"_1946":1952},{},[11093],{"_1948":11094,"_1959":11095,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":11097,"_49":11098},{},[11099,11106,11113,11120,11127,11134],{"_1946":2013,"_1948":11100,"_49":11101},{},[11102],{"_1946":1956,"_1957":11103,"_1959":11104,"_1948":11105},"1. Compare and choose a card",[],{},{"_1946":1952,"_1948":11107,"_49":11108},{},[11109],{"_1946":1956,"_1957":11110,"_1959":11111,"_1948":11112},"Compare credit cards and find the right card that suits your business needs.",[],{},{"_1946":2013,"_1948":11114,"_49":11115},{},[11116],{"_1946":1956,"_1957":11117,"_1959":11118,"_1948":11119},"2. Apply for your card",[],{},{"_1946":1952,"_1948":11121,"_49":11122},{},[11123],{"_1946":1956,"_1957":11124,"_1959":11125,"_1948":11126},"Applying for a credit card can take just minutes with some applications. ",[],{},{"_1946":2013,"_1948":11128,"_49":11129},{},[11130],{"_1946":1956,"_1957":11131,"_1959":11132,"_1948":11133},"3. Spend and repay",[],{},{"_1946":1952,"_1948":11135,"_49":11136},{},[11137],{"_1946":1956,"_1957":11138,"_1959":11139,"_1948":11140},"Once your provider approves your application, you can start your business spending with your card, but be sure to keep up with the monthly repayments.",[],{},{"_1793":11142,"_1799":11145,"_1833":11155},{"_1795":11143,"_1797":11144},[],[],{"_1801":11146,"_13":1809,"_1807":7296,"_1811":11148,"_1816":2112,"_1818":11150,"_1820":11151,"_1822":11151,"_1823":11152,"_1825":2639,"_1779":11153,"_1831":1832},{"_1799":11147},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11149},{"_13":1804,"_1805":1814,"_1807":2361},"2025-02-11T13:18:46.492Z","2026-04-29T09:42:14.768Z","2025-02-11T18:10:15.860Z",{"_1799":11154},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11156,"_1836":1837,"_1989":5641,"_2372":11157,"_2447":1786},"Platinum - business bank - expert quote",{"_5643":11158,"_4420":5645,"_5147":5148,"_5646":5647,"_5648":5150},"Keeping personal and business finances separate is essential for tax compliance. Look for an account with built-in invoicing and accounting integrations to simplify your bookkeeping.",{"_1793":11160,"_1799":11163,"_1833":11173},{"_1795":11161,"_1797":11162},[],[],{"_1801":11164,"_13":1809,"_1807":8250,"_1811":11166,"_1816":1817,"_1818":11168,"_1820":11169,"_1822":11169,"_1823":11170,"_1825":2112,"_1779":11171,"_1831":1832},{"_1799":11165},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11167},{"_13":1804,"_1805":1814,"_1807":2361},"2026-05-16T12:44:10.340Z","2026-05-19T15:37:52.409Z","2026-05-16T13:17:09.851Z",{"_1799":11172},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11174,"_1836":1837,"_1989":7904,"_2372":11175,"_2447":1786},"Pros and cons of a business loan",{"_1943":11174,"_7907":7908,"_7909":7910,"_7911":11176,"_7918":11180},[11177,11178,11179],"Funds can be provided quickly to help you accelerate growth","You remain in control of your business as you won't be using external investment. ","Fixed interest and repayment amount can help you budget for the future.",[11181,11182,11183],"You might not be eligible if you cannot provide necessary credit history.","Secured loans can put your home or personal assets at risk if you cannot make repayments.","Some lenders will require a lot of documentation before you get approved.","6c43nUHvI0P0uPXIrBnKnw",{"_1793":11186,"_1799":11189,"_1833":11199},{"_1795":11187,"_1797":11188},[],[],{"_1801":11190,"_13":1809,"_1807":11184,"_1811":11192,"_1816":2214,"_1818":11194,"_1820":11195,"_1822":11195,"_1823":11196,"_1825":5194,"_1779":11197,"_1831":1832},{"_1799":11191},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11193},{"_13":1804,"_1805":1814,"_1807":4243},"2020-05-05T13:34:56.553Z","2023-04-20T12:10:32.982Z","2020-05-05T13:36:28.546Z",{"_1799":11198},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5667,"_1836":1837,"_4254":1786,"_4256":11200},[11201],{"_1799":11202},{"_13":1804,"_1805":1809,"_1807":11203},"2WCpIUtMMzpx220khbWKNi",{"_1793":11205,"_1799":11208,"_1833":11220},{"_1795":11206,"_1797":11207},[],[],{"_1801":11209,"_13":1809,"_1807":5711,"_1811":11211,"_1816":11213,"_1818":11214,"_1820":11215,"_1822":11215,"_1823":11216,"_1825":11217,"_1779":11218,"_1831":1832},{"_1799":11210},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11212},{"_13":1804,"_1805":1814,"_1807":2458},498,"2020-02-07T14:30:49.029Z","2026-05-22T12:32:24.600Z","2020-02-07T14:31:05.757Z",522,{"_1799":11219},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11221,"_1836":1837,"_2466":11222,"_2468":118},"Home - Money homepage","Home",{"_1793":11224,"_1799":11227,"_1833":11236},{"_1795":11225,"_1797":11226},[],[],{"_1801":11228,"_13":1809,"_1807":9843,"_1811":11230,"_1816":2041,"_1818":11232,"_1820":11233,"_1779":11234,"_1831":1832},{"_1799":11229},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11231},{"_13":1804,"_1805":1814,"_1807":1933},"2026-05-20T16:04:58.137Z","2026-05-21T12:07:59.945Z",{"_1799":11235},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11237,"_1943":11237,"_2048":11238,"_49":11241,"_1836":1837},"Keeping costs low?",{"_1799":11239},{"_13":1804,"_1805":2051,"_1807":11240},"52Rum1yWDgCFWXxcZ3DJlm",{"_1948":11242,"_49":11243,"_1946":1947},{},[11244],{"_1948":11245,"_49":11246,"_1946":1952},{},[11247],{"_1948":11248,"_1959":11249,"_1957":11250,"_1946":1956},{},[],"If you want to keep costs low, you might prefer a card with low or no annual fees.",{"_1793":11252,"_1799":11257,"_1833":11267},{"_1795":11253,"_1797":11256},[11254],{"_1799":11255},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":11258,"_13":1809,"_1807":1844,"_1811":11260,"_1816":1817,"_1818":11262,"_1820":11263,"_1822":11263,"_1823":11264,"_1825":4543,"_1779":11265,"_1831":1832},{"_1799":11259},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11261},{"_13":1804,"_1805":1814,"_1807":4582},"2024-08-14T14:01:15.093Z","2025-11-06T15:02:37.973Z","2024-08-16T09:21:35.073Z",{"_1799":11266},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11268,"_1836":1837,"_1943":8362,"_4594":11269,"_11270":11271,"_4596":59,"_4597":4598,"_2118":11273,"_11282":11283,"_11284":1839,"_2750":11285},"Business - Credit Cards - How to choose a business credit card - Modular page (SME template)","A business credit card can help you to run your operation more efficiently. But you need to choose the right one. This quick guide explains how.","metaImage",{"_1799":11272},{"_13":1804,"_1805":2051,"_1807":7337},[11274,11276,11278,11280],{"_1799":11275},{"_13":1804,"_1805":1809,"_1807":2448},{"_1799":11277},{"_13":1804,"_1805":1809,"_1807":8343},{"_1799":11279},{"_13":1804,"_1805":1809,"_1807":7317},{"_1799":11281},{"_13":1804,"_1805":1809,"_1807":3308},"ogType","article","metaPageType","Read More",{"_1793":11287,"_1799":11292,"_1833":11302},{"_1795":11288,"_1797":11291},[11289],{"_1799":11290},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":11293,"_13":1809,"_1807":7172,"_1811":11295,"_1816":1980,"_1818":11297,"_1820":11298,"_1822":11298,"_1823":11299,"_1825":4802,"_1779":11300,"_1831":1832},{"_1799":11294},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11296},{"_13":1804,"_1805":1814,"_1807":2361},"2023-05-31T14:33:00.588Z","2026-05-16T13:18:03.958Z","2023-06-14T14:08:05.301Z",{"_1799":11301},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11303,"_1836":1837,"_1989":6317,"_2372":11304,"_2447":1786},"Platinum - Business loans - How to apply",{"_6323":11305,"_1943":11318,"_6320":59,"_6321":11319},[11306,11309,11312,11315],{"_6326":1943,"_6328":11307,"_1943":11308,"_2048":6331},"It’s important to know which type of loan is best suited for your business, so always explore the options available to you before making a decision. ","Research the type of loan you need ",{"_6326":1943,"_1943":11310,"_6328":11311,"_2048":5533},"Decide how much you would like to borrow ","You’ll need to work out how much money you need to ensure the loan can fund your business’ goals. It’s also essential to know how long you’ll need to repay the loan. ",{"_6326":1943,"_1943":11313,"_6328":11314,"_2048":6027},"Check any conditions attached to the loan ","Lenders will have different criteria depending on the loan, so make sure that you can adhere to the conditions and repay the money when needed. ",{"_6326":1943,"_1943":11316,"_6328":11317,"_2048":6342},"Apply for a business loan ","Once you’ve followed these steps you’ll be ready to fill out an application with your financial details. ","How to apply for a business loan","Before choosing your business loan, consider the following steps:","6zaj3cj5N0FSGF2Jpkyj05",{"_1793":11322,"_1799":11325,"_1833":11335},{"_1795":11323,"_1797":11324},[],[],{"_1801":11326,"_13":1809,"_1807":11320,"_1811":11328,"_1816":5194,"_1818":11330,"_1820":11331,"_1822":11331,"_1823":11332,"_1825":2134,"_1779":11333,"_1831":1832},{"_1799":11327},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11329},{"_13":1804,"_1805":1814,"_1807":2361},"2025-11-27T15:50:02.120Z","2026-04-17T10:05:38.632Z","2025-11-27T16:55:07.593Z",{"_1799":11334},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11336,"_1836":1837,"_1989":10605,"_2372":11337,"_2447":1786},"Platinum - Business - Business credit cards - stat 2",{"_1943":11338,"_10608":11339,"_11341":59,"_10611":11342},"Around one in five SMEs have a business credit card, making it the most common form of borrowing",{"_10608":11340},"20%","showIcon",{"_10613":10614,"_28":11343},"Platinum - Business - Business credit cards - footnotes",{"_1793":11345,"_1799":11350,"_1833":11360},{"_1795":11346,"_1797":11349},[11347],{"_1799":11348},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":11351,"_13":1809,"_1807":7198,"_1811":11353,"_1816":2643,"_1818":11355,"_1820":11356,"_1822":11356,"_1823":11357,"_1825":6613,"_1779":11358,"_1831":1832},{"_1799":11352},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11354},{"_13":1804,"_1805":1814,"_1807":2361},"2023-05-31T14:33:31.919Z","2026-05-16T13:18:05.047Z","2023-06-07T09:51:11.616Z",{"_1799":11359},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11361,"_1836":1837,"_1989":4499,"_2372":11362,"_2447":1786},"Platinum - Business loans - Didn't find what you were looking for?",{"_1943":4501,"_4502":11363},[11364,11377],{"_4505":11365,"_4507":11366},"More types of business loan",[11367,11370,11373,11374,11375],{"_4510":11368,"_4512":11369},"Secured business loans","/business/business-loans/secured-business-loans",{"_4510":11371,"_4512":11372},"Business vehicle finance","/business/business-loans/business-vehicle-finance",{"_4510":3155,"_4512":342},{"_4510":9585,"_4512":351},{"_4510":11376,"_4512":295},"Business startup loans",{"_4505":11378,"_4507":11379},"Other small business products",[11380,11381,11383,11385],{"_4510":2751,"_4512":304},{"_4510":11382,"_4512":313},"Business startup credit cards",{"_4510":11384,"_4512":376},"Business current accounts",{"_4510":4529,"_4512":455},{"_1793":11387,"_1799":11390,"_1833":11402},{"_1795":11388,"_1797":11389},[],[],{"_1801":11391,"_13":1809,"_1807":4626,"_1811":11393,"_1816":5977,"_1818":11395,"_1820":11396,"_1822":11397,"_1823":11398,"_1825":11399,"_1779":11400,"_1831":1832},{"_1799":11392},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11394},{"_13":1804,"_1805":1814,"_1807":1979},"2023-06-14T12:38:11.903Z","2026-05-20T10:51:51.574Z","2026-03-17T18:20:52.001Z","2023-06-16T10:35:09.158Z",207,{"_1799":11401},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10119,"_1836":1837,"_1989":1990,"_2143":11403,"_49":11418},{"_1948":11404,"_49":11405,"_1946":1947},{},[11406,11412],{"_1948":11407,"_49":11408,"_1946":2331},{},[11409],{"_1948":11410,"_1959":11411,"_1957":3355,"_1946":1956},{},[],{"_1948":11413,"_49":11414,"_1946":1952},{},[11415],{"_1948":11416,"_1959":11417,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":11419,"_49":11420},{},[11421,11428,11435,11468],{"_1946":1952,"_1948":11422,"_49":11423},{},[11424],{"_1946":1956,"_1957":11425,"_1959":11426,"_1948":11427},"A business credit card is designed to help UK companies manage expenses while separating personal and professional spending. ",[],{},{"_1946":1952,"_1948":11429,"_49":11430},{},[11431],{"_1946":1956,"_1957":11432,"_1959":11433,"_1948":11434},"It can be a useful tool to: ",[],{},{"_1946":2826,"_1948":11436,"_49":11437},{},[11438,11448,11458],{"_1946":2830,"_1948":11439,"_49":11440},{},[11441],{"_1946":1952,"_1948":11442,"_49":11443},{},[11444],{"_1946":1956,"_1957":11445,"_1959":11446,"_1948":11447},"Manage your cash flow",[],{},{"_1946":2830,"_1948":11449,"_49":11450},{},[11451],{"_1946":1952,"_1948":11452,"_49":11453},{},[11454],{"_1946":1956,"_1957":11455,"_1959":11456,"_1948":11457},"Build your company’s credit profile",[],{},{"_1946":2830,"_1948":11459,"_49":11460},{},[11461],{"_1946":1952,"_1948":11462,"_49":11463},{},[11464],{"_1946":1956,"_1957":11465,"_1959":11466,"_1948":11467},"Track your business expenses",[],{},{"_1946":1952,"_1948":11469,"_49":11470},{},[11471,11475],{"_1946":1956,"_1957":11472,"_1959":11473,"_1948":11474},"It",[],{},{"_1946":1956,"_1957":11476,"_1959":11477,"_1948":11478}," works in the same way as a personal credit card, but is tied to your company, with perks often including rewards (e.g. cashback, travel points and insurance), and accounting software integration.",[],{},{"_1793":11480,"_1799":11483,"_1833":11492},{"_1795":11481,"_1797":11482},[],[],{"_1801":11484,"_13":1809,"_1807":1877,"_1811":11486,"_1816":2459,"_1818":11488,"_1820":11489,"_1822":11489,"_1823":11489,"_1825":2260,"_1779":11490,"_1831":1832},{"_1799":11485},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11487},{"_13":1804,"_1805":1814,"_1807":1867},"2025-08-19T16:29:22.679Z","2025-08-19T16:29:44.489Z",{"_1799":11491},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11493,"_1836":1837},"seo_category_business_credit_cards",{"_1793":11495,"_1799":11498,"_1833":11508},{"_1795":11496,"_1797":11497},[],[],{"_1801":11499,"_13":1809,"_1807":7156,"_1811":11501,"_1816":1826,"_1818":11503,"_1820":11504,"_1822":11504,"_1823":11505,"_1825":7072,"_1779":11506,"_1831":1832},{"_1799":11500},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11502},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-06T15:27:21.984Z","2026-05-20T12:49:25.615Z","2023-06-14T14:05:10.141Z",{"_1799":11507},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11509,"_1836":1837,"_1989":5986,"_2372":11510,"_2447":1786},"Platinum - Business loans - sticky nav",{"_5988":11511},[11512,11513,11514,11517,11519,11522],{"_1815":5553,"_47":5992,"_1807":5536},{"_1815":11303,"_47":10128,"_1807":7172},{"_1815":11515,"_47":11516,"_1807":7175},"Business loans - why use money.co.uk","Why choose money.co.uk",{"_1815":9971,"_47":11518,"_1807":7178},"Government loans",{"_1815":11520,"_47":11521},"Platinum - Business Loans - Types of loans","Different types of loans",{"_1815":11523,"_47":6008,"_1807":7191},"Platinum - business loans - FAQs",{"_1793":11525,"_1799":11528,"_1833":11537},{"_1795":11526,"_1797":11527},[],[],{"_1801":11529,"_13":1809,"_1807":4752,"_1811":11531,"_1816":2041,"_1818":11533,"_1820":11534,"_1779":11535,"_1831":1832},{"_1799":11530},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11532},{"_13":1804,"_1805":1814,"_1807":1933},"2026-05-20T16:34:05.753Z","2026-05-22T09:04:38.061Z",{"_1799":11536},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11538,"_1943":11539,"_49":11540,"_1836":1837},"Review your credit reports","1. Review your credit reports",{"_1946":1947,"_1948":11541,"_49":11542},{},[11543],{"_1946":1952,"_1948":11544,"_49":11545},{},[11546,11550],{"_1946":1956,"_1957":11547,"_1959":11548,"_1948":11549},"Check both your personal and business credit scores to ensure they are accurate before a provider runs a credit check later in the application process",[],{},{"_1946":1956,"_1957":2513,"_1959":11551,"_1948":11552},[],{},{"_1793":11554,"_1799":11557,"_1833":11568},{"_1795":11555,"_1797":11556},[],[],{"_1801":11558,"_13":1809,"_1807":10260,"_1811":11560,"_1816":1817,"_1818":11563,"_1820":11564,"_1822":11564,"_1823":11565,"_1825":3295,"_1779":11566,"_1831":1832},{"_1799":11559},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11561},{"_13":1804,"_1805":1814,"_1807":11562},"table","2026-04-02T12:13:34.902Z","2026-05-16T13:18:04.368Z","2026-04-08T14:21:24.263Z",{"_1799":11567},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10213,"_1836":1837,"_11569":11570,"_11634":1786},"contents",[11571,11588,11605,11619],[11572,11576,11579,11582,11585],{"_13":11573,"_1959":11574,"_1957":11575},"th",{},"Loan amount",{"_13":11573,"_1959":11577,"_1957":11578},{},"APR",{"_13":11573,"_1959":11580,"_1957":11581},{},"Loan term",{"_13":11573,"_1959":11583,"_1957":11584},{},"Monthly repayment",{"_13":11573,"_1959":11586,"_1957":11587},{},"Total cost",[11589,11593,11596,11599,11602],{"_13":11590,"_1959":11591,"_1957":11592},"td",{},"£25,000",{"_13":11590,"_1959":11594,"_1957":11595},{},"8%",{"_13":11590,"_1959":11597,"_1957":11598},{},"5 years",{"_13":11590,"_1959":11600,"_1957":11601},{},"£506.91",{"_13":11590,"_1959":11603,"_1957":11604},{},"£30,414.59",[11606,11608,11611,11613,11616],{"_13":11590,"_1959":11607,"_1957":11592},{},{"_13":11590,"_1959":11609,"_1957":11610},{},"10%",{"_13":11590,"_1959":11612,"_1957":11598},{},{"_13":11590,"_1959":11614,"_1957":11615},{},"£531.18",{"_13":11590,"_1959":11617,"_1957":11618},{},"£31,870.57",[11620,11623,11626,11628,11631],{"_13":11590,"_1959":11621,"_1957":11622},{},"£75,000",{"_13":11590,"_1959":11624,"_1957":11625},{},"12%",{"_13":11590,"_1959":11627,"_1957":11598},{},{"_13":11590,"_1959":11629,"_1957":11630},{},"£1,668.33",{"_13":11590,"_1959":11632,"_1957":11633},{},"£100,100.01","displayDate",{"_1793":11636,"_1799":11639,"_1833":11649},{"_1795":11637,"_1797":11638},[],[],{"_1801":11640,"_13":1809,"_1807":4686,"_1811":11642,"_1816":3269,"_1818":11644,"_1820":11645,"_1822":11645,"_1823":11646,"_1825":5636,"_1779":11647,"_1831":1832},{"_1799":11641},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11643},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-16T09:39:20.762Z","2026-04-17T10:03:24.568Z","2023-06-16T10:38:46.145Z",{"_1799":11648},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11343,"_1836":1837,"_1989":5316,"_2372":11650,"_2447":1786},{"_1943":5318,"_5319":11651},[11652],{"_5322":11653,"_1815":11654,"_2094":11655},"'What you need to know for 2026'","https://risefunding.co.uk/12-business-loan-statistics-you-need-to-know-in-2026/","Research by Rise Funding about business borrowing","7E08nBOA75mPu4RdvwGd84",{"_1793":11658,"_1799":11661,"_1833":11671},{"_1795":11659,"_1797":11660},[],[],{"_1801":11662,"_13":1809,"_1807":11656,"_1811":11664,"_1816":3028,"_1818":11666,"_1820":11667,"_1822":11667,"_1823":11668,"_1825":2486,"_1779":11669,"_1831":1832},{"_1799":11663},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11665},{"_13":1804,"_1805":1814,"_1807":2361},"2025-09-01T11:55:30.047Z","2026-04-29T09:42:14.475Z","2025-09-01T11:56:57.279Z",{"_1799":11670},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11672,"_1836":1837,"_1989":10605,"_2372":11673,"_2447":1786},"Platinum - business banking - stat 2",{"_1943":11674,"_10608":11675,"_11341":59,"_10611":11677},"Percentage of UK SMEs that say accounting software integration is one of the most important features in a business bank account.",{"_10608":11676},"65%",{"_10613":11678,"_28":10074},"[2]",{"_1793":11680,"_1799":11683,"_1833":11693},{"_1795":11681,"_1797":11682},[],[],{"_1801":11684,"_13":1809,"_1807":6414,"_1811":11686,"_1816":2085,"_1818":11688,"_1820":11689,"_1822":11689,"_1823":11690,"_1825":5977,"_1779":11691,"_1831":1832},{"_1799":11685},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11687},{"_13":1804,"_1805":1814,"_1807":1933},"2026-03-10T19:05:03.286Z","2026-03-18T12:00:35.915Z","2026-03-17T18:20:52.707Z",{"_1799":11692},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11694,"_1943":11694,"_49":11695,"_1836":1837},"How can I manage spending and repayments?",{"_1946":1947,"_1948":11696,"_49":11697},{},[11698,11705,11753],{"_1946":1952,"_1948":11699,"_49":11700},{},[11701],{"_1946":1956,"_1957":11702,"_1959":11703,"_1948":11704},"Choosing the right business credit card depends on how you plan to use it. Here are three factors to consider:",[],{},{"_1946":2826,"_1948":11706,"_49":11707},{},[11708,11723,11738],{"_1946":2830,"_1948":11709,"_49":11710},{},[11711],{"_1946":1952,"_1948":11712,"_49":11713},{},[11714,11719],{"_1946":1956,"_1957":11715,"_1959":11716,"_1948":11718},"Spread payments: ",[11717],{"_13":2840},{},{"_1946":1956,"_1957":11720,"_1959":11721,"_1948":11722},"If you plan to carry a balance, focus on cards with a low APR to keep interest costs down. Look for 0% introductory offers, check how long the low-rate period lasts, and be aware of any balance transfer fees. Ideal for larger or irregular purchases.",[],{},{"_1946":2830,"_1948":11724,"_49":11725},{},[11726],{"_1946":1952,"_1948":11727,"_49":11728},{},[11729,11734],{"_1946":1956,"_1957":11730,"_1959":11731,"_1948":11733},"Spend regularly:",[11732],{"_13":2840},{},{"_1946":1956,"_1957":11735,"_1959":11736,"_1948":11737}," For frequent purchases, choose a card with a long interest-free period. This helps manage short-term cash flow while avoiding interest. Look for cards offering rewards, cashback, or discounts, and consider tools for employee cards and expense tracking.",[],{},{"_1946":2830,"_1948":11739,"_49":11740},{},[11741],{"_1946":1952,"_1948":11742,"_49":11743},{},[11744,11749],{"_1946":1956,"_1957":11745,"_1959":11746,"_1948":11748},"Pay in full each month: ",[11747],{"_13":2840},{},{"_1946":1956,"_1957":11750,"_1959":11751,"_1948":11752},"If you clear your balance monthly, interest is less of a concern. Instead, prioritise cards with strong rewards, low or no annual fees, and perks like travel insurance or purchase protection. Match the card to your spending habits to get the most value.",[],{},{"_1946":1952,"_1948":11754,"_49":11755},{},[11756],{"_1946":1956,"_1957":9,"_1959":11757,"_1948":11758},[],{},{"_1793":11760,"_1799":11765,"_1833":11775},{"_1795":11761,"_1797":11764},[11762],{"_1799":11763},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":11766,"_13":1809,"_1807":4678,"_1811":11768,"_1816":2316,"_1818":11770,"_1820":11771,"_1822":11771,"_1823":11772,"_1825":4952,"_1779":11773,"_1831":1832},{"_1799":11767},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11769},{"_13":1804,"_1805":1814,"_1807":2361},"2023-06-12T11:46:37.031Z","2026-05-22T15:35:18.211Z","2023-06-12T14:07:27.051Z",{"_1799":11774},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11776,"_1836":1837,"_1989":4499,"_2372":11777,"_2447":59},"Platinum - Business - All business products - Links collection",{"_1943":11778,"_4502":11779},"Didn’t find what you were looking for?",[11780,11791],{"_4505":11781,"_4507":11782},"Alternative lending products",[11783,11784,11787,11789],{"_4510":4525,"_4512":286},{"_4510":11785,"_4512":11786},"Business charge cards","/business/business-charge-cards",{"_4510":11788,"_4512":2848},"Business credit cards with rewards",{"_4510":11376,"_4512":11790},"https://www.money.co.uk/business/business-loans/start-up-business-loans",{"_4505":11792,"_4507":11793},"Other business products you may need",[11794,11795,11796,11797,11800],{"_4510":11384,"_4512":376},{"_4510":4523,"_4512":403},{"_4510":4529,"_4512":455},{"_4510":11798,"_4512":11799},"Business electricity","/business-electricity",{"_4510":11801,"_4512":11802},"Business gas","/business-gas",{"_1793":11804,"_1799":11807,"_1833":11817},{"_1795":11805,"_1797":11806},[],[],{"_1801":11808,"_13":1809,"_1807":8241,"_1811":11810,"_1816":2214,"_1818":11812,"_1820":11813,"_1822":11813,"_1823":11814,"_1825":5830,"_1779":11815,"_1831":1832},{"_1799":11809},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11811},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-16T11:16:54.908Z","2026-05-16T13:19:20.388Z","2026-05-16T13:17:09.745Z",{"_1799":11816},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11818,"_1836":1837,"_1989":1990,"_2143":11819,"_49":11834},"What do I need to get a business loan?",{"_1948":11820,"_49":11821,"_1946":1947},{},[11822,11828],{"_1948":11823,"_49":11824,"_1946":2331},{},[11825],{"_1948":11826,"_1959":11827,"_1957":11818,"_1946":1956},{},[],{"_1948":11829,"_49":11830,"_1946":1952},{},[11831],{"_1948":11832,"_1959":11833,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":11835,"_49":11836},{},[11837,11844,11851,11904],{"_1946":1952,"_1948":11838,"_49":11839},{},[11840],{"_1946":1956,"_1957":11841,"_1959":11842,"_1948":11843},"To get a business loan approved, you'll have to provide information to show you meet the eligibility criteria. ",[],{},{"_1946":1952,"_1948":11845,"_49":11846},{},[11847],{"_1946":1956,"_1957":11848,"_1959":11849,"_1948":11850},"You will typically need: ",[],{},{"_1946":2826,"_1948":11852,"_49":11853},{},[11854,11864,11874,11884,11894],{"_1946":2830,"_1948":11855,"_49":11856},{},[11857],{"_1946":1952,"_1948":11858,"_49":11859},{},[11860],{"_1946":1956,"_1957":11861,"_1959":11862,"_1948":11863},"To be over 18 years old",[],{},{"_1946":2830,"_1948":11865,"_49":11866},{},[11867],{"_1946":1952,"_1948":11868,"_49":11869},{},[11870],{"_1946":1956,"_1957":11871,"_1959":11872,"_1948":11873},"To have a UK bank account",[],{},{"_1946":2830,"_1948":11875,"_49":11876},{},[11877],{"_1946":1952,"_1948":11878,"_49":11879},{},[11880],{"_1946":1956,"_1957":11881,"_1959":11882,"_1948":11883},"Up-to-date accounts and bank statements",[],{},{"_1946":2830,"_1948":11885,"_49":11886},{},[11887],{"_1946":1952,"_1948":11888,"_49":11889},{},[11890],{"_1946":1956,"_1957":11891,"_1959":11892,"_1948":11893},"To show your credit profile",[],{},{"_1946":2830,"_1948":11895,"_49":11896},{},[11897],{"_1946":1952,"_1948":11898,"_49":11899},{},[11900],{"_1946":1956,"_1957":11901,"_1959":11902,"_1948":11903},"A business plan with the loan's purpose and how you plan to repay it",[],{},{"_1946":1952,"_1948":11905,"_49":11906},{},[11907],{"_1946":1956,"_1957":11908,"_1959":11909,"_1948":11910},"The credit score required to secure a business loan varies depending on your lender and the type of loan you're applying for.",[],{},{"_1793":11912,"_1799":11915,"_1833":11925},{"_1795":11913,"_1797":11914},[],[],{"_1801":11916,"_13":1809,"_1807":7236,"_1811":11918,"_1816":2316,"_1818":11920,"_1820":11921,"_1822":11921,"_1823":11922,"_1825":2639,"_1779":11923,"_1831":1832},{"_1799":11917},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11919},{"_13":1804,"_1805":1814,"_1807":1867},"2020-09-09T13:25:09.130Z","2026-04-29T09:42:15.309Z","2020-09-09T13:25:12.695Z",{"_1799":11924},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11926,"_1836":1837},"seo_category_business_current_accounts","7MQtnn52PxDWpz3Xv6gwI9",{"_1793":11929,"_1799":11932,"_1833":11943},{"_1795":11930,"_1797":11931},[],[],{"_1801":11933,"_13":1809,"_1807":11927,"_1811":11935,"_1816":1980,"_1818":11937,"_1820":11938,"_1822":11938,"_1823":11939,"_1825":11940,"_1779":11941,"_1831":1832},{"_1799":11934},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11936},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-02T13:36:05.386Z","2026-05-19T15:37:27.107Z","2023-06-14T14:10:31.963Z",29,{"_1799":11942},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11944,"_1943":11945,"_49":11946,"_1836":1837},"Platinum - business loans - FAQ 4","How can I check if my business has a credit record?",{"_1946":1947,"_1948":11947,"_49":11948},{},[11949],{"_1946":1952,"_1948":11950,"_49":11951},{},[11952],{"_1946":1956,"_1957":11953,"_1959":11954,"_1948":11955},"Your business credit record may affect whether or not your loan application is accepted. You can find your credit score through credit referencing agencies such as Experian.",[],{},{"_1793":11957,"_1799":11960,"_1833":11970},{"_1795":11958,"_1797":11959},[],[],{"_1801":11961,"_13":1809,"_1807":4650,"_1811":11963,"_1816":1826,"_1818":11965,"_1820":11966,"_1822":11966,"_1823":11967,"_1825":7072,"_1779":11968,"_1831":1832},{"_1799":11962},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11964},{"_13":1804,"_1805":1814,"_1807":2361},"2023-11-17T11:29:10.385Z","2026-03-17T18:20:52.138Z","2023-11-21T15:19:54.486Z",{"_1799":11969},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11971,"_1836":1837,"_1989":5641,"_2372":11972,"_2447":1786},"Platinum - Business credit cards - Expert quote",{"_5643":11973,"_4420":5645,"_5147":5148,"_5646":5647,"_5648":5649},"Business credit cards can give you breathing room when cash flow is tight. They also make expense tracking far simpler. Look for cards offering cashback or rewards on the spending you're already doing, like travel, fuel, or office supplies.",{"_1793":11975,"_1799":11978,"_1833":11987},{"_1795":11976,"_1797":11977},[],[],{"_1801":11979,"_13":1809,"_1807":9848,"_1811":11981,"_1816":2041,"_1818":11983,"_1820":11984,"_1779":11985,"_1831":1832},{"_1799":11980},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":11982},{"_13":1804,"_1805":1814,"_1807":1933},"2026-05-21T11:52:47.003Z","2026-05-21T12:07:40.211Z",{"_1799":11986},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11988,"_1943":11988,"_2048":11989,"_49":11992},"Travel or spend a lot?",{"_1799":11990},{"_13":1804,"_1805":2051,"_1807":11991},"5DPYpXjTSFLYtXniBH8iRW",{"_1948":11993,"_49":11994,"_1946":1947},{},[11995,12002],{"_1948":11996,"_49":11997,"_1946":1952},{},[11998],{"_1948":11999,"_1959":12000,"_1957":12001,"_1946":1956},{},[],"When you're travelling for your business a lot, it could be beneficial to earn money on the miles you're clocking up.",{"_1948":12003,"_49":12004,"_1946":1952},{},[12005],{"_1948":12006,"_1959":12007,"_1957":12008,"_1946":1956},{},[],"A card with perks, including travel points or air miles, might be most suitable for your business.","7c2OKSHIsremvuUX9iTgCT",{"_1793":12011,"_1799":12014,"_1833":12024},{"_1795":12012,"_1797":12013},[],[],{"_1801":12015,"_13":1809,"_1807":12009,"_1811":12017,"_1816":2108,"_1818":12019,"_1820":12020,"_1822":12020,"_1823":12021,"_1825":2112,"_1779":12022,"_1831":1832},{"_1799":12016},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12018},{"_13":1804,"_1805":1814,"_1807":1933},"2023-06-02T13:34:04.896Z","2026-05-16T13:18:04.588Z","2023-06-14T14:10:00.146Z",{"_1799":12023},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12025,"_1943":12026,"_49":12027,"_1836":1837},"Platinum - business loans - FAQ 2","Can I get a business loan if I’m not the company owner?",{"_1948":12028,"_49":12029,"_1946":1947},{},[12030],{"_1948":12031,"_49":12032,"_1946":1952},{},[12033],{"_1948":12034,"_1959":12035,"_1957":12036,"_1946":1956},{},[],"No, you don't need to be the owner of a company to get a loan. Registered company directors can apply for most business loans.",{"_1793":12038,"_1799":12043,"_1833":12053},{"_1795":12039,"_1797":12042},[12040],{"_1799":12041},{"_13":1804,"_1805":2076,"_1807":2077},[],{"_1801":12044,"_13":1809,"_1807":2225,"_1811":12046,"_1816":2264,"_1818":12048,"_1820":12049,"_1822":12049,"_1823":12050,"_1825":2316,"_1779":12051,"_1831":1832},{"_1799":12045},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12047},{"_13":1804,"_1805":1814,"_1807":4582},"2024-01-25T10:07:26.131Z","2026-01-07T16:13:23.326Z","2024-01-30T12:34:35.724Z",{"_1799":12052},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12054,"_1836":1837,"_1943":2096,"_4594":12055,"_11270":12056,"_4596":59,"_4597":4598,"_2118":12058,"_11282":11283,"_11284":1839,"_2750":11285},"Business - Guides - Starting a business from scratch - Modular page (SME)","Find out the key elements of starting a business from scratch, including tax, finances, insurance, market research and advertising.",{"_1799":12057},{"_13":1804,"_1805":2051,"_1807":7117},[12059,12061,12063,12065],{"_1799":12060},{"_13":1804,"_1805":1809,"_1807":5690},{"_1799":12062},{"_13":1804,"_1805":1809,"_1807":2070},{"_1799":12064},{"_13":1804,"_1805":1809,"_1807":7095},{"_1799":12066},{"_13":1804,"_1805":1809,"_1807":8449},"7iXxFsLEQknOX5LxPKi2zs",{"_1793":12069,"_1799":12072,"_1833":12082},{"_1795":12070,"_1797":12071},[],[],{"_1801":12073,"_13":1809,"_1807":12067,"_1811":12075,"_1816":4543,"_1818":12077,"_1820":12078,"_1822":12078,"_1823":12079,"_1825":4802,"_1779":12080,"_1831":1832},{"_1799":12074},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12076},{"_13":1804,"_1805":1814,"_1807":1979},"2025-07-16T12:45:26.836Z","2026-05-16T13:18:04.525Z","2025-07-17T14:39:18.695Z",{"_1799":12081},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12083,"_1836":1837,"_1989":1990,"_49":12084,"_2008":12099},"Business loans - why choose money.co.uk - get approved",{"_1948":12085,"_49":12086,"_1946":1947},{},[12087,12093],{"_1948":12088,"_49":12092,"_1946":2001},{"_1996":12089},{"_1799":12090},{"_1807":12091,"_13":1804,"_1805":1809},"XVEwLvY5GWwvDoXlAsPb7",[],{"_1948":12094,"_49":12095,"_1946":1952},{},[12096],{"_1948":12097,"_1959":12098,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":12100,"_49":12101},{},[12102,12109],{"_1946":2013,"_1948":12103,"_49":12104},{},[12105],{"_1946":1956,"_1957":12106,"_1959":12107,"_1948":12108},"Get approved quickly",[],{},{"_1946":1952,"_1948":12110,"_49":12111},{},[12112],{"_1946":1956,"_1957":12113,"_1959":12114,"_1948":12115},"We work with partners who can approve your business loan in as little as 24 hours, so you can quickly access your funding.",[],{},{"_1793":12117,"_1799":12120,"_1833":12130},{"_1795":12118,"_1797":12119},[],[],{"_1801":12121,"_13":1809,"_1807":2344,"_1811":12123,"_1816":2264,"_1818":12125,"_1820":12126,"_1822":12126,"_1823":12127,"_1825":2486,"_1779":12128,"_1831":1832},{"_1799":12122},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12124},{"_13":1804,"_1805":1814,"_1807":1979},"2025-11-17T14:42:27.749Z","2026-02-23T18:21:04.864Z","2025-11-18T17:06:55.220Z",{"_1799":12129},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12131,"_1836":1837,"_1989":1990,"_49":12132,"_2008":12146},"Business credit cards - why money.co.uk - Easy to compare and apply",{"_1948":12133,"_49":12134,"_1946":1947},{},[12135,12140],{"_1948":12136,"_49":12139,"_1946":2001},{"_1996":12137},{"_1799":12138},{"_1807":2398,"_13":1804,"_1805":1809},[],{"_1948":12141,"_49":12142,"_1946":1952},{},[12143],{"_1948":12144,"_1959":12145,"_1957":9,"_1946":1956},{},[],{"_1948":12147,"_49":12148,"_1946":1947},{},[12149,12156],{"_1948":12150,"_49":12151,"_1946":2013},{},[12152],{"_1948":12153,"_1959":12154,"_1957":12155,"_1946":1956},{},[],"Easy to compare and apply",{"_1948":12157,"_49":12158,"_1946":1952},{},[12159],{"_1948":12160,"_1959":12161,"_1957":12162,"_1946":1956},{},[],"Compare rates, fees and terms upfront, so you can apply for the card that ticks all your boxes with confidence.",{"_1793":12164,"_1799":12167,"_1833":12177},{"_1795":12165,"_1797":12166},[],[],{"_1801":12168,"_13":1809,"_1807":5294,"_1811":12170,"_1816":7773,"_1818":12172,"_1820":12173,"_1822":12173,"_1823":12174,"_1825":8202,"_1779":12175,"_1831":1832},{"_1799":12169},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12171},{"_13":1804,"_1805":1814,"_1807":1867},"2021-08-10T14:47:57.125Z","2026-02-19T12:03:21.922Z","2021-08-10T14:47:57.668Z",{"_1799":12176},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12178,"_1836":1837},"Not set",{"_1793":12180,"_1799":12183,"_1833":12193},{"_1795":12181,"_1797":12182},[],[],{"_1801":12184,"_13":1809,"_1807":1871,"_1811":12186,"_1816":4490,"_1818":12188,"_1820":12189,"_1822":12189,"_1823":12190,"_1825":5636,"_1779":12191,"_1831":1832},{"_1799":12185},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12187},{"_13":1804,"_1805":1814,"_1807":1867},"2021-12-01T11:27:11.598Z","2026-05-22T12:32:26.874Z","2022-03-23T13:00:15.414Z",{"_1799":12192},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12194,"_1836":1837},"Business - Sitemap",{"_1793":12196,"_1799":12199,"_1833":12208},{"_1795":12197,"_1797":12198},[],[],{"_1801":12200,"_13":1809,"_1807":3418,"_1811":12202,"_1816":2459,"_1818":12204,"_1820":12205,"_1822":12205,"_1823":12205,"_1825":4775,"_1779":12206,"_1831":1832},{"_1799":12201},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12203},{"_13":1804,"_1805":1814,"_1807":4798},"2024-08-14T15:15:08.426Z","2024-08-16T08:37:02.894Z",{"_1799":12207},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12209,"_1836":1837,"_1956":12210,"_147":12226,"_1989":6975},"Compare Business credit cards - CTA",{"_1948":12211,"_49":12212,"_1946":1947},{},[12213,12220],{"_1948":12214,"_49":12215,"_1946":1952},{},[12216],{"_1948":12217,"_1959":12218,"_1957":12219,"_1946":1956},{},[],"Earn rewards and save money with a business credit card",{"_1948":12221,"_49":12222,"_1946":1952},{},[12223],{"_1948":12224,"_1959":12225,"_1957":9,"_1946":1956},{},[],{"_1799":12227},{"_13":1804,"_1805":1809,"_1807":11047},{"_1793":12229,"_1799":12232,"_1833":12243},{"_1795":12230,"_1797":12231},[],[],{"_1801":12233,"_13":1809,"_1807":10234,"_1811":12235,"_1816":1817,"_1818":12237,"_1820":12238,"_1822":12238,"_1823":12239,"_1825":12240,"_1779":12241,"_1831":1832},{"_1799":12234},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12236},{"_13":1804,"_1805":1814,"_1807":1979},"2026-04-02T12:35:48.191Z","2026-05-16T13:18:04.352Z","2026-04-08T14:21:24.243Z",83,{"_1799":12242},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12244,"_1836":1837,"_1989":1990},"How a lender decides loan size",{"_1793":12246,"_1799":12249,"_1833":12260},{"_1795":12247,"_1797":12248},[],[],{"_1801":12250,"_13":1809,"_1807":4632,"_1811":12252,"_1816":2702,"_1818":12254,"_1820":12255,"_1822":12255,"_1823":12256,"_1825":12257,"_1779":12258,"_1831":1832},{"_1799":12251},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12253},{"_13":1804,"_1805":1814,"_1807":1979},"2023-06-14T12:39:57.430Z","2026-02-19T15:05:28.304Z","2023-06-16T10:35:37.059Z",146,{"_1799":12259},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":10122,"_1836":1837,"_1989":1990,"_2143":12261,"_49":12277},{"_1948":12262,"_49":12263,"_1946":1947},{},[12264,12271],{"_1948":12265,"_49":12266,"_1946":2331},{},[12267],{"_1948":12268,"_1959":12269,"_1957":12270,"_1946":1956},{},[],"Am I eligible for a business credit card?",{"_1948":12272,"_49":12273,"_1946":1952},{},[12274],{"_1948":12275,"_1959":12276,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":12278,"_49":12279},{},[12280,12298,12305,12338,12345,12362,12367],{"_1946":1952,"_1948":12281,"_49":12282},{},[12283,12287,12294],{"_1946":1956,"_1957":12284,"_1959":12285,"_1948":12286},"Eligibility depends on the provider’s criteria and your company’s financial profile. While some business credit cards are designed for ",[],{},{"_1946":2291,"_1948":12288,"_49":12289},{"_2282":3485},[12290],{"_1946":1956,"_1957":12291,"_1959":12292,"_1948":12293},"startups",[],{},{"_1946":1956,"_1957":12295,"_1959":12296,"_1948":12297}," or sole traders, others may require a minimum turnover or business history. ",[],{},{"_1946":1952,"_1948":12299,"_49":12300},{},[12301],{"_1946":1956,"_1957":12302,"_1959":12303,"_1948":12304},"To apply for a business credit card in the UK, you need to:",[],{},{"_1946":2826,"_1948":12306,"_49":12307},{},[12308,12318,12328],{"_1946":2830,"_1948":12309,"_49":12310},{},[12311],{"_1946":1952,"_1948":12312,"_49":12313},{},[12314],{"_1946":1956,"_1957":12315,"_1959":12316,"_1948":12317},"Be aged 18 or over",[],{},{"_1946":2830,"_1948":12319,"_49":12320},{},[12321],{"_1946":1952,"_1948":12322,"_49":12323},{},[12324],{"_1946":1956,"_1957":12325,"_1959":12326,"_1948":12327},"Be a UK resident",[],{},{"_1946":2830,"_1948":12329,"_49":12330},{},[12331],{"_1946":1952,"_1948":12332,"_49":12333},{},[12334],{"_1946":1956,"_1957":12335,"_1959":12336,"_1948":12337},"Run a UK-registered business (sole trader, partner, or limited company director)",[],{},{"_1946":1952,"_1948":12339,"_49":12340},{},[12341],{"_1946":1956,"_1957":12342,"_1959":12343,"_1948":12344},"Some will also ask you to pass a personal credit check as well as a business one, or request proof of steady cash flow. ",[],{},{"_1946":1952,"_1948":12346,"_49":12347},{},[12348,12352,12359],{"_1946":1956,"_1957":12349,"_1959":12350,"_1948":12351},"To improve your approval chances, check the provider’s specific criteria and consider using an eligibility checker to avoid impacting your ",[],{},{"_1946":2291,"_1948":12353,"_49":12354},{"_2282":6631},[12355],{"_1946":1956,"_1957":12356,"_1959":12357,"_1948":12358},"credit score",[],{},{"_1946":1956,"_1957":2513,"_1959":12360,"_1948":12361},[],{},{"_1946":2001,"_1948":12363,"_49":12366},{"_1996":12364},{"_1799":12365},{"_1807":11320,"_13":1804,"_1805":1809},[],{"_1946":1952,"_1948":12368,"_49":12369},{},[12370],{"_1946":1956,"_1957":9,"_1959":12371,"_1948":12372},[],{},{"_1793":12374,"_1799":12377,"_1833":12388},{"_1795":12375,"_1797":12376},[],[],{"_1801":12378,"_13":1809,"_1807":5671,"_1811":12380,"_1816":4775,"_1818":12382,"_1820":12383,"_1822":12383,"_1823":12384,"_1825":12385,"_1779":12386,"_1831":1832},{"_1799":12379},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12381},{"_13":1804,"_1805":1814,"_1807":2458},"2020-03-10T16:17:30.214Z","2025-07-08T13:26:36.106Z","2020-03-10T16:18:00.383Z",75,{"_1799":12387},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12389,"_1836":1837,"_2466":12390,"_2468":455,"_2469":12391},"Business INS comparison - Money home - Parent","Business Insurance",{"_1799":12392},{"_13":1804,"_1805":1809,"_1807":5711},{"_1793":12394,"_1799":12397,"_1833":12408},{"_1795":12395,"_1797":12396},[],[],{"_1801":12398,"_13":1809,"_1807":7291,"_1811":12400,"_1816":4490,"_1818":12402,"_1820":12403,"_1822":12403,"_1823":12404,"_1825":12405,"_1779":12406,"_1831":1832},{"_1799":12399},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12401},{"_13":1804,"_1805":1814,"_1807":2133},"2024-12-17T15:12:01.705Z","2026-04-29T09:42:14.500Z","2024-12-17T15:41:08.064Z",58,{"_1799":12407},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12409,"_1836":1837,"_2143":12410,"_2171":12426,"_2173":12427,"_2181":59,"_6827":6828},"SME Case Studies - Collection Module",{"_1948":12411,"_49":12412,"_1946":1947},{},[12413,12420],{"_1948":12414,"_49":12415,"_1946":2331},{},[12416],{"_1948":12417,"_1959":12418,"_1957":12419,"_1946":1956},{},[],"Business success stories",{"_1948":12421,"_49":12422,"_1946":1952},{},[12423],{"_1948":12424,"_1959":12425,"_1957":9,"_1946":1956},{},[],"pills",[12428,12430,12432],{"_1799":12429},{"_13":1804,"_1805":1809,"_1807":2097},{"_1799":12431},{"_13":1804,"_1805":1809,"_1807":5157},{"_1799":12433},{"_13":1804,"_1805":1809,"_1807":4765},{"_1793":12435,"_1799":12438,"_1833":12448},{"_1795":12436,"_1797":12437},[],[],{"_1801":12439,"_13":1809,"_1807":6409,"_1811":12441,"_1816":2112,"_1818":12443,"_1820":12444,"_1822":12444,"_1823":12445,"_1825":4952,"_1779":12446,"_1831":1832},{"_1799":12440},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12442},{"_13":1804,"_1805":1814,"_1807":1933},"2025-04-10T09:32:04.600Z","2026-04-01T10:16:10.601Z","2025-04-17T12:54:41.054Z",{"_1799":12447},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12449,"_1943":12450,"_49":12451,"_1836":1837},"Platinum - Business - Business Credit Cards - More than one","Is it worth having more than one business credit card?",{"_1946":1947,"_1948":12452,"_49":12453},{},[12454,12461,12480,12487,12494,12502,12521,12563],{"_1946":1952,"_1948":12455,"_49":12456},{},[12457],{"_1946":1956,"_1957":12458,"_1959":12459,"_1948":12460},"The number of business credit cards you need depends on your business’s spending habits and financial goals. ",[],{},{"_1946":1952,"_1948":12462,"_49":12463},{},[12464,12468,12476],{"_1946":1956,"_1957":12465,"_1959":12466,"_1948":12467},"Having more than one card can help organise expenses by category, such as travel, office supplies, or client entertainment, and can help you maximise rewards like cashback or travel points. Multiple cards can also",[],{},{"_1946":2291,"_1948":12469,"_49":12471},{"_2282":12470},"https://www.money.co.uk/business/guides/how-to-improve-cash-flow",[12472],{"_1946":1956,"_1957":12473,"_1959":12474,"_1948":12475}," improve cash flow",[],{},{"_1946":1956,"_1957":12477,"_1959":12478,"_1948":12479}," by spreading out payment due dates.",[],{},{"_1946":1952,"_1948":12481,"_49":12482},{},[12483],{"_1946":1956,"_1957":12484,"_1959":12485,"_1948":12486},"However, it’s vital to monitor credit limits carefully, as high credit usage can affect your business credit score. Managing several accounts requires discipline to avoid missed payments or overspending. ",[],{},{"_1946":1952,"_1948":12488,"_49":12489},{},[12490],{"_1946":1956,"_1957":12491,"_1959":12492,"_1948":12493},"Ultimately, the best approach is to choose the number of cards that fits your business needs and financial management capabilities. ",[],{},{"_1946":1952,"_1948":12495,"_49":12496},{},[12497],{"_1946":1956,"_1957":12498,"_1959":12499,"_1948":12501},"Tax deductions",[12500],{"_13":2840},{},{"_1946":1952,"_1948":12503,"_49":12504},{},[12505,12509,12517],{"_1946":1956,"_1957":12506,"_1959":12507,"_1948":12508},"Using your business credit card for ",[],{},{"_1946":2291,"_1948":12510,"_49":12512},{"_2282":12511},"https://www.money.co.uk/business/guides/business-expenses-explained",[12513],{"_1946":1956,"_1957":12514,"_1959":12515,"_1948":12516},"legitimate business expenses",[],{},{"_1946":1956,"_1957":12518,"_1959":12519,"_1948":12520},", like office supplies, travel, or client entertainment, can also help you claim tax deductions. ",[],{},{"_1946":1952,"_1948":12522,"_49":12523},{},[12524,12528,12536,12540,12548,12552,12560],{"_1946":1956,"_1957":12525,"_1959":12526,"_1948":12527},"These purchases are typically considered tax-deductible business expenses when ",[],{},{"_1946":2291,"_1948":12529,"_49":12531},{"_2282":12530},"https://www.money.co.uk/business/guides/beginners-guide-to-self-assessment",[12532],{"_1946":1956,"_1957":12533,"_1959":12534,"_1948":12535},"filing your self-assessment",[],{},{"_1946":1956,"_1957":12537,"_1959":12538,"_1948":12539}," or ",[],{},{"_1946":2291,"_1948":12541,"_49":12543},{"_2282":12542},"https://www.money.co.uk/business/guides/corporation-tax-guide",[12544],{"_1946":1956,"_1957":12545,"_1959":12546,"_1948":12547},"corporate tax return",[],{},{"_1946":1956,"_1957":12549,"_1959":12550,"_1948":12551},". To make the process easier, keep detailed records of all transactions. Credit card statements can be a useful tool for ",[],{},{"_1946":2291,"_1948":12553,"_49":12555},{"_2282":12554},"https://www.money.co.uk/business/guides/how-to-track-business-expenses",[12556],{"_1946":1956,"_1957":12557,"_1959":12558,"_1948":12559},"tracking and categorising expenses",[],{},{"_1946":1956,"_1957":9294,"_1959":12561,"_1948":12562},[],{},{"_1946":1952,"_1948":12564,"_49":12565},{},[12566,12570,12574,12582],{"_1946":1956,"_1957":12567,"_1959":12568,"_1948":12569},"I",[],{},{"_1946":1956,"_1957":12571,"_1959":12572,"_1948":12573},"nterest on outstanding balances is generally not tax-deductible, so it’s important to pay off your credit card on time to avoid unnecessary costs. For personalised advice and to maximise your deductions while staying compliant, consult a qualified ",[],{},{"_1946":2291,"_1948":12575,"_49":12577},{"_2282":12576},"https://www.money.co.uk/business/guides/tax-advisors-and-accountants",[12578],{"_1946":1956,"_1957":12579,"_1959":12580,"_1948":12581},"accountant or tax adviser",[],{},{"_1946":1956,"_1957":2513,"_1959":12583,"_1948":12584},[],{},{"_1793":12586,"_1799":12589,"_1833":12600},{"_1795":12587,"_1797":12588},[],[],{"_1801":12590,"_13":1809,"_1807":8418,"_1811":12592,"_1816":3028,"_1818":12594,"_1820":12595,"_1822":12595,"_1823":12596,"_1825":12597,"_1779":12598,"_1831":1832},{"_1799":12591},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12593},{"_13":1804,"_1805":1814,"_1807":8415},"2025-02-10T11:25:06.921Z","2026-05-16T13:18:03.747Z","2025-02-13T17:13:19.722Z",45,{"_1799":12599},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12601,"_1836":1837,"_1989":12602,"_2707":12603},"Business Loans forced journey test","platinum-ppc",{"_12604":12605,"_12616":12617,"_12618":12619,"_1989":12620,"_12621":12622,"_1884":12611},"steps",[12606],{"_1833":12607,"_12614":12615},[12608,12612],{"_47":12609,"_13":12610,"_1957":12611},"source","hidden","business-loans",{"_47":12613,"_13":12610,"_1957":286},"page","buttonProps",{"_5322":7838,"_1989":6828},"action",{"_6935":7004},"method","GET","simple","productId","fa532f9b-f932-4cf6-bc30-3764d59e98b8",{"_1793":12624,"_1799":12627,"_1833":12637},{"_1795":12625,"_1797":12626},[],[],{"_1801":12628,"_13":1809,"_1807":9912,"_1811":12630,"_1816":2260,"_1818":12632,"_1820":12633,"_1822":12633,"_1823":12634,"_1825":2264,"_1779":12635,"_1831":1832},{"_1799":12629},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12631},{"_13":1804,"_1805":1814,"_1807":1933},"2026-03-20T15:11:15.849Z","2026-04-29T09:42:14.872Z","2026-03-20T16:35:30.522Z",{"_1799":12636},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12638,"_1943":12639,"_49":12640,"_1836":1837},"BCA -- Is my money protected?","Is my money protected?",{"_1946":1947,"_1948":12641,"_49":12642},{},[12643],{"_1946":1952,"_1948":12644,"_49":12645},{},[12646,12650,12659],{"_1946":1956,"_1957":12647,"_1959":12648,"_1948":12649},"Most UK business bank accounts are protected by the ",[],{},{"_1946":2291,"_1948":12651,"_49":12653},{"_2282":12652},"https://www.fscs.org.uk/",[12654],{"_1946":1956,"_1957":12655,"_1959":12656,"_1948":12658},"FSCS",[12657],{"_13":2289},{},{"_1946":1956,"_1957":12660,"_1959":12661,"_1948":12662}," up to £120,000, provided the bank is FCA or PRA-authorised. For sole traders, the FSCS limit is shared with your personal account.",[],{},{"_1793":12664,"_1799":12667,"_1833":12677},{"_1795":12665,"_1797":12666},[],[],{"_1801":12668,"_13":1809,"_1807":2237,"_1811":12670,"_1816":2264,"_1818":12672,"_1820":12673,"_1822":12673,"_1823":12674,"_1825":2112,"_1779":12675,"_1831":1832},{"_1799":12669},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12671},{"_13":1804,"_1805":1814,"_1807":2992},"2021-04-12T09:32:13.605Z","2026-01-28T11:38:09.635Z","2021-04-12T09:37:21.563Z",{"_1799":12676},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12678,"_1836":1837,"_3000":3001,"_1815":12679,"_12680":12681,"_6849":12682,"_3003":12683},"Sara Benwell","/authors/sara-benwell","twitterLink","https://twitter.com/sarabenwell","https://www.linkedin.com/in/sara-benwell-66a37b21/",{"_1799":12684},{"_13":1804,"_1805":2051,"_1807":12685},"2mT9nHQz9NUoVYHOJIJzzU",{"_1793":12687,"_1799":12690,"_1833":12700},{"_1795":12688,"_1797":12689},[],[],{"_1801":12691,"_13":1809,"_1807":5201,"_1811":12693,"_1816":2108,"_1818":12695,"_1820":12696,"_1822":12696,"_1823":12697,"_1825":5140,"_1779":12698,"_1831":1832},{"_1799":12692},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12694},{"_13":1804,"_1805":1814,"_1807":6922},"2026-01-19T11:54:54.441Z","2026-05-11T14:51:41.443Z","2026-01-27T13:42:39.613Z",{"_1799":12699},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12701,"_1836":1837,"_2707":12702},"Business Finance Credit Cards Products Schema Test",{"_12703":12704,"_6941":12705,"_6944":12709,"_12725":12726,"_12736":12737,"_12739":12740,"_6994":12742,"_6995":12743,"_12751":12752,"_12753":12754},"logo",{"_6935":6967},{"_1956":12706,"_1989":12707},{"_6935":6943},{"_1957":12708},"tertiary",[12710,12715,12720],{"_5322":12711,"_49":12713},{"_1957":12712},"Purchases",{"_6935":12714},"_source.definition.column_purchases",{"_5322":12716,"_49":12718},{"_1957":12717},"Annual fee",{"_6935":12719},"_source.definition.column_annual_fee",{"_5322":12721,"_49":12723},{"_1957":12722},"Representative APR (variable)",{"_6935":12724},"_source.definition.column_representative_apr_variable","keyInfo",[12727,12731],{"_7025":12728,"_1943":12730},{"_6935":12729},"_source.definition.usps",{"_1957":7020},{"_7025":12732,"_1943":12734},{"_6935":12733},"fees",{"_1957":12735},"Fees","provider",{"_6935":12738},"_source.definition.provider.name","footNotes",{"_6935":12741},"_source.definition.usp_representative_example",{"_1957":2260},[12744,12748],{"_34":12745,"_1956":12746},{"_6935":7004},{"_1957":12747},"Apply online",{"_34":12749,"_1956":12750},{"_6935":6999},{"_1957":7001},"displayName",{"_6935":6991},"cardFootnote",{"_6935":12755},"_source.definition.card_footnote",{"_1793":12757,"_1799":12760,"_1833":12770},{"_1795":12758,"_1797":12759},[],[],{"_1801":12761,"_13":1809,"_1807":7191,"_1811":12763,"_1816":3150,"_1818":12765,"_1820":12766,"_1822":12766,"_1823":12767,"_1825":4875,"_1779":12768,"_1831":1832},{"_1799":12762},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12764},{"_13":1804,"_1805":1814,"_1807":4243},"2023-06-02T13:32:46.804Z","2026-05-16T13:18:04.555Z","2023-06-14T14:10:56.830Z",{"_1799":12769},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11523,"_1836":1837,"_1943":6008,"_4254":59,"_1989":1990,"_4256":12771},[12772,12774,12776,12778,12780,12782,12784,12787,12789,12791],{"_1799":12773},{"_13":1804,"_1805":1809,"_1807":2650},{"_1799":12775},{"_13":1804,"_1805":1809,"_1807":12009},{"_1799":12777},{"_13":1804,"_1805":1809,"_1807":2473},{"_1799":12779},{"_13":1804,"_1805":1809,"_1807":11927},{"_1799":12781},{"_13":1804,"_1805":1809,"_1807":4915},{"_1799":12783},{"_13":1804,"_1805":1809,"_1807":5487},{"_1799":12785},{"_13":1804,"_1805":1809,"_1807":12786},"tcURnIgvEr0HHdVzR3CXs",{"_1799":12788},{"_13":1804,"_1805":1809,"_1807":10394},{"_1799":12790},{"_13":1804,"_1805":1809,"_1807":6274},{"_1799":12792},{"_13":1804,"_1805":1809,"_1807":4530},{"_1793":12794,"_1799":12797,"_1833":12807},{"_1795":12795,"_1797":12796},[],[],{"_1801":12798,"_13":1809,"_1807":9918,"_1811":12800,"_1816":2260,"_1818":12802,"_1820":12803,"_1822":12803,"_1823":12804,"_1825":4775,"_1779":12805,"_1831":1832},{"_1799":12799},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12801},{"_13":1804,"_1805":1814,"_1807":1933},"2026-03-20T15:14:11.980Z","2026-04-29T09:42:14.904Z","2026-03-20T16:35:30.560Z",{"_1799":12806},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12808,"_1943":12809,"_49":12810,"_1836":1837},"BCA -- Are there limits on transactions, and can I open multiple accounts?","Are there limits on transactions, and can I open multiple accounts?",{"_1946":1947,"_1948":12811,"_49":12812},{},[12813,12820],{"_1946":1952,"_1948":12814,"_49":12815},{},[12816],{"_1946":1956,"_1957":12817,"_1959":12818,"_1948":12819},"Many business accounts have monthly limits on free transactions or cash deposits, and exceeding them can trigger additional fees. Some accounts also cap how much cash you can deposit in a single day. Before committing, check that the account’s limits match your expected transaction volume.",[],{},{"_1946":1952,"_1948":12821,"_49":12822},{},[12823],{"_1946":1956,"_1957":12824,"_1959":12825,"_1948":12826},"If you find one account too restrictive, there’s nothing stopping you from holding multiple business accounts at the same time. Many businesses do this to keep operational expenses separate from tax savings, or to ring-fence revenue from different projects. If you run more than one business, a separate account for each might also make accounting and reporting significantly cleaner.",[],{},{"_1793":12828,"_1799":12831,"_1833":12841},{"_1795":12829,"_1797":12830},[],[],{"_1801":12832,"_13":1809,"_1807":7175,"_1811":12834,"_1816":2134,"_1818":12836,"_1820":12837,"_1822":12837,"_1823":12838,"_1825":5636,"_1779":12839,"_1831":1832},{"_1799":12833},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12835},{"_13":1804,"_1805":1814,"_1807":2133},"2025-07-16T10:51:45.968Z","2026-05-16T13:18:04.426Z","2025-07-17T14:39:18.301Z",{"_1799":12840},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":11515,"_1836":1837,"_2143":12842,"_2171":2338,"_2339":2340,"_2173":12857,"_2181":59,"_2183":222,"_6827":12866,"_6829":6830},{"_1948":12843,"_49":12844,"_1946":1947},{},[12845,12851],{"_1948":12846,"_49":12847,"_1946":2331},{},[12848],{"_1948":12849,"_1959":12850,"_1957":2330,"_1946":1956},{},[],{"_1948":12852,"_49":12853,"_1946":1952},{},[12854],{"_1948":12855,"_1959":12856,"_1957":9,"_1946":1956},{},[],[12858,12860,12862,12864],{"_1799":12859},{"_13":1804,"_1805":1809,"_1807":2374},{"_1799":12861},{"_13":1804,"_1805":1809,"_1807":6864},{"_1799":12863},{"_13":1804,"_1805":1809,"_1807":1969},{"_1799":12865},{"_13":1804,"_1805":1809,"_1807":12067},"featured",{"_1793":12868,"_1799":12871,"_1833":12880},{"_1795":12869,"_1797":12870},[],[],{"_1801":12872,"_13":1809,"_1807":4692,"_1811":12874,"_1816":2041,"_1818":12876,"_1820":12877,"_1779":12878,"_1831":1832},{"_1799":12873},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12875},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-22T09:17:22.178Z","2026-05-22T10:15:03.182Z",{"_1799":12879},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12881,"_1836":1837,"_1989":1990,"_2143":12882,"_49":12897},"How to improve your chances of getting a business credit card",{"_1948":12883,"_49":12884,"_1946":1947},{},[12885,12891],{"_1948":12886,"_49":12887,"_1946":2331},{},[12888],{"_1948":12889,"_1959":12890,"_1957":12881,"_1946":1956},{},[],{"_1948":12892,"_49":12893,"_1946":1952},{},[12894],{"_1948":12895,"_1959":12896,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":12898,"_49":12899},{},[12900,12907,12969],{"_1946":1952,"_1948":12901,"_49":12902},{},[12903],{"_1946":1956,"_1957":12904,"_1959":12905,"_1948":12906},"Here are the five most effective ways to boost your chances of getting approved:",[],{},{"_1946":2826,"_1948":12908,"_49":12909},{},[12910,12925,12936,12947,12958],{"_1946":2830,"_1948":12911,"_49":12912},{},[12913],{"_1946":1952,"_1948":12914,"_49":12915},{},[12916,12921],{"_1946":1956,"_1957":12917,"_1959":12918,"_1948":12920},"Use your business bank account: ",[12919],{"_13":2840},{},{"_1946":1956,"_1957":12922,"_1959":12923,"_1948":12924},"Use your account regularly to prove your turnover over a sustained period of time.",[],{},{"_1946":2830,"_1948":12926,"_49":12927},{},[12928],{"_1946":1952,"_1948":12929,"_49":12930},{},[12931],{"_1946":1956,"_1957":12932,"_1959":12933,"_1948":12935},"Better cashflow visibility: ",[12934],{"_13":2840},{},{"_1946":2830,"_1948":12937,"_49":12938},{},[12939],{"_1946":1952,"_1948":12940,"_49":12941},{},[12942],{"_1946":1956,"_1957":12943,"_1959":12944,"_1948":12946},"Simplify tax reporting: ",[12945],{"_13":2840},{},{"_1946":2830,"_1948":12948,"_49":12949},{},[12950],{"_1946":1952,"_1948":12951,"_49":12952},{},[12953],{"_1946":1956,"_1957":12954,"_1959":12955,"_1948":12957},"Stick to the terms of your accounts: ",[12956],{"_13":2840},{},{"_1946":2830,"_1948":12959,"_49":12960},{},[12961],{"_1946":1952,"_1948":12962,"_49":12963},{},[12964],{"_1946":1956,"_1957":12965,"_1959":12966,"_1948":12968},"Build business credit history: ",[12967],{"_13":2840},{},{"_1946":1952,"_1948":12970,"_49":12971},{},[12972],{"_1946":1956,"_1957":9,"_1959":12973,"_1948":12974},[],{},{"_1793":12976,"_1799":12979,"_1833":12989},{"_1795":12977,"_1797":12978},[],[],{"_1801":12980,"_13":1809,"_1807":9909,"_1811":12982,"_1816":2260,"_1818":12984,"_1820":12985,"_1822":12985,"_1823":12986,"_1825":2264,"_1779":12987,"_1831":1832},{"_1799":12981},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":12983},{"_13":1804,"_1805":1814,"_1807":1933},"2026-03-20T15:10:13.670Z","2026-04-29T09:42:14.856Z","2026-03-20T16:35:30.508Z",{"_1799":12988},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":12990,"_1943":12991,"_49":12992,"_1836":1837},"BCA -- What fees should I expect?","What fees should I expect?",{"_1946":1947,"_1948":12993,"_49":12994},{},[12995,13002,13080],{"_1946":1952,"_1948":12996,"_49":12997},{},[12998],{"_1946":1956,"_1957":12999,"_1959":13000,"_1948":13001},"Common charges to look out for include:",[],{},{"_1946":2826,"_1948":13003,"_49":13004},{},[13005,13020,13035,13050,13065],{"_1946":2830,"_1948":13006,"_49":13007},{},[13008],{"_1946":1952,"_1948":13009,"_49":13010},{},[13011,13016],{"_1946":1956,"_1957":13012,"_1959":13013,"_1948":13015},"Monthly maintenance fees:",[13014],{"_13":2840},{},{"_1946":1956,"_1957":13017,"_1959":13018,"_1948":13019}," A fixed charge for maintaining your account.",[],{},{"_1946":2830,"_1948":13021,"_49":13022},{},[13023],{"_1946":1952,"_1948":13024,"_49":13025},{},[13026,13031],{"_1946":1956,"_1957":13027,"_1959":13028,"_1948":13030},"Transaction fees:",[13029],{"_13":2840},{},{"_1946":1956,"_1957":13032,"_1959":13033,"_1948":13034}," Costs for deposits, withdrawals, and payments.",[],{},{"_1946":2830,"_1948":13036,"_49":13037},{},[13038],{"_1946":1952,"_1948":13039,"_49":13040},{},[13041,13046],{"_1946":1956,"_1957":13042,"_1959":13043,"_1948":13045},"Overdraft charges:",[13044],{"_13":2840},{},{"_1946":1956,"_1957":13047,"_1959":13048,"_1948":13049}," Fees for accessing overdraft facilities.",[],{},{"_1946":2830,"_1948":13051,"_49":13052},{},[13053],{"_1946":1952,"_1948":13054,"_49":13055},{},[13056,13061],{"_1946":1956,"_1957":13057,"_1959":13058,"_1948":13060},"International transfer fees:",[13059],{"_13":2840},{},{"_1946":1956,"_1957":13062,"_1959":13063,"_1948":13064}," Charges for sending or receiving money abroad.",[],{},{"_1946":2830,"_1948":13066,"_49":13067},{},[13068],{"_1946":1952,"_1948":13069,"_49":13070},{},[13071,13076],{"_1946":1956,"_1957":13072,"_1959":13073,"_1948":13075},"Debit card usage fees:",[13074],{"_13":2840},{},{"_1946":1956,"_1957":13077,"_1959":13078,"_1948":13079}," Costs for using your business debit card, especially abroad.",[],{},{"_1946":1952,"_1948":13081,"_49":13082},{},[13083],{"_1946":1956,"_1957":13084,"_1959":13085,"_1948":13086},"Some accounts offer free banking for an introductory period.",[],{},{"_1793":13088,"_1799":13091,"_1833":13101},{"_1795":13089,"_1797":13090},[],[],{"_1801":13092,"_13":1809,"_1807":9915,"_1811":13094,"_1816":2260,"_1818":13096,"_1820":13097,"_1822":13097,"_1823":13098,"_1825":4775,"_1779":13099,"_1831":1832},{"_1799":13093},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13095},{"_13":1804,"_1805":1814,"_1807":1933},"2026-03-20T15:12:16.269Z","2026-04-29T09:42:14.888Z","2026-03-20T16:35:30.540Z",{"_1799":13100},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13102,"_1943":13103,"_49":13104,"_1836":1837},"BCA -- Can I get an overdraft?","Can I get an overdraft?",{"_1948":13105,"_49":13106,"_1946":1947},{},[13107,13126,13142],{"_1948":13108,"_49":13109,"_1946":1952},{},[13110,13113,13122],{"_1948":13111,"_1959":13112,"_1957":3336,"_1946":1956},{},[],{"_1948":13114,"_49":13116,"_1946":2291},{"_2282":13115},"https://www.money.co.uk/business/bank-accounts/business-overdraft",[13117],{"_1948":13118,"_1959":13119,"_1957":13121,"_1946":1956},{},[13120],{"_13":2289},"business overdraft",{"_1948":13123,"_1959":13124,"_1957":13125,"_1946":1956},{},[]," isn’t guaranteed. You’ll generally need to pass a credit check first, and the limit offered will depend on both your financial circumstances and the provider’s assessment of your business.",{"_1948":13127,"_49":13128,"_1946":1952},{},[13129,13133,13139],{"_1948":13130,"_1959":13131,"_1957":13132,"_1946":1956},{},[],"If approved, an agreed overdraft typically comes with lower fees and interest than going overdrawn without one. Without an arrangement in place, providers can apply higher charges and refuse transactions altogether. Repeated unauthorised overdrafts can damage your ",{"_1948":13134,"_49":13135,"_1946":2291},{"_2282":6631},[13136],{"_1948":13137,"_1959":13138,"_1957":12356,"_1946":1956},{},[],{"_1948":13140,"_1959":13141,"_1957":2513,"_1946":1956},{},[],{"_1948":13143,"_49":13144,"_1946":1952},{},[13145],{"_1948":13146,"_1959":13147,"_1957":13148,"_1946":1956},{},[],"If you think you’ll need one, it’s worth discussing it with your provider before you’re in the situation where you need it.",{"_1793":13150,"_1799":13153,"_1833":13163},{"_1795":13151,"_1797":13152},[],[],{"_1801":13154,"_13":1809,"_1807":1856,"_1811":13156,"_1816":1980,"_1818":13158,"_1820":13159,"_1822":13159,"_1823":13160,"_1825":2486,"_1779":13161,"_1831":1832},{"_1799":13155},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13157},{"_13":1804,"_1805":1814,"_1807":4722},"2020-05-04T11:30:40.480Z","2025-12-01T20:30:11.107Z","2020-05-04T11:30:47.306Z",{"_1799":13162},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13164,"_1836":1837},"Business guides",{"_1793":13166,"_1799":13169,"_1833":13179},{"_1795":13167,"_1797":13168},[],[],{"_1801":13170,"_13":1809,"_1807":4606,"_1811":13172,"_1816":1817,"_1818":13174,"_1820":13175,"_1822":13175,"_1823":13176,"_1825":3269,"_1779":13177,"_1831":1832},{"_1799":13171},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13173},{"_13":1804,"_1805":1814,"_1807":2133},"2026-02-03T15:05:11.659Z","2026-02-17T12:06:35.126Z","2026-02-03T17:06:38.411Z",{"_1799":13178},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13180,"_1836":1837,"_2171":2172,"_2173":13181,"_2181":59,"_2182":16,"_2183":222},"Business credit Credit Cards new billboard",[13182,13184],{"_1799":13183},{"_13":1804,"_1805":1809,"_1807":10328},{"_1799":13185},{"_13":1804,"_1805":1809,"_1807":7759},{"_1793":13187,"_1799":13190,"_1833":13200},{"_1795":13188,"_1797":13189},[],[],{"_1801":13191,"_13":1809,"_1807":7277,"_1811":13193,"_1816":4244,"_1818":13195,"_1820":13196,"_1822":13196,"_1823":13197,"_1825":2138,"_1779":13198,"_1831":1832},{"_1799":13192},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13194},{"_13":1804,"_1805":1814,"_1807":1979},"2025-02-13T09:55:18.911Z","2026-04-29T09:42:14.355Z","2025-02-13T09:55:40.077Z",{"_1799":13199},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13201,"_1836":1837,"_49":13202},"Table header for BCA ",{"_1946":1947,"_1948":13203,"_49":13204},{},[13205,13212,13219],{"_1946":2331,"_1948":13206,"_49":13207},{},[13208],{"_1946":1956,"_1957":13209,"_1959":13210,"_1948":13211},"Compare our best business bank accounts for May 2026",[],{},{"_1946":1952,"_1948":13213,"_49":13214},{},[13215],{"_1946":1956,"_1957":13216,"_1959":13217,"_1948":13218},"Whether you’re looking for a free account or one with extra benefits, we can help you find the right fit. Compare fees and features at a glance to choose the best business bank account for you.",[],{},{"_1946":1952,"_1948":13220,"_49":13221},{},[13222],{"_1946":1956,"_1957":9,"_1959":13223,"_1948":13224},[],{},{"_1793":13226,"_1799":13229,"_1833":13239},{"_1795":13227,"_1797":13228},[],[],{"_1801":13230,"_13":1809,"_1807":9526,"_1811":13232,"_1816":4739,"_1818":13234,"_1820":13235,"_1822":13235,"_1823":13236,"_1825":4802,"_1779":13237,"_1831":1832},{"_1799":13231},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13233},{"_13":1804,"_1805":1814,"_1807":6191},"2020-05-12T08:27:02.179Z","2025-11-20T15:35:12.913Z","2020-05-12T08:27:28.575Z",{"_1799":13238},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13240,"_1836":1837,"_1943":13241,"_4507":13242},"Business loans guides - Related guides - 1","Related guides",[13243,13246,13249,13252],{"_1799":13244},{"_13":1804,"_1805":1809,"_1807":13245},"469CTRLVRl6vQmr838OjZr",{"_1799":13247},{"_13":1804,"_1805":1809,"_1807":13248},"77WbDn5hphfbI5bZq9PeHQ",{"_1799":13250},{"_13":1804,"_1805":1809,"_1807":13251},"7C3Q4XwmEHiCwlfUZY6c11",{"_1799":13253},{"_13":1804,"_1805":1809,"_1807":13254},"DMaaNNesAgxnDNHA4ickc",{"_1793":13256,"_1799":13259,"_1833":13269},{"_1795":13257,"_1797":13258},[],[],{"_1801":13260,"_13":1809,"_1807":7205,"_1811":13262,"_1816":2134,"_1818":13264,"_1820":13265,"_1822":13265,"_1823":13266,"_1825":2316,"_1779":13267,"_1831":1832},{"_1799":13261},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13263},{"_13":1804,"_1805":1814,"_1807":1979},"2025-02-12T12:31:29.806Z","2026-05-16T13:18:05.099Z","2025-02-13T17:13:20.036Z",{"_1799":13268},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13270,"_1836":1837,"_49":13271},"Business Finance Stat Reference",{"_1946":1947,"_1948":13272,"_49":13273},{},[13274],{"_1946":1952,"_1948":13275,"_49":13276},{},[13277,13281],{"_1946":1956,"_1957":13278,"_1959":13279,"_1948":13280},"*",[],{},{"_1946":1956,"_1957":13282,"_1959":13283,"_1948":13284},"Based on average eligibility data from trackable providers (01/05/25-31/12/25). Accurate as of 14/01/26.",[],{},{"_1793":13286,"_1799":13289,"_1833":13299},{"_1795":13287,"_1797":13288},[],[],{"_1801":13290,"_13":1809,"_1807":4661,"_1811":13292,"_1816":2264,"_1818":13294,"_1820":13295,"_1822":13295,"_1823":13296,"_1825":1980,"_1779":13297,"_1831":1832},{"_1799":13291},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13293},{"_13":1804,"_1805":1814,"_1807":2361},"2025-11-27T16:24:34.448Z","2026-03-17T18:20:52.187Z","2025-11-27T16:40:35.511Z",{"_1799":13298},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13300,"_1836":1837,"_1989":5641,"_2372":13301,"_2447":1786},"Platinum - Business Credit Cards Result Case Study 2",{"_5643":13302,"_4420":13303,"_5147":13304,"_5646":13305,"_5648":13306},"Our Capital on Tap business credit card helps us manage cash flow, especially during periods of uneven income due to seasonality or unexpected expenses. Plus, it connects to QuickBooks, so simplifies book-keeping and expense tracking.","https://img.money.co.uk/t014ej9w3ur1/5otkqAw9hQs6N8oEUUmlP8/cd2eb6b5a21effc66766d17dc01f9eca/CHandCRforMoneycouk.png?auto=format%2Ccompress&q=45&ixlib=react-9.8.1&w=2400","Read Modern Art Distillery case study","Catharine Russell, Modern Art Distillery","https://www.money.co.uk/business/case-studies/modern-art-distillery",{"_1793":13308,"_1799":13311,"_1833":13321},{"_1795":13309,"_1797":13310},[],[],{"_1801":13312,"_13":1809,"_1807":2472,"_1811":13314,"_1816":4775,"_1818":13316,"_1820":13317,"_1822":13317,"_1823":13318,"_1825":1826,"_1779":13319,"_1831":1832},{"_1799":13313},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13315},{"_13":1804,"_1805":1814,"_1807":2458},"2023-06-16T10:32:39.058Z","2026-05-04T08:19:20.629Z","2023-06-16T10:34:30.152Z",{"_1799":13320},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13322,"_1836":1837,"_2466":2751,"_2468":304,"_2469":13323},"Platinum - Business Credit Cards - Hub",{"_1799":13324},{"_13":1804,"_1805":1809,"_1807":9608},{"_1793":13326,"_1799":13329,"_1833":13339},{"_1795":13327,"_1797":13328},[],[],{"_1801":13330,"_13":1809,"_1807":6571,"_1811":13332,"_1816":2085,"_1818":13334,"_1820":13335,"_1822":13335,"_1823":13336,"_1825":1817,"_1779":13337,"_1831":1832},{"_1799":13331},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13333},{"_13":1804,"_1805":1814,"_1807":3320},"2020-05-05T13:34:46.612Z","2023-04-20T12:22:30.757Z","2020-05-05T13:36:34.763Z",{"_1799":13338},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5667,"_49":13340,"_1836":1837},{"_1948":13341,"_49":13342,"_1946":1947},{},[13343,13348],{"_1948":13344,"_49":13347,"_1946":2001},{"_1996":13345},{"_1799":13346},{"_1807":11184,"_13":1804,"_1805":1809},[],{"_1948":13349,"_49":13350,"_1946":1952},{},[13351],{"_1948":13352,"_1959":13353,"_1957":9,"_1946":1956},{},[],{"_1793":13355,"_1799":13358,"_1833":13368},{"_1795":13356,"_1797":13357},[],[],{"_1801":13359,"_13":1809,"_1807":6826,"_1811":13361,"_1816":2260,"_1818":13363,"_1820":13364,"_1822":13364,"_1823":13365,"_1825":1938,"_1779":13366,"_1831":1832},{"_1799":13360},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13362},{"_13":1804,"_1805":1814,"_1807":2194},"2026-04-24T09:28:56.151Z","2026-05-16T13:18:03.905Z","2026-04-24T16:59:22.214Z",{"_1799":13367},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":2200,"_49":13369,"_1836":1837},{"_1799":13370},{"_13":1804,"_1805":1809,"_1807":13371},"33BhDaZdEJjKRwWBD9LAVh",{"_1793":13373,"_1799":13376,"_1833":13386},{"_1795":13374,"_1797":13375},[],[],{"_1801":13377,"_13":1809,"_1807":9906,"_1811":13379,"_1816":2134,"_1818":13381,"_1820":13382,"_1822":13382,"_1823":13383,"_1825":4244,"_1779":13384,"_1831":1832},{"_1799":13378},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13380},{"_13":1804,"_1805":1814,"_1807":1933},"2025-02-11T15:26:02.772Z","2026-04-29T09:42:14.841Z","2025-02-11T18:12:00.592Z",{"_1799":13385},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13387,"_1943":13388,"_49":13389,"_1836":1837},"BCA- How long does it take to open a business bank account?","How long does it take to open a business account?",{"_1948":13390,"_49":13391,"_1946":1947},{},[13392,13399,13406],{"_1948":13393,"_49":13394,"_1946":1952},{},[13395],{"_1948":13396,"_1959":13397,"_1957":13398,"_1946":1956},{},[],"Opening a business bank account typically takes between one and four weeks, though the process can be faster depending on the bank and your business type. Some banks even offer same-day account opening.",{"_1948":13400,"_49":13401,"_1946":1952},{},[13402],{"_1948":13403,"_1959":13404,"_1957":13405,"_1946":1956},{},[],"Factors that can affect the timeline include your business structure (sole traders usually take less time), your relationship with the bank, and the application method. Some banks offer faster services, and non-residents or high-risk businesses may experience longer processing times.",{"_1948":13407,"_49":13408,"_1946":1952},{},[13409],{"_1948":13410,"_1959":13411,"_1957":13412,"_1946":1956},{},[],"Once your application is submitted, the bank will conduct background checks and may contact you for additional information. ",{"_1793":13414,"_1799":13417,"_1833":13427},{"_1795":13415,"_1797":13416},[],[],{"_1801":13418,"_13":1809,"_1807":6395,"_1811":13420,"_1816":1980,"_1818":13422,"_1820":13423,"_1822":13423,"_1823":13424,"_1825":12405,"_1779":13425,"_1831":1832},{"_1799":13419},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13421},{"_13":1804,"_1805":1814,"_1807":1933},"2024-05-23T12:36:57.592Z","2026-04-01T10:08:30.316Z","2024-05-23T12:40:43.730Z",{"_1799":13426},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13428,"_1943":13429,"_49":13430,"_1836":1837},"Platinum - Business - Business Credit Cards - New company","Can I get a business credit card as a startup?",{"_1948":13431,"_49":13432,"_1946":1947},{},[13433,13451,13469,13488],{"_1948":13434,"_49":13435,"_1946":1952},{},[13436,13440,13447],{"_1948":13437,"_1959":13438,"_1957":13439,"_1946":1956},{},[],"Yes, startups and new businesses in the UK can apply for a business credit card. A business credit card can be an essential tool for ",{"_1948":13441,"_49":13442,"_1946":2291},{"_2282":12470},[13443],{"_1948":13444,"_1959":13445,"_1957":13446,"_1946":1956},{},[],"optimising cash flow",{"_1948":13448,"_1959":13449,"_1957":13450,"_1946":1956},{},[]," and covering initial business expenses in the early stages. ",{"_1948":13452,"_49":13453,"_1946":1952},{},[13454,13458,13465],{"_1948":13455,"_1959":13456,"_1957":13457,"_1946":1956},{},[],"However, as a new company, you may be required to ",{"_1948":13459,"_49":13460,"_1946":2291},{"_2282":4036},[13461],{"_1948":13462,"_1959":13463,"_1957":13464,"_1946":1956},{},[],"provide additional information",{"_1948":13466,"_1959":13467,"_1957":13468,"_1946":1956},{},[]," to demonstrate your ability to meet repayment obligations. ",{"_1948":13470,"_49":13471,"_1946":1952},{},[13472,13476,13484],{"_1948":13473,"_1959":13474,"_1957":13475,"_1946":1956},{},[],"To assess your eligibility, the provider may conduct a personal credit check (",{"_1948":13477,"_49":13479,"_1946":2291},{"_2282":13478},"https://www.money.co.uk/business/business-credit-cards/can-you-get-a-business-credit-card-as-a-sole-trader",[13480],{"_1948":13481,"_1959":13482,"_1957":13483,"_1946":1956},{},[],"especially if you're a sole trader",{"_1948":13485,"_1959":13486,"_1957":13487,"_1946":1956},{},[]," or have personal liability), request company financial statements, and ask for details about your business assets. This will help the provider determine your credit limit and the terms of your card. ",{"_1948":13489,"_49":13490,"_1946":1952},{},[13491,13495,13503],{"_1948":13492,"_1959":13493,"_1957":13494,"_1946":1956},{},[],"Keep in mind that approval may be more challenging for new businesses without an ",{"_1948":13496,"_49":13498,"_1946":2291},{"_2282":13497},"https://www.money.co.uk/business/credit-reports/how-to-build-business-credit",[13499],{"_1948":13500,"_1959":13501,"_1957":13502,"_1946":1956},{},[],"established credit history",{"_1948":13504,"_1959":13505,"_1957":13506,"_1946":1956},{},[],", but offering a personal guarantee or showing strong personal credit can help increase your chances of approval.",{"_1793":13508,"_1799":13511,"_1833":13520},{"_1795":13509,"_1797":13510},[],[],{"_1801":13512,"_13":1809,"_1807":7181,"_1811":13514,"_1816":2041,"_1818":13516,"_1820":13517,"_1779":13518,"_1831":1832},{"_1799":13513},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13515},{"_13":1804,"_1805":1814,"_1807":1979},"2026-05-18T12:37:13.389Z","2026-05-18T12:47:18.473Z",{"_1799":13519},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":6432,"_1836":1837,"_2143":13521,"_49":13536,"_2008":13581},{"_1948":13522,"_49":13523,"_1946":1947},{},[13524,13530],{"_1948":13525,"_49":13526,"_1946":2331},{},[13527],{"_1948":13528,"_1959":13529,"_1957":6442,"_1946":1956},{},[],{"_1948":13531,"_49":13532,"_1946":1952},{},[13533],{"_1948":13534,"_1959":13535,"_1957":9,"_1946":1956},{},[],{"_1948":13537,"_49":13538,"_1946":1947},{},[13539,13545,13575],{"_1948":13540,"_49":13541,"_1946":2013},{},[13542],{"_1948":13543,"_1959":13544,"_1957":6458,"_1946":1956},{},[],{"_1948":13546,"_49":13547,"_1946":2826},{},[13548,13557,13566],{"_1948":13549,"_49":13550,"_1946":2830},{},[13551],{"_1948":13552,"_49":13553,"_1946":1952},{},[13554],{"_1948":13555,"_1959":13556,"_1957":6471,"_1946":1956},{},[],{"_1948":13558,"_49":13559,"_1946":2830},{},[13560],{"_1948":13561,"_49":13562,"_1946":1952},{},[13563],{"_1948":13564,"_1959":13565,"_1957":6481,"_1946":1956},{},[],{"_1948":13567,"_49":13568,"_1946":2830},{},[13569],{"_1948":13570,"_49":13571,"_1946":1952},{},[13572],{"_1948":13573,"_1959":13574,"_1957":6491,"_1946":1956},{},[],{"_1948":13576,"_49":13577,"_1946":1952},{},[13578],{"_1948":13579,"_1959":13580,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":13582,"_49":13583},{},[13584,13590,13620],{"_1946":2013,"_1948":13585,"_49":13586},{},[13587],{"_1946":1956,"_1957":6505,"_1959":13588,"_1948":13589},[],{},{"_1946":2826,"_1948":13591,"_49":13592},{},[13593,13602,13611],{"_1946":2830,"_1948":13594,"_49":13595},{},[13596],{"_1946":1952,"_1948":13597,"_49":13598},{},[13599],{"_1946":1956,"_1957":6518,"_1959":13600,"_1948":13601},[],{},{"_1946":2830,"_1948":13603,"_49":13604},{},[13605],{"_1946":1952,"_1948":13606,"_49":13607},{},[13608],{"_1946":1956,"_1957":6528,"_1959":13609,"_1948":13610},[],{},{"_1946":2830,"_1948":13612,"_49":13613},{},[13614],{"_1946":1952,"_1948":13615,"_49":13616},{},[13617],{"_1946":1956,"_1957":6538,"_1959":13618,"_1948":13619},[],{},{"_1946":1952,"_1948":13621,"_49":13622},{},[13623],{"_1946":1956,"_1957":9,"_1959":13624,"_1948":13625},[],{},{"_1793":13627,"_1799":13630,"_1833":13640},{"_1795":13628,"_1797":13629},[],[],{"_1801":13631,"_13":1809,"_1807":7145,"_1811":13633,"_1816":2108,"_1818":13635,"_1820":13636,"_1822":13636,"_1823":13637,"_1825":3028,"_1779":13638,"_1831":1832},{"_1799":13632},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13634},{"_13":1804,"_1805":1814,"_1807":2458},"2023-05-31T14:37:30.328Z","2026-05-16T13:18:03.181Z","2023-06-12T14:16:43.462Z",{"_1799":13639},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13641,"_1836":1837,"_2466":4525,"_2468":286,"_2469":13642},"Platinum - Business Loans",{"_1799":13643},{"_13":1804,"_1805":1809,"_1807":5690},{"_1793":13645,"_1799":13648,"_1833":13658},{"_1795":13646,"_1797":13647},[],[],{"_1801":13649,"_13":1809,"_1807":12786,"_1811":13651,"_1816":2108,"_1818":13653,"_1820":13654,"_1822":13654,"_1823":13655,"_1825":2486,"_1779":13656,"_1831":1832},{"_1799":13650},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13652},{"_13":1804,"_1805":1814,"_1807":1933},"2025-09-09T11:55:58.064Z","2026-05-16T13:18:04.939Z","2025-09-09T11:57:55.425Z",{"_1799":13657},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13659,"_1943":13660,"_49":13661,"_1836":1837},"Platinum - business loans - FAQ 9","Do I need collateral to secure a business loan?",{"_1948":13662,"_49":13663,"_1946":1947},{},[13664,13671,13678],{"_1948":13665,"_49":13666,"_1946":1952},{},[13667],{"_1948":13668,"_1959":13669,"_1957":13670,"_1946":1956},{},[],"It depends on the type of loan. Some UK business loans are secured, meaning you pledge assets like property, equipment, or inventory as collateral. Secured loans often offer lower interest rates and higher borrowing limits.",{"_1948":13672,"_49":13673,"_1946":1952},{},[13674],{"_1948":13675,"_1959":13676,"_1957":13677,"_1946":1956},{},[],"Other loans are unsecured. So, while no collateral is required, they may come with higher interest rates or stricter eligibility criteria. ",{"_1948":13679,"_49":13680,"_1946":1952},{},[13681],{"_1948":13682,"_1959":13683,"_1957":13684,"_1946":1956},{},[],"The loan that's right for your business will depend on your financial situation, the amount you need to borrow, and how comfortable you are putting assets at risk.",{"_1793":13686,"_1799":13689,"_1833":13699},{"_1795":13687,"_1797":13688},[],[],{"_1801":13690,"_13":1809,"_1807":5997,"_1811":13692,"_1816":1826,"_1818":13694,"_1820":13695,"_1822":13695,"_1823":13696,"_1825":4875,"_1779":13697,"_1831":1832},{"_1799":13691},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13693},{"_13":1804,"_1805":1814,"_1807":1979},"2025-02-11T13:03:43.951Z","2026-04-29T09:42:14.457Z","2025-02-11T18:09:58.093Z",{"_1799":13698},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":5995,"_1836":1837,"_1989":1990,"_2143":13700,"_49":13716},{"_1948":13701,"_49":13702,"_1946":1947},{},[13703,13710],{"_1948":13704,"_49":13705,"_1946":2331},{},[13706],{"_1948":13707,"_1959":13708,"_1957":13709,"_1946":1956},{},[],"What to look for in a business bank account",{"_1948":13711,"_49":13712,"_1946":1952},{},[13713],{"_1948":13714,"_1959":13715,"_1957":9,"_1946":1956},{},[],{"_1946":1947,"_1948":13717,"_49":13718},{},[13719,13737,13749,13761,13773,13785,13819,13831,13843,13848],{"_1946":1952,"_1948":13720,"_49":13721},{},[13722,13725,13733],{"_1946":1956,"_1957":9,"_1959":13723,"_1948":13724},[],{},{"_1946":2291,"_1948":13726,"_49":13728},{"_2282":13727},"https://www.money.co.uk/business/bank-accounts/how-to-choose-a-business-current-account",[13729],{"_1946":1956,"_1957":13730,"_1959":13731,"_1948":13732},"When choosing a business bank account",[],{},{"_1946":1956,"_1957":13734,"_1959":13735,"_1948":13736},", think about the features that best support your business needs. Here's what to look for:",[],{},{"_1946":1952,"_1948":13738,"_49":13739},{},[13740,13745],{"_1946":1956,"_1957":13741,"_1959":13742,"_1948":13744},"Accounting software integration ",[13743],{"_13":2840},{},{"_1946":1956,"_1957":13746,"_1959":13747,"_1948":13748},"- Many accounts connect with Xero, QuickBooks, Sage or FreeAgent. This is worth prioritising if you're managing your own books.",[],{},{"_1946":1952,"_1948":13750,"_49":13751},{},[13752,13757],{"_1946":1956,"_1957":13753,"_1959":13754,"_1948":13756},"Invoicing tools ",[13755],{"_13":2840},{},{"_1946":1956,"_1957":13758,"_1959":13759,"_1948":13760},"- Some accounts let you send, chase and track invoices directly, which can save meaningful time if you bill clients regularly.",[],{},{"_1946":1952,"_1948":13762,"_49":13763},{},[13764,13769],{"_1946":1956,"_1957":13765,"_1959":13766,"_1948":13768},"Overdraft facilities ",[13767],{"_13":2840},{},{"_1946":1956,"_1957":13770,"_1959":13771,"_1948":13772},"- Useful for smoothing out cash flow gaps. If you think you'll need one, it is generally worth checking eligibility criteria before you commit.",[],{},{"_1946":1952,"_1948":13774,"_49":13775},{},[13776,13781],{"_1946":1956,"_1957":13777,"_1959":13778,"_1948":13780},"International transactions",[13779],{"_13":2840},{},{"_1946":1956,"_1957":13782,"_1959":13783,"_1948":13784}," - If you trade globally, look for an account that supports multiple currencies and low-cost international transfers. ",[],{},{"_1946":1952,"_1948":13786,"_49":13787},{},[13788,13793,13797,13804,13807,13815],{"_1946":1956,"_1957":13789,"_1959":13790,"_1948":13792},"Access to credit",[13791],{"_13":2840},{},{"_1946":1956,"_1957":13794,"_1959":13795,"_1948":13796}," - Some accounts offer a route into ",[],{},{"_1946":2291,"_1948":13798,"_49":13799},{"_2282":3341},[13800],{"_1946":1956,"_1957":13801,"_1959":13802,"_1948":13803},"business credit cards",[],{},{"_1946":1956,"_1957":12537,"_1959":13805,"_1948":13806},[],{},{"_1946":2291,"_1948":13808,"_49":13810},{"_2282":13809},"https://www.money.co.uk/business/business-loans",[13811],{"_1946":1956,"_1957":13812,"_1959":13813,"_1948":13814},"loans",[],{},{"_1946":1956,"_1957":13816,"_1959":13817,"_1948":13818},", which can help fund growth or manage short-term cash flow.",[],{},{"_1946":1952,"_1948":13820,"_49":13821},{},[13822,13827],{"_1946":1956,"_1957":13823,"_1959":13824,"_1948":13826},"Interest on balances",[13825],{"_13":2840},{},{"_1946":1956,"_1957":13828,"_1959":13829,"_1948":13830}," - Not all accounts pay interest, but some do. If you're likely to hold a healthy balance, it's worth factoring in.",[],{},{"_1946":1952,"_1948":13832,"_49":13833},{},[13834,13839],{"_1946":1956,"_1957":13835,"_1959":13836,"_1948":13838},"FSCS protection",[13837],{"_13":2840},{},{"_1946":1956,"_1957":13840,"_1959":13841,"_1948":13842}," - Most UK-licensed banks protect deposits up to £120,000. If you're considering an e-money provider, your money is likely to be safeguarded differently, but be sure to check the small print.",[],{},{"_1946":2001,"_1948":13844,"_49":13847},{"_1996":13845},{"_1799":13846},{"_1807":11656,"_13":1804,"_1805":1809},[],{"_1946":1952,"_1948":13849,"_49":13850},{},[13851],{"_1946":1956,"_1957":9,"_1959":13852,"_1948":13853},[],{},{"_1793":13855,"_1799":13858,"_1833":13867},{"_1795":13856,"_1797":13857},[],[],{"_1801":13859,"_13":1809,"_1807":7164,"_1811":13861,"_1816":2041,"_1818":13863,"_1820":13864,"_1779":13865,"_1831":1832},{"_1799":13860},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13862},{"_13":1804,"_1805":1814,"_1807":2133},"2026-05-18T11:56:28.891Z","2026-05-18T11:59:26.604Z",{"_1799":13866},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13868,"_1836":1837,"_2143":13869,"_2173":13884},"New - Business loans at a glance",{"_1948":13870,"_49":13871,"_1946":1947},{},[13872,13878],{"_1948":13873,"_49":13874,"_1946":2331},{},[13875],{"_1948":13876,"_1959":13877,"_1957":6803,"_1946":1956},{},[],{"_1948":13879,"_49":13880,"_1946":1952},{},[13881],{"_1948":13882,"_1959":13883,"_1957":9,"_1946":1956},{},[],[13885,13887,13889],{"_1799":13886},{"_13":1804,"_1805":1809,"_1807":7661},{"_1799":13888},{"_13":1804,"_1805":1809,"_1807":7741},{"_1799":13890},{"_13":1804,"_1805":1809,"_1807":2184},{"_1793":13892,"_1799":13895,"_1833":13905},{"_1795":13893,"_1797":13894},[],[],{"_1801":13896,"_13":1809,"_1807":8410,"_1811":13898,"_1816":4543,"_1818":13900,"_1820":13901,"_1822":13901,"_1823":13902,"_1825":2316,"_1779":13903,"_1831":1832},{"_1799":13897},{"_13":1804,"_1805":1806,"_1807":1808},{"_1799":13899},{"_13":1804,"_1805":1814,"_1807":5525},"2025-02-03T10:23:35.331Z","2026-05-16T13:18:03.522Z","2025-02-13T17:13:19.679Z",{"_1799":13904},{"_1807":1829,"_13":1804,"_1805":1830},{"_47":13906,"_1836":1837,"_2048":6331,"_1956":13907,"_2094":13908},"Business loans forced journey benefits 1","Tell us about your business","Answer a few simple questions about your business.","assets",{"_6853":13911,"_2052":13938,"_7117":13959,"_7337":13981,"_12685":14001,"_3006":14022,"_3208":14043,"_11240":14063,"_11991":14083,"_5949":14103,"_10578":14124},{"_1793":13912,"_1799":13915,"_1833":13923},{"_1795":13913,"_1797":13914},[],[],{"_1801":13916,"_13":2051,"_1807":6853,"_1816":5343,"_1818":13918,"_1820":13919,"_1822":13919,"_1823":13920,"_1825":4996,"_1779":13921,"_1831":1832},{"_1799":13917},{"_13":1804,"_1805":1806,"_1807":1808},"2024-10-31T11:01:39.383Z","2026-05-21T09:37:29.013Z","2024-10-31T11:03:51.407Z",{"_1799":13922},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":13924,"_2094":13924,"_13925":13926},"Joe Phelan author profile pic","file",{"_1815":13927,"_13928":13929,"_13935":13936,"_1811":13937},"//images.ctfassets.net/t014ej9w3ur1/1NrCh0JrfhpmliOJVrls74/0d0979720c148489f1cb6ac632c24fd6/IMG_1138.jpg.png","details",{"_11064":13930,"_3003":13931},5814725,{"_13932":13933,"_13934":13933},"width",3024,"height","fileName","IMG_1138.jpg.png","image/png",{"_1793":13939,"_1799":13942,"_1833":13950},{"_1795":13940,"_1797":13941},[],[],{"_1801":13943,"_13":2051,"_1807":2052,"_1816":2214,"_1818":13945,"_1820":13946,"_1822":13946,"_1823":13947,"_1825":2264,"_1779":13948,"_1831":1832},{"_1799":13944},{"_13":1804,"_1805":1806,"_1807":1808},"2022-10-06T15:04:48.130Z","2026-03-30T13:03:45.733Z","2022-10-06T15:05:52.237Z",{"_1799":13949},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":13951,"_2094":9,"_13925":13952},"platinum - easy access account - icon",{"_1815":13953,"_13928":13954,"_13935":13957,"_1811":13958},"//images.ctfassets.net/t014ej9w3ur1/1xCionBuwaGSrUmDcZHOZV/221142d65528bd08486f0192b5c83c1f/plat-easy-access-40.svg",{"_11064":13955,"_3003":13956},635,{"_13932":5725,"_13934":5725},"plat-easy-access-40.svg","image/svg+xml",{"_1793":13960,"_1799":13963,"_1833":13970},{"_1795":13961,"_1797":13962},[],[],{"_1801":13964,"_13":2051,"_1807":7117,"_1816":2459,"_1818":13966,"_1820":13967,"_1822":13967,"_1823":13967,"_1825":2214,"_1779":13968,"_1831":1832},{"_1799":13965},{"_13":1804,"_1805":1806,"_1807":1808},"2024-01-25T10:26:03.027Z","2024-01-25T10:26:37.787Z",{"_1799":13969},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":13971,"_2094":9,"_13925":13972},"starting a business",{"_1815":13973,"_13928":13974,"_13935":13979,"_1811":13980},"//images.ctfassets.net/t014ej9w3ur1/2fSXHI6dQzUN3rcK1ArTeo/460387fe877deec0875b139e40eb729b/starting_a_business.jpg",{"_11064":13975,"_3003":13976},347530,{"_13932":13977,"_13934":13978},1600,1068,"starting a business.jpg","image/jpeg",{"_1793":13982,"_1799":13985,"_1833":13992},{"_1795":13983,"_1797":13984},[],[],{"_1801":13986,"_13":2051,"_1807":7337,"_1816":2459,"_1818":13988,"_1820":13989,"_1822":13989,"_1823":13989,"_1825":5194,"_1779":13990,"_1831":1832},{"_1799":13987},{"_13":1804,"_1805":1806,"_1807":1808},"2024-08-14T14:57:08.745Z","2024-08-14T14:57:54.676Z",{"_1799":13991},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":13993,"_2094":13994,"_13925":13995},"How to choose a business credit card (money)","Man in a bar working on his tablet",{"_1815":13996,"_13928":13997,"_13935":14000,"_1811":13980},"//images.ctfassets.net/t014ej9w3ur1/2iFuXAEzRX1ExFCoIupMej/25dfc49452e4c016cf61c29198a388dd/How_to_choose_a_business_credit_card__money_.jpg",{"_11064":13998,"_3003":13999},390758,{"_13932":13977,"_13934":13978},"How to choose a business credit card (money).jpg",{"_1793":14002,"_1799":14005,"_1833":14013},{"_1795":14003,"_1797":14004},[],[],{"_1801":14006,"_13":2051,"_1807":12685,"_1816":2260,"_1818":14008,"_1820":14009,"_1822":14009,"_1823":14010,"_1825":1938,"_1779":14011,"_1831":1832},{"_1799":14007},{"_13":1804,"_1805":1806,"_1807":1808},"2021-04-12T09:32:45.229Z","2026-01-28T11:38:05.980Z","2021-04-12T09:37:11.043Z",{"_1799":14012},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":14014,"_13925":14015},"Sara Benwell author pic",{"_1815":14016,"_13928":14017,"_13935":14021,"_1811":13937},"//images.ctfassets.net/t014ej9w3ur1/2mT9nHQz9NUoVYHOJIJzzU/dfbc943b5282fa296bdb88d064412326/Headshot_2.jpg.png",{"_11064":14018,"_3003":14019},8730681,{"_13932":14020,"_13934":14020},3840,"Headshot_2.jpg.png",{"_1793":14023,"_1799":14026,"_1833":14034},{"_1795":14024,"_1797":14025},[],[],{"_1801":14027,"_13":2051,"_1807":3006,"_1816":1817,"_1818":14029,"_1820":14030,"_1822":14030,"_1823":14031,"_1825":5194,"_1779":14032,"_1831":1832},{"_1799":14028},{"_13":1804,"_1805":1806,"_1807":1808},"2024-05-30T13:50:52.710Z","2026-04-15T15:00:34.048Z","2024-05-30T13:52:03.764Z",{"_1799":14033},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":14035,"_2094":9,"_13925":14036},"dan 2024",{"_1815":14037,"_13928":14038,"_13935":14042,"_1811":13937},"//images.ctfassets.net/t014ej9w3ur1/3uBQRT71iKHtunQHGDnukk/5282b794872bde3613d7acdb731808b9/dan_2024.png",{"_11064":14039,"_3003":14040},460506,{"_13932":14041,"_13934":14041},600,"dan 2024.png",{"_1793":14044,"_1799":14047,"_1833":14055},{"_1795":14045,"_1797":14046},[],[],{"_1801":14048,"_13":2051,"_1807":3208,"_1816":2214,"_1818":14050,"_1820":14051,"_1822":14051,"_1823":14052,"_1825":1938,"_1779":14053,"_1831":1832},{"_1799":14049},{"_13":1804,"_1805":1806,"_1807":1808},"2022-10-06T15:06:05.471Z","2026-03-30T13:03:45.753Z","2022-10-06T15:06:56.144Z",{"_1799":14054},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":14056,"_2094":9,"_13925":14057},"Platinum - Regular Saver - Icon",{"_1815":14058,"_13928":14059,"_13935":14062,"_1811":13958},"//images.ctfassets.net/t014ej9w3ur1/3xrt0eU9hV4eELT4Alad1F/7b919ce95b0aae4f60a0377618cab81d/plat-regular-saver-40.svg",{"_11064":14060,"_3003":14061},639,{"_13932":5725,"_13934":5725},"plat-regular-saver-40.svg",{"_1793":14064,"_1799":14067,"_1833":14075},{"_1795":14065,"_1797":14066},[],[],{"_1801":14068,"_13":2051,"_1807":11240,"_1816":2260,"_1818":14070,"_1820":14071,"_1822":14071,"_1823":14072,"_1825":2264,"_1779":14073,"_1831":1832},{"_1799":14069},{"_13":1804,"_1805":1806,"_1807":1808},"2022-09-09T12:55:09.057Z","2026-03-19T16:48:22.781Z","2022-09-09T12:55:42.273Z",{"_1799":14074},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":14076,"_2094":9,"_13925":14077},"platinum-icon-overdraft-accout-40",{"_1815":14078,"_13928":14079,"_13935":14082,"_1811":13958},"//images.ctfassets.net/t014ej9w3ur1/52Rum1yWDgCFWXxcZ3DJlm/54b8f5b5c46ced9c0401a6f601e21d7f/plat-overdraft-accout-40.svg",{"_11064":14080,"_3003":14081},1905,{"_13932":5725,"_13934":5725},"plat-overdraft-accout-40.svg",{"_1793":14084,"_1799":14087,"_1833":14095},{"_1795":14085,"_1797":14086},[],[],{"_1801":14088,"_13":2051,"_1807":11991,"_1816":2264,"_1818":14090,"_1820":14091,"_1822":14091,"_1823":14092,"_1825":4775,"_1779":14093,"_1831":1832},{"_1799":14089},{"_13":1804,"_1805":1806,"_1807":1808},"2022-08-11T09:13:13.609Z","2025-12-16T17:33:12.608Z","2022-08-11T09:13:43.300Z",{"_1799":14094},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":14096,"_2094":9,"_13925":14097},"platinum-holiday-40",{"_1815":14098,"_13928":14099,"_13935":14102,"_1811":13958},"//images.ctfassets.net/t014ej9w3ur1/5DPYpXjTSFLYtXniBH8iRW/7ceb98cabb26c9608ba731b6964b8afa/plat-holiday-40.svg",{"_11064":14100,"_3003":14101},2691,{"_13932":5725,"_13934":5725},"plat-holiday-40.svg",{"_1793":14104,"_1799":14107,"_1833":14115},{"_1795":14105,"_1797":14106},[],[],{"_1801":14108,"_13":2051,"_1807":5949,"_1816":2214,"_1818":14110,"_1820":14111,"_1822":14111,"_1823":14112,"_1825":4543,"_1779":14113,"_1831":1832},{"_1799":14109},{"_13":1804,"_1805":1806,"_1807":1808},"2022-12-01T09:17:58.049Z","2026-03-04T16:04:59.144Z","2022-12-01T09:18:59.962Z",{"_1799":14114},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":14116,"_2094":14117,"_13925":14118},"Platinum - Icon - Investment funds","Wallet, international, currency, global",{"_1815":14119,"_13928":14120,"_13935":14123,"_1811":13958},"//images.ctfassets.net/t014ej9w3ur1/6XvxO4NW0cg4TJrPXJe3fw/ba99c5c3ffea04e6c610fe5895cc4e0c/Saving-Bank-International.svg",{"_11064":14121,"_3003":14122},2332,{"_13932":5725,"_13934":5725},"Saving-Bank-International.svg",{"_1793":14125,"_1799":14128,"_1833":14136},{"_1795":14126,"_1797":14127},[],[],{"_1801":14129,"_13":2051,"_1807":10578,"_1816":2214,"_1818":14131,"_1820":14132,"_1822":14132,"_1823":14133,"_1825":5194,"_1779":14134,"_1831":1832},{"_1799":14130},{"_13":1804,"_1805":1806,"_1807":1808},"2025-05-16T09:44:40.161Z","2025-12-02T09:45:07.481Z","2025-05-16T09:45:24.150Z",{"_1799":14135},{"_1807":1829,"_13":1804,"_1805":1830},{"_1943":10573,"_2094":14137,"_13925":14138},"Image of Kyle",{"_1815":14139,"_13928":14140,"_13935":14144,"_1811":13980},"//images.ctfassets.net/t014ej9w3ur1/7kDDkLUSydi6zXVfy24vL7/29c1634769507aeaa2ff7fb47513053f/kyle_eaton.jpg",{"_11064":14141,"_3003":14142},23085,{"_13932":14143,"_13934":14143},400,"kyle eaton.jpg","blockData",{},"formData",{"_8418":14149},{"_14150":14151,"_14152":12622,"_14153":2459,"_14154":14155},"_index","business-loans_1617267875-000029","_id","_score","_source",{"_1807":12622,"_14156":14157,"_14158":12611,"_8379":12611,"_14159":14160,"_14164":14165,"_14182":14183,"_4507":14270,"_14283":14284,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14289,"_14290":14291},"_action","update","schema_name","custom_sorts",{"_1837":14161},{"_14162":14163},"clicks",3000,"definition",{"_1807":14166,"_8379":12611,"_12736":14167,"_14174":14175,"_14176":14177,"_14178":14179,"_14180":14181,"_14182":14183,"_14184":14185,"_14186":14187,"_14188":14189,"_14190":14191,"_14192":14193,"_14194":14195,"_14196":12611,"_14197":14198,"_14199":14200,"_14201":14202,"_14203":2459,"_14204":1934,"_14205":59,"_14206":59,"_14207":59,"_14208":14209,"_14210":14170,"_14211":14172,"_14212":59,"_14213":14195,"_14214":14215,"_14216":14195,"_14217":14215,"_14218":14202,"_14219":14195,"_14220":14215,"_14221":14195,"_14222":14215,"_14223":14195,"_14224":14215,"_14225":14195,"_14226":14215,"_14227":14195,"_14228":14215,"_14229":14195,"_14230":14215,"_14231":14202,"_14232":14195,"_14233":14215,"_14234":14202,"_14235":14195,"_14236":14215,"_14237":14202,"_14238":14195,"_14239":14215,"_14240":14202,"_14241":14195,"_14242":14215,"_14243":14202,"_14244":14195,"_14245":14215,"_14246":14202,"_14247":14195,"_14248":14215,"_14249":14202,"_14250":14195,"_14251":14215,"_14252":-5,"_14253":-5,"_14254":-5,"_14255":-5,"_14256":-5,"_14257":-5,"_14258":-5,"_14259":-5,"_14260":-5,"_14261":-5,"_14262":-5,"_14263":-5,"_14264":-5,"_14265":1786,"_14266":-5,"_14267":-5,"_14268":-5,"_14269":-5},"00000000000",{"_1807":14168,"_12703":14169,"_47":14173},"dad70537-5edc-4008-a127-101c5d1a0ec6",{"_1837":14170,"_14171":14172},"https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/provider/logos/Uswitch_Logo.jpg","uswitch","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/provider/logos/Uswitch_Logo.jpg","USwitch","badge_money","87% of those who apply via a journey on money.co.uk are eligible for funding*","fee_details",[],"term_length","30 days to 24 months","upfront_fee","From 0%","display_name","Business Loans","good_to_know",[],"loan_details",[],"interest_rate","From 2%","source_system","manual","badge_start_up","test","total_repayable","£1,000 to £15,000,000","product_category","maximum_loan_numeric",15000000,"minimum_loan_numeric",1000,"business_loan_type_main","Unsecured Business Loans","minimum_loan_term_numeric","minimum_trading_history_numeric","business_loan_type_vehicle_finance","business_loan_type_secured_business_loan","business_loan_type_unsecured_business_loan","usp_ipoint_secured","Think carefully before securing debts against your business assets. Your assets may be repossessed if you do not keep up repayments on any debt secured on it.","final_image_money","final_image_uswitch","main_table","column_loan_amount_invoice_finance","column_loan_term_invoice_finance","1 month +","column_loan_amount_long_term_business_loans","column_loan_term_long_term_business_loans","column_loan_type_main","column_loan_amount_main","column_loan_term_main","column_loan_amount_merchant_cash_advance","column_loan_term_merchant_cash_advance","column_loan_amount_p2p","column_loan_term_p2p","column_loan_amount_revolving_credit","column_loan_term_revolving_credit","column_loan_amount_secured_business_loans","column_loan_term_secured_business_loans","column_loan_amount_short_term","column_loan_term_short_term","column_loan_type_adverse_credit","column_loan_amount_adverse_credit","column_loan_term_adverse_credit","column_loan_type_asset_finance","column_loan_amount_asset_finance","column_loan_term_asset_finance","column_loan_type_small_business_loans","column_loan_amount_small_business_loans","column_loan_term_small_business_loans","column_loan_type_start_ups","column_loan_amount_start_ups","column_loan_term_start_ups","column_loan_type_unsecured_business_loans","column_loan_amount_unsecured_business_loans","column_loan_term_unsecured_business_loans","column_loan_type_vehicle_finance","column_loan_amount_vehicle_finance","column_loan_term_vehicle_finance","column_loan_type_working_capital","column_loan_amount_working_capital","column_loan_term_working_capital","product_image_money","product_image_uswitch","primary_badge","secondary_badge","eligibility_likelihood","upfront_fee_label","monthly_repayment","offer_text","footnotes","tooltip_title","tooltip_content","repayment_type","cta_text","secured_product","secured_table_loan_amount","secured_table_loan_term","secured_table_default_table_description","secured_table_warning_table_description",{"_1837":14271},{"_14272":14273},"application",{"_1807":14274,"_14275":-5,"_14276":14277,"_14278":59,"_14279":14280,"_14281":14282},"fcb23159-19ae-424f-822b-2b2a7c36ecb5","phone","ucvid","1000045295","promoted","version_id","998881","destination_url","https://www.money.co.uk/clk/fa532f9b-f932-4cf6-bc30-3764d59e98b8-f20de7d03c8318e19e1cafee17439a39042dd081/money/business-loans?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness-finance%2Fjourney%3FlandingPage%3Dbusiness-loans%26rvu_click_ref%3D%7B%7Bclick_ref%7D%7D%26borrowing_amount%3D%7B%7Bloan_amount_formatted%7D%7D&category=business-loans&supplier=USwitch&product_name=Business+Loans&pid=fa532f9b-f932-4cf6-bc30-3764d59e98b8&ln=application&upvid=fa532f9b-f932-4cf6-bc30-3764d59e98b8-f20de7d03c8318e19e1cafee17439a39042dd081&ucvid=1000045295&ulvid=998881&link_id=fcb23159-19ae-424f-822b-2b2a7c36ecb5&sig=9f915e91745bafe476131a3433cb902cff4f356c0a9314d114b632a0a5409c3c","promo_codes",{"_1837":2459},"_parent","_hasDraft","_has_active_campaigns","product_version_id","fa532f9b-f932-4cf6-bc30-3764d59e98b8-f20de7d03c8318e19e1cafee17439a39042dd081","updated_at","2026-05-22T01:50:53.362Z","productListingData",{"_4614":14294},{"_14295":14296},"products",[14297,14422,14480,14525,14597,14655,14710],{"_14150":14298,"_14152":14299,"_14153":-5,"_14154":14300,"_2567":14421},"business-credit-cards-000024","61b752a0-ac8b-491d-b5ef-9612c43a4d09",{"_1807":14299,"_14156":14157,"_14158":2574,"_8379":2574,"_14159":14301,"_14164":14308,"_14182":14319,"_4507":14380,"_14283":14418,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14419,"_14290":14420},{"_1837":14302,"_14171":14304,"_14306":14307},{"_14162":14303},1126,{"_14162":14305},502,"confused",{"_14162":2459},{"_1807":14309,"_8379":2574,"_12736":14310,"_14174":14316,"_14317":14315,"_14318":59,"_14182":14319,"_14320":14316,"_14190":14191,"_14321":14322,"_14323":14324,"_14325":14326,"_14327":14328,"_14329":14330,"_14196":2574,"_14210":14331,"_14332":14333,"_14334":14335,"_14336":14337,"_14338":14339,"_14340":14341,"_14252":14331,"_14342":14343,"_14253":14344,"_14345":14346,"_14347":14348,"_14349":14350,"_14351":14352,"_14353":14354,"_14355":59,"_14356":2041,"_14357":14346,"_14358":2041,"_14359":14360,"_14361":14362,"_14363":59,"_14211":14344,"_14364":14360,"_14365":14362,"_14366":14367,"_14368":14369,"_14370":14371,"_14372":14373,"_14374":14375,"_14376":-5,"_14377":-5,"_14378":-5,"_14379":-5},"25002",{"_1807":14311,"_12703":14312,"_47":14315},"a63e2e63-5681-44b7-963f-822cb5660f0c",{"_1837":14313,"_14171":14314},"https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/provider/logos/Capital_on_Tap_logo.png","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/provider/logos/Capital_on_Tap_logo.png","Capital on Tap","Uncapped 1% cashback on all card spend. Convert points to Avios or Virgin Points","card_issuer","uk_resident","Capital on Tap Business Credit Card","badge_uswitch","good_to_know_1","Access uncapped 1% cashback on all spend, and exclusive offers at partner brands. All with no annual, FX, or ATM fees.","good_to_know_2","Immediate access to credit limits of up to £250,000, and 24/7 UK-based customer service.","good_to_know_3"," Redeem points against your balance, for cash, or for gift cards. Convert points to Avios or Virgin Points for free.","good_to_know_4","Get unlimited, free employee cards and top up your balance with your own funds with Preloading.","bundle_cashback","1%","https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/product/credit-cards/Capital_on_tap_image_2023.jpg","usp_bullet_point_1","Free UK ATM withdrawals","usp_bullet_point_2","Get a decision in minutes","usp_bullet_point_3","Suitable for UK limited companies & LLPs","usp_bullet_point_4","Good for cashback and rewards, with limits up to £250,000","bundle_credit_limit","Up to £250,000","purchases_rate_type","variable","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/product/credit-cards/Capital_on_tap_image_2023.jpg","representative_apr_numeric",34.65,"usp_representative_example","Representative rate is 34.65% APR (variable).","uswitch_in_partnership_with","In partnership with money.co.uk","usp_default_table_description","Get 2% cashback on all card spend for the first 3 months or to a limit of £20,000 spend (total cashback capped at £400) and then 1% thereafter. Earn 1 point for every £1 of card spend. Redeem 1 point for 1p (1% cashback) or e-gift cards. Free UK ATM withdrawals and no FX fees. T&Cs apply. Available to limited companies and limited liability partnerships. T&Cs apply.","usp_warning_table_description","Available to limited companies and LLPs. T&Cs apply.","available_to_limited_companies","card_fee_annual_pounds_numeric","purchases_standard_aer_numeric","card_fee_annual_percent_numeric","usp_money_default_table_description","Get free uncapped 1% cashback on all card spending. Limits up to £250,000, free company cards with spend controls, and no annual, FX or ATM fees.","usp_uswitch_default_table_description","Get free uncapped 1% cashback on all card spending. Limits up to £250,000, free company cards with spend controls, and no annual, FX or ATM fees. ","available_to_limited_liability_partnerships","usp_money_default_table_description_promo","usp_uswitch_default_table_description_promo","column_annual_fee","£0","column_purchases","34.65% p.a. variable","column_representative_apr_variable","34.65% APR","usps",[14333,14335,14337,14339],"card_footnote","Get free uncapped 1% cashback on all card spending. Limits up to £250,000, free company cards with spend controls, and no annual, FX or ATM fees. Available to limited companies and LLPs. T&Cs apply.","card_fee_monthly_pounds_numeric","card_fee_monthly_percent_numeric","card_fee_annual_ongoing_pounds_numeric","card_fee_annual_ongoing_percent_numeric",{"_1837":14381,"_14171":14406,"_14306":14412},{"_6975":14382,"_14387":14388,"_14272":14392,"_14396":14397,"_14401":14402},{"_1807":14383,"_14275":-5,"_14276":14384,"_14278":1786,"_14279":14385,"_14281":14386},"5b39c5bb-04ac-4abc-9c0f-0bc47f731b03","1000042959","992509","https://www.money.co.uk/clk/61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef/money/business-credit-cards?r=https%3A%2F%2Fcashback.capitalontap.com%2Fmoney-offer%2F%3Futm_source%3Dlink%26utm_medium%3Daffiliate%26utm_campaign%3Dmoney-cashback-offer-business%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Credit+Card&pid=61b752a0-ac8b-491d-b5ef-9612c43a4d09&ln=default&upvid=61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef&ucvid=1000042959&ulvid=992509&link_id=5b39c5bb-04ac-4abc-9c0f-0bc47f731b03&sig=401106a910389a9e8c6bc6cc5b08825133a343325f12418c43bf483f74729684","tenancy",{"_1807":14389,"_14275":-5,"_14276":14384,"_14278":59,"_14279":14390,"_14281":14391},"9b4e6cc1-130f-4d16-90ff-67dc134f5d46","992510","https://www.money.co.uk/clk/61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef/money/business-credit-cards?r=https%3A%2F%2Fcashback.capitalontap.com%2Fmoney-offer%2F%3Futm_source%3Dlink%26utm_medium%3Daffiliate%26utm_campaign%3Dmoney-cashback-offer-hero%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Credit+Card&pid=61b752a0-ac8b-491d-b5ef-9612c43a4d09&ln=tenancy&upvid=61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef&ucvid=1000042959&ulvid=992510&link_id=9b4e6cc1-130f-4d16-90ff-67dc134f5d46&sig=2a21446d73b3a0720e6c60d8681846908a6c9996d5b2b0325215319423c5bc43",{"_1807":14393,"_14275":-5,"_14276":14384,"_14278":59,"_14279":14394,"_14281":14395},"7e7fc75c-0225-4c30-b98e-d9f7f8cb7268","992512","https://www.money.co.uk/clk/61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness%2Fbusiness-credit-cards%2Fapplication%2Fcapital-on-tap%3Fproduct_id%3D61b752a0-ac8b-491d-b5ef-9612c43a4d09%26index%3Dbusiness-credit-cards%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Credit+Card&pid=61b752a0-ac8b-491d-b5ef-9612c43a4d09&ln=application&upvid=61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef&ucvid=1000042959&ulvid=992512&link_id=7e7fc75c-0225-4c30-b98e-d9f7f8cb7268&sig=072fa9c70d7bca6a627030f85bb83c79916f4c0bb5da9d7cdc70b6e9223b067f","post-application",{"_1807":14398,"_14275":-5,"_14276":14384,"_14278":59,"_14279":14399,"_14281":14400},"bd7295f0-7356-4fac-a7f1-3e00e9a6e149","992511","https://www.money.co.uk/clk/61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef/money/business-credit-cards?r=https%3A%2F%2Fcashback.capitalontap.com%2Fmoney-offer%2F%3Futm_source%3Dlink%26utm_medium%3Daffiliate%26utm_campaign%3Dmoney-cashback-offer-business%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Credit+Card&pid=61b752a0-ac8b-491d-b5ef-9612c43a4d09&ln=post-application&upvid=61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef&ucvid=1000042959&ulvid=992511&link_id=bd7295f0-7356-4fac-a7f1-3e00e9a6e149&sig=401106a910389a9e8c6bc6cc5b08825133a343325f12418c43bf483f74729684","application_completed",{"_1807":14403,"_14275":-5,"_14276":14384,"_14278":59,"_14279":14404,"_14281":14405},"4d0aa5a8-a49a-4fbe-a464-446e591aec4b","992508","https://www.money.co.uk/clk/61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2F&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Credit+Card&pid=61b752a0-ac8b-491d-b5ef-9612c43a4d09&ln=application_completed&upvid=61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef&ucvid=1000042959&ulvid=992508&link_id=4d0aa5a8-a49a-4fbe-a464-446e591aec4b&sig=e6c52c5fbafcac802bf8a10bf69a15b08ca3dde0e17df8ccc24314eb8d56a2ce",{"_6975":14407},{"_1807":14408,"_14275":-5,"_14276":14409,"_14278":59,"_14279":14410,"_14281":14411},"3682f83b-f26f-442e-b07c-8e4da9a56c0a","1000036083","970773","https://www.uswitch.com/clk/61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef/uswitch/business-credit-cards?r=https%3A%2F%2Faccount.capitalontap.com%2Fapps%2Fapply%2F%3Fpromocode%3DUswitch%26utm_source%3Duswitch%26utm_medium%3Dsite%26utm_campaign%3DFR%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Credit+Card&pid=61b752a0-ac8b-491d-b5ef-9612c43a4d09&ln=default&upvid=61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef&ucvid=1000036083&ulvid=970773&link_id=3682f83b-f26f-442e-b07c-8e4da9a56c0a&sig=d4e9e9fd059c51d12db39b9107bdbcc60d834807443ed66cbdd52316be22163e",{"_14272":14413},{"_1807":14414,"_14275":-5,"_14276":14415,"_14278":59,"_14279":14416,"_14281":14417},"dbe553e6-d274-4a19-8e24-cb2ace97b2e8","1000036951","974313","https://www.confused.com/clk/61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef/confused/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness%2Fbusiness-credit-cards%2Fapplication%2Fcapital-on-tap%3Fproduct_id%3D61b752a0-ac8b-491d-b5ef-9612c43a4d09%26utm_source%3Dconfused%26utm_medium%3Demail%26utm_referrer%3Dconfused%26partnertrackingid%3D%7B%7Bclick_ref%7D%7D%26utm_content%3D%7B%7Butm_content%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Credit+Card&pid=61b752a0-ac8b-491d-b5ef-9612c43a4d09&ln=application&upvid=61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef&ucvid=1000036951&ulvid=974313&link_id=dbe553e6-d274-4a19-8e24-cb2ace97b2e8&sig=571608d69181b9c245b031da9fa3673c82dc7867f29a540b6a2c6f61507ab96f",{"_1837":2459,"_14171":5549,"_14306":2459},"61b752a0-ac8b-491d-b5ef-9612c43a4d09-93b977d741955dbc1073faccf77599476c0dfeef","2026-05-22T01:50:54.900Z",[2459],{"_14150":14298,"_14152":14423,"_14153":-5,"_14154":14424,"_2567":14479},"38888122-37e0-4c56-b9c2-e92846587c01",{"_1807":14423,"_14156":14157,"_14158":2574,"_8379":2574,"_14159":14425,"_14164":14428,"_14182":14433,"_4507":14452,"_14283":14476,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14477,"_14290":14478},{"_14171":14426,"_1837":14427},{"_14162":5700},{"_14162":7824},{"_1807":14429,"_8379":2574,"_12736":14430,"_14174":14432,"_14317":14315,"_14318":59,"_14182":14433,"_14320":14432,"_14190":14191,"_14321":14434,"_14323":14326,"_14325":14435,"_14327":14436,"_14329":14437,"_14196":2574,"_14332":14438,"_14334":14439,"_14336":14337,"_14338":14339,"_14340":14341,"_14252":14440,"_14342":14343,"_14253":14441,"_14345":14442,"_14347":14443,"_14349":14350,"_14353":14444,"_14355":59,"_14356":14445,"_14357":14346,"_14359":14446,"_14361":14447,"_14363":59,"_14210":14440,"_14211":14441,"_14364":14446,"_14365":14447,"_14366":14448,"_14368":14369,"_14370":14449,"_14372":14450,"_14374":14451,"_14358":-5,"_14376":-5,"_14377":-5,"_14378":-5,"_14379":-5},"0000000000",{"_1807":14311,"_12703":14431,"_47":14315},{"_1837":14313,"_14171":14314},"1.25% cashback on all preloaded card spend. Convert points to Avios or Virgin Points.","Capital on Tap Business Pro Card"," Get 10,000 bonus points when you spend £5,000 on your card in your first 3 months."," Access uncapped 1% cashback on all spend, with no FX or ATM fees. Cashback is boosted to 1.25% on all preloaded card spend."," Radisson Rewards VIP status included. Unlimited access to 1,600+ airport lounges for the main cardholder and two free guest passes per year.","11%","Collect avios and bonus points on spending","Unlimited airport lounge access and sleek metal card","https://money.imgix.net/uswitch-assets-eu/amp/images/product/credit-cards/Capital_on_tap_pro_card.png","https://uswitch-cms.imgix.net/uswitch-assets-eu/amp/images/product/credit-cards/Capital_on_tap_pro_card.png",110.33,"Representative rate is 110.33% APR (variable).","No ATM or FX fees. Available to limited companies and LLPs. T&Cs apply.",299,"Uncapped 1% cashback on all card spending included. Get unlimited airport lounge access and a silver metal card. Limits up to £250,000, and free company cards with spend controls.","Uncapped 1% cashback on all card spending included. Get unlimited airport lounge access and a silver metal card. Limits up to £250,000, and free company cards with spend controls. ","£299","110.33% APR",[14438,14439,14337,14339],"Uncapped 1% cashback on all card spending included. Get unlimited airport lounge access and a silver metal card. Limits up to £250,000, and free company cards with spend controls. No ATM or FX fees. Available to limited companies and LLPs. T&Cs apply.",{"_1837":14453,"_14171":14471},{"_6975":14454,"_14272":14459,"_14396":14463,"_14401":14467},{"_1807":14455,"_14275":-5,"_14276":14456,"_14278":1786,"_14279":14457,"_14281":14458},"d4c24861-acf4-4e4e-bb0b-b53f1e2df2d4","1000042958","992504","https://www.money.co.uk/clk/38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8/money/business-credit-cards?r=https%3A%2F%2Fcashback.capitalontap.com%2Fmoney-offer%2F%3Futm_source%3Dlink%26utm_medium%3Daffiliate%26utm_campaign%3Dmoney-cashback-offer-pro%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Pro+Card&pid=38888122-37e0-4c56-b9c2-e92846587c01&ln=default&upvid=38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8&ucvid=1000042958&ulvid=992504&link_id=d4c24861-acf4-4e4e-bb0b-b53f1e2df2d4&sig=406afa03459527a14486d36b88e86af4dc33c481bb13ad71cfceeab472bc624b",{"_1807":14460,"_14275":-5,"_14276":14456,"_14278":59,"_14279":14461,"_14281":14462},"06125648-5026-4a14-a189-5df36291c455","992507","https://www.money.co.uk/clk/38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness%2Fbusiness-credit-cards%2Fapplication%2Fcapital-on-tap%3Fproduct_id%3D38888122-37e0-4c56-b9c2-e92846587c01%26index%3Dbusiness-credit-cards%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Pro+Card&pid=38888122-37e0-4c56-b9c2-e92846587c01&ln=application&upvid=38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8&ucvid=1000042958&ulvid=992507&link_id=06125648-5026-4a14-a189-5df36291c455&sig=41bda8c34b6f8d54e90a86b5247d919b2984faf2cbc411bd101879757218564d",{"_1807":14464,"_14275":-5,"_14276":14456,"_14278":59,"_14279":14465,"_14281":14466},"89a32c5e-c044-42f2-a0ec-07d5aa945995","992505","https://www.money.co.uk/clk/38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8/money/business-credit-cards?r=https%3A%2F%2Fcashback.capitalontap.com%2Fmoney-offer%2F%3Futm_source%3Dlink%26utm_medium%3Daffiliate%26utm_campaign%3Dmoney-cashback-offer-pro%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Pro+Card&pid=38888122-37e0-4c56-b9c2-e92846587c01&ln=post-application&upvid=38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8&ucvid=1000042958&ulvid=992505&link_id=89a32c5e-c044-42f2-a0ec-07d5aa945995&sig=406afa03459527a14486d36b88e86af4dc33c481bb13ad71cfceeab472bc624b",{"_1807":14468,"_14275":-5,"_14276":14456,"_14278":59,"_14279":14469,"_14281":14470},"d115a27e-7972-46be-af71-9bf4b7faec42","992506","https://www.money.co.uk/clk/38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Pro+Card&pid=38888122-37e0-4c56-b9c2-e92846587c01&ln=application_completed&upvid=38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8&ucvid=1000042958&ulvid=992506&link_id=d115a27e-7972-46be-af71-9bf4b7faec42&sig=a31ceab45ccf7ebbe69207a267148da3fe411c347851e1d95abcb0bbe35bad2e",{"_6975":14472},{"_1807":14473,"_14275":-5,"_14276":14409,"_14278":59,"_14279":14474,"_14281":14475},"72359a78-1d88-487c-9549-774fddd12fef","970774","https://www.uswitch.com/clk/38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8/uswitch/business-credit-cards?r=https%3A%2F%2Faccount.capitalontap.com%2Fapps%2Fapply%2F%3Fpromocode%3DUswitch%26utm_source%3Duswitch%26utm_medium%3Dsite%26utm_campaign%3DPro%26step%3D1%26utm_term%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Capital+on+Tap&product_name=Capital+on+Tap+Business+Pro+Card&pid=38888122-37e0-4c56-b9c2-e92846587c01&ln=default&upvid=38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8&ucvid=1000036083&ulvid=970774&link_id=72359a78-1d88-487c-9549-774fddd12fef&sig=e1bb461ae08bf9d913728ec84831da3c55c37cc2865a8cc5ffe9649ad7a9522c",{"_1837":9963,"_14171":5549},"38888122-37e0-4c56-b9c2-e92846587c01-a9e838d36b5f835a314f66aa927be6616f78fbc8","2026-05-22T01:50:56.296Z",[9963],{"_14150":14298,"_14152":14481,"_14153":-5,"_14154":14482,"_2567":14524},"14d9d1c1-e024-4c73-9ccc-cf97d70f7923",{"_1807":14481,"_14156":14157,"_14158":2574,"_8379":2574,"_14159":14483,"_14164":14487,"_14182":14496,"_4507":14510,"_14283":14521,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14522,"_14290":14523},{"_14171":14484,"_1837":14485},{"_14162":4244},{"_14162":14486},475,{"_1807":14488,"_8379":2574,"_12736":14489,"_14174":14495,"_14317":14494,"_14318":59,"_14182":14496,"_14320":14495,"_14190":14191,"_14329":14497,"_14196":2574,"_14332":14498,"_14334":14499,"_14336":14337,"_14338":14500,"_14252":14501,"_14342":14343,"_14253":14502,"_14345":14503,"_14347":14504,"_14351":14505,"_14353":9,"_14356":2041,"_14357":14503,"_14359":14506,"_14361":14506,"_14378":2041,"_14210":14501,"_14211":14502,"_14364":14506,"_14366":14367,"_14368":14507,"_14370":14508,"_14372":14509,"_14374":14506,"_14358":-5,"_14376":-5,"_14377":-5,"_14365":-5,"_14379":-5,"_14321":-5,"_14323":-5,"_14325":-5,"_14327":-5,"_14349":-5},"9999999999",{"_1807":14490,"_12703":14491,"_47":14494},"2c7625de-0f23-409b-8cab-751c2e76efea",{"_1837":14492,"_14171":14493},"https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/provider/logos/funding_circle.png","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/provider/logos/funding_circle.png","Funding Circle","Earn 2% cashback up to £2000 for 6 months, unlimited 1% thereafter. T&Cs apply.","Funding Circle Business Cashback Credit Card","2%","Up to 42 days interest-free","No monthly fee","Good for cashback, with limits up to £250,000","https://money.imgix.net/uswitch-assets-eu/amp/images/product/credit-cards/Cashback+Card+3D+(1)+(1).png","https://uswitch-cms.imgix.net/uswitch-assets-eu/amp/images/product/credit-cards/Cashback+Card+3D+(1)+(1).png",34.9,"The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable)","Up to 42 days interest-free, no annual or set up fees, up to £250k credit limit.","Get 2% cashback on all card spend with Cashback Card for the first 6 months or to a limit of £100,000 spend (total cashback capped at £2,000) and then 1% thereafter. T&Cs apply.","34.9% p.a. variable","34.9% APR",[14498,14499,14337,14500],{"_1837":14511},{"_6975":14512,"_14387":14517},{"_1807":14513,"_14275":-5,"_14276":14514,"_14278":59,"_14279":14515,"_14281":14516},"b5c72503-c142-4521-8d3e-8bd572c4d22e","1000043703","994390","https://www.money.co.uk/clk/14d9d1c1-e024-4c73-9ccc-cf97d70f7923-e1f11012830d533138896623bccac5743f76b777/money/business-credit-cards?r=https%3A%2F%2Ffundingcircle.sjv.io%2Fc%2F23518%2F2698293%2F27836%3Fprodsku%3DCashback&category=business-credit-cards&supplier=Funding+Circle&product_name=Funding+Circle+Business+Cashback+Credit+Card&pid=14d9d1c1-e024-4c73-9ccc-cf97d70f7923&ln=default&upvid=14d9d1c1-e024-4c73-9ccc-cf97d70f7923-e1f11012830d533138896623bccac5743f76b777&ucvid=1000043703&ulvid=994390&link_id=b5c72503-c142-4521-8d3e-8bd572c4d22e&sig=66a19b6821717267235ad107756313c798243b31f395808c09dc635eb0daa998",{"_1807":14518,"_14275":-5,"_14276":14514,"_14278":1786,"_14279":14519,"_14281":14520},"1bc7aeba-ea71-4f6b-bcb7-8b7938076751","994391","https://www.money.co.uk/clk/14d9d1c1-e024-4c73-9ccc-cf97d70f7923-e1f11012830d533138896623bccac5743f76b777/money/business-credit-cards?r=https%3A%2F%2Fwww.fundingcircle.com%2Fuk%2Fpayments%2Fcashback%2F%3Futm_source%3DMoneyCoUK%26utm_medium%3DAffiliate%26utm_campaign%3DMoney_Hero_CBC%26thirdpartyid%3D%7Bclick_ref%7D&category=business-credit-cards&supplier=Funding+Circle&product_name=Funding+Circle+Business+Cashback+Credit+Card&pid=14d9d1c1-e024-4c73-9ccc-cf97d70f7923&ln=tenancy&upvid=14d9d1c1-e024-4c73-9ccc-cf97d70f7923-e1f11012830d533138896623bccac5743f76b777&ucvid=1000043703&ulvid=994391&link_id=1bc7aeba-ea71-4f6b-bcb7-8b7938076751&sig=43a47daa877980a9daaae20939576b17b4856cabc452362ef8904443727d5012",{"_1837":4248},"14d9d1c1-e024-4c73-9ccc-cf97d70f7923-e1f11012830d533138896623bccac5743f76b777","2026-05-22T01:50:50.800Z",[4248],{"_14150":14298,"_14152":14526,"_14153":-5,"_14154":14527,"_2567":14596},"bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97",{"_1807":14526,"_14156":14157,"_14158":2574,"_8379":2574,"_14159":14528,"_14164":14532,"_14182":14541,"_4507":14573,"_14283":14592,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14594,"_14290":14595},{"_14171":14529,"_1837":14530},{"_14162":5549},{"_14162":14531},352,{"_1807":14533,"_8379":2574,"_12736":14534,"_14174":14540,"_14318":59,"_14182":14541,"_14542":14543,"_14320":14540,"_14190":14191,"_14329":14544,"_14196":2574,"_14332":14545,"_14334":14546,"_14336":14547,"_14338":14548,"_14340":14549,"_14252":14550,"_14253":14551,"_14552":59,"_14553":14554,"_14555":1786,"_14556":59,"_14557":59,"_14347":14558,"_14351":14559,"_14353":9,"_14355":59,"_14356":14560,"_14561":2041,"_14562":14563,"_14564":2041,"_14359":14565,"_14361":14565,"_14210":14550,"_14211":14551,"_14364":14565,"_14366":14566,"_14368":14567,"_14370":14567,"_14568":14569,"_14570":14571,"_14372":14572,"_14374":14565,"_14317":-5,"_14342":-5,"_14345":-5,"_14357":-5,"_14358":-5,"_14376":-5,"_14377":-5,"_14365":-5,"_14378":-5,"_14379":-5,"_14321":-5,"_14323":-5,"_14325":-5,"_14327":-5,"_14349":-5},"88736572",{"_1807":14535,"_12703":14536,"_47":14539},"7461c261-c040-4df0-931e-65905ecbf950",{"_1837":14537,"_14171":14538},"https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/provider/logos/Moss-logo-full-black.png","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/provider/logos/Moss-logo-full-black.png","Moss","Spend management platform - Xero, Sage & QuickBooks sync, no per-user fees. Up to 0.5% cashback.","Moss Business Credit Card","uk_residency","UK address required","-","0% interest - repay full balance in up to 30 days, no option to carry a balance","Set spend rules per card - limits, merchants, days and times","Automated receipt capture and AI-powered transaction coding","Good for UK finance teams with 25+ employees - no per-user fees","Up to £2.5 million","https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/product/credit-cards/Moss_card_2026.png","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/product/credit-cards/Moss_card_2026.png","available_to_charities","minimum_annual_turnover",2000000,"rewards_points_available","available_to_partnerships","available_to_sole_traders","Interest rates are not applicable to Charge cards","Employees request cards in seconds. You then approve, block or restrict as necessary. Business owners can view all spend in a detailed, real-time and responsive overview. Ideal for companies with 10+ employees or £2 million annual turnover.",2400,"minimum_trading_history_months","accounting_software_integrations","Sage, XERO, exact, DATEV, Quickbooks, Netsuite, Microsoft Dynamics Business Central and others.","foreign_transaction_fee_percentage","0% interest. Mastercard® World Elite Business Credit Card. Repay full balance in up to 30 days - no option to carry a balance. Credit subject to KYC and eligibility assessment. T&Cs apply.","£2,400","N/A","column_minimum_trading_history","No min trading history","column_minimum_annual_turnover","£2,000,000",[14545,14546,14547,14548],{"_1837":14574},{"_6975":14575,"_14272":14580,"_14396":14584,"_14401":14588},{"_1807":14576,"_14275":-5,"_14276":14577,"_14278":59,"_14279":14578,"_14281":14579},"b816e76f-3854-4262-bb1b-8d283922b7e6","1000045489","999063","https://www.money.co.uk/clk/bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76/money/business-credit-cards?r=https%3A%2F%2Fwww.financeads.net%2Ftc.php%3Ft%3D62682C4744115220T%26rvu_click_ref%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Moss&product_name=Moss+Business+Credit+Card&pid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97&ln=default&upvid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76&ucvid=1000045489&ulvid=999063&link_id=b816e76f-3854-4262-bb1b-8d283922b7e6&sig=b853813441fbb5162b3307b0bc29f909842bde856ab038f9125e1a8f5aeea672",{"_1807":14581,"_14275":-5,"_14276":14577,"_14278":59,"_14279":14582,"_14281":14583},"598dd199-3a8a-46d2-b487-5fe9ebfcb3e0","999061","https://www.money.co.uk/clk/bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness%2Fbusiness-credit-cards%2Fapplication%2Fmoss%3Fclickref%3D%7B%7Bclick_ref%7D%7D&category=business-credit-cards&supplier=Moss&product_name=Moss+Business+Credit+Card&pid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97&ln=application&upvid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76&ucvid=1000045489&ulvid=999061&link_id=598dd199-3a8a-46d2-b487-5fe9ebfcb3e0&sig=5cc344a358b1aca48f3b7bc4d407ca1e2cb0c97238f5d4bc44c7f09e65e2f7bd",{"_1807":14585,"_14275":-5,"_14276":14577,"_14278":59,"_14279":14586,"_14281":14587},"a2ed1ecc-d5d6-40d4-907c-4894f000a9a5","999062","https://www.money.co.uk/clk/bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2F&category=business-credit-cards&supplier=Moss&product_name=Moss+Business+Credit+Card&pid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97&ln=post-application&upvid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76&ucvid=1000045489&ulvid=999062&link_id=a2ed1ecc-d5d6-40d4-907c-4894f000a9a5&sig=bcf8fd3c57760f853298da4d045ffc136a6f462feba73d5e6ee66eefcbe45cd9",{"_1807":14589,"_14275":-5,"_14276":14577,"_14278":59,"_14279":14590,"_14281":14591},"97b462d9-46e3-4651-b1d3-67b53c035916","999064","https://www.money.co.uk/clk/bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2F&category=business-credit-cards&supplier=Moss&product_name=Moss+Business+Credit+Card&pid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97&ln=application_completed&upvid=bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76&ucvid=1000045489&ulvid=999064&link_id=97b462d9-46e3-4651-b1d3-67b53c035916&sig=bcf8fd3c57760f853298da4d045ffc136a6f462feba73d5e6ee66eefcbe45cd9",{"_1837":14593},65,"bfed22bd-5b0c-40fa-aacd-d61bd9bb4c97-1a939ffd0745a3d9b63e40e1ae520e16c1759d76","2026-05-22T01:50:53.449Z",[14593],{"_14150":14298,"_14152":14598,"_14153":-5,"_14154":14599,"_2567":14654},"90bdb5bb-a4eb-4224-830b-1bc488e50b02",{"_1807":14598,"_14156":14157,"_14158":2574,"_8379":2574,"_14159":14600,"_14164":14603,"_14182":14613,"_4507":14634,"_14283":14650,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14652,"_14290":14653},{"_1837":14601},{"_14162":14602},92,{"_1807":14604,"_8379":2574,"_12736":14605,"_14174":14611,"_14317":14612,"_14318":59,"_14182":14613,"_14320":14614,"_14190":14191,"_14321":14615,"_14323":14616,"_14325":14617,"_14327":14618,"_14329":14544,"_14196":2574,"_14332":14617,"_14334":14619,"_14336":14620,"_14338":14621,"_14340":14622,"_14252":14623,"_14342":14343,"_14253":14624,"_14345":14625,"_14347":14626,"_14351":9,"_14353":9,"_14356":14627,"_14357":14628,"_14359":14629,"_14210":14623,"_14211":14624,"_14364":14629,"_14366":14630,"_14368":14631,"_14370":14632,"_14372":14633,"_14374":14629,"_14361":-5,"_14358":-5,"_14376":-5,"_14377":-5,"_14365":-5,"_14378":-5,"_14379":-5,"_14349":-5},"25001",{"_1807":14606,"_12703":14607,"_47":14610},"7721c3e4-07de-43cf-84c3-e23e2c8cbb59",{"_1837":14608,"_14171":14609},"https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/provider/logos/british_airways_2021.png","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/provider/logos/british_airways_2021.png","British Airways","Earn up to 30,000 Avios points as a welcome bonus. T&Cs apply. ","American Express","British Airways American Express® Accelerating Business Card","Earn up to 30,000 Avios points as Welcome Bonus*","Earn up to 30,000 Avios points as a welcome bonus. T&Cs apply.","Collect 1.5 Avios for every £1 spent on business purchases and 2X on Business Points for every £1 spent with British Airways on your card.","Includes complimentary travel cover and up to £250,000 travel accident protection plus enhanced protection when flying with British Airways.","For every £20,000 you spend, get 10,000 bonus Avios up to 3x each calendar year.","Collect 1.5 Avios for every £1 spent on business purchases and 2X on Business Points for every £1 spent at British Airways on your card.","Suitable for UK limited companies, LLPs and Sole Traders","Good for businesses wanting to boost Avios on BA flights and daily spend.","From £1,500","https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/product/credit-cards/Amex_BA_business_CC.png","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/product/credit-cards/Amex_BA_business_CC.png",104.9,"Representative example: The standard interest rate on purchases is 26.6% (variable) so if you borrow £1,200 the APR will be 104.9% (variable). £250 annual fee.",250,26.6,"*30,000 bonus Avios when you spend £5,000 in the first three months of Cardmembership. Terms apply. 18+, subject to status","£250","26.6% p.a. variable","104.9% APR",[14617,14619,14620,14621],{"_1837":14635},{"_14272":14636,"_14641":14642,"_14401":14646},{"_1807":14637,"_14275":-5,"_14276":14638,"_14278":59,"_14279":14639,"_14281":14640},"f0352504-f6e9-4898-b088-1d5a2ba6965c","1000045719","999994","https://www.money.co.uk/clk/90bdb5bb-a4eb-4224-830b-1bc488e50b02-3f0f860186cd723dea4a9f0fb8e9669ef21ed942/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness%2Fbusiness-credit-cards%2Famex-ba&category=business-credit-cards&supplier=British+Airways&product_name=British+Airways+American%C2%A0Express%C2%AE+%C2%A0Accelerating+Business+Card&pid=90bdb5bb-a4eb-4224-830b-1bc488e50b02&ln=application&upvid=90bdb5bb-a4eb-4224-830b-1bc488e50b02-3f0f860186cd723dea4a9f0fb8e9669ef21ed942&ucvid=1000045719&ulvid=999994&link_id=f0352504-f6e9-4898-b088-1d5a2ba6965c&sig=9cf990f9109de773dc804eaf55e5180815492cfc3dda866ce3ecc2934c6fa658","eligibility_checked",{"_1807":14643,"_14275":-5,"_14276":14638,"_14278":59,"_14279":14644,"_14281":14645},"e160db21-97e4-4332-a290-d6e22e91c6c2","999995","https://www.money.co.uk/clk/90bdb5bb-a4eb-4224-830b-1bc488e50b02-3f0f860186cd723dea4a9f0fb8e9669ef21ed942/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2F&category=business-credit-cards&supplier=British+Airways&product_name=British+Airways+American%C2%A0Express%C2%AE+%C2%A0Accelerating+Business+Card&pid=90bdb5bb-a4eb-4224-830b-1bc488e50b02&ln=eligibility_checked&upvid=90bdb5bb-a4eb-4224-830b-1bc488e50b02-3f0f860186cd723dea4a9f0fb8e9669ef21ed942&ucvid=1000045719&ulvid=999995&link_id=e160db21-97e4-4332-a290-d6e22e91c6c2&sig=bea5d21653297801c8ee88a75b1f081a755288d273b9cc1da3e28399de851974",{"_1807":14647,"_14275":-5,"_14276":14638,"_14278":59,"_14279":14648,"_14281":14649},"b0ebb42e-5ede-48b3-af0f-9ad6a6fe545f","999993","https://www.money.co.uk/clk/90bdb5bb-a4eb-4224-830b-1bc488e50b02-3f0f860186cd723dea4a9f0fb8e9669ef21ed942/money/business-credit-cards?r=https%3A%2F%2Fclick.linksynergy.com%2Ffs-bin%2Fclick%3Fid%3Dg6PfYBeCXNo%26offerid%3D1034633.5%26type%3D3%26subid%3D0%26clickref%3D%7B%7BClick_ref%7D%7D&category=business-credit-cards&supplier=British+Airways&product_name=British+Airways+American%C2%A0Express%C2%AE+%C2%A0Accelerating+Business+Card&pid=90bdb5bb-a4eb-4224-830b-1bc488e50b02&ln=application_completed&upvid=90bdb5bb-a4eb-4224-830b-1bc488e50b02-3f0f860186cd723dea4a9f0fb8e9669ef21ed942&ucvid=1000045719&ulvid=999993&link_id=b0ebb42e-5ede-48b3-af0f-9ad6a6fe545f&sig=f24c441eb8411ac448d3e03e30f1f99eb04893f6263a11b879ac805245ddc86f",{"_1837":14651},67,"90bdb5bb-a4eb-4224-830b-1bc488e50b02-3f0f860186cd723dea4a9f0fb8e9669ef21ed942","2026-05-22T01:50:55.201Z",[14651],{"_14150":14298,"_14152":14656,"_14153":-5,"_14154":14657,"_2567":14709},"5486c391-d6c4-489d-a5a8-b6b4f8e33692",{"_1807":14656,"_14156":14157,"_14158":2574,"_8379":2574,"_14159":14658,"_14164":14661,"_14182":14668,"_4507":14690,"_14283":14705,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14707,"_14290":14708},{"_1837":14659},{"_14162":14660},80,{"_1807":16,"_8379":2574,"_12736":14662,"_14174":14667,"_14318":59,"_14182":14668,"_14320":14669,"_14190":14191,"_14321":14670,"_14323":14671,"_14325":14672,"_14327":14673,"_14329":14544,"_14196":2574,"_14332":14674,"_14334":14675,"_14336":14676,"_14338":14677,"_14340":14678,"_14252":14679,"_14342":14343,"_14253":14680,"_14347":2897,"_14351":14681,"_14353":14682,"_14356":14683,"_14357":14684,"_14359":14685,"_14361":9,"_14210":14679,"_14211":14680,"_14364":14685,"_14366":14686,"_14368":14687,"_14370":14567,"_14372":14688,"_14374":14689,"_14317":-5,"_14345":-5,"_14358":-5,"_14376":-5,"_14377":-5,"_14365":-5,"_14378":-5,"_14379":-5,"_14349":-5},{"_1807":14663,"_12703":14664,"_47":14612},"a42f5bf6-8ae7-48c4-a0f7-350d8bd01729",{"_1837":14665,"_14171":14666},"https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/provider/logos/american_express_2021.png","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/provider/logos/american_express_2021.png","Earn 50,000 Membership Rewards points when you spend £6,000 in your first three months. Terms apply.","The American Express® Business Platinum Card","Earn up to 50,000 welcome bonus rewards points*","Earn 50,000 Membership Rewards points when you spend £6,000 in your first three months of Cardmembership. Terms apply.","Receive £200 Annual Travel Credit when you spend at American Express Travel Online.","Enjoy complimentary access to 1,550+ airport lounges with The American Express Global Lounge Collection®.","Up to £300 back annually when you spend on uk.indeed.com plus up to £150 back annually for United Kingdom purchases with Dell Technologies. ","Earn 1x Membership Rewards points for every eligible £1 spent on purchases and 2x points for every £1 spent on American Express Travel.","Get up to £400 in Amex Travel Credits when you spend £120,000 in your Cardmembership year. Terms apply.","Available to UK LTD and LLP businesses, signatories must be 18+ and a director/member of the business. Subject to status.","Complimentary access to 1,550+ airport lounges","Unlimited","https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/product/credit-cards/sbs_plat_metal_2018_di_1920x1216.jpg","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/product/credit-cards/sbs_plat_metal_2018_di_1920x1216.jpg","*Earn 8x points for every eligible £1 spent (up to 80k points – max £10k spend) in the first 3 months of Cardmembership ","*Annual fee £650. Interest & terms apply. Earn 50,000 Membership Rewards® points when you spend £6,000 in the first three months of Cardmembership. Annual Fee and terms apply. Available to UK LTDs and LLPS. Signatories must be 18+ and a Director/member of the business. Subject to status. ",650,29.1,"*Your card includes a Flexible Payment Option (FPO) Credit Limit, which lets you carry a balance with interest at 29.1% p.a. (variable). You can spend above your FPO Credit Limit, as long as any amount over the limit is paid by the due date. Your FPO Credit Limit will be confirmed when your Card arrives. ","£650","29.1% p.a. variable",[14674,14675,14676,14677],"*Your card includes a Flexible Payment Option (FPO) Credit Limit, which lets you carry a balance with interest at 29.1% p.a. (variable). You can spend above your FPO Credit Limit, as long as any amount over the limit is paid by the due date. Your FPO Credit Limit will be confirmed when your Card arrives. *Annual fee £650. Interest & terms apply. Earn 50,000 Membership Rewards® points when you spend £6,000 in the first three months of Cardmembership. Annual Fee and terms apply. Available to UK LTDs and LLPS. Signatories must be 18+ and a Director/member of the business. Subject to status.",{"_1837":14691},{"_14272":14692,"_14641":14697,"_14401":14701},{"_1807":14693,"_14275":-5,"_14276":14694,"_14278":59,"_14279":14695,"_14281":14696},"e644f5ee-10f0-4442-b6a1-64addbbda9ca","1000045618","999792","https://www.money.co.uk/clk/5486c391-d6c4-489d-a5a8-b6b4f8e33692-459ea0ebf4a227375001bfd5c72b650311d6c574/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness%2Fbusiness-credit-cards%2Famex-platinum&category=business-credit-cards&supplier=American+Express&product_name=The+American+Express%C2%AE+Business+Platinum+Card&pid=5486c391-d6c4-489d-a5a8-b6b4f8e33692&ln=application&upvid=5486c391-d6c4-489d-a5a8-b6b4f8e33692-459ea0ebf4a227375001bfd5c72b650311d6c574&ucvid=1000045618&ulvid=999792&link_id=e644f5ee-10f0-4442-b6a1-64addbbda9ca&sig=22783e0d2ca282b669a0aa98976ec70651e39586074d824d31c25d7364eb43d9",{"_1807":14698,"_14275":-5,"_14276":14694,"_14278":59,"_14279":14699,"_14281":14700},"bf71ddce-c451-49f4-8bfb-9e93e53a2c65","999794","https://www.money.co.uk/clk/5486c391-d6c4-489d-a5a8-b6b4f8e33692-459ea0ebf4a227375001bfd5c72b650311d6c574/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk&category=business-credit-cards&supplier=American+Express&product_name=The+American+Express%C2%AE+Business+Platinum+Card&pid=5486c391-d6c4-489d-a5a8-b6b4f8e33692&ln=eligibility_checked&upvid=5486c391-d6c4-489d-a5a8-b6b4f8e33692-459ea0ebf4a227375001bfd5c72b650311d6c574&ucvid=1000045618&ulvid=999794&link_id=bf71ddce-c451-49f4-8bfb-9e93e53a2c65&sig=55fd489e72821c46d5a2e90f4d11b56d89e08b5977bbb2e37ba2cb10be36e919",{"_1807":14702,"_14275":-5,"_14276":14694,"_14278":59,"_14279":14703,"_14281":14704},"a60241e0-c101-4fca-ae32-ee4b6dcb370f","999793","https://www.money.co.uk/clk/5486c391-d6c4-489d-a5a8-b6b4f8e33692-459ea0ebf4a227375001bfd5c72b650311d6c574/money/business-credit-cards?r=https%3A%2F%2Fclick.linksynergy.com%2Ffs-bin%2Fclick%3Fid%3Dg6PfYBeCXNo%26offerid%3D1034633.6%26type%3D3%26subid%3D0&category=business-credit-cards&supplier=American+Express&product_name=The+American+Express%C2%AE+Business+Platinum+Card&pid=5486c391-d6c4-489d-a5a8-b6b4f8e33692&ln=application_completed&upvid=5486c391-d6c4-489d-a5a8-b6b4f8e33692-459ea0ebf4a227375001bfd5c72b650311d6c574&ucvid=1000045618&ulvid=999793&link_id=a60241e0-c101-4fca-ae32-ee4b6dcb370f&sig=8888d1531acf57e36042f7fafe34502e5045b6c3cc4846aa0767a08cf0cff30e",{"_1837":14706},68,"5486c391-d6c4-489d-a5a8-b6b4f8e33692-459ea0ebf4a227375001bfd5c72b650311d6c574","2026-05-22T01:50:53.693Z",[14706],{"_14150":14298,"_14152":14711,"_14153":-5,"_14154":14712,"_2567":14764},"d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef",{"_1807":14711,"_14156":14157,"_14158":2574,"_8379":2574,"_14159":14713,"_14164":14715,"_14182":14719,"_4507":14740,"_14283":14760,"_2563":-5,"_14285":-5,"_14286":-5,"_14287":59,"_14288":14762,"_14290":14763},{"_1837":14714},{"_14162":5704},{"_1807":16,"_8379":2574,"_12736":14716,"_14174":14718,"_14318":59,"_14182":14719,"_14320":14720,"_14190":14191,"_14321":14721,"_14323":14722,"_14325":14723,"_14327":14724,"_14329":14544,"_14196":2574,"_14332":14725,"_14334":14722,"_14336":14726,"_14338":14727,"_14340":14678,"_14252":14728,"_14342":14343,"_14253":14729,"_14553":14730,"_14347":2897,"_14351":14731,"_14353":14732,"_14356":2041,"_14357":14684,"_14359":14733,"_14361":14734,"_14378":14735,"_14210":14728,"_14211":14729,"_14364":14733,"_14366":14736,"_14368":14687,"_14370":14567,"_14570":14737,"_14372":14738,"_14374":14739,"_14317":-5,"_14345":-5,"_14358":-5,"_14376":-5,"_14377":-5,"_14365":-5,"_14379":-5,"_14349":-5},{"_1807":14663,"_12703":14717,"_47":14612},{"_1837":14665,"_14171":14666},"Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months. Terms apply.","The American Express® Business Gold Card","Earn up to 20,000 welcome bonus rewards points* ","Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. Terms apply.","Get up to £200 in Amex Travel Credits when you spend £80,000 in your Cardmembership year. Terms apply","£100 annual Dell Technologies statement credit","Up to 20 complimentary Employee Cards","Earn 1x Membership Rewards points for every eligible £1 spent on purchases and 2x points for every £1 spent on American Express Travel","Available to UK LTD and LLP businesses, signatories must be 18+ and a director / member of the busieness. Subject to status.","Good for earning flexible points on everyday spend","https://img.money.co.uk/s3/uswitch-assets-eu/amp/images/product/credit-cards/sbs_gold_dod_480x304.jpg","https://img.uswitch.com/s3/uswitch-assets-eu/amp/images/product/credit-cards/sbs_gold_dod_480x304.jpg",20000,"*Earn 4x points for every eligible £1 spent (up to 40k points – max £10k spend) in the first 3 months of Cardmembership ","*Annual fee £195 (£0 in the first year). Interest & terms apply. Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. Annual fee applies after first year. Terms apply. Available to UK LTDs and LLPS. Signatories must be 18+ and a Director/member of the business. Subject to status. ","*Your Card includes a Flexible Payment Option (FPO) Credit Limit, which lets you carry a balance with interest at 29.1% p.a. (variable). You can spend above your FPO Credit Limit, as long as any amount over the limit is paid by the due date. Your FPO Credit Limit will be confirmed when your Card arrives. ","*Earn 20,000 points when you spend £3,000 in the first three months of Cardmembership. Terms apply, 18+, subject to status.",195,"£0 in the first year, £195 thereafter","£20,000",[14725,14722,14726,14727],"*Your Card includes a Flexible Payment Option (FPO) Credit Limit, which lets you carry a balance with interest at 29.1% p.a. (variable). You can spend above your FPO Credit Limit, as long as any amount over the limit is paid by the due date. Your FPO Credit Limit will be confirmed when your Card arrives. *Annual fee £195 (£0 in the first year). Interest & terms apply. Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. Annual fee applies after first year. Terms apply. Available to UK LTDs and LLPS. Signatories must be 18+ and a Director/member of the business. Subject to status.",{"_1837":14741},{"_14272":14742,"_14641":14747,"_14401":14751,"_14755":14756},{"_1807":14743,"_14275":-5,"_14276":14744,"_14278":59,"_14279":14745,"_14281":14746},"4869f8a4-4c85-4a90-863d-439096eabed6","1000045617","999788","https://www.money.co.uk/clk/d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2Fbusiness%2Fbusiness-credit-cards%2Famex-gold&category=business-credit-cards&supplier=American+Express&product_name=The+American+Express%C2%AE+Business+Gold+Card&pid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef&ln=application&upvid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7&ucvid=1000045617&ulvid=999788&link_id=4869f8a4-4c85-4a90-863d-439096eabed6&sig=31cb14b445a6fa7e76ddf414ae2619950897541acfa6311803e7aea525b7cd81",{"_1807":14748,"_14275":-5,"_14276":14744,"_14278":59,"_14279":14749,"_14281":14750},"82693e0f-efa5-4d67-a021-61a1685ccb8e","999790","https://www.money.co.uk/clk/d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7/money/business-credit-cards?r=https%3A%2F%2Fwww.money.co.uk%2F&category=business-credit-cards&supplier=American+Express&product_name=The+American+Express%C2%AE+Business+Gold+Card&pid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef&ln=eligibility_checked&upvid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7&ucvid=1000045617&ulvid=999790&link_id=82693e0f-efa5-4d67-a021-61a1685ccb8e&sig=e68fdb64925d89a57d246a002de78c539429217cca3a220d4ed3c89c153efe21",{"_1807":14752,"_14275":-5,"_14276":14744,"_14278":59,"_14279":14753,"_14281":14754},"508d1083-5202-40cf-b1aa-15cb115ad0c8","999791","https://www.money.co.uk/clk/d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7/money/business-credit-cards?r=https%3A%2F%2Fclick.linksynergy.com%2Ffs-bin%2Fclick%3Fid%3Dg6PfYBeCXNo%26offerid%3D1034633.4%26type%3D3%26subid%3D0%26clickref%3D%7B%7BClick_ref%7D%7D&category=business-credit-cards&supplier=American+Express&product_name=The+American+Express%C2%AE+Business+Gold+Card&pid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef&ln=application_completed&upvid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7&ucvid=1000045617&ulvid=999791&link_id=508d1083-5202-40cf-b1aa-15cb115ad0c8&sig=16b610c1a9e31b7019cd0e7ae4be85cd209d1538b50b5f255bc1b65877b77e38","application_completed__platinum_to_gold_referral",{"_1807":14757,"_14275":-5,"_14276":14744,"_14278":59,"_14279":14758,"_14281":14759},"8ad71cec-1114-49c0-89bd-3fcb867b60a0","999789","https://www.money.co.uk/clk/d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7/money/business-credit-cards?r=https%3A%2F%2Fclick.linksynergy.com%2Ffs-bin%2Fclick%3Fid%3Dg6PfYBeCXNo%26offerid%3D1034633.4%26type%3D3%26subid%3D0%26clickref%3D%7B%7BClick_ref%7D%7D&category=business-credit-cards&supplier=American+Express&product_name=The+American+Express%C2%AE+Business+Gold+Card&pid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef&ln=application_completed__platinum_to_gold_referral&upvid=d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7&ucvid=1000045617&ulvid=999789&link_id=8ad71cec-1114-49c0-89bd-3fcb867b60a0&sig=16b610c1a9e31b7019cd0e7ae4be85cd209d1538b50b5f255bc1b65877b77e38",{"_1837":14761},73,"d56fed6b-0f6f-4a04-ae53-a03ef93ba0ef-28a81d6d152117cb62bf81b71e9bf2f95b2c3ed7","2026-05-22T01:50:53.318Z",[14761],"productTableData",{},"reviews",[],"experiences",{},"platinumModulesProviderData",{"_4647":14773},[14774,14775,14776,14777,14778],{"_1807":14663,"_47":14612,"_1837":14665,"_14171":14666},{"_1807":14606,"_47":14610,"_1837":14608,"_14171":14609},{"_1807":14535,"_47":14539,"_1837":14537,"_14171":14538},{"_1807":14311,"_47":14315,"_1837":14313,"_14171":14314},{"_1807":14490,"_47":14494,"_1837":14492,"_14171":14493},"trustpilotData",{"_1837":14781},{"_14767":14782,"_14803":14804,"_28":14811},[14783,14792,14798],{"_1943":14784,"_1956":14785,"_14786":1817,"_14787":14788},"Everything you need to gain credit for…","Everything you need to gain credit for your business ","stars","customer",{"_47":14789,"_14790":-5,"_1807":14791},"Michael Ver-yard","location","67e79ef074626ac6bb4f4db3",{"_1943":14793,"_1956":14794,"_14786":1817,"_14787":14795},"Very fast and efficient. From start to finish it was easy to follow the application.","Very fast and efficient. ",{"_47":14796,"_14790":-5,"_1807":14797},"SAL","68d162273603fe93a9541937",{"_1943":14799,"_1956":14800,"_14786":1817,"_14787":14801},"Great website","Great website, very easy to use and compare options. Clear information and really helpful for making decisions quickly.",{"_47":14787,"_14790":-5,"_1807":14802},"68cf09837e1369f8a54b6443","companyScore",{"_14805":14806,"_14809":14810},"score",{"_14786":2260,"_14807":14808},"trustScore",4.1,"totalReviews","1,079","https://uk.trustpilot.com/review/www.money.co.uk","leadCaptureFormData",{},"actionData","errors"]